How to send money to New Zealand from Poland with the best PLN-NZD rate

We’ve analysed and compared 9 money transfer companies below for PLN/NZD transfers.

Best companies for PLN/NZD transfers

9 of 9 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze PLN/NZD exchange rates from our comparisons.

Based on 30,000 PLN transfer

Best companies for PLN/NZD transfers

All money transfer offers for PLN/NZD transfers, sorted by most NZD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 200,52 zł 1 PLN = 0.4575 NZD -0.01% vs mid-market Recipient gets 13.632,46 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
200,52 zł1 PLN = 0.4575 NZD
13.632,46 $You pay30.000,00 zł
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.4513 NZD +1.35% vs mid-market Recipient gets 13.539,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4513 NZD
13.539,00 $You pay30.000,00 zł

Run a live search

Showing top Poland to New Zealand deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4563 NZD +0.25% vs mid-market Recipient gets 13.688,92 $ Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to New Zealand from Poland.
Personal account managerReceive to bank account

Ways to receive money in New Zealand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 0.4563 NZD
13.688,92 $You pay30.000,00 zł
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4562 NZD +0.27% vs mid-market Recipient gets 13.686,18 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in New Zealand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4562 NZD
13.686,18 $You pay30.000,00 zł
TorFx

TorFx

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4561 NZD +0.30% vs mid-market Recipient gets 13.682,06 $ Minutes - 24 hours
FastestTorFx with Bank transfer deposit is the fastest way to send PLN to New Zealand.
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in New Zealand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4561 NZD
13.682,06 $You pay30.000,00 zł
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4547 NZD +0.60% vs mid-market Recipient gets 13.641,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4547 NZD
13.641,00 $You pay30.000,00 zł
Wise

Wise

Pay via Bank transfer
Fee 200,52 zł 1 PLN = 0.4575 NZD -0.01% vs mid-market Recipient gets 13.632,46 $ Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Poland to New Zealand.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
200,52 zł1 PLN = 0.4575 NZD
13.632,46 $You pay30.000,00 zł
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee 10,93 zł 1 PLN = 0.4541 NZD +0.73% vs mid-market Recipient gets 13.619,50 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
10,93 zł1 PLN = 0.4541 NZD
13.619,50 $You pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 310,00 zł 1 PLN = 0.4569 NZD +0.12% vs mid-market Recipient gets 13.565,37 $ Within a week
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
310,00 zł1 PLN = 0.4569 NZD
13.565,37 $You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.4513 NZD +1.35% vs mid-market Recipient gets 13.539,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4513 NZD
13.539,00 $You pay30.000,00 zł
Xe

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4513 NZD +1.35% vs mid-market Recipient gets 13.539,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4513 NZD
13.539,00 $You pay30.000,00 zł
Xe

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 0.4513 NZD +1.35% vs mid-market Recipient gets 13.539,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4513 NZD
13.539,00 $You pay30.000,00 zł
Moneycorp

Moneycorp

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4510 NZD +1.40% vs mid-market Recipient gets 13.531,10 $ Minutes - 2 days

Ways to receive money in New Zealand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 0.4510 NZD
13.531,10 $You pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 0.4569 NZD +0.12% vs mid-market Recipient gets 13.277,52 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 0.4569 NZD
13.277,52 $You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 0.457441 NZD Updates every 60 minutes.

How to send money from Poland to New Zealand

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most NZD on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/NZD rate.

Fund your transfer

You can fund your transfer to New Zealand using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to New Zealand

9 companies send money from Poland to New Zealand, across broker, multi-currency account, online, app, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Wise charges 200.52 PLN on a zł30,000 transfer and delivers 13,632.46 NZD in next day, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more NZD.

The cheapest way to send money online from Poland to New Zealand is via Wise.

Sending 30,000 PLN gets you 13,632.46 NZD (after 200.52 fee and -0.01% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and NZD in one account.

This is useful for travelling to New Zealand, getting paid in NZD, or pre-converting when PLN/NZD rate is good.

You can convert between them whenever you want, and once you have NZD there are no fees after.

The best multi-currency account for holding PLN and NZD is Currencies Direct.

For example, it converts zł30,000 at 0.6% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive NZD in New Zealand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 13,688.92 NZD.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive NZD via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    $13,689

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    $13,539

    -$150

  3. 3
    Credit card Bank deposit

    You pay zł30,000.00

    $13,539

    -$150

Consider this when sending PLN to New Zealand

There are a few nuances when sending money from Poland to New Zealand.

Compare PLN/NZD transfer options

For a 30,000 PLN transfer to New Zealand, these are the cheapest, fastest and easiest options.

Cheapest way to send money to New Zealand

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,688.92 NZD, which is 0.02% more than the next best option.

Fastest way to send money to New Zealand

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,686.18 NZD, with the money arriving in minutes - 24 hours.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-NZD Exchange Rate

Check the PLN to NZD exchange rate

A small change in the PLN/NZD rate can make a difference to the amount received, especially on regular transfers to New Zealand.

Mid-market rate:1 PLN = 0.457909 NZD

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 9 of them on PLN to New Zealand in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.