Regency FX is cheapest for sending money to Nepal when you pay by bank transfer and receive by bank deposit. Sending CNY 50,000 gets you 1,139,355.56 NPR.
| 1 of 1 providers Last updated on 28 October 2026 | |||
| Based on 50,000 CNY transfer Best companies for CNY/NPR transfers | |||
| Promoted  Regency FX Pay via Bank transfer | Fee ¥0.00 1 CNY = 22.7871 NPR +0.27% vs mid-market | Recipient gets Rs 1,139,355.56 Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CNY = 22.7871 NPR Rs 1,139,355.56You pay¥50,000.00 | |||
Run a live search Showing top China to Nepal deals for 50,000 CNY. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CNY to NPR rates. | |||
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much CNY you're planning to spend in Nepal. | |||
Run a live search These are managed services with real human support for large CNY transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee ¥0.00 1 CNY = 22.7871 NPR +0.27% vs mid-market | Recipient gets Rs 1,139,355.56 Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CNY = 22.7871 NPR Rs 1,139,355.56You pay¥50,000.00 | |||
| How Our Results Work Mid-market rate: 1 CNY = 22.8488 NPR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending 元50,000.
Regency FX was the cheapest on 29 of the 29 days it quoted 元50,000 transfers to Nepal.
You have 1 ways to pay, including bank transfer.
A transfer from your Chinese bank account is the standard way, and you may be asked for the purpose of the transfer.
Some companies also take an Alipay top-up if you're a foreign resident.
What you need depends on who you are.
Foreign residents make transfers against a tax certificate, which is what sets your transfer limit.
Chinese citizens are limited by the yearly allowance, with the transfer purpose documented at the bank.
How much CNY you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 100% of all the transfers it quoted over the past month.
| Cheapest service | |||||
|---|---|---|---|---|---|
| ¥10,000 | 0.87% | ¥80.00 | Rs 224,688.00with bank transfer to bank deposit | +Rs 1,503.33 | |
| ¥50,000This page | 0.27% | ¥0.00 | Rs 1,139,355.56with bank transfer to bank deposit | Rs 0.00 |
Mid-market rate: 1 CNY = 22.8488 NPR
The cheapest way to send CNY to NPR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 50,000 CNY transfers to Nepal.
Wed, Oct 28, 2026Mid-market rateRs 1,142,440.15 Regency FX Rs 1,139,355.56Regency FXRs 1,139,355.56
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.8876 | – | Rs 1,144,380.80 | |
| | 22.8258 | ¥0.00 | Rs 1,141,290.97 | −Rs 3,089.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.9182 | – | Rs 1,145,912.10 | |
| | 22.8564 | ¥0.00 | Rs 1,142,818.14 | −Rs 3,093.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.9267 | – | Rs 1,146,334.70 | |
| | 22.8648 | ¥0.00 | Rs 1,143,239.60 | −Rs 3,095.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.1210 | – | Rs 1,156,048.00 | |
| | 23.0585 | ¥0.00 | Rs 1,152,926.67 | −Rs 3,121.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.1152 | – | Rs 1,155,757.80 | |
| | 23.0527 | ¥0.00 | Rs 1,152,637.25 | −Rs 3,120.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.0696 | – | Rs 1,153,479.05 | |
| | 23.0073 | ¥0.00 | Rs 1,150,364.66 | −Rs 3,114.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.1031 | – | Rs 1,155,156.55 | |
| | 23.0408 | ¥0.00 | Rs 1,152,037.63 | −Rs 3,118.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.9206 | – | Rs 1,146,031.30 | |
| | 22.8587 | ¥0.00 | Rs 1,142,937.02 | −Rs 3,094.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.9867 | – | Rs 1,149,333.35 | |
| | 22.9246 | ¥0.00 | Rs 1,146,230.15 | −Rs 3,103.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.0634 | – | Rs 1,153,171.55 | |
| | 23.0012 | ¥0.00 | Rs 1,150,057.99 | −Rs 3,113.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.0205 | – | Rs 1,151,023.25 | |
| | 22.9583 | ¥0.00 | Rs 1,147,915.49 | −Rs 3,107.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.1148 | – | Rs 1,155,738.25 | |
| | 23.0524 | ¥0.00 | Rs 1,152,617.76 | −Rs 3,120.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 23.1148 | – | Rs 1,155,738.25 | |
| | 23.0524 | ¥0.00 | Rs 1,152,617.76 | −Rs 3,120.49 |
No data was collected on Mon, Oct 12, 2026.
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.9277 | – | Rs 1,146,386.60 | |
| | 22.8658 | ¥0.00 | Rs 1,143,291.36 | −Rs 3,095.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7259 | – | Rs 1,136,296.10 | |
| | 22.6646 | ¥0.00 | Rs 1,133,228.10 | −Rs 3,068.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7455 | – | Rs 1,137,274.00 | |
| | 22.6841 | ¥0.00 | Rs 1,134,203.36 | −Rs 3,070.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7197 | – | Rs 1,135,985.45 | |
| | 22.6584 | ¥0.00 | Rs 1,132,918.29 | −Rs 3,067.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7285 | – | Rs 1,136,425.70 | |
| | 22.6671 | ¥0.00 | Rs 1,133,357.35 | −Rs 3,068.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7285 | – | Rs 1,136,425.70 | |
| | 22.6671 | ¥0.00 | Rs 1,133,357.35 | −Rs 3,068.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7597 | – | Rs 1,137,985.55 | |
| | 22.6983 | ¥0.00 | Rs 1,134,912.99 | −Rs 3,072.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7310 | – | Rs 1,136,550.35 | |
| | 22.6696 | ¥0.00 | Rs 1,133,481.66 | −Rs 3,068.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7091 | – | Rs 1,135,456.85 | |
| | 22.6478 | ¥0.00 | Rs 1,132,391.12 | −Rs 3,065.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.6470 | – | Rs 1,132,352.25 | |
| | 22.5859 | ¥0.00 | Rs 1,129,294.90 | −Rs 3,057.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.6893 | – | Rs 1,134,462.80 | |
| | 22.6280 | ¥0.00 | Rs 1,131,399.75 | −Rs 3,063.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7177 | – | Rs 1,135,883.40 | |
| | 22.6563 | ¥0.00 | Rs 1,132,816.51 | −Rs 3,066.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.7177 | – | Rs 1,135,883.40 | |
| | 22.6563 | ¥0.00 | Rs 1,132,816.51 | −Rs 3,066.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.6845 | – | Rs 1,134,223.15 | |
| | 22.6232 | ¥0.00 | Rs 1,131,160.75 | −Rs 3,062.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.8759 | – | Rs 1,143,795.40 | |
| | 22.8141 | ¥0.00 | Rs 1,140,707.15 | −Rs 3,088.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 22.8488 | – | Rs 1,142,440.15 | |
| | 22.7871 | ¥0.00 | Rs 1,139,355.56 | −Rs 3,084.59 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 22.8488 | – | Rs 1,142,440.15 | |
|---|---|---|---|---|
| |
Each line shows what the recipient gets when you send ¥50,000, after fees, as quoted by each company. The mid-market line shows what ¥50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NPR per CNY than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NPR on every transfer from China.
Right now, Regency FX pays 1,139,355.56 NPR on 50,000 CNY, which is 3,084.59 NPR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 1,152,926.67 NPR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.
We've tracked 46 comparisons to check how often today's top companies were the cheapest across 2 amounts over the past month.
Cheapest every time
Based on 14 comparisons across 2 amounts over the last 7 days.
Cheapest every time
Based on 46 comparisons across 2 amounts over the last 30 days.
Cheapest every time
Based on 56 comparisons across 2 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most NPR, and it was also the cheapest in 100% of the 29 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Nepal.
There are 1 companies that send money from China to Nepal.
For paying overseas suppliers
Documented trade payments are supported by invoices and sit outside the personal foreign-exchange allowance.
WorldFirst and Payoneer can manage regular business payments from China to Nepal and foreign-currency balances.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 元50,000 gives your recipient 1,139,355.56 NPR.
You pay for your transfer from China using bank transfer.
Paying through a mainland Chinese bank
Your bank may ask for the transfer purpose and supporting documents before allowing you to send money to Nepal.
Education, family support and your own overseas expenses may require different evidence.
For withdrawal in Nepal, you can choose bank deposit.
You pay 元50,000.00
NRs1,139,356
Cheapest
The legal route depends on whether you are a Chinese citizen converting personal foreign exchange or a foreign worker sending taxed salary abroad.
There are 1 companies in this comparison for a CNY 50,000 transfer to Nepal. This example assumes an eligible foreign worker is sending documented salary to an account in their own name.
Cheapest way to send money to Nepal
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your account in Nepal receives 1,139,355.56 NPR, which is 0% more than the next best option.
Fastest way to send money to Nepal
Regency FX delivers 1,139,355.56 NPR in minutes - 24 hours using the same bank transfer and bank deposit chain.
A Chinese citizen can normally purchase up to the equivalent of US$50,000 in foreign currency per calendar year for permitted personal current-account uses.
The allowance is not permission to buy overseas property or securities.
Do not borrow another person's allowance or split a payment to get around the rule.
For tuition or another documented overseas service, the bank can process the payment against the admission letter, invoice and other evidence it requests.
A foreign resident's lawful after-tax salary follows a different route from the citizen allowance.
The bank or transfer company will usually ask for a passport, work or residence permit, tax record and evidence of salary.
The amount you can send is tied to income you can document.
Keep the tax certificate and bank salary records together before sending money home.
Alipay can fund the Chinese side when a supported transfer company offers it.
Alipay and WeChat Pay do not provide unrestricted person-to-person transfers from China to Nepal.
The transfer still needs a permitted purpose or documented taxed income.
Avoid any person who promises to move unlimited money through private accounts, crypto or somebody else's quota.
We only list companies that can send money out of mainland China, which is a short list and depends on whether you're a resident or a foreign national.
In the past 30 days alone, we analysed 46 comparisons across 2 amounts.
This page covers the cheapest and fastest options for CNY/NPR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We track 1 of them on CNY to Nepal in real time on live comparisons, comparing rates, fees and payout options, and each goes through our review.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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