How to send money to Nepal from the UK with the best GBP-NPR rate
We’ve compared 7 companies, and found WorldRemit to be the cheapest, while Revolut is the fastest.
Sending £4,000 gets you NRs813,014.25 with WorldRemit at 203.3039 NPR per GBP, about 0.93% more than the next best option.
Best companies for GBP/NPR transfers
7 of 7 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze GBP/NPR exchange rates from our comparisons.
Based on 4,000 GBP transfer
Best companies for GBP/NPR transfers
All money transfer offers for GBP/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nepal with Xe when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 200.2443 NPR
Rs 800,977.20You pay£4,000.00
Run a live search
Showing top United Kingdom to Nepal deals for 4,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to NPR rates.
Run a live search
These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much GBP you're planning to spend in Nepal.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 201.4329 NPRUpdates every 60 minutes.
Transfer details
How to send money from UK to Nepal
Pick a company
For a one-off GBP transfer to Nepal, I suggest picking the cheapest option which is WorldRemit.
WorldRemit was the cheapest on 17 of the 23 days it quoted £4,000 transfers to Nepal.
On a 4,000 GBP transfer, WorldRemit delivers the most NPR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/NPR rate.
Fund your transfer
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £4,000 transfer the verification is normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Nepal?
How much GBP you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows WorldRemit was the cheapest in 54% of the transfers from £6,000 it quoted, and in 52% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-1.09%
£0.99
Rs 101,673.29with credit card to bank deposit
+Rs 1,556.02
£1,000
-1.17%
£0.99
Rs 203,548.29with credit card to bank deposit
+Rs 3,134.21
£2,000
-0.92%
£0.99
Rs 406,346.04with debit card to bank deposit
+Rs 5,719.30
£4,000This page
-0.92%
£0.99
Rs 813,014.25with debit card to bank deposit
+Rs 12,408.08
£6,000
-0.88%
£0.99
Rs 1,219,712.71with debit card to bank deposit
+Rs 14,617.32
£10,000
0.06%
£0.99
Rs 2,013,547.00with bank transfer to bank deposit
+Rs 7,987.42
£50,000
0.07%
£0.99
Rs 10,067,735.00with bank transfer to bank deposit
+Rs 41,189.32
£250,000
0.20%
£0.00
Rs 50,270,362.04with bank transfer to bank deposit
+Rs 233,958.80
Mid-market rate: 1 GBP = 201.4329 NPR
GBP/NPR Exchange Rate History
Is today a good time to send money from UK to Nepal?
The cheapest way to send GBP to NPR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 4,000 GBP transfers to Nepal.
At the mid-market rateWith the cheapest optionWorldRemitMoneyGramWestern Union
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
795,000
800,000
805,000
810,000
815,000
820,000
825,000
At the mid-market rateWith the cheapest optionWorldRemitMoneyGramWestern Union
12 Oct22 Oct31 Oct10 Nov
790,000
800,000
810,000
820,000
830,000
840,000
At the mid-market rateWith the cheapest optionWorldRemitMoneyGramWestern Union
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
204.7231
–
Rs 818,892.23
Locked-in rate
WorldRemitCheapest
205.1595
£0.99
Rs 820,434.89
+Rs 1,542.66
Locked-in rate
Western Union
202.8469
£0.00
Rs 811,387.44
−Rs 7,504.79
Locked-in rate
MoneyGram
202.5546
£0.99
Rs 810,218.40
−Rs 8,673.83
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.9265
–
Rs 811,706.15
Locked-in rate
WorldRemitCheapest
203.0165
£0.99
Rs 811,865.05
+Rs 158.90
Locked-in rate
MoneyGram
201.5587
£0.99
Rs 806,234.80
−Rs 5,471.35
Locked-in rate
Western Union
201.4876
£0.00
Rs 805,950.60
−Rs 5,755.55
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
201.8050
–
Rs 807,219.91
Locked-in rate
WorldRemitCheapest
201.9174
£0.99
Rs 807,469.82
+Rs 249.91
Locked-in rate
Western Union
201.1269
£0.00
Rs 804,507.55
−Rs 2,712.36
Locked-in rate
MoneyGram
200.4350
£0.99
Rs 801,740.00
−Rs 5,479.91
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
201.6062
–
Rs 806,424.75
Locked-in rate
Western UnionCheapest
201.3892
£0.00
Rs 805,556.92
−Rs 867.83
Locked-in rate
MoneyGram
201.0406
£0.99
Rs 804,162.40
−Rs 2,262.35
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.1166
–
Rs 808,466.50
Locked-in rate
TapTap SendCheapest
201.0000
£0.99
Rs 804,000.00
−Rs 4,466.50
Locked-in rate
Western Union
200.9155
£0.00
Rs 803,662.08
−Rs 4,804.42
Locked-in rate
MoneyGram
200.8032
£0.99
Rs 803,212.80
−Rs 5,253.70
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.2147
–
Rs 808,858.68
Locked-in rate
WorldRemitCheapest
202.2424
£0.99
Rs 808,769.46
−Rs 89.22
Locked-in rate
Western Union
202.0175
£0.00
Rs 808,069.86
−Rs 788.82
Locked-in rate
MoneyGram
201.8117
£0.99
Rs 807,246.80
−Rs 1,611.88
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.2147
–
Rs 808,858.68
Locked-in rate
WorldRemitCheapest
202.2424
£0.99
Rs 808,769.46
−Rs 89.22
Locked-in rate
Western Union
202.0175
£0.00
Rs 808,069.86
−Rs 788.82
Locked-in rate
MoneyGram
201.8117
£0.99
Rs 807,246.80
−Rs 1,611.88
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.0138
–
Rs 812,055.02
Locked-in rate
Western UnionCheapest
202.0175
£0.00
Rs 808,069.86
−Rs 3,985.16
Locked-in rate
MoneyGram
201.8117
£0.99
Rs 807,246.80
−Rs 4,808.22
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.6493
–
Rs 810,597.06
Locked-in rate
WorldRemitCheapest
202.3259
£0.99
Rs 809,103.26
−Rs 1,493.80
Locked-in rate
Western Union
202.0222
£0.00
Rs 808,088.64
−Rs 2,508.42
Locked-in rate
MoneyGram
201.9006
£0.99
Rs 807,602.40
−Rs 2,994.66
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.7755
–
Rs 811,102.06
Locked-in rate
WorldRemitCheapest
202.9557
£0.99
Rs 811,621.75
+Rs 519.69
Locked-in rate
Western Union
202.4163
£0.00
Rs 809,665.28
−Rs 1,436.78
Locked-in rate
MoneyGram
202.3101
£0.99
Rs 809,240.40
−Rs 1,861.66
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.7307
–
Rs 810,922.71
Locked-in rate
MoneyGramCheapest
202.6422
£0.99
Rs 810,568.80
−Rs 353.91
Locked-in rate
Western Union
202.0385
£0.00
Rs 808,153.89
−Rs 2,768.82
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.8665
–
Rs 811,466.06
Locked-in rate
WorldRemitCheapest
203.1605
£0.99
Rs 812,440.99
+Rs 974.93
Locked-in rate
MoneyGram
202.8131
£0.99
Rs 811,252.40
−Rs 213.66
Locked-in rate
Western Union
201.9480
£0.00
Rs 807,791.92
−Rs 3,674.14
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.9042
–
Rs 811,616.72
Locked-in rate
MoneyGramCheapest
202.4325
£0.99
Rs 809,730.00
−Rs 1,886.72
Locked-in rate
Western Union
201.6311
£0.00
Rs 806,524.25
−Rs 5,092.47
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.9042
–
Rs 811,616.72
Locked-in rate
MoneyGramCheapest
202.4325
£0.99
Rs 809,730.00
−Rs 1,886.72
Locked-in rate
Western Union
201.6311
£0.00
Rs 806,524.25
−Rs 5,092.47
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.5579
–
Rs 810,231.56
Locked-in rate
Western UnionCheapest
202.9813
£0.00
Rs 811,925.32
+Rs 1,693.76
Locked-in rate
WorldRemit
202.9481
£0.99
Rs 811,591.40
+Rs 1,359.84
Locked-in rate
MoneyGram
202.7400
£0.99
Rs 810,960.00
+Rs 728.44
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.3833
–
Rs 813,533.09
Locked-in rate
WorldRemitCheapest
203.2620
£0.99
Rs 812,846.61
−Rs 686.48
Locked-in rate
Western Union
203.1376
£0.00
Rs 812,550.36
−Rs 982.73
Locked-in rate
MoneyGram
202.8138
£0.99
Rs 811,255.20
−Rs 2,277.89
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.5186
–
Rs 810,074.26
Locked-in rate
Western UnionCheapest
202.4945
£0.00
Rs 809,978.08
−Rs 96.18
Locked-in rate
MoneyGram
202.3966
£0.99
Rs 809,586.40
−Rs 487.86
WorldRemitNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
202.3523
–
Rs 809,409.12
Locked-in rate
WorldRemitCheapest
203.0772
£0.99
Rs 812,107.83
+Rs 2,698.71
Locked-in rate
Western Union
202.3134
£0.00
Rs 809,253.49
−Rs 155.63
Locked-in rate
MoneyGram
202.1232
£0.99
Rs 808,492.80
−Rs 916.32
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
204.0331
–
Rs 816,132.47
Locked-in rate
WorldRemitCheapest
204.2079
£0.99
Rs 816,629.39
+Rs 496.92
Locked-in rate
Western Union
202.7418
£0.00
Rs 810,967.04
−Rs 5,165.43
Locked-in rate
MoneyGram
202.4067
£0.99
Rs 809,626.80
−Rs 6,505.67
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.1766
–
Rs 812,706.36
Locked-in rate
WorldRemitCheapest
204.2613
£0.99
Rs 816,842.90
+Rs 4,136.54
Locked-in rate
MoneyGram
203.7120
£0.99
Rs 814,848.00
+Rs 2,141.64
Locked-in rate
Western Union
203.5917
£0.00
Rs 814,366.97
+Rs 1,660.61
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.1690
–
Rs 812,676.04
Locked-in rate
WorldRemitCheapest
204.2613
£0.99
Rs 816,842.90
+Rs 4,166.86
Locked-in rate
MoneyGram
203.7120
£0.99
Rs 814,848.00
+Rs 2,171.96
Locked-in rate
Western Union
203.5917
£0.00
Rs 814,366.97
+Rs 1,690.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
204.0523
–
Rs 816,209.29
Locked-in rate
TapTap SendCheapest
204.0000
£0.99
Rs 816,000.00
−Rs 209.29
Locked-in rate
WorldRemit
203.3573
£0.99
Rs 813,227.88
−Rs 2,981.41
Locked-in rate
MoneyGram
203.1617
£0.99
Rs 812,646.80
−Rs 3,562.49
Locked-in rate
Western Union
203.0427
£0.00
Rs 812,170.61
−Rs 4,038.68
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.4229
–
Rs 813,691.72
Locked-in rate
TapTap SendCheapest
204.0000
£0.99
Rs 816,000.00
+Rs 2,308.28
Locked-in rate
MoneyGram
203.7357
£0.99
Rs 814,942.80
+Rs 1,251.08
Locked-in rate
WorldRemit
203.3909
£0.99
Rs 813,362.40
−Rs 329.32
Locked-in rate
Western Union
203.0321
£0.00
Rs 812,128.52
−Rs 1,563.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.0928
–
Rs 812,371.21
Locked-in rate
WorldRemitCheapest
203.9275
£0.99
Rs 815,508.15
+Rs 3,136.94
Locked-in rate
MoneyGram
203.5826
£0.99
Rs 814,330.40
+Rs 1,959.19
Locked-in rate
Western Union
202.9101
£0.00
Rs 811,640.60
−Rs 730.61
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
204.1500
–
Rs 816,600.19
Locked-in rate
WorldRemitCheapest
204.1840
£0.99
Rs 816,533.70
−Rs 66.49
Locked-in rate
Western Union
203.6812
£0.00
Rs 814,724.68
−Rs 1,875.51
Locked-in rate
MoneyGram
203.4547
£0.99
Rs 813,818.80
−Rs 2,781.39
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
203.0585
–
Rs 812,234.20
Locked-in rate
MoneyGramCheapest
203.8683
£0.99
Rs 815,473.20
+Rs 3,239.00
Locked-in rate
Western Union
203.2762
£0.00
Rs 813,104.80
+Rs 870.60
Locked-in rate
WorldRemit
203.0620
£0.99
Rs 812,046.97
−Rs 187.23
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
200.5869
–
Rs 802,347.65
Locked-in rate
MoneyGramCheapest
202.1132
£0.99
Rs 808,452.80
+Rs 6,105.15
Locked-in rate
WorldRemit
201.8526
£0.99
Rs 807,210.69
+Rs 4,863.04
Locked-in rate
Western Union
200.7717
£0.00
Rs 803,086.78
+Rs 739.13
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
201.1569
–
Rs 804,627.46
Locked-in rate
MoneyGramCheapest
202.1132
£0.99
Rs 808,452.80
+Rs 3,825.34
Locked-in rate
WorldRemit
201.8526
£0.99
Rs 807,210.69
+Rs 2,583.23
Locked-in rate
Western Union
200.7717
£0.00
Rs 803,086.78
−Rs 1,540.68
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
201.2568
–
Rs 805,027.15
Locked-in rate
WorldRemitCheapest
202.2306
£0.99
Rs 808,722.03
+Rs 3,694.88
Locked-in rate
MoneyGram
202.1132
£0.99
Rs 808,452.80
+Rs 3,425.65
Locked-in rate
Western Union
200.2777
£0.00
Rs 801,110.97
−Rs 3,916.18
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
201.4329
–
Rs 805,731.74
Locked-in rate
WorldRemitCheapest
203.3039
£0.99
Rs 813,014.25
+Rs 7,282.51
Locked-in rate
MoneyGram
201.3547
£0.99
Rs 805,418.80
−Rs 312.94
Locked-in rate
Western Union
201.3268
£0.00
Rs 805,307.36
−Rs 424.38
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
201.4329
–
Rs 805,731.74
WorldRemit
MoneyGram
Western Union
TapTap Send
Each line shows what the recipient gets when you send £4,000, after fees, as quoted by each company. The mid-market line shows what £4,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NPR per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 17 of the last 30 days.
Right now, WorldRemit pays 813,014.25 NPR on 4,000 GBP, which is 7,282.51 NPR more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 820,434.89 NPR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.
We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Transfer amount
Locked-in rate
WorldRemitAppeared in 35 comparisons
Cheapest in 37% of them
Locked-in rate
MoneyGramAppeared in 48 comparisons
Cheapest in 46% of them
Locked-in rate
Western UnionAppeared in 28 comparisons
Never the cheapest
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 56 comparisons across 8 amounts over the last 7 days.
Locked-in rate
WorldRemitAppeared in 122 comparisons
Cheapest in 52% of them
Locked-in rate
MoneyGramAppeared in 208 comparisons
Cheapest in 30% of them
Locked-in rate
Western UnionAppeared in 121 comparisons
Cheapest in 21% of them
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 239 comparisons across 8 amounts over the last 30 days.
Locked-in rate
WorldRemitAppeared in 329 comparisons
Cheapest in 55% of them
Locked-in rate
MoneyGramAppeared in 562 comparisons
Cheapest in 17% of them
Locked-in rate
Western UnionAppeared in 360 comparisons
Cheapest in 29% of them
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 621 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today WorldRemit is the cheapest and gets you the most NPR, and it was also the cheapest in 52% of the 122 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Nepal.
MoneyGram (today's second cheapest) was the cheapest in only 30% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.
Ways to send money from the UK to Nepal
There are many ways to send money to Nepal from the UK, including app, online, in person, multi-currency account, global business account, and currency broker, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Nepal, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.
It charges £0.99 in fees, has -0.92% markup, lets you save recipient details, and NPR will arrive in minutes.
Over the past month, WorldRemit was the cheapest app on 74% of the days it appeared for £4,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized NPR transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of the 7 companies we compared, MoneyGram is the cheapest online service and will get you NRs805,418.80 on a £4,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 15 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Nepal, and real human support.
Xe charges no fees on large transfers, but adds 0.59% markup on top of the current GBP/NPR rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Xe was the cheapest broker in 3% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Nepalese Rupee abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £4,000 to NPR will get you NRs797,363.34 after fees.
If you don’t have NPR in your account, your GBP will auto-convert whenever you pay with Revolut in Nepal.
Once you have NPR in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 10% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Nepal, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive NPR in Nepal
Pay-in and pay-out methods will affect how much GBP you deposit and how much NPR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £4,000 to Nepal is via WorldRemit, using a debit card to deposit GBP and bank deposit to receive NPR.
Depositing GBP
You have 3 pay-in options for transfers to Nepal, including debit card, bank transfer, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Nepal
Money can reach Nepal by bank deposit, cash pickup, mobile wallet, and mobile money, and each delivery method comes with its own fees.
The cheapest way to receive money in Nepal is with cash pickup on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you NRs805,418.80 on a £4,000 transfer).
Mobile wallets
You can receive NPR into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Nepal.
and use our filters to find the company offering mobile money at the best GBP/NPR rate.
1
Debit card→Bank deposit
You pay £4,000.00
NRs813,014
Cheapest
2
Bank transfer→Bank deposit
You pay £4,000.99
NRs805,419
-NRs7,595
3
Credit card→Bank deposit
You pay £4,001.99
NRs805,419
-NRs7,595
4
Debit card→Cash pickup
You pay £4,004.99
NRs804,613
-NRs8,401
5
Bank transfer→Cash pickup
You pay £4,004.99
NRs804,613
-NRs8,401
Show moreShow less
6
Credit card→Cash pickup
You pay £4,004.99
NRs804,613
-NRs8,401
7
Bank transfer→Mobile wallet
You pay £4,000.00
NRs800,564
-NRs12,450
8
Debit card→Mobile wallet
You pay £4,000.99
NRs800,000
-NRs13,014
9
Debit card→Mobile money
You pay £4,000.00
NRs798,829
-NRs14,185
10
Credit card→Mobile wallet
You pay £4,000.00
NRs794,393
-NRs18,621
Consider this when sending GBP to Nepal
There are a few nuances you should consider before sending GBP to Nepal such as limits, taxes, and safety.
1
Compare GBP/NPR transfer options
Right now, these are the best money transfer options for a £4,000 transfer to Nepal:
Cheapest way to send money to Nepal
The cheapest way is to use WorldRemit, pay in with a debit card and withdraw via bank deposit. You will get NRs813,014.25, which is 0.93% more than the next best option.
Fastest way to send money to Nepal
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get NRs797,363.34 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/NPR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £4,000 with WorldRemit will get you 813,014.25 NPR, that’s including £0.99 fee and -0.92% in exchange rate markup.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Nepal.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 7 regulated companies offering money transfers from the UK to Nepal in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/NPR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 239 comparisons across 8 amounts.
This page covers the cheapest and fastest options for GBP/NPR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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