How to send money to Nepal from Switzerland with the best CHF-NPR rate

The cheapest option overall is Regency FX, giving your recipient 1,098,405.11 NPR when you send CHF 6,000.

Below we’ve compared 3 ways to send money from Switzerland to Nepal.

Best companies for CHF/NPR transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/NPR transfers

Sort Cheapest
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 181.4840 NPR +1.14% vs mid-market Recipient gets Rs 1'088'904.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 181.4840 NPR
Rs 1'088'904.00You payCHF 6'000.00
Promoted

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 183.0675 NPR +0.27% vs mid-market Recipient gets Rs 1'098'405.11 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 183.0675 NPR
Rs 1'098'405.11You payCHF 6'000.00

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Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 183.0675 NPR +0.27% vs mid-market Recipient gets Rs 1'098'405.11 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 183.0675 NPR
Rs 1'098'405.11You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 181.4840 NPR +1.14% vs mid-market Recipient gets Rs 1'088'904.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 181.4840 NPR
Rs 1'088'904.00You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 182.5308 NPR +0.56% vs mid-market Recipient gets Rs 1'084'871.57 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 182.5308 NPR
Rs 1'084'871.57You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 181.4840 NPR +1.14% vs mid-market Recipient gets Rs 1'082'370.58 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 181.4840 NPR
Rs 1'082'370.58You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 181.4840 NPR +1.14% vs mid-market Recipient gets Rs 1'082'370.58 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 181.4840 NPR
Rs 1'082'370.58You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 183.5631 NPR Updates every 60 minutes.

How to send money from Switzerland to Nepal

Pick a company

Start with the cheapest, which is Regency FX at 1,098,405.11 NPR for a CHF 6,000 transfer.

Regency FX was the cheapest on 25 of the 25 days it quoted fr.6,000 transfers to Nepal.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Nepal?

How much CHF you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 1'0000.53%CHF 2.00Rs 182'236.46with bank transfer to bank deposit+Rs 2'546.82
CHF 5'0000.27%CHF 0.00Rs 914'880.43with bank transfer to bank deposit+Rs 11'971.54
CHF 6'000This page0.27%CHF 0.00Rs 1'098'405.11with bank transfer to bank deposit+Rs 11'020.74
CHF 25'0000.25%CHF 0.00Rs 4'571'177.42with bank transfer to bank deposit+Rs 43'918.82

Mid-market rate: 1 CHF = 183.5631 NPR

CHF/NPR Exchange Rate History

Is today a good time to send money from Switzerland to Nepal?

The cheapest way to send CHF to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 CHF transfers to Nepal.

NPR received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rateRs 1'101'378.83 Regency FX Rs 1'098'405.11Regency FXRs 1'098'405.11XeRs 1'088'904.00RevolutRs 1'084'871.57

1.06M
1.07M
1.08M
1.09M
1.10M
1.11M
1.12M
1.13M
At the mid-market rateWith the cheapest optionRegency FXXeRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.3186 – Rs 1'105'911.31
Regency FX Cheapest 183.8209 CHF 0.00 Rs 1'102'925.35 −Rs 2'985.96
Revolut 183.4787 CHF 56.50 Rs 1'090'505.76 −Rs 15'405.55
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.2483 – Rs 1'105'489.85
Regency FX Cheapest 183.7508 CHF 0.00 Rs 1'102'505.03 −Rs 2'984.82
Xe 181.6956 CHF 0.00 Rs 1'090'173.60 −Rs 15'316.25
Revolut 183.1021 CHF 56.50 Rs 1'088'267.08 −Rs 17'222.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.1085 – Rs 1'104'651.27
Regency FX Cheapest 183.6115 CHF 0.00 Rs 1'101'668.71 −Rs 2'982.56
Revolut 183.4903 CHF 56.50 Rs 1'090'574.44 −Rs 14'076.83
Xe 180.9408 CHF 0.00 Rs 1'085'644.80 −Rs 19'006.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 187.3122 – Rs 1'123'872.96
Regency FX Cheapest 186.8064 CHF 0.00 Rs 1'120'838.50 −Rs 3'034.46
Revolut 185.3046 CHF 56.50 Rs 1'101'358.12 −Rs 22'514.84
Xe 182.2524 CHF 0.00 Rs 1'093'514.40 −Rs 30'358.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 187.0881 – Rs 1'122'528.80
Regency FX Cheapest 186.5830 CHF 0.00 Rs 1'119'497.98 −Rs 3'030.82
Xe 183.7479 CHF 0.00 Rs 1'102'487.40 −Rs 20'041.40
Revolut 183.8018 CHF 116.50 Rs 1'081'398.17 −Rs 41'130.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 186.2610 – Rs 1'117'566.15
Ria Money Transfer Cheapest 183.6628 CHF 3.00 Rs 1'101'425.81 −Rs 16'140.34
Regency FX No quote collected this day – – – –
Xe No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 186.9112 – Rs 1'121'467.03
Regency FX Cheapest 186.4065 CHF 0.00 Rs 1'118'439.07 −Rs 3'027.96
Revolut 184.9044 CHF 56.50 Rs 1'098'979.51 −Rs 22'487.52
Xe 182.8882 CHF 0.00 Rs 1'097'329.20 −Rs 24'137.83
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 182.9657 CHF 0.00 Rs 1'097'794.20 –
Revolut 184.4900 CHF 56.50 Rs 1'096'516.54 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 185.0369 CHF 56.50 Rs 1'099'766.52 –
Xe 183.1583 CHF 0.00 Rs 1'098'949.80 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 185.6082 – Rs 1'113'649.18
Regency FX Cheapest 185.1071 CHF 0.00 Rs 1'110'642.32 −Rs 3'006.86
Xe 183.3566 CHF 0.00 Rs 1'100'139.60 −Rs 13'509.58
Revolut 184.9337 CHF 56.50 Rs 1'099'153.43 −Rs 14'495.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 185.7695 – Rs 1'114'616.90
Regency FX Cheapest 185.2679 CHF 0.00 Rs 1'111'607.44 −Rs 3'009.46
Revolut 185.3772 CHF 56.50 Rs 1'101'789.34 −Rs 12'827.56
Xe 183.2959 CHF 0.00 Rs 1'099'775.40 −Rs 14'841.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 186.4459 – Rs 1'118'675.23
Regency FX Cheapest 185.9425 CHF 0.00 Rs 1'115'654.81 −Rs 3'020.42
Xe 183.7737 CHF 0.00 Rs 1'102'642.20 −Rs 16'033.03
Revolut 184.3241 CHF 116.50 Rs 1'084'470.74 −Rs 34'204.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 186.4459 – Rs 1'118'675.23
Regency FX Cheapest 185.9425 CHF 0.00 Rs 1'115'654.81 −Rs 3'020.42
Xe 183.7737 CHF 0.00 Rs 1'102'642.20 −Rs 16'033.03
Revolut 184.3241 CHF 116.50 Rs 1'084'470.74 −Rs 34'204.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 185.8560 – Rs 1'115'135.94
Regency FX Cheapest 185.3542 CHF 0.00 Rs 1'112'125.07 −Rs 3'010.87
Xe 182.1547 CHF 0.00 Rs 1'092'928.20 −Rs 22'207.74
Revolut 183.3428 CHF 56.50 Rs 1'089'698.01 −Rs 25'437.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.1080 – Rs 1'104'647.96
Regency FX Cheapest 183.6109 CHF 0.00 Rs 1'101'665.41 −Rs 2'982.55
Xe 180.7882 CHF 0.00 Rs 1'084'729.20 −Rs 19'918.76
Revolut 182.0553 CHF 56.50 Rs 1'082'045.87 −Rs 22'602.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 181.7317 – Rs 1'090'390.38
Regency FX Cheapest 181.2411 CHF 0.00 Rs 1'087'446.33 −Rs 2'944.05
Xe 180.1899 CHF 0.00 Rs 1'081'139.40 −Rs 9'250.98
Revolut 180.6960 CHF 56.50 Rs 1'073'966.50 −Rs 16'423.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.2771 – Rs 1'099'662.70
Regency FX Cheapest 182.7823 CHF 0.00 Rs 1'096'693.61 −Rs 2'969.09
Xe 180.9330 CHF 0.00 Rs 1'085'598.00 −Rs 14'064.70
Revolut 182.6195 CHF 56.50 Rs 1'085'398.94 −Rs 14'263.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.3150 – Rs 1'105'889.95
Regency FX Cheapest 183.8173 CHF 0.00 Rs 1'102'904.04 −Rs 2'985.91
Revolut 183.3385 CHF 56.50 Rs 1'089'672.21 −Rs 16'217.74
Xe 180.5750 CHF 0.00 Rs 1'083'450.00 −Rs 22'439.95
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 181.7882 CHF 0.00 Rs 1'090'729.20 –
Revolut 182.2884 CHF 116.50 Rs 1'072'493.84 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.1328 – Rs 1'104'796.97
Regency FX Cheapest 183.6357 CHF 0.00 Rs 1'101'814.02 −Rs 2'982.95
Xe 181.7882 CHF 0.00 Rs 1'090'729.20 −Rs 14'067.77
Revolut 182.2884 CHF 116.50 Rs 1'072'493.84 −Rs 32'303.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.8453 – Rs 1'109'071.70
Regency FX Cheapest 184.3462 CHF 0.00 Rs 1'106'077.20 −Rs 2'994.50
Xe 181.7882 CHF 0.00 Rs 1'090'729.20 −Rs 18'342.50
Revolut 183.4161 CHF 56.50 Rs 1'090'133.66 −Rs 18'938.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.0300 – Rs 1'104'179.89
Regency FX Cheapest 183.5331 CHF 0.00 Rs 1'101'198.61 −Rs 2'981.28
Xe 181.7882 CHF 0.00 Rs 1'090'729.20 −Rs 13'450.69
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.9129 – Rs 1'103'477.19
Regency FX Cheapest 183.4163 CHF 0.00 Rs 1'100'497.80 −Rs 2'979.39
Xe 181.6559 CHF 0.00 Rs 1'089'935.40 −Rs 13'541.79
Revolut 182.7128 CHF 56.50 Rs 1'085'953.75 −Rs 17'523.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.4963 – Rs 1'106'977.97
Regency FX Cheapest 183.9982 CHF 0.00 Rs 1'103'989.13 −Rs 2'988.84
Revolut 184.3086 CHF 56.50 Rs 1'095'437.92 −Rs 11'540.05
Xe 181.6340 CHF 0.00 Rs 1'089'804.00 −Rs 17'173.97
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 182.0974 CHF 0.00 Rs 1'092'584.40 –
Revolut 183.7627 CHF 56.50 Rs 1'092'193.77 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.8733 – Rs 1'103'239.78
Regency FX Cheapest 183.3768 CHF 0.00 Rs 1'100'261.03 −Rs 2'978.75
Xe 182.0311 CHF 0.00 Rs 1'092'186.60 −Rs 11'053.18
Revolut 181.9956 CHF 116.50 Rs 1'070'771.11 −Rs 32'468.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.8733 – Rs 1'103'239.78
Regency FX Cheapest 183.3768 CHF 0.00 Rs 1'100'261.03 −Rs 2'978.75
Xe 182.0311 CHF 0.00 Rs 1'092'186.60 −Rs 11'053.18
Revolut 181.9956 CHF 116.50 Rs 1'070'771.11 −Rs 32'468.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.3873 – Rs 1'100'323.69
Regency FX Cheapest 182.8921 CHF 0.00 Rs 1'097'352.82 −Rs 2'970.87
Xe 181.7314 CHF 0.00 Rs 1'090'388.40 −Rs 9'935.29
Revolut 182.5554 CHF 56.50 Rs 1'085'018.20 −Rs 15'305.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 184.1848 – Rs 1'105'108.50
Regency FX Cheapest 183.6875 CHF 0.00 Rs 1'102'124.71 −Rs 2'983.79
Xe 181.3011 CHF 0.00 Rs 1'087'806.60 −Rs 17'301.90
Revolut 182.9819 CHF 56.50 Rs 1'087'553.13 −Rs 17'555.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 183.5631 – Rs 1'101'378.83
Regency FX Cheapest 183.0675 CHF 0.00 Rs 1'098'405.11 −Rs 2'973.72
Xe 181.4840 CHF 0.00 Rs 1'088'904.00 −Rs 12'474.83
Revolut 182.5308 CHF 56.50 Rs 1'084'871.57 −Rs 16'507.26

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NPR on every transfer from Switzerland.

Right now, Regency FX pays 1,098,405.11 NPR on 6,000 CHF, which is 2,973.72 NPR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,120,838.5 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 69 comparisons

    Cheapest every time

  2. XeAppeared in 100 comparisons

    Cheapest in 6% of them

  3. RevolutAppeared in 97 comparisons

    Cheapest in 16% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most NPR, and it was also the cheapest in 100% of the 69 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Nepal.

Xe (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.

Ways to send money from Switzerland to Nepal

3 companies send money from Switzerland to Nepal, across broker, app, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Xe, 6,000 CHF gets your recipient 1,088,904 NPR.

The fee is 0 CHF, with a 1.14% markup on top of the CHF/NPR rate.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in NPR (be it payments or travelling).

Revolut converts CHF 6,000 with a 0.56% exchange-rate markup and lets you hold CHF and NPR in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Xe charges fr.0 on a fr.6,000 transfer, and the money lands minutes - 24 hours.

Over the past month, Xe was the cheapest app on 75% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Nepal.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Nepal or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/NPR).

I suggest , since the more NPR you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/NPR rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Nepal.

A global account lets you hold NPR alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 1,098,405.11 NPR.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Nepal.

In Nepal, they can get NPR delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    NRs1,098,405

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    NRs1,082,371

    -NRs16,035

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    NRs1,082,371

    -NRs16,035

Things to know before sending CHF to Nepal

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/NPR transfer options

For a CHF 6,000 transfer to Nepal, these are the best options in our comparison.

Cheapest way to send money to Nepal

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,098,405.11 NPR, which is 0.86% more than the next best option.

Fastest way to send money to Nepal

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,084,871.57 NPR in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to NPR requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 3 of them sending CHF to Nepal, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/NPR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.