How to send money to New Zealand from Poland with the best PLN-NZD rate

We’ve analysed and compared 9 money transfer companies below for PLN/NZD transfers.

Best companies for PLN/NZD transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 30,000 PLN transfer

Best companies for PLN/NZD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 200,52 zł 1 PLN = 0.4546 NZD -0.01% vs mid-market Recipient gets 13.547,74 $ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
200,52 zł1 PLN = 0.4546 NZD
13.547,74 $You pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.4516 NZD +0.66% vs mid-market Recipient gets 13.548,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4516 NZD
13.548,00 $You pay30.000,00 zł

Run a live search

Showing top Poland to New Zealand deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4535 NZD +0.25% vs mid-market Recipient gets 13.603,88 $ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in New Zealand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 0.4535 NZD
13.603,88 $You pay30.000,00 zł
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4534 NZD +0.27% vs mid-market Recipient gets 13.601,15 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in New Zealand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4534 NZD
13.601,15 $You pay30.000,00 zł

TorFx

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4532 NZD +0.30% vs mid-market Recipient gets 13.597,06 $ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in New Zealand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4532 NZD
13.597,06 $You pay30.000,00 zł

Currencies Direct

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4522 NZD +0.53% vs mid-market Recipient gets 13.566,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4522 NZD
13.566,00 $You pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.4516 NZD +0.66% vs mid-market Recipient gets 13.548,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4516 NZD
13.548,00 $You pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4516 NZD +0.66% vs mid-market Recipient gets 13.548,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4516 NZD
13.548,00 $You pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 0.4516 NZD +0.66% vs mid-market Recipient gets 13.548,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.4516 NZD
13.548,00 $You pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 200,52 zł 1 PLN = 0.4546 NZD -0.01% vs mid-market Recipient gets 13.547,74 $ Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
200,52 zł1 PLN = 0.4546 NZD
13.547,74 $You pay30.000,00 zł

CurrencyFair

Pay via Bank transfer
Fee 11,00 zł 1 PLN = 0.4512 NZD +0.74% vs mid-market Recipient gets 13.532,50 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
11,00 zł1 PLN = 0.4512 NZD
13.532,50 $You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 310,00 zł 1 PLN = 0.4540 NZD +0.14% vs mid-market Recipient gets 13.478,04 $ Within an hour
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin an hour
310,00 zł1 PLN = 0.4540 NZD
13.478,04 $You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.4482 NZD +1.40% vs mid-market Recipient gets 13.447,04 $ Minutes - 2 days

Ways to receive money in New Zealand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 0.4482 NZD
13.447,04 $You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 0.4540 NZD +0.14% vs mid-market Recipient gets 13.192,05 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 0.4540 NZD
13.192,05 $You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 0.4546 NZD Updates every 60 minutes.

How to send money from Poland to New Zealand

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most NZD on a PLN 30,000 transfer.

Key Currency was the cheapest on 23 of the 27 days it quoted zł30,000 transfers to New Zealand.

This heavily depends on how much you send, so I suggest to get the best PLN/NZD rate.

Fund your transfer

You can fund your transfer to New Zealand using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to New Zealand?

How much PLN you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 85% of the transfers from PLN 20,000 it quoted, and in 85% of all the transfers it quoted.

Cheapest service
2.000 zł0.25%4,00 zł904,77 $with bank transfer to bank deposit+55,17 $
5.000 zł0.14%0,00 zł2.270,00 $with debit card to bank deposit+70,14 $
10.000 zł0.59%0,00 zł4.520,00 $with bank transfer to bank deposit+34,40 $
20.000 zł0.30%0,00 zł9.065,84 $with bank transfer to bank deposit+88,03 $
30.000 złThis page0.25%0,00 zł13.603,88 $with bank transfer to bank deposit+86,42 $

Mid-market rate: 1 PLN = 0.4546 NZD

PLN/NZD Exchange Rate History

Is today a good time to send money from Poland to New Zealand?

The cheapest way to send PLN to NZD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 30,000 PLN transfers to New Zealand.

NZD received for 30.000 zł, after fees

Tue, 10 Nov 2026Mid-market rate13.637,97 $ Key Currency 13.603,88 $Key Currency13.603,88 $Regency FX13.601,15 $TorFx13.597,06 $

13.200
13.300
13.400
13.500
13.600
13.700
13.800
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4555 – 13.665,60 $
Key Currency Cheapest 0.4544 0,00 zł 13.631,44 $ −34,16 $
Regency FX 0.4543 0,00 zł 13.628,70 $ −36,90 $
TorFx 0.4542 0,00 zł 13.624,60 $ −41,00 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4555 – 13.664,43 $
Wise Cheapest 0.4555 200,52 zł 13.573,28 $ −91,15 $
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Currencies Direct Cheapest 0.4539 0,00 zł 13.617,00 $ –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4577 – 13.731,87 $
Key Currency Cheapest 0.4566 0,00 zł 13.697,54 $ −34,33 $
Regency FX 0.4565 0,00 zł 13.694,79 $ −37,08 $
TorFx 0.4564 0,00 zł 13.690,67 $ −41,20 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4544 – 13.630,83 $
Key Currency Cheapest 0.4532 0,00 zł 13.596,75 $ −34,08 $
Regency FX 0.4531 0,00 zł 13.594,03 $ −36,80 $
TorFx 0.4530 0,00 zł 13.589,94 $ −40,89 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4545 – 13.635,33 $
Key Currency Cheapest 0.4534 0,00 zł 13.601,24 $ −34,09 $
Regency FX 0.4533 0,00 zł 13.598,51 $ −36,82 $
TorFx 0.4531 0,00 zł 13.594,42 $ −40,91 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4545 – 13.635,33 $
Key Currency Cheapest 0.4534 0,00 zł 13.601,24 $ −34,09 $
Regency FX 0.4533 0,00 zł 13.598,51 $ −36,82 $
TorFx 0.4531 0,00 zł 13.594,42 $ −40,91 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4532 – 13.594,83 $
Key Currency Cheapest 0.4520 0,00 zł 13.560,84 $ −33,99 $
Regency FX 0.4519 0,00 zł 13.558,12 $ −36,71 $
TorFx 0.4518 0,00 zł 13.554,05 $ −40,78 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4512 – 13.536,69 $
Key Currency Cheapest 0.4501 0,00 zł 13.502,85 $ −33,84 $
Regency FX 0.4500 0,00 zł 13.500,14 $ −36,55 $
TorFx 0.4499 0,00 zł 13.496,08 $ −40,61 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4521 – 13.562,31 $
Key Currency Cheapest 0.4509 0,00 zł 13.528,40 $ −33,91 $
Regency FX 0.4509 0,00 zł 13.525,69 $ −36,62 $
TorFx 0.4507 0,00 zł 13.521,62 $ −40,69 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4520 – 13.559,13 $
Key Currency Cheapest 0.4508 0,00 zł 13.525,23 $ −33,90 $
Regency FX 0.4508 0,00 zł 13.522,52 $ −36,61 $
TorFx 0.4506 0,00 zł 13.518,45 $ −40,68 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4479 – 13.437,18 $
Key Currency Cheapest 0.4468 0,00 zł 13.403,59 $ −33,59 $
Regency FX 0.4467 0,00 zł 13.400,90 $ −36,28 $
TorFx 0.4466 0,00 zł 13.396,87 $ −40,31 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4455 – 13.365,33 $
Key Currency Cheapest 0.4444 0,00 zł 13.331,92 $ −33,41 $
Regency FX 0.4443 0,00 zł 13.329,24 $ −36,09 $
TorFx 0.4442 0,00 zł 13.325,23 $ −40,10 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4455 – 13.365,33 $
Remitly Cheapest 0.4435 0,00 zł 13.305,00 $ −60,33 $
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4478 – 13.434,36 $
Key Currency Cheapest 0.4467 0,00 zł 13.400,77 $ −33,59 $
Regency FX 0.4466 0,00 zł 13.398,09 $ −36,27 $
TorFx 0.4465 0,00 zł 13.394,06 $ −40,30 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4445 – 13.335,30 $
Xe Cheapest 0.4436 0,00 zł 13.308,00 $ −27,30 $
Key Currency 0.4434 0,00 zł 13.301,96 $ −33,34 $
Regency FX 0.4433 0,00 zł 13.299,29 $ −36,01 $
TorFx 0.4432 0,00 zł 13.295,29 $ −40,01 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4504 – 13.512,03 $
Key Currency Cheapest 0.4493 0,00 zł 13.478,25 $ −33,78 $
Regency FX 0.4492 0,00 zł 13.475,55 $ −36,48 $
TorFx 0.4490 0,00 zł 13.471,49 $ −40,54 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4507 – 13.520,70 $
Key Currency Cheapest 0.4496 0,00 zł 13.486,90 $ −33,80 $
Regency FX 0.4495 0,00 zł 13.484,19 $ −36,51 $
TorFx 0.4493 0,00 zł 13.480,14 $ −40,56 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4521 – 13.564,05 $
Key Currency Cheapest 0.4510 0,00 zł 13.530,14 $ −33,91 $
Regency FX 0.4509 0,00 zł 13.527,43 $ −36,62 $
TorFx 0.4508 0,00 zł 13.523,36 $ −40,69 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4490 – 13.469,61 $
Key Currency Cheapest 0.4479 0,00 zł 13.435,94 $ −33,67 $
Regency FX 0.4478 0,00 zł 13.433,24 $ −36,37 $
TorFx 0.4476 0,00 zł 13.429,20 $ −40,41 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4490 – 13.470,81 $
Key Currency Cheapest 0.4479 0,00 zł 13.437,13 $ −33,68 $
Regency FX 0.4478 0,00 zł 13.434,44 $ −36,37 $
TorFx 0.4477 0,00 zł 13.430,40 $ −40,41 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4508 – 13.523,73 $
Xe Cheapest 0.4498 0,00 zł 13.494,00 $ −29,73 $
Key Currency 0.4497 0,00 zł 13.489,92 $ −33,81 $
Regency FX 0.4496 0,00 zł 13.487,22 $ −36,51 $
TorFx 0.4494 0,00 zł 13.483,16 $ −40,57 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4504 – 13.513,11 $
Key Currency Cheapest 0.4493 0,00 zł 13.479,33 $ −33,78 $
Regency FX 0.4492 0,00 zł 13.476,62 $ −36,49 $
TorFx 0.4491 0,00 zł 13.472,57 $ −40,54 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4540 – 13.621,11 $
Xe Cheapest 0.4531 0,00 zł 13.593,00 $ −28,11 $
Key Currency 0.4529 0,00 zł 13.587,06 $ −34,05 $
Regency FX 0.4528 0,00 zł 13.584,33 $ −36,78 $
TorFx 0.4527 0,00 zł 13.580,25 $ −40,86 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4540 – 13.619,13 $
Key Currency Cheapest 0.4528 0,00 zł 13.585,08 $ −34,05 $
Regency FX 0.4527 0,00 zł 13.582,36 $ −36,77 $
TorFx 0.4526 0,00 zł 13.578,27 $ −40,86 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4586 – 13.757,85 $
Xe Cheapest 0.4576 0,00 zł 13.728,00 $ −29,85 $
Key Currency 0.4574 0,00 zł 13.723,46 $ −34,39 $
Regency FX 0.4574 0,00 zł 13.720,70 $ −37,15 $
TorFx 0.4572 0,00 zł 13.716,58 $ −41,27 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4570 – 13.709,88 $
Key Currency Cheapest 0.4559 0,00 zł 13.675,61 $ −34,27 $
Regency FX 0.4558 0,00 zł 13.672,86 $ −37,02 $
TorFx 0.4556 0,00 zł 13.668,75 $ −41,13 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4580 – 13.740,87 $
Key Currency Cheapest 0.4569 0,00 zł 13.706,52 $ −34,35 $
Regency FX 0.4568 0,00 zł 13.703,77 $ −37,10 $
TorFx 0.4567 0,00 zł 13.699,65 $ −41,22 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4556 – 13.667,43 $
Key Currency Cheapest 0.4544 0,00 zł 13.633,26 $ −34,17 $
Regency FX 0.4544 0,00 zł 13.630,53 $ −36,90 $
TorFx 0.4542 0,00 zł 13.626,43 $ −41,00 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4546 – 13.637,97 $
Key Currency Cheapest 0.4535 0,00 zł 13.603,88 $ −34,09 $
Regency FX 0.4534 0,00 zł 13.601,15 $ −36,82 $
TorFx 0.4532 0,00 zł 13.597,06 $ −40,91 $

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NZD per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from Poland.

Right now, Key Currency pays 13,603.88 NZD on 30,000 PLN, which is 34.09 NZD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 13,728 NZD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 27 comparisons

    Cheapest in 85% of them

  2. Regency FXAppeared in 27 comparisons

    Never the cheapest

  3. TorFxAppeared in 52 comparisons

    Cheapest in 42% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Poland to New Zealand

9 companies send money from Poland to New Zealand, across currency broker, multi-currency account, online, app, and global business account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Xe charges 0 PLN on a zł30,000 transfer and delivers 13,548 NZD in minutes - 24 hours, straight to the recipient's bank card or account.

Over the past month, Xe was the cheapest app on 73% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Xe move money inside their own network instead, which is much cheaper and gets you more NZD.

The cheapest way to send money online from Poland to New Zealand is via Xe.

Sending 30,000 PLN gets you 13,548 NZD (after 0 fee and 0.66% markup).

In our comparisons over the past month, it was the cheapest online service on 19 of the 26 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and NZD in one account.

This is useful for travelling to New Zealand, getting paid in NZD, or pre-converting when PLN/NZD rate is good.

You can convert between them whenever you want, and once you have NZD there are no fees after.

The best multi-currency account for holding PLN and NZD is Currencies Direct.

For example, it converts zł30,000 at 0.53% markup and a small fee.

Over the past month, Currencies Direct came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive NZD in New Zealand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 13,603.88 NZD.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive NZD via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    NZ$13,604

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    NZ$13,548

    -NZ$56

  3. 3
    Credit card Bank deposit

    You pay zł30,000.00

    NZ$13,548

    -NZ$56

Consider this when sending PLN to New Zealand

There are a few nuances when sending money from Poland to New Zealand.

Compare PLN/NZD transfer options

For a 30,000 PLN transfer to New Zealand, these are the cheapest, fastest and easiest options.

Cheapest way to send money to New Zealand

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,603.88 NZD, which is 0.02% more than the next best option.

Fastest way to send money to New Zealand

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,478.04 NZD, with the money arriving in same day.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 9 of them on PLN to New Zealand in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/NZD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.