Regency FX is the fastest way to send money to New Zealand from Singapore right now, with delivery in minutes - 24 hours. Wise is cheapest overall, paying out 13,374.75 NZD for a $10,000 transfer.
| 10 of 10 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/NZD exchange rates from our comparisons. | |||
| Based on 10,000 SGD transfer Best companies for SGD/NZD transfersAll money transfer offers for SGD/NZD transfers, sorted by most NZD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $23.09 1 SGD = 1.3406 NZD +0.01% vs mid-market | Recipient gets $13,374.75 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $23.091 SGD = 1.3406 NZD $13,374.75You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.3271 NZD +1.02% vs mid-market | Recipient gets $13,270.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3271 NZD $13,270.80You pay$10,000.00 | |||
Run a live search Showing top Singapore to New Zealand deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much SGD you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $23.09 1 SGD = 1.3406 NZD +0.01% vs mid-market | Recipient gets $13,374.75 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $23.091 SGD = 1.3406 NZD $13,374.75You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $23.09 1 SGD = 1.3406 NZD +0.01% vs mid-market | Recipient gets $13,374.75 Next day | |
Ways to receive money in New Zealand with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $23.091 SGD = 1.3406 NZD $13,374.75You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 1.3374 NZD +0.25% vs mid-market | Recipient gets $13,373.92 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 1.3374 NZD $13,373.92You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1.3371 NZD +0.27% vs mid-market | Recipient gets $13,371.24 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3371 NZD $13,371.24You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 1.3367 NZD +0.30% vs mid-market | Recipient gets $13,367.22 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3367 NZD $13,367.22You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 1.3340 NZD +0.50% vs mid-market | Recipient gets $13,340.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3340 NZD $13,340.40You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 1.3327 NZD +0.60% vs mid-market | Recipient gets $13,327.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3327 NZD $13,327.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 1.3404 NZD +0.03% vs mid-market | Recipient gets $13,316.67 Within a week | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week $65.001 SGD = 1.3404 NZD $13,316.67You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee $3.73 1 SGD = 1.3306 NZD +0.76% vs mid-market | Recipient gets $13,301.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.731 SGD = 1.3306 NZD $13,301.00You pay$10,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.3271 NZD +1.02% vs mid-market | Recipient gets $13,270.80 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.3271 NZD $13,270.80You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 1.3404 NZD +0.03% vs mid-market | Recipient gets $13,227.20 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 1.3404 NZD $13,227.20You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 1.3220 NZD +1.40% vs mid-market | Recipient gets $13,219.74 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 1.3220 NZD $13,219.74You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $479.99 1 SGD = 1.3406 NZD +0.01% vs mid-market | Recipient gets $12,762.24 Next day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $479.991 SGD = 1.3406 NZD $12,762.24You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 1.340744 NZD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to New Zealand, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to New Zealand across 10 money transfer companies.
Cheapest way to send money
Sending NZD from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $23.09 to send $10,000, delivering 13,374.75 NZD after a 0.01% markup and 23.09 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to New Zealand.
A currency broker can quote a lower margin on a large SGD to NZD transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to NZD before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 13,374.75 NZD after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 13,374.75 NZD.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to New Zealand from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In New Zealand, they can receive NZD using bank deposit.
You pay $10,000.00
$13,375
Cheapest
You pay $10,000.00
$13,375
$0
You pay $10,000.00
$13,227
-$148
Consider these things before sending money from Singapore to New Zealand.
For a $10,000 transfer to New Zealand, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,374.75 NZD, which is 0.01% more than the next best option.
Fastest: Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 13,371.24 NZD in minutes - 24 hours.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much NZD arrives for your SGD.
Mid-market rate:1 SGD = 1.342274 NZD
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to New Zealand, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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