Revolut is the fastest way to send money to New Zealand from Singapore right now, with delivery in same day. Wise is cheapest overall, paying out 13,770.93 NZD for a $10,000 transfer.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $23.09 1 SGD = 1.3803 NZD 0.00% vs mid-market | Recipient gets $13,770.93 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $23.091 SGD = 1.3803 NZD $13,770.93You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.3660 NZD +1.04% vs mid-market | Recipient gets $13,660.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3660 NZD $13,660.40You pay$10,000.00 | |||
Run a live search Showing top Singapore to New Zealand deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much SGD you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $23.09 1 SGD = 1.3803 NZD 0.00% vs mid-market | Recipient gets $13,770.93 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $23.091 SGD = 1.3803 NZD $13,770.93You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $23.09 1 SGD = 1.3803 NZD 0.00% vs mid-market | Recipient gets $13,770.93 Same day | |
Ways to receive money in New Zealand with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $23.091 SGD = 1.3803 NZD $13,770.93You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 1.3769 NZD +0.25% vs mid-market | Recipient gets $13,768.77 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 1.3769 NZD $13,768.77You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1.3766 NZD +0.27% vs mid-market | Recipient gets $13,766.01 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3766 NZD $13,766.01You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 1.3762 NZD +0.30% vs mid-market | Recipient gets $13,761.87 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3762 NZD $13,761.87You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 1.3734 NZD +0.50% vs mid-market | Recipient gets $13,734.26 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3734 NZD $13,734.26You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 1.3723 NZD +0.58% vs mid-market | Recipient gets $13,723.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3723 NZD $13,723.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 1.3801 NZD +0.02% vs mid-market | Recipient gets $13,711.73 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $65.001 SGD = 1.3801 NZD $13,711.73You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee $3.62 1 SGD = 1.3702 NZD +0.74% vs mid-market | Recipient gets $13,697.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.621 SGD = 1.3702 NZD $13,697.00You pay$10,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.3660 NZD +1.04% vs mid-market | Recipient gets $13,660.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3660 NZD $13,660.40You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 1.3801 NZD +0.02% vs mid-market | Recipient gets $13,619.61 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 1.3801 NZD $13,619.61You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 1.3610 NZD +1.40% vs mid-market | Recipient gets $13,610.03 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 1.3610 NZD $13,610.03You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $479.99 1 SGD = 1.3803 NZD 0.00% vs mid-market | Recipient gets $13,140.28 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $479.991 SGD = 1.3803 NZD $13,140.28You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 1.3803 NZD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to New Zealand, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.01% | $0.00 | $1,380.50with paynow to bank deposit | +$25.56 | |
| $10,000This page | 0.00% | $23.09 | $13,770.93with bank transfer to bank deposit | +$99.02 |
Mid-market rate: 1 SGD = 1.3803 NZD
There are 5 ways to send money to New Zealand across 10 money transfer companies.
Cheapest way to send money
Sending NZD from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $23.09 to send $10,000, delivering 13,770.93 NZD after a 0% markup and 23.09 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to New Zealand.
A currency broker can quote a lower margin on a large SGD to NZD transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to NZD before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 13,770.93 NZD after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 13,770.93 NZD.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to New Zealand from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In New Zealand, they can receive NZD using bank deposit.
You pay $10,000.00
$13,771
Cheapest
You pay $10,000.00
$13,771
$0
You pay $10,000.00
$13,620
-$151
Consider these things before sending money from Singapore to New Zealand.
For a $10,000 transfer to New Zealand, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,770.93 NZD, which is 0.02% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 13,711.73 NZD in same day.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much NZD arrives for your SGD.
Mid-market rate:1 SGD = 1.379741 NZD
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to New Zealand, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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