We’ve compared 12 companies, and found Xe to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you NZ$14,280.60 with Xe at 2.3801 NZD per GBP, about 0.05% more than the next best option.
| 12 of 12 providers Last updated on 10 November 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £21.71 1 GBP = 2.3845 NZD +0.01% vs mid-market | Recipient gets $14,254.99 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £21.711 GBP = 2.3845 NZD $14,254.99You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 2.3801 NZD +0.20% vs mid-market | Recipient gets $14,280.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3801 NZD $14,280.60You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to New Zealand deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much GBP you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 2.3801 NZD +0.20% vs mid-market | Recipient gets $14,280.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3801 NZD $14,280.60You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 2.3801 NZD +0.20% vs mid-market | Recipient gets $14,280.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3801 NZD $14,280.60You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 2.3801 NZD +0.20% vs mid-market | Recipient gets $14,280.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3801 NZD $14,280.60You pay£6,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee £0.00 1 GBP = 2.3789 NZD +0.25% vs mid-market | Recipient gets $14,273.11 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 2.3789 NZD $14,273.11You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 2.3784 NZD +0.27% vs mid-market | Recipient gets $14,270.24 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3784 NZD $14,270.24You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 2.3777 NZD +0.30% vs mid-market | Recipient gets $14,265.95 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3777 NZD $14,265.95You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £21.71 1 GBP = 2.3845 NZD +0.01% vs mid-market | Recipient gets $14,254.99 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £21.711 GBP = 2.3845 NZD $14,254.99You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 2.3729 NZD +0.50% vs mid-market | Recipient gets $14,237.33 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3729 NZD $14,237.33You pay£6,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee £0.00 1 GBP = 2.3722 NZD +0.53% vs mid-market | Recipient gets $14,233.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 2.3722 NZD $14,233.20You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £40.70 1 GBP = 2.3845 NZD +0.01% vs mid-market | Recipient gets $14,209.71 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £40.701 GBP = 2.3845 NZD $14,209.71You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £2.10 1 GBP = 2.3682 NZD +0.70% vs mid-market | Recipient gets $14,204.20 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £2.101 GBP = 2.3682 NZD $14,204.20You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £50.50 1 GBP = 2.3827 NZD +0.09% vs mid-market | Recipient gets $14,176.06 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £50.501 GBP = 2.3827 NZD $14,176.06You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee £0.00 1 GBP = 2.3514 NZD +1.40% vs mid-market | Recipient gets $14,108.55 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 GBP = 2.3514 NZD $14,108.55You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee £4.99 1 GBP = 2.3278 NZD +2.42% vs mid-market | Recipient gets $13,966.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.3278 NZD $13,966.80You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee £4.99 1 GBP = 2.3264 NZD +2.48% vs mid-market | Recipient gets $13,958.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.3264 NZD $13,958.40You pay£6,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £3.991 GBP = 2.2554 NZD $13,532.40You pay£6,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £4.99 1 GBP = 2.3264 NZD +2.48% vs mid-market | Recipient gets $13,958.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 2.3264 NZD $13,958.40You pay£6,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £3.991 GBP = 2.2554 NZD $13,532.40You pay£6,003.99 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 2.3254 NZD +2.52% vs mid-market | Recipient gets $13,952.25 Minutes - 5 days | |
Ways to receive money in New Zealand with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 2.3254 NZD $13,952.25You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £154.51 1 GBP = 2.3845 NZD +0.01% vs mid-market | Recipient gets $13,938.34 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £154.511 GBP = 2.3845 NZD $13,938.34You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 2.3827 NZD +0.09% vs mid-market | Recipient gets $13,848.44 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 2.3827 NZD $13,848.44You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 2.3848 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to New Zealand, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 7 of the 30 days it quoted £6,000 transfers to New Zealand.
On a 6,000 GBP transfer, Xe delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/NZD rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
How much GBP you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 15% of the transfers from £6,000 it quoted, and in 16% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.20% | £0.50 | $1,189.91with bank transfer to bank deposit | +$15.70 | |
| £1,000 | 0.04% | £0.00 | $2,385.50with debit card to bank deposit | +$29.97 | |
| £2,000 | 0.00% | £7.77 | $4,754.74with bank transfer to bank deposit | +$43.68 | |
| £6,000This page | 0.20% | £0.00 | $14,280.60with debit card to bank deposit | +$138.61 | |
| £10,000 | 0.16% | £0.00 | $23,797.00with debit card to bank deposit | +$230.07 | |
| £50,000 | 0.11% | £0.00 | $119,170.00with bank transfer to bank deposit | +$1,011.89 | |
| £250,000 | 0.15% | £0.00 | $595,695.36with bank transfer to bank deposit | +$2,851.71 |
Mid-market rate: 1 GBP = 2.3848 NZD
The cheapest way to send GBP to NZD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 6,000 GBP transfers to New Zealand.
Tue, 10 Nov 2026Mid-market rate$14,308.88 Xe $14,280.60 Barclays $13,952.25Xe$14,280.60Key Currency$14,273.11Regency FX$14,270.24Extra cost of a bank$328.35
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3635 | – | $14,181.20 | |
| | 2.3576 | £0.00 | $14,145.75 | −$35.45 |
| | 2.3572 | £0.00 | $14,142.91 | −$38.29 |
| | 2.3472 | £0.00 | $14,083.20 | −$98.00 |
| | 2.2963 | £0.00 | $13,777.82 | −$403.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3613 | – | $14,167.60 | |
| | 2.3554 | £0.00 | $14,132.18 | −$35.42 |
| | 2.3549 | £0.00 | $14,129.35 | −$38.25 |
| | 2.3454 | £0.00 | $14,072.40 | −$95.20 |
| | 2.2950 | £0.00 | $13,769.71 | −$397.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3599 | – | $14,159.54 | |
| | 2.3540 | £0.00 | $14,124.14 | −$35.40 |
| | 2.3536 | £0.00 | $14,121.31 | −$38.23 |
| | 2.3456 | £0.00 | $14,073.60 | −$85.94 |
| | 2.2948 | £0.00 | $13,768.82 | −$390.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3656 | – | $14,193.38 | |
| | 2.3597 | £0.00 | $14,157.90 | −$35.48 |
| | 2.3592 | £0.00 | $14,155.06 | −$38.32 |
| | 2.3497 | £0.00 | $14,098.20 | −$95.18 |
| | 2.2948 | £0.00 | $13,768.82 | −$424.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3495 | – | $14,097.26 | |
| | 2.3437 | £0.00 | $14,062.02 | −$35.24 |
| | 2.3432 | £0.00 | $14,059.20 | −$38.06 |
| | 2.3340 | £0.00 | $14,004.00 | −$93.26 |
| | 2.2849 | £0.00 | $13,709.54 | −$387.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3498 | – | $14,098.97 | |
| | 2.3564 | £21.71 | $14,087.12 | −$11.85 |
| | 2.3440 | £0.00 | $14,063.72 | −$35.25 |
| | 2.3435 | £0.00 | $14,060.90 | −$38.07 |
| | 2.3100 | £0.00 | $13,860.00 | −$238.97 |
| | 2.2925 | £0.00 | $13,754.71 | −$344.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3498 | – | $14,098.97 | |
| | 2.3564 | £21.71 | $14,087.12 | −$11.85 |
| | 2.3440 | £0.00 | $14,063.72 | −$35.25 |
| | 2.3435 | £0.00 | $14,060.90 | −$38.07 |
| | 2.3116 | £0.00 | $13,869.60 | −$229.37 |
| | 2.2925 | £0.00 | $13,754.71 | −$344.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3547 | – | $14,128.30 | |
| | 2.3488 | £0.00 | $14,092.98 | −$35.32 |
| | 2.3484 | £0.00 | $14,090.16 | −$38.14 |
| | 2.3404 | £0.00 | $14,042.40 | −$85.90 |
| | 2.2896 | £0.00 | $13,737.90 | −$390.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3472 | – | $14,083.46 | |
| | 2.3414 | £0.00 | $14,048.26 | −$35.20 |
| | 2.3409 | £0.00 | $14,045.44 | −$38.02 |
| | 2.3335 | £0.00 | $14,001.00 | −$82.46 |
| | 2.2896 | £0.00 | $13,737.90 | −$345.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3548 | – | $14,128.88 | |
| | 2.3489 | £0.00 | $14,093.56 | −$35.32 |
| | 2.3485 | £0.00 | $14,090.73 | −$38.15 |
| | 2.3384 | £0.00 | $14,030.40 | −$98.48 |
| | 2.2899 | £0.00 | $13,739.60 | −$389.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3565 | – | $14,139.16 | |
| | 2.3506 | £0.00 | $14,103.81 | −$35.35 |
| | 2.3502 | £0.00 | $14,100.99 | −$38.17 |
| | 2.3411 | £0.00 | $14,046.60 | −$92.56 |
| | 2.2899 | £0.00 | $13,739.60 | −$399.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3531 | – | $14,118.31 | |
| | 2.3472 | £0.00 | $14,083.01 | −$35.30 |
| | 2.3467 | £0.00 | $14,080.19 | −$38.12 |
| | 2.3395 | £0.00 | $14,037.00 | −$81.31 |
| | 2.2879 | £0.00 | $13,727.11 | −$391.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3417 | – | $14,050.07 | |
| | 2.3458 | £21.71 | $14,023.93 | −$26.14 |
| | 2.3358 | £0.00 | $14,014.95 | −$35.12 |
| | 2.3354 | £0.00 | $14,012.14 | −$37.93 |
| | 2.3014 | £0.00 | $13,808.40 | −$241.67 |
| | 2.2807 | £0.00 | $13,684.16 | −$365.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3417 | – | $14,050.07 | |
| | 2.3458 | £21.71 | $14,023.93 | −$26.14 |
| | 2.3358 | £0.00 | $14,014.95 | −$35.12 |
| | 2.3354 | £0.00 | $14,012.14 | −$37.93 |
| | 2.3005 | £0.00 | $13,803.00 | −$247.07 |
| | 2.2807 | £0.00 | $13,684.16 | −$365.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3473 | – | $14,083.53 | |
| | 2.3414 | £0.00 | $14,048.32 | −$35.21 |
| | 2.3409 | £0.00 | $14,045.50 | −$38.03 |
| | 2.3314 | £0.00 | $13,988.40 | −$95.13 |
| | 2.2833 | £0.00 | $13,700.08 | −$383.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3424 | – | $14,054.14 | |
| | 2.3376 | £0.00 | $14,025.60 | −$28.54 |
| | 2.3365 | £0.00 | $14,019.00 | −$35.14 |
| | 2.3360 | £0.00 | $14,016.19 | −$37.95 |
| | 2.2782 | £0.00 | $13,669.17 | −$384.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3706 | – | $14,223.86 | |
| | 2.3654 | £0.00 | $14,192.40 | −$31.46 |
| | 2.3647 | £0.00 | $14,188.30 | −$35.56 |
| | 2.3642 | £0.00 | $14,185.46 | −$38.40 |
| | 2.3051 | £0.00 | $13,830.53 | −$393.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3698 | – | $14,218.55 | |
| | 2.3646 | £0.00 | $14,187.60 | −$30.95 |
| | 2.3638 | £0.00 | $14,183.00 | −$35.55 |
| | 2.3634 | £0.00 | $14,180.16 | −$38.39 |
| | 2.3059 | £0.00 | $13,835.32 | −$383.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3801 | – | $14,280.85 | |
| | 2.3752 | £0.00 | $14,251.20 | −$29.65 |
| | 2.3742 | £0.00 | $14,245.14 | −$35.71 |
| | 2.3737 | £0.00 | $14,242.29 | −$38.56 |
| | 2.3145 | £0.00 | $13,886.90 | −$393.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3744 | – | $14,246.35 | |
| | 2.3786 | £21.71 | $14,219.72 | −$26.63 |
| | 2.3685 | £0.00 | $14,210.73 | −$35.62 |
| | 2.3680 | £0.00 | $14,207.88 | −$38.47 |
| | 2.3300 | £0.00 | $13,980.00 | −$266.35 |
| | 2.3127 | £0.00 | $13,876.03 | −$370.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3745 | – | $14,247.08 | |
| | 2.3786 | £21.71 | $14,219.72 | −$27.36 |
| | 2.3686 | £0.00 | $14,211.46 | −$35.62 |
| | 2.3681 | £0.00 | $14,208.61 | −$38.47 |
| | 2.3428 | £0.00 | $14,056.80 | −$190.28 |
| | 2.3127 | £0.00 | $13,876.03 | −$371.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3846 | – | $14,307.77 | |
| | 2.3787 | £0.00 | $14,272.00 | −$35.77 |
| | 2.3782 | £0.00 | $14,269.14 | −$38.63 |
| | 2.3685 | £0.00 | $14,211.00 | −$96.77 |
| | 2.3127 | £0.00 | $13,876.03 | −$431.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3881 | – | $14,328.73 | |
| | 2.3832 | £0.00 | $14,299.20 | −$29.53 |
| | 2.3822 | £0.00 | $14,292.91 | −$35.82 |
| | 2.3817 | £0.00 | $14,290.04 | −$38.69 |
| | 2.3196 | £0.00 | $13,917.74 | −$410.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3964 | – | $14,378.63 | |
| | 2.3918 | £0.00 | $14,350.80 | −$27.83 |
| | 2.3904 | £0.00 | $14,342.69 | −$35.94 |
| | 2.3900 | £0.00 | $14,339.81 | −$38.82 |
| | 2.3196 | £0.00 | $13,917.74 | −$460.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3898 | – | $14,338.57 | |
| | 2.3838 | £0.00 | $14,302.73 | −$35.84 |
| | 2.3833 | £0.00 | $14,299.86 | −$38.71 |
| | 2.3740 | £0.00 | $14,244.00 | −$94.57 |
| Bank No quote collected this day | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.4132 | – | $14,479.31 | |
| | 2.4072 | £0.00 | $14,443.12 | −$36.19 |
| | 2.4067 | £0.00 | $14,440.22 | −$39.09 |
| | 2.3974 | £0.00 | $14,384.40 | −$94.91 |
| | 2.3486 | £0.00 | $14,091.57 | −$387.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.4084 | – | $14,450.42 | |
| | 2.4024 | £0.00 | $14,414.29 | −$36.13 |
| | 2.4019 | £0.00 | $14,411.40 | −$39.02 |
| | 2.3591 | £0.00 | $14,154.60 | −$295.82 |
| | 2.3404 | £0.00 | $14,042.62 | −$407.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.4157 | – | $14,494.45 | |
| | 2.4097 | £0.00 | $14,458.21 | −$36.24 |
| | 2.4092 | £0.00 | $14,455.31 | −$39.14 |
| | 2.3732 | £0.00 | $14,239.20 | −$255.25 |
| | 2.3404 | £0.00 | $14,042.62 | −$451.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3954 | – | $14,372.24 | |
| | 2.3894 | £0.00 | $14,336.31 | −$35.93 |
| | 2.3889 | £0.00 | $14,333.44 | −$38.80 |
| | 2.3797 | £0.00 | $14,278.20 | −$94.04 |
| | 2.3254 | £0.00 | $13,952.25 | −$419.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.3848 | – | $14,308.88 | |
| | 2.3801 | £0.00 | $14,280.60 | −$28.28 |
| | 2.3789 | £0.00 | $14,273.11 | −$35.77 |
| | 2.3784 | £0.00 | $14,270.24 | −$38.64 |
| | 2.3254 | £0.00 | $13,952.25 | −$356.63 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 2.3848 | – | $14,308.88 | |
|---|---|---|---|---|
| Bank No quote collected this day | – | – | – | – |
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Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NZD per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from the UK.
Right now, Xe pays 14,280.60 NZD on 6,000 GBP, which is 28.28 NZD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 14,458.21 NZD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.
We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest in 29% of them
Cheapest in 68% of them
Never the cheapest
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest in 16% of them
Cheapest in 64% of them
Never the cheapest
Never the cheapest
Based on 209 comparisons across 7 amounts over the last 30 days.
Cheapest in 6% of them
Cheapest in 67% of them
Never the cheapest
Never the cheapest
Based on 531 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most NZD, but it was the cheapest in only 16% of the 176 comparisons it appeared in over the past month.
Key Currency (today's second cheapest) was the cheapest in 64% of its comparisons, so if you send money to New Zealand regularly, it's worth comparing it with Xe before each transfer.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
There are many ways to send money to New Zealand from the UK, including currency broker, online, app, multi-currency account, global business account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to New Zealand, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.2% markup, lets you save recipient details, and NZD will arrive in minutes.
Over the past month, Xe was the cheapest app on 23% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized NZD transfers, around £1,000 - £5,000.
Online companies like Xe often have higher limits and/or first time promos.
Of the 12 companies we compared, Xe is the cheapest online service and will get you NZ$14,280.60 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 7 of the 30 days it quoted.
For large transfers
Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to New Zealand, and real human support.
Xe charges no fees on large transfers, but adds 0.2% markup on top of the current GBP/NZD rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Xe was the cheapest broker in 15% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts let you hold and spend New Zealand Dollars abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to NZD will get you NZ$14,254.99 after fees.
If you don’t have NZD in your account, your GBP will auto-convert whenever you pay with Wise in New Zealand.
Once you have NZD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in New Zealand, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to New Zealand.
On a £6,000 transfer, banks like Barclays will add 2.52% markup, getting you NZ$13,952.25 vs NZ$14,280.60 with Xe.
We found Barclays was the cheapest bank on 29 of the 29 days it appeared for this amount.
Pay-in and pay-out methods will affect how much GBP you deposit and how much NZD your recipient gets. Use the table below to see how different options change how much you pay and what they get.
Our data shows that Xe gets your recipient 328.35 NZD more than Barclays, today's cheapest bank, on the same £6,000.
The overall best and cheapest way to send £6,000 to New Zealand is via Xe, using a debit card to deposit GBP and bank deposit to receive NZD.
You have 3 pay-in options for transfers to New Zealand, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach New Zealand by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in New Zealand is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you NZ$13,966.80 on a £6,000 transfer).
Digital wallets
Your recipient can receive NZD directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.
You pay £6,000.00
NZ$14,281
Cheapest
You pay £6,000.00
NZ$14,281
NZ$0
You pay £6,000.00
NZ$14,281
NZ$0
You pay £6,004.99
NZ$13,967
-NZ$314
You pay £6,004.99
NZ$13,958
-NZ$322
You pay £6,004.99
NZ$13,958
-NZ$322
You pay £6,003.99
NZ$13,532
-NZ$748
You pay £6,003.99
NZ$13,532
-NZ$748
There are a few nuances you should consider before sending GBP to New Zealand such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to New Zealand:
Cheapest way to send money to New Zealand
The cheapest way is to use Xe, pay in with a debit card and withdraw via bank deposit. You will get NZ$14,280.60, which is 0.05% more than the next best option.
Fastest way to send money to New Zealand
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get NZ$14,176.06 and it will arrive in same day.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/NZD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Xe will get you 14,280.60 NZD, that’s including £0 fee and 0.2% in exchange rate markup.
A bank like Barclays on the other hand, will get you NZ$13,952.25, that’s £0 in fees but 2.52% in FX fees.
There is no UK tax for the act of sending money to New Zealand.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 12 regulated companies offering money transfers from the UK to New Zealand in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/NZD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 209 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/NZD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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