Best companies for BRL/NPR transfers
4 of 4 providers Last updated on 28 October 2026
Based on 40,000 BRL transfer Best companies for BRL/NPR transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee R$0.00 1 BRL = 28.3944 NPR +0.27% vs mid-market	Recipient gets Rs 1,135,775.14 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 28.3944 NPR Rs 1,135,775.14You payR$40,000.00
Run a live search Showing top Brazil to Nepal deals for 40,000 BRL. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to NPR rates.
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much BRL you're planning to spend in Nepal.
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee R$0.00 1 BRL = 28.3944 NPR +0.27% vs mid-market	Recipient gets Rs 1,135,775.14 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 28.3944 NPR Rs 1,135,775.14You payR$40,000.00
TapTap Send Pay via Debit card	Fee R$0.00 1 BRL = 28.1900 NPR +0.99% vs mid-market	Recipient gets Rs 1,127,600.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 BRL = 28.1900 NPR Rs 1,127,600.00You payR$40,000.00 Cash pickupMinutesAvailable via:City Express Cash Pickup Free1 BRL = 28.1900 NPR Rs 1,127,600.00You payR$40,000.00 Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa Free1 BRL = 28.1900 NPR Rs 1,127,600.00You payR$40,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee R$60.00 1 BRL = 28.2170 NPR +0.90% vs mid-market	Recipient gets Rs 1,126,987.36 Within minutes
10 reviews FastestRecommended Multi-currency cardReceive to bank account
Ways to receive money in Nepal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 28.2170 NPR Rs 1,126,987.36You payR$40,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Pix	Fee R$0.00 1 BRL = 27.7101 NPR +2.71% vs mid-market	Recipient gets Rs 1,108,404.00 Minutes - 24 hours
2 reviews
Ways to receive money in Nepal with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 27.7101 NPR Rs 1,108,404.00You payR$40,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 BRL = 27.7101 NPR Rs 1,108,404.00You payR$40,000.00 Cash pickupMinutes - 24 hours Free1 BRL = 27.7101 NPR Rs 1,108,404.00You payR$40,000.00
How Our Results Work Mid-market rate: 1 BRL = 28.4713 NPR Updates every 60 minutes.

Why compare

BRL/NPR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Brazil to Nepal

Pick a company

Start with the cheapest, which is Regency FX at 1,135,775.14 NPR for a R$40,000 transfer.

Regency FX was the cheapest on 30 of the 30 days it quoted R$40,000 transfers to Nepal.

The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and pix.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Nepal.

Compare amounts

How much BRL are you sending to Nepal?

How much BRL you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from R$40,000 it quoted, and in 100% of all the transfers it quoted.


R$1,000	0.97%	R$0.00	Rs 28,190.00with debit card to bank deposit	+Rs 1,061.29
R$5,000	0.75%	R$10.00	Rs 140,983.65with bank transfer to bank deposit	+Rs 3,615.14
R$10,000	0.76%	R$15.00	Rs 282,127.41with bank transfer to bank deposit	+Rs 7,439.97
R$40,000This page	0.27%	R$0.00	Rs 1,135,775.14with bank transfer to bank deposit	+Rs 11,083.51
R$50,000	0.27%	R$0.00	Rs 1,419,637.95with bank transfer to bank deposit	+Rs 13,769.78
R$100,000	0.27%	R$0.00	Rs 2,839,330.85with bank transfer to bank deposit	+Rs 27,518.22

Mid-market rate: 1 BRL = 28.4713 NPR

BRL/NPR Exchange Rate History

Is today a good time to send money from Brazil to Nepal?

The cheapest way to send BRL to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 40,000 BRL transfers to Nepal.

Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per BRL than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NPR on every transfer from Brazil.

Right now, Regency FX pays 1,135,775.14 NPR on 40,000 BRL, which is 3,074.9 NPR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,236,432.63 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 138 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Regency FXAppeared in 62 comparisons
Cheapest every time
TapTap SendAppeared in 137 comparisons
Cheapest in 41% of them
RevolutAppeared in 129 comparisons
Cheapest in 16% of them

Based on 138 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 41% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.

Ways to send money from Brazil to Nepal

There are 6 ways to send money to Nepal across 4 money transfer companies.

For everyday transfers

Online transfers

For most transfers from Brazil to Nepal, money transfer companies like TapTap Send are the cheapest way.

You can fund an online transfer with bank transfer, debit card, and pix.

TapTap Send charges R$0 and adds 0.99% markup when sending R$40,000, this will get you 1,127,600 NPR in Nepal.

In our comparisons over the past month, it was the cheapest online service on 18 of the 30 days it quoted.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/NPR rate, handle the paperwork, and guide you over the phone.

Regency FX converts BRL to NPR with an exchange-rate markup of around 0.27%.

I'd suggest , since the rate gets better the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.

For receiving cash in Portugal

Cash pickup

If your recipient in Nepal needs cash, you can do it with MoneyGram.

Sending R$40,000 will get you NRs1,108,404 after the fees with MoneyGram.

Your recipient will collect cash at the nearest MoneyGram branch in Nepal.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Holding AUD and other currencies

Multi-currency accounts

Revolut lets you hold, convert, and spend BRL and NPR from one account.

Swapping R$40,000 with Revolut will get you 1,126,987.36 NPR after all fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

You can then spend it in Nepal or Brazil and receive NPR payments.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international NPR payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 1,135,775.14 NPR.

For paying for your transfer, you have bank transfer, debit card, and pix.

You can fund the transfer with Pix

You can use Pix as a funding method, but it can’t send BRL to Nepal directly.

Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.

For withdrawals in Nepal, they can get it as bank deposit, cash pickup, and mobile wallet.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

1

Bank transfer Bank deposit

You pay R$40,000.00

NRs1,135,775

Cheapest
2

Debit card Bank deposit

You pay R$40,000.00

NRs1,127,600

-NRs8,175
3

Debit card Cash pickup

You pay R$40,000.00

NRs1,127,600

-NRs8,175
4

Debit card Mobile wallet

You pay R$40,000.00

NRs1,127,600

-NRs8,175
5

Pix Bank deposit

You pay R$40,000.00

NRs1,108,404

-NRs27,371

Show moreShow less

6

Pix Mobile wallet

You pay R$40,000.00

NRs1,108,404

-NRs27,371
7

Pix Cash pickup

You pay R$40,000.00

NRs1,108,404

-NRs27,371

Consider this when sending BRL to Nepal

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/NPR transfer options

For a R$40,000 payment to Nepal, I suggest starting with these:

Cheapest:

Regency FX, funded by bank transfer with bank deposit in Nepal. Your recipient gets 1,135,775.14 NPR, which is 0.72% more than the next best option.

Fastest:

Revolut, paid by bank transfer with bank deposit for the payout. It delivers 1,126,987.36 NPR in within minutes.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Nepal.

The company then switches to local rails or uses an internal network of accounts to move BRL to Nepal.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

How we analyse the market

We track 4 authorised companies sending BRL to Nepal, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

In the past 30 days alone, we analysed 138 comparisons across 6 amounts.

This page covers the cheapest and fastest options for BRL/NPR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Brazil

Send money to Nepal

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.4063	–	Rs 1,176,252.16
Regency FX Cheapest	29.3269	R$0.00	Rs 1,173,076.28	−Rs 3,175.88
Revolut	29.2432	R$60.00	Rs 1,167,971.73	−Rs 8,280.43
TapTap Send	29.1100	R$0.00	Rs 1,164,400.00	−Rs 11,852.16

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.5196	–	Rs 1,180,785.00
Regency FX Cheapest	29.4399	R$0.00	Rs 1,177,596.88	−Rs 3,188.12
TapTap Send	29.2200	R$0.00	Rs 1,168,800.00	−Rs 11,985.00
Revolut	29.1123	R$60.00	Rs 1,162,745.48	−Rs 18,039.52

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.6747	–	Rs 1,186,987.00
Regency FX Cheapest	29.5946	R$0.00	Rs 1,183,782.14	−Rs 3,204.86
TapTap Send	29.3500	R$0.00	Rs 1,174,000.00	−Rs 12,987.00
Revolut	29.2822	R$60.00	Rs 1,169,529.60	−Rs 17,457.40

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.6620	–	Rs 1,186,480.96
Regency FX Cheapest	29.5819	R$0.00	Rs 1,183,277.46	−Rs 3,203.50
Revolut	29.3026	R$60.00	Rs 1,170,344.45	−Rs 16,136.51
TapTap Send	29.2200	R$0.00	Rs 1,168,800.00	−Rs 17,680.96

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.7414	–	Rs 1,189,656.92
Regency FX Cheapest	29.6611	R$0.00	Rs 1,186,444.85	−Rs 3,212.07
TapTap Send	29.3200	R$0.00	Rs 1,172,800.00	−Rs 16,856.92
Revolut	29.2105	R$60.00	Rs 1,166,667.72	−Rs 22,989.20

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.6828	–	Rs 1,187,311.28
Regency FX Cheapest	29.6026	R$0.00	Rs 1,184,105.54	−Rs 3,205.74
TapTap Send	29.3900	R$0.00	Rs 1,175,600.00	−Rs 11,711.28
Revolut	29.2105	R$60.00	Rs 1,166,667.72	−Rs 20,643.56

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.6503	–	Rs 1,186,012.08
Regency FX Cheapest	29.5702	R$0.00	Rs 1,182,809.85	−Rs 3,202.23
TapTap Send	29.4100	R$0.00	Rs 1,176,400.00	−Rs 9,612.08
Revolut	29.3017	R$60.00	Rs 1,170,309.43	−Rs 15,702.65

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.7425	–	Rs 1,229,699.64
Regency FX Cheapest	30.6595	R$0.00	Rs 1,226,379.45	−Rs 3,320.19
Revolut	30.6703	R$60.00	Rs 1,224,972.99	−Rs 4,726.65
TapTap Send	30.4400	R$0.00	Rs 1,217,600.00	−Rs 12,099.64

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.9235	–	Rs 1,236,939.08
Regency FX Cheapest	30.8400	R$0.00	Rs 1,233,599.34	−Rs 3,339.74
Revolut	30.8683	R$60.00	Rs 1,232,881.32	−Rs 4,057.76
TapTap Send	30.6200	R$0.00	Rs 1,224,800.00	−Rs 12,139.08

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.8022	–	Rs 1,232,087.08
Regency FX Cheapest	30.7190	R$0.00	Rs 1,228,760.44	−Rs 3,326.64
Revolut	30.6534	R$60.00	Rs 1,224,296.67	−Rs 7,790.41
TapTap Send	30.5000	R$0.00	Rs 1,220,000.00	−Rs 12,087.08

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.7393	–	Rs 1,229,573.00
Regency FX Cheapest	30.6563	R$0.00	Rs 1,226,253.15	−Rs 3,319.85
Revolut	30.6296	R$60.00	Rs 1,223,345.06	−Rs 6,227.94
TapTap Send	30.4300	R$0.00	Rs 1,217,200.00	−Rs 12,373.00

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.9945	–	Rs 1,239,780.04
Regency FX Cheapest	30.9108	R$0.00	Rs 1,236,432.63	−Rs 3,347.41
TapTap Send	30.7100	R$0.00	Rs 1,228,400.00	−Rs 11,380.04
Revolut	30.6790	R$60.00	Rs 1,225,318.25	−Rs 14,461.79

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.9933	–	Rs 1,239,732.36
Regency FX Cheapest	30.9096	R$0.00	Rs 1,236,385.08	−Rs 3,347.28
TapTap Send	30.6800	R$0.00	Rs 1,227,200.00	−Rs 12,532.36
Revolut	30.5434	R$60.00	Rs 1,219,904.37	−Rs 19,827.99

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.7708	–	Rs 1,230,833.96
Regency FX Cheapest	30.6878	R$0.00	Rs 1,227,510.71	−Rs 3,323.25
TapTap Send	30.4700	R$0.00	Rs 1,218,800.00	−Rs 12,033.96
Revolut	30.3863	R$60.00	Rs 1,213,630.56	−Rs 17,203.40

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.2483	–	Rs 1,209,930.36
Regency FX Cheapest	30.1666	R$0.00	Rs 1,206,663.55	−Rs 3,266.81
Revolut	30.1121	R$60.00	Rs 1,202,676.89	−Rs 7,253.47
TapTap Send	29.9500	R$0.00	Rs 1,198,000.00	−Rs 11,930.36

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.1947	–	Rs 1,207,789.00
Regency FX Cheapest	30.1132	R$0.00	Rs 1,204,527.97	−Rs 3,261.03
Revolut	29.9801	R$60.00	Rs 1,197,405.48	−Rs 10,383.52
TapTap Send	29.8500	R$0.00	Rs 1,194,000.00	−Rs 13,789.00

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.8211	–	Rs 1,192,844.72
Regency FX Cheapest	29.7406	R$0.00	Rs 1,189,624.04	−Rs 3,220.68
Revolut	29.6411	R$60.00	Rs 1,183,864.73	−Rs 8,979.99
TapTap Send	29.5200	R$0.00	Rs 1,180,800.00	−Rs 12,044.72

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.0253	–	Rs 1,201,010.84
Regency FX Cheapest	29.9442	R$0.00	Rs 1,197,768.11	−Rs 3,242.73
TapTap Send	29.7400	R$0.00	Rs 1,189,600.00	−Rs 11,410.84
Revolut	29.6611	R$60.00	Rs 1,184,664.14	−Rs 16,346.70

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.0827	–	Rs 1,203,306.56
Regency FX Cheapest	30.0014	R$0.00	Rs 1,200,057.63	−Rs 3,248.93
TapTap Send	29.7700	R$0.00	Rs 1,190,800.00	−Rs 12,506.56
Revolut	29.7717	R$60.00	Rs 1,189,080.18	−Rs 14,226.38

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.1232	–	Rs 1,204,927.48
Regency FX Cheapest	30.0419	R$0.00	Rs 1,201,674.18	−Rs 3,253.30
TapTap Send	29.8200	R$0.00	Rs 1,192,800.00	−Rs 12,127.48
Revolut No quote collected this day	–	–	–	–

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.1838	–	Rs 1,207,353.24
Regency FX Cheapest	30.1023	R$0.00	Rs 1,204,093.39	−Rs 3,259.85
Revolut	29.9706	R$60.00	Rs 1,197,025.73	−Rs 10,327.51
TapTap Send	29.8900	R$0.00	Rs 1,195,600.00	−Rs 11,753.24

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.1001	–	Rs 1,204,004.68
Regency FX Cheapest	30.0188	R$0.00	Rs 1,200,753.87	−Rs 3,250.81
Revolut	29.9756	R$60.00	Rs 1,197,225.04	−Rs 6,779.64
TapTap Send	29.8000	R$0.00	Rs 1,192,000.00	−Rs 12,004.68

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	29.9897	–	Rs 1,199,587.44
Regency FX Cheapest	29.9087	R$0.00	Rs 1,196,348.55	−Rs 3,238.89
Revolut	29.9392	R$60.00	Rs 1,195,773.26	−Rs 3,814.18
TapTap Send	29.6900	R$0.00	Rs 1,187,600.00	−Rs 11,987.44

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.5546	–	Rs 1,222,183.24
Regency FX Cheapest	30.4721	R$0.00	Rs 1,218,883.35	−Rs 3,299.89
TapTap Send	30.1600	R$0.00	Rs 1,206,400.00	−Rs 15,783.24
Revolut	30.1732	R$60.00	Rs 1,205,117.01	−Rs 17,066.23

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	30.4352	–	Rs 1,217,407.60
Regency FX Cheapest	30.3530	R$0.00	Rs 1,214,120.60	−Rs 3,287.00
TapTap Send	30.1700	R$0.00	Rs 1,206,800.00	−Rs 10,607.60
Revolut	26.5973	R$60.00	Rs 1,062,298.02	−Rs 155,109.58

How to send money to Nepal from Brazil with the best BRL-NPR rate

Best companies for BRL/NPR transfers