How to send money to Nepal from the UK with the best GBP-NPR rate

We’ve compared 7 companies, and found WorldRemit to be the cheapest, while Revolut is the fastest.

Sending £4,000 gets you NRs813,014.25 with WorldRemit at 203.3039 NPR per GBP, about 0.93% more than the next best option.

Best companies for GBP/NPR transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 4,000 GBP transfer

Best companies for GBP/NPR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £60.76 1 GBP = 202.0940 NPR -0.33% vs mid-market Recipient gets Rs 796,097.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nepal with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£60.761 GBP = 202.0940 NPR
Rs 796,097.00You pay£4,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 200.2443 NPR +0.59% vs mid-market Recipient gets Rs 800,977.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 200.2443 NPR
Rs 800,977.20You pay£4,000.00

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WorldRemit

Pay via Debit card
Fee £0.99 1 GBP = 203.3039 NPR -0.92% vs mid-market Recipient gets Rs 813,014.25 Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Nepal with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
£0.991 GBP = 203.3039 NPR
Rs 813,014.25You pay£4,000.00
Mobile moneyMinutes - 2 days
£0.991 GBP = 199.7567 NPR
Rs 798,829.04You pay£4,000.00
Cash pickupMinutes - 2 days
£0.991 GBP = 199.2905 NPR
Rs 796,964.70You pay£4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.99 1 GBP = 201.3547 NPR +0.04% vs mid-market Recipient gets Rs 805,418.80 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 201.3547 NPR
Rs 805,418.80You pay£4,000.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 201.1532 NPR
Rs 804,612.80You pay£4,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 200.1411 NPR
Rs 800,564.40You pay£4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £1.99 1 GBP = 201.3547 NPR +0.04% vs mid-market Recipient gets Rs 805,418.80 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 201.3547 NPR
Rs 805,418.80You pay£4,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 201.1532 NPR
Rs 804,612.80You pay£4,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 198.5982 NPR
Rs 794,392.80You pay£4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £1.99 1 GBP = 201.3547 NPR +0.04% vs mid-market Recipient gets Rs 805,418.80 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 201.3547 NPR
Rs 805,418.80You pay£4,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 201.1532 NPR
Rs 804,612.80You pay£4,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 198.5982 NPR
Rs 794,392.80You pay£4,000.00

Western Union

Pay via Debit card
Fee £0.00 1 GBP = 201.3268 NPR +0.05% vs mid-market Recipient gets Rs 805,307.36 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nepal with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 201.3268 NPR
Rs 805,307.36You pay£4,000.00

Western Union

Pay via Bank transfer
Fee £0.00 1 GBP = 201.3268 NPR +0.05% vs mid-market Recipient gets Rs 805,307.36 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nepal with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 201.3268 NPR
Rs 805,307.36You pay£4,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 200.2443 NPR +0.59% vs mid-market Recipient gets Rs 800,977.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 200.2443 NPR
Rs 800,977.20You pay£4,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 200.2443 NPR +0.59% vs mid-market Recipient gets Rs 800,977.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 200.2443 NPR
Rs 800,977.20You pay£4,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 200.2443 NPR +0.59% vs mid-market Recipient gets Rs 800,977.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 200.2443 NPR
Rs 800,977.20You pay£4,000.00

TapTap Send

Pay via Debit card
Fee £0.99 1 GBP = 200.0000 NPR +0.71% vs mid-market Recipient gets Rs 800,000.00 Minutes
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
£0.991 GBP = 200.0000 NPR
Rs 800,000.00You pay£4,000.99
Cash pickupMinutesAvailable via:City Express Cash Pickup
£0.991 GBP = 200.0000 NPR
Rs 800,000.00You pay£4,000.99
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
£0.991 GBP = 200.0000 NPR
Rs 800,000.00You pay£4,000.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £30.80 1 GBP = 200.8877 NPR +0.27% vs mid-market Recipient gets Rs 797,363.34 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£30.801 GBP = 200.8877 NPR
Rs 797,363.34You pay£4,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee £60.76 1 GBP = 202.0940 NPR -0.33% vs mid-market Recipient gets Rs 796,097.00 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nepal with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£60.761 GBP = 202.0940 NPR
Rs 796,097.00You pay£4,000.00

Wise

Pay via Debit card
Fee £73.12 1 GBP = 202.0940 NPR -0.33% vs mid-market Recipient gets Rs 793,599.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nepal with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£73.121 GBP = 202.0940 NPR
Rs 793,599.00You pay£4,000.00

Wise

Pay via Credit card
Fee £147.29 1 GBP = 202.0940 NPR -0.33% vs mid-market Recipient gets Rs 778,610.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nepal with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£147.291 GBP = 202.0940 NPR
Rs 778,610.00You pay£4,000.00
How Our Results Work
Mid-market rate: 1 GBP = 201.4329 NPR Updates every 60 minutes.

How to send money from UK to Nepal

Pick a company

For a one-off GBP transfer to Nepal, I suggest picking the cheapest option which is WorldRemit.

WorldRemit was the cheapest on 17 of the 23 days it quoted £4,000 transfers to Nepal.

On a 4,000 GBP transfer, WorldRemit delivers the most NPR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/NPR rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £4,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Nepal?

How much GBP you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 54% of the transfers from £6,000 it quoted, and in 52% of all the transfers it quoted.

Cheapest service
£500-1.09%£0.99Rs 101,673.29with credit card to bank deposit+Rs 1,556.02
£1,000-1.17%£0.99Rs 203,548.29with credit card to bank deposit+Rs 3,134.21
£2,000-0.92%£0.99Rs 406,346.04with debit card to bank deposit+Rs 5,719.30
£4,000This page-0.92%£0.99Rs 813,014.25with debit card to bank deposit+Rs 12,408.08
£6,000-0.88%£0.99Rs 1,219,712.71with debit card to bank deposit+Rs 14,617.32
£10,0000.06%£0.99Rs 2,013,547.00with bank transfer to bank deposit+Rs 7,987.42
£50,0000.07%£0.99Rs 10,067,735.00with bank transfer to bank deposit+Rs 41,189.32
£250,0000.20%£0.00Rs 50,270,362.04with bank transfer to bank deposit+Rs 233,958.80

Mid-market rate: 1 GBP = 201.4329 NPR

GBP/NPR Exchange Rate History

Is today a good time to send money from UK to Nepal?

The cheapest way to send GBP to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 4,000 GBP transfers to Nepal.

NPR received for £4,000, after fees

Tue, 10 Nov 2026Mid-market rateRs 805,731.74 WorldRemit Rs 813,014.25WorldRemitRs 813,014.25MoneyGramRs 805,418.80Western UnionRs 805,307.36

795,000
800,000
805,000
810,000
815,000
820,000
825,000
At the mid-market rateWith the cheapest optionWorldRemitMoneyGramWestern Union
Exchange rateFeeRecipient getsDifference
Mid-market rate 204.7231 – Rs 818,892.23
WorldRemit Cheapest 205.1595 £0.99 Rs 820,434.89 +Rs 1,542.66
Western Union 202.8469 £0.00 Rs 811,387.44 −Rs 7,504.79
MoneyGram 202.5546 £0.99 Rs 810,218.40 −Rs 8,673.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.9265 – Rs 811,706.15
WorldRemit Cheapest 203.0165 £0.99 Rs 811,865.05 +Rs 158.90
MoneyGram 201.5587 £0.99 Rs 806,234.80 −Rs 5,471.35
Western Union 201.4876 £0.00 Rs 805,950.60 −Rs 5,755.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.8050 – Rs 807,219.91
WorldRemit Cheapest 201.9174 £0.99 Rs 807,469.82 +Rs 249.91
Western Union 201.1269 £0.00 Rs 804,507.55 −Rs 2,712.36
MoneyGram 200.4350 £0.99 Rs 801,740.00 −Rs 5,479.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.6062 – Rs 806,424.75
Western Union Cheapest 201.3892 £0.00 Rs 805,556.92 −Rs 867.83
MoneyGram 201.0406 £0.99 Rs 804,162.40 −Rs 2,262.35
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.1166 – Rs 808,466.50
TapTap Send Cheapest 201.0000 £0.99 Rs 804,000.00 −Rs 4,466.50
Western Union 200.9155 £0.00 Rs 803,662.08 −Rs 4,804.42
MoneyGram 200.8032 £0.99 Rs 803,212.80 −Rs 5,253.70
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.2147 – Rs 808,858.68
WorldRemit Cheapest 202.2424 £0.99 Rs 808,769.46 −Rs 89.22
Western Union 202.0175 £0.00 Rs 808,069.86 −Rs 788.82
MoneyGram 201.8117 £0.99 Rs 807,246.80 −Rs 1,611.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.2147 – Rs 808,858.68
WorldRemit Cheapest 202.2424 £0.99 Rs 808,769.46 −Rs 89.22
Western Union 202.0175 £0.00 Rs 808,069.86 −Rs 788.82
MoneyGram 201.8117 £0.99 Rs 807,246.80 −Rs 1,611.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.0138 – Rs 812,055.02
Western Union Cheapest 202.0175 £0.00 Rs 808,069.86 −Rs 3,985.16
MoneyGram 201.8117 £0.99 Rs 807,246.80 −Rs 4,808.22
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.6493 – Rs 810,597.06
WorldRemit Cheapest 202.3259 £0.99 Rs 809,103.26 −Rs 1,493.80
Western Union 202.0222 £0.00 Rs 808,088.64 −Rs 2,508.42
MoneyGram 201.9006 £0.99 Rs 807,602.40 −Rs 2,994.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.7755 – Rs 811,102.06
WorldRemit Cheapest 202.9557 £0.99 Rs 811,621.75 +Rs 519.69
Western Union 202.4163 £0.00 Rs 809,665.28 −Rs 1,436.78
MoneyGram 202.3101 £0.99 Rs 809,240.40 −Rs 1,861.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.7307 – Rs 810,922.71
MoneyGram Cheapest 202.6422 £0.99 Rs 810,568.80 −Rs 353.91
Western Union 202.0385 £0.00 Rs 808,153.89 −Rs 2,768.82
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.8665 – Rs 811,466.06
WorldRemit Cheapest 203.1605 £0.99 Rs 812,440.99 +Rs 974.93
MoneyGram 202.8131 £0.99 Rs 811,252.40 −Rs 213.66
Western Union 201.9480 £0.00 Rs 807,791.92 −Rs 3,674.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.9042 – Rs 811,616.72
MoneyGram Cheapest 202.4325 £0.99 Rs 809,730.00 −Rs 1,886.72
Western Union 201.6311 £0.00 Rs 806,524.25 −Rs 5,092.47
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.9042 – Rs 811,616.72
MoneyGram Cheapest 202.4325 £0.99 Rs 809,730.00 −Rs 1,886.72
Western Union 201.6311 £0.00 Rs 806,524.25 −Rs 5,092.47
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.5579 – Rs 810,231.56
Western Union Cheapest 202.9813 £0.00 Rs 811,925.32 +Rs 1,693.76
WorldRemit 202.9481 £0.99 Rs 811,591.40 +Rs 1,359.84
MoneyGram 202.7400 £0.99 Rs 810,960.00 +Rs 728.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.3833 – Rs 813,533.09
WorldRemit Cheapest 203.2620 £0.99 Rs 812,846.61 −Rs 686.48
Western Union 203.1376 £0.00 Rs 812,550.36 −Rs 982.73
MoneyGram 202.8138 £0.99 Rs 811,255.20 −Rs 2,277.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.5186 – Rs 810,074.26
Western Union Cheapest 202.4945 £0.00 Rs 809,978.08 −Rs 96.18
MoneyGram 202.3966 £0.99 Rs 809,586.40 −Rs 487.86
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 202.3523 – Rs 809,409.12
WorldRemit Cheapest 203.0772 £0.99 Rs 812,107.83 +Rs 2,698.71
Western Union 202.3134 £0.00 Rs 809,253.49 −Rs 155.63
MoneyGram 202.1232 £0.99 Rs 808,492.80 −Rs 916.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 204.0331 – Rs 816,132.47
WorldRemit Cheapest 204.2079 £0.99 Rs 816,629.39 +Rs 496.92
Western Union 202.7418 £0.00 Rs 810,967.04 −Rs 5,165.43
MoneyGram 202.4067 £0.99 Rs 809,626.80 −Rs 6,505.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.1766 – Rs 812,706.36
WorldRemit Cheapest 204.2613 £0.99 Rs 816,842.90 +Rs 4,136.54
MoneyGram 203.7120 £0.99 Rs 814,848.00 +Rs 2,141.64
Western Union 203.5917 £0.00 Rs 814,366.97 +Rs 1,660.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.1690 – Rs 812,676.04
WorldRemit Cheapest 204.2613 £0.99 Rs 816,842.90 +Rs 4,166.86
MoneyGram 203.7120 £0.99 Rs 814,848.00 +Rs 2,171.96
Western Union 203.5917 £0.00 Rs 814,366.97 +Rs 1,690.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 204.0523 – Rs 816,209.29
TapTap Send Cheapest 204.0000 £0.99 Rs 816,000.00 −Rs 209.29
WorldRemit 203.3573 £0.99 Rs 813,227.88 −Rs 2,981.41
MoneyGram 203.1617 £0.99 Rs 812,646.80 −Rs 3,562.49
Western Union 203.0427 £0.00 Rs 812,170.61 −Rs 4,038.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.4229 – Rs 813,691.72
TapTap Send Cheapest 204.0000 £0.99 Rs 816,000.00 +Rs 2,308.28
MoneyGram 203.7357 £0.99 Rs 814,942.80 +Rs 1,251.08
WorldRemit 203.3909 £0.99 Rs 813,362.40 −Rs 329.32
Western Union 203.0321 £0.00 Rs 812,128.52 −Rs 1,563.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.0928 – Rs 812,371.21
WorldRemit Cheapest 203.9275 £0.99 Rs 815,508.15 +Rs 3,136.94
MoneyGram 203.5826 £0.99 Rs 814,330.40 +Rs 1,959.19
Western Union 202.9101 £0.00 Rs 811,640.60 −Rs 730.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 204.1500 – Rs 816,600.19
WorldRemit Cheapest 204.1840 £0.99 Rs 816,533.70 −Rs 66.49
Western Union 203.6812 £0.00 Rs 814,724.68 −Rs 1,875.51
MoneyGram 203.4547 £0.99 Rs 813,818.80 −Rs 2,781.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 203.0585 – Rs 812,234.20
MoneyGram Cheapest 203.8683 £0.99 Rs 815,473.20 +Rs 3,239.00
Western Union 203.2762 £0.00 Rs 813,104.80 +Rs 870.60
WorldRemit 203.0620 £0.99 Rs 812,046.97 −Rs 187.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 200.5869 – Rs 802,347.65
MoneyGram Cheapest 202.1132 £0.99 Rs 808,452.80 +Rs 6,105.15
WorldRemit 201.8526 £0.99 Rs 807,210.69 +Rs 4,863.04
Western Union 200.7717 £0.00 Rs 803,086.78 +Rs 739.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.1569 – Rs 804,627.46
MoneyGram Cheapest 202.1132 £0.99 Rs 808,452.80 +Rs 3,825.34
WorldRemit 201.8526 £0.99 Rs 807,210.69 +Rs 2,583.23
Western Union 200.7717 £0.00 Rs 803,086.78 −Rs 1,540.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.2568 – Rs 805,027.15
WorldRemit Cheapest 202.2306 £0.99 Rs 808,722.03 +Rs 3,694.88
MoneyGram 202.1132 £0.99 Rs 808,452.80 +Rs 3,425.65
Western Union 200.2777 £0.00 Rs 801,110.97 −Rs 3,916.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 201.4329 – Rs 805,731.74
WorldRemit Cheapest 203.3039 £0.99 Rs 813,014.25 +Rs 7,282.51
MoneyGram 201.3547 £0.99 Rs 805,418.80 −Rs 312.94
Western Union 201.3268 £0.00 Rs 805,307.36 −Rs 424.38

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £4,000, after fees, as quoted by each company. The mid-market line shows what £4,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 17 of the last 30 days.

Right now, WorldRemit pays 813,014.25 NPR on 4,000 GBP, which is 7,282.51 NPR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 820,434.89 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. WorldRemitAppeared in 122 comparisons

    Cheapest in 52% of them

  2. MoneyGramAppeared in 208 comparisons

    Cheapest in 30% of them

  3. Western UnionAppeared in 121 comparisons

    Cheapest in 21% of them

Based on 239 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest and gets you the most NPR, and it was also the cheapest in 52% of the 122 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Nepal.

MoneyGram (today's second cheapest) was the cheapest in only 30% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.

Ways to send money from the UK to Nepal

There are many ways to send money to Nepal from the UK, including app, online, in person, multi-currency account, global business account, and currency broker, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Nepal, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.

It charges £0.99 in fees, has -0.92% markup, lets you save recipient details, and NPR will arrive in minutes.

Over the past month, WorldRemit was the cheapest app on 74% of the days it appeared for £4,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized NPR transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 7 companies we compared, MoneyGram is the cheapest online service and will get you NRs805,418.80 on a £4,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 15 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Nepal, and real human support.

Xe charges no fees on large transfers, but adds 0.59% markup on top of the current GBP/NPR rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 3% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Nepalese Rupee abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £4,000 to NPR will get you NRs797,363.34 after fees.

If you don’t have NPR in your account, your GBP will auto-convert whenever you pay with Revolut in Nepal.

Once you have NPR in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 10% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Nepal, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive NPR in Nepal

Pay-in and pay-out methods will affect how much GBP you deposit and how much NPR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £4,000 to Nepal is via WorldRemit, using a debit card to deposit GBP and bank deposit to receive NPR.

Depositing GBP

You have 3 pay-in options for transfers to Nepal, including debit card, bank transfer, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Nepal

Money can reach Nepal by bank deposit, cash pickup, mobile wallet, and mobile money, and each delivery method comes with its own fees.

The cheapest way to receive money in Nepal is with cash pickup on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you NRs805,418.80 on a £4,000 transfer).

Mobile wallets

You can receive NPR into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Nepal.

and use our filters to find the company offering mobile money at the best GBP/NPR rate.

  1. 1
    Debit card Bank deposit

    You pay £4,000.00

    NRs813,014

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £4,000.99

    NRs805,419

    -NRs7,595

  3. 3
    Credit card Bank deposit

    You pay £4,001.99

    NRs805,419

    -NRs7,595

  4. 4
    Debit card Cash pickup

    You pay £4,004.99

    NRs804,613

    -NRs8,401

  5. 5
    Bank transfer Cash pickup

    You pay £4,004.99

    NRs804,613

    -NRs8,401

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £4,004.99

    NRs804,613

    -NRs8,401

  2. 7
    Bank transfer Mobile wallet

    You pay £4,000.00

    NRs800,564

    -NRs12,450

  3. 8
    Debit card Mobile wallet

    You pay £4,000.99

    NRs800,000

    -NRs13,014

  4. 9
    Debit card Mobile money

    You pay £4,000.00

    NRs798,829

    -NRs14,185

  5. 10
    Credit card Mobile wallet

    You pay £4,000.00

    NRs794,393

    -NRs18,621

Consider this when sending GBP to Nepal

There are a few nuances you should consider before sending GBP to Nepal such as limits, taxes, and safety.

Compare GBP/NPR transfer options

Right now, these are the best money transfer options for a £4,000 transfer to Nepal:

Cheapest way to send money to Nepal

The cheapest way is to use WorldRemit, pay in with a debit card and withdraw via bank deposit. You will get NRs813,014.25, which is 0.93% more than the next best option.

Fastest way to send money to Nepal

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get NRs797,363.34 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/NPR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £4,000 with WorldRemit will get you 813,014.25 NPR, that’s including £0.99 fee and -0.92% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Nepal.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 7 regulated companies offering money transfers from the UK to Nepal in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/NPR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/NPR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.