How to send money to Nepal from Poland with the best PLN-NPR rate

We’ve analysed and compared 5 money transfer companies below for PLN/NPR transfers.

Best companies for PLN/NPR transfers

5 of 5 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze PLN/NPR exchange rates from our comparisons.

Based on 30,000 PLN transfer

Best companies for PLN/NPR transfers

All money transfer offers for PLN/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 38.8863 NPR +3.64% vs mid-market Recipient gets 1.166.589,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 38.8863 NPR
1.166.589,00 RsYou pay30.000,00 zł
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 40.2185 NPR +0.27% vs mid-market Recipient gets 1.206.556,32 Rs Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 40.2185 NPR
1.206.556,32 RsYou pay30.000,00 zł

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Showing top Poland to Nepal deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
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Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 40.2185 NPR +0.27% vs mid-market Recipient gets 1.206.556,32 Rs Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Nepal from Poland.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 40.2185 NPR
1.206.556,32 RsYou pay30.000,00 zł
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 39.9000 NPR +1.07% vs mid-market Recipient gets 1.197.000,00 Rs Minutes
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 39.9000 NPR
1.197.000,00 RsYou pay30.000,00 zł
Cash pickupMinutesAvailable via:City Express Cash Pickup
Free1 PLN = 39.9000 NPR
1.197.000,00 RsYou pay30.000,00 zł
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
Free1 PLN = 39.9000 NPR
1.197.000,00 RsYou pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 340,00 zł 1 PLN = 40.1130 NPR +0.53% vs mid-market Recipient gets 1.189.752,12 Rs Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send PLN to Nepal.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Poland to Nepal.
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
340,00 zł1 PLN = 40.1130 NPR
1.189.752,12 RsYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee 0,00 zł 1 PLN = 39.0106 NPR +3.32% vs mid-market Recipient gets 1.170.318,90 Rs Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nepal with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 PLN = 39.0106 NPR
1.170.318,90 RsYou pay30.000,00 zł
Bank depositMinutes - 2 days
4,00 zł1 PLN = 39.0106 NPR
1.170.162,86 RsYou pay30.000,00 zł
Cash pickupMinutes - 2 days
5,99 zł1 PLN = 39.0106 NPR
1.170.085,23 RsYou pay30.000,00 zł
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 38.8863 NPR +3.64% vs mid-market Recipient gets 1.166.589,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 38.8863 NPR
1.166.589,00 RsYou pay30.000,00 zł
Xe

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 38.8863 NPR +3.64% vs mid-market Recipient gets 1.166.589,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 38.8863 NPR
1.166.589,00 RsYou pay30.000,00 zł
Xe

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 38.8863 NPR +3.64% vs mid-market Recipient gets 1.166.589,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 38.8863 NPR
1.166.589,00 RsYou pay30.000,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 40.327428 NPR Updates every 60 minutes.

How to send money from Poland to Nepal

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most NPR on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/NPR rate.

Fund your transfer

You can fund your transfer to Nepal using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Nepal

5 companies send money from Poland to Nepal, across app, broker, multi-currency account, global account, and online, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 1,197,000 NPR in minutes, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Xe move money inside their own network instead, which is much cheaper and gets you more NPR.

The cheapest way to send money online from Poland to Nepal is via Xe.

Sending 30,000 PLN gets you 1,166,589 NPR (after 0 fee and 3.64% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and NPR in one account.

This is useful for travelling to Nepal, getting paid in NPR, or pre-converting when PLN/NPR rate is good.

You can convert between them whenever you want, and once you have NPR there are no fees after.

The best multi-currency account for holding PLN and NPR is Revolut.

For example, it converts zł30,000 at 0.53% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 1,206,556.32 NPR.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive NPR via bank deposit, cash pickup, mobile wallet, and mobile money.

Collect cash in Nepal

Cash pickup is also available through participating agent locations in Nepal.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    ₨1,206,556

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    ₨1,197,000

    -₨9,556

  3. 3
    Debit card Cash pickup

    You pay zł30,000.00

    ₨1,197,000

    -₨9,556

  4. 4
    Debit card Mobile wallet

    You pay zł30,000.00

    ₨1,197,000

    -₨9,556

  5. 5
    Debit card Mobile money

    You pay zł30,000.00

    ₨1,170,319

    -₨36,237

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay zł30,000.00

    ₨1,166,589

    -₨39,967

Consider this when sending PLN to Nepal

There are a few nuances when sending money from Poland to Nepal.

Compare PLN/NPR transfer options

For a 30,000 PLN transfer to Nepal, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Nepal

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,206,556.32 NPR, which is 0.79% more than the next best option.

Fastest way to send money to Nepal

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,189,752.12 NPR, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-NPR Exchange Rate

Check the PLN to NPR exchange rate

A small change in the PLN/NPR rate can make a difference to the amount received, especially on regular transfers to Nepal.

Mid-market rate:1 PLN = 40.405223 NPR

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 5 of them on PLN to Nepal in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.