We’ve compared 12 companies, and found Key Currency to be the cheapest, while Revolut the fastest.
Sending £6,000 gets you $14,013.07 with Key Currency at 2.3355 rupees per pound, about 0.02% more than the next best option.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £21.71 1 GBP = 2.3414 NZD 0.00% vs mid-market | Recipient gets $13,997.57 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £21.711 GBP = 2.3414 NZD $13,997.57You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 2.3252 NZD +0.69% vs mid-market | Recipient gets $13,951.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3252 NZD $13,951.20You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to New Zealand deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much GBP you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee £0.00 1 GBP = 2.3355 NZD +0.25% vs mid-market | Recipient gets $14,013.07 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 2.3355 NZD $14,013.07You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 2.3350 NZD +0.27% vs mid-market | Recipient gets $14,010.26 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3350 NZD $14,010.26You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 2.3343 NZD +0.30% vs mid-market | Recipient gets $14,006.05 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3343 NZD $14,006.05You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £21.71 1 GBP = 2.3414 NZD 0.00% vs mid-market | Recipient gets $13,997.57 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £21.711 GBP = 2.3414 NZD $13,997.57You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 2.3297 NZD +0.50% vs mid-market | Recipient gets $13,977.95 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3297 NZD $13,977.95You pay£6,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee £0.00 1 GBP = 2.3292 NZD +0.52% vs mid-market | Recipient gets $13,975.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3292 NZD $13,975.20You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £40.70 1 GBP = 2.3414 NZD 0.00% vs mid-market | Recipient gets $13,953.11 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £40.701 GBP = 2.3414 NZD $13,953.11You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 2.3252 NZD +0.69% vs mid-market | Recipient gets $13,951.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3252 NZD $13,951.20You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 2.3252 NZD +0.69% vs mid-market | Recipient gets $13,951.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3252 NZD $13,951.20You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 2.3252 NZD +0.69% vs mid-market | Recipient gets $13,951.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3252 NZD $13,951.20You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £2.14 1 GBP = 2.3246 NZD +0.72% vs mid-market | Recipient gets $13,942.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £2.141 GBP = 2.3246 NZD $13,942.60You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £59.00 1 GBP = 2.3391 NZD +0.10% vs mid-market | Recipient gets $13,896.63 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day £59.001 GBP = 2.3391 NZD $13,896.63You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee £0.00 1 GBP = 2.3086 NZD +1.40% vs mid-market | Recipient gets $13,851.52 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 GBP = 2.3086 NZD $13,851.52You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £4.99 1 GBP = 2.2843 NZD +2.47% vs mid-market | Recipient gets $13,705.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.2843 NZD $13,705.80You pay£6,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £3.991 GBP = 2.2032 NZD $13,219.20You pay£6,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £4.99 1 GBP = 2.2843 NZD +2.47% vs mid-market | Recipient gets $13,705.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.2843 NZD $13,705.80You pay£6,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £3.991 GBP = 2.2032 NZD $13,219.20You pay£6,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £4.99 1 GBP = 2.2843 NZD +2.47% vs mid-market | Recipient gets $13,705.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.2843 NZD $13,705.80You pay£6,004.99 | |||
| Wise Pay via Credit card | Fee £154.51 1 GBP = 2.3414 NZD 0.00% vs mid-market | Recipient gets $13,686.63 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £154.511 GBP = 2.3414 NZD $13,686.63You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 2.2744 NZD +2.90% vs mid-market | Recipient gets $13,646.51 Minutes - 5 days | |
Ways to receive money in New Zealand with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 2.2744 NZD $13,646.51You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 2.3391 NZD +0.10% vs mid-market | Recipient gets $13,594.88 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 2.3391 NZD $13,594.88You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 2.3414 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to New Zealand, I suggest picking the cheapest option which is Key Currency.
On a 6,000 GBP transfer, Key Currency delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/NZD rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
How much GBP you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.28% | £0.00 | $1,167.15with bank transfer to bank deposit | +$19.00 | |
| £1,000 | 0.21% | £0.00 | $2,332.80with bank transfer to bank deposit | +$27.43 | |
| £2,000 | 0.01% | £7.77 | $4,656.98with bank transfer to bank deposit | +$44.76 | |
| £6,000This page | 0.25% | £0.00 | $14,013.07with bank transfer to bank deposit | +$143.44 | |
| £250,000 | 0.15% | £0.00 | $583,291.25with bank transfer to bank deposit | +$3,116.19 |
Mid-market rate: 1 GBP = 2.3414 NZD
There are many ways to send money to New Zealand from the UK, including broker, online, app, multi-currency account, global account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to New Zealand, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £21.71 in fees, has 0% markup, lets you save recipient details, and NZD will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized NZD transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you $13,997.57 on £6,000 transfer.
For large transfers
Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to New Zealand, and 24/7 support.
Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/NZD rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to New Zealand, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in New Zealand will be able to collect $13,705.8 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend New Zealand Dollars abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to NZD will get you $13,997.57 after fees.
If you don’t have NZD in your account, your GBP will auto-convert whenever you pay with Wise in New Zealand.
Once you have NZD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in New Zealand, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to New Zealand.
On a £6,000 transfer, banks like Barclays will add 2.9% markup, getting you $13,646.51 vs $14,013.07 with Key Currency.
Pay-in and pay-out methods will affect how much GBP you deposit and how much NZD your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to New Zealand is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive NZD.
You have 3 pay-in options for transfers to New Zealand, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach New Zealand by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in New Zealand is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you $13,705.8 on £6,000 transfer).
Digital wallets
Your recipient can receive NZD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
$14,013
Cheapest
You pay £6,000.00
$13,953
-$60
You pay £6,000.00
$13,951
-$62
You pay £6,004.99
$13,706
-$307
You pay £6,004.99
$13,706
-$307
You pay £6,004.99
$13,706
-$307
You pay £6,003.99
$13,219
-$794
You pay £6,003.99
$13,219
-$794
There are a few nuances you should consider before sending GBP to New Zealand such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to New Zealand:
Cheapest way to send money to New Zealand
The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get $14,013.07, which is 0.02% more than the next best option.
Fastest way to send money to New Zealand
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get $13,896.63 and it will arrive in same day.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/NZD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending $14,013.07 with Key Currency will get you 14,013.07 NZD, that’s including £0 fee and 0.25% in exchange rate markup.
A bank like Barclays on the other hand, will get you $13,646.51, that’s £0 in fees but 2.9% in FX fees.
There is no UK tax for the act of sending money to New Zealand.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much NZD you get for your GBP, so waiting a day or two can get you more New Zealand Dollars.
Mid-market rate:1 GBP = 2.3382 NZD
We track 12 regulated companies offering money transfers from the UK to New Zealand in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/NZD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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