Remitbee is the cheapest way to send money from Canada to Nepal based on the 10 companies we analyzed, giving your recipient 109,465.7 NPR from $1,000.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/NPR transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $15.22 1 CAD = 108.5070 NPR -0.15% vs mid-market | Recipient gets Rs 106,856.00 Same day | |
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $15.221 CAD = 108.5070 NPR Rs 106,856.00You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $1.49 1 CAD = 107.5691 NPR +0.72% vs mid-market | Recipient gets Rs 107,569.10 6-12 Hours | |
Ways to receive money in Nepal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.491 CAD = 107.5691 NPR Rs 107,569.10You pay$1,001.49 Cash pickup6-12 Hours $5.991 CAD = 106.0462 NPR Rs 106,046.20You pay$1,005.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $1.491 CAD = 105.9571 NPR Rs 105,957.10You pay$1,001.49 | |||
Run a live search Showing top Canada to Nepal deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to NPR rates. | |||
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much CAD you're planning to spend in Nepal. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitbee Pay via Debit Card | Fees: $0.00 1 CAD = 109.4657 NPR -1.03% vs mid-market | Recipient gets Rs 109,465.70 Next Day | |
Ways to receive money in Nepal with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 109.4657 NPR Rs 109,465.70You pay$1,000.00 | |||
| Remitbee Pay via Interac | Fees: $0.00 1 CAD = 109.4657 NPR -1.03% vs mid-market | Recipient gets Rs 109,465.70 Next Day | |
Ways to receive money in Nepal with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 109.4657 NPR Rs 109,465.70You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 109.4657 NPR -1.03% vs mid-market | Recipient gets Rs 109,465.70 Next Day | |
Ways to receive money in Nepal with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 109.4657 NPR Rs 109,465.70You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 109.4657 NPR -1.03% vs mid-market | Recipient gets Rs 109,465.70 Next Day | |
Ways to receive money in Nepal with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 109.4657 NPR Rs 109,465.70You pay$1,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $8.99 1 CAD = 109.8997 NPR -1.42% vs mid-market | Recipient gets Rs 108,911.70 6-12 Hours | |
Ways to receive money in Nepal with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $8.991 CAD = 109.8997 NPR Rs 108,911.70You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $0.00 1 CAD = 108.4691 NPR -0.11% vs mid-market | Recipient gets Rs 108,469.10 6-12 Hours | |
Ways to receive money in Nepal with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 108.4691 NPR Rs 108,469.10You pay$1,000.00 Mobile wallet6-12 Hours Free1 CAD = 108.4691 NPR Rs 108,469.10You pay$1,000.00 Cash pickup6-12 Hours Free1 CAD = 108.0275 NPR Rs 108,027.50You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $5.62 1 CAD = 108.4917 NPR -0.14% vs mid-market | Recipient gets Rs 107,881.70 Next day | |
Ways to receive money in Nepal with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $5.621 CAD = 108.4917 NPR Rs 107,881.70You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $1.49 1 CAD = 107.5691 NPR +0.72% vs mid-market | Recipient gets Rs 107,569.10 6-12 Hours | |
Ways to receive money in Nepal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.491 CAD = 107.5691 NPR Rs 107,569.10You pay$1,001.49 Cash pickup6-12 Hours $5.991 CAD = 106.0462 NPR Rs 106,046.20You pay$1,005.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $1.491 CAD = 105.9571 NPR Rs 105,957.10You pay$1,001.49 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $1.49 1 CAD = 107.5691 NPR +0.72% vs mid-market | Recipient gets Rs 107,569.10 6-12 Hours | |
Ways to receive money in Nepal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.491 CAD = 107.5691 NPR Rs 107,569.10You pay$1,001.49 Cash pickup6-12 Hours $5.991 CAD = 106.0462 NPR Rs 106,046.20You pay$1,005.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $1.491 CAD = 105.9571 NPR Rs 105,957.10You pay$1,001.49 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $1.49 1 CAD = 107.5691 NPR +0.72% vs mid-market | Recipient gets Rs 107,569.10 6-12 Hours | |
Ways to receive money in Nepal with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $1.491 CAD = 107.5691 NPR Rs 107,569.10You pay$1,001.49 Cash pickup6-12 Hours $5.991 CAD = 106.0462 NPR Rs 106,046.20You pay$1,005.99 Mobile wallet6-12 HoursAvailable via:Select Wallets $1.491 CAD = 105.9571 NPR Rs 105,957.10You pay$1,001.49 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 107.5202 NPR +0.76% vs mid-market | Recipient gets Rs 107,520.18 6-12 Hours | |
Ways to receive money in Nepal with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 107.5202 NPR Rs 107,520.18You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 107.5202 NPR +0.76% vs mid-market | Recipient gets Rs 107,520.18 6-12 Hours | |
Ways to receive money in Nepal with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 107.5202 NPR Rs 107,520.18You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 CAD = 107.2500 NPR +1.02% vs mid-market | Recipient gets Rs 107,250.00 Minutes | |
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 CAD = 107.2500 NPR Rs 107,250.00You pay$1,000.00 Cash pickupMinutesAvailable via:City Express Cash Pickup Free1 CAD = 107.2500 NPR Rs 107,250.00You pay$1,000.00 Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa Free1 CAD = 107.2500 NPR Rs 107,250.00You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $15.22 1 CAD = 108.5070 NPR -0.15% vs mid-market | Recipient gets Rs 106,856.00 Same day | |
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $15.221 CAD = 108.5070 NPR Rs 106,856.00You pay$1,000.00 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 106.6300 NPR +1.60% vs mid-market | Recipient gets Rs 106,630.00 2 Days | |
Ways to receive money in Nepal with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 106.6300 NPR Rs 106,630.00You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 106.6300 NPR +1.60% vs mid-market | Recipient gets Rs 106,630.00 2 Days | |
Ways to receive money in Nepal with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 106.6300 NPR Rs 106,630.00You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $20.86 1 CAD = 108.5070 NPR -0.15% vs mid-market | Recipient gets Rs 106,244.00 Within minutes | |
Ways to receive money in Nepal with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.861 CAD = 108.5070 NPR Rs 106,244.00You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $26.07 1 CAD = 108.5070 NPR -0.15% vs mid-market | Recipient gets Rs 105,678.00 Within minutes | |
Ways to receive money in Nepal with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $26.071 CAD = 108.5070 NPR Rs 105,678.00You pay$1,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit Card | Fees: $1.49 1 CAD = 105.7558 NPR +2.42% vs mid-market | Recipient gets Rs 105,598.23 Next Day | |
Ways to receive money in Nepal with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $1.491 CAD = 105.7558 NPR Rs 105,598.23You pay$1,000.00 Cash pickupNext Day $1.491 CAD = 105.5285 NPR Rs 105,371.28You pay$1,000.00 Mobile moneyNext Day $1.491 CAD = 105.5285 NPR Rs 105,371.28You pay$1,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 105.5400 NPR +2.62% vs mid-market | Recipient gets Rs 105,540.00 2 Days | |
Ways to receive money in Nepal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 105.5400 NPR Rs 105,540.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 105.5400 NPR +2.62% vs mid-market | Recipient gets Rs 105,540.00 2 Days | |
Ways to receive money in Nepal with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 105.5400 NPR Rs 105,540.00You pay$1,020.00 | |||
| Wise Pay via Credit Card | Fees: $40.60 1 CAD = 108.5070 NPR -0.15% vs mid-market | Recipient gets Rs 104,102.00 Within minutes | |
Ways to receive money in Nepal with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $40.601 CAD = 108.5070 NPR Rs 104,102.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $150.00 1 CAD = 108.4691 NPR -0.11% vs mid-market | Recipient gets Rs 92,198.74 6-12 Hours | |
Ways to receive money in Nepal with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $150.001 CAD = 108.4691 NPR Rs 92,198.74You pay$1,000.00 Mobile wallet6-12 Hours $150.001 CAD = 108.4691 NPR Rs 92,198.74You pay$1,000.00 Cash pickup6-12 Hours $150.001 CAD = 108.0275 NPR Rs 91,823.38You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 108.3449 NPR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitbee at 109,465.7 NPR on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | -1.06% | $0.00 | Rs 10,946.57with debit card to bank deposit | +Rs 919.74 | |
| $500 | -1.06% | $0.00 | Rs 54,732.85with debit card to bank deposit | +Rs 1,831.52 | |
| $1,000This page | -1.03% | $0.00 | Rs 109,465.70with debit card to bank deposit | +Rs 2,807.44 | |
| $10,000 | -1.05% | $0.00 | Rs 1,094,657.00with debit card to bank deposit | +Rs 15,501.80 | |
| $50,000 | -1.03% | $0.00 | Rs 5,473,285.00with debit card to bank deposit | +Rs 68,846.46 |
Mid-market rate: 1 CAD = 108.3449 NPR
There are 10 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Ria Money Transfer location, and your recipient picks up 108,469.1 NPR within minutes.
Cash transfers cost more
Cash transfer to Nepal is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Remitbee charges $0 in fees and adds -1.03% markup, so your $1,000 delivers 109,465.7 NPR in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 10 online companies, Remitbee is the cheapest and currently gets you 109,465.7 NPR on a $1,000 transfer after a $0 fee and -1.03% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $5.62 in fees with -0.14% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in NPR.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in NPR, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and NPR, and convert between them at low cost.
For example, converting $1,000 costs $15.22 in fees at -0.15% markup, which gets you 106,856 NPR.
With Remitbee, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 109,465.7 NPR.
Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive NPR through bank deposit, cash pickup, mobile wallet, and mobile money.
For a bank deposit payout, you will need the recipient's bank details in Nepal.
You pay $1,000.00
₨109,466
Cheapest
You pay $1,000.00
₨109,466
₨0
You pay $1,000.00
₨109,466
₨0
You pay $1,000.00
₨109,466
₨0
You pay $1,000.00
₨108,469
-₨997
You pay $1,000.00
₨108,028
-₨1,438
You pay $1,001.49
₨107,569
-₨1,897
You pay $1,001.49
₨107,569
-₨1,897
You pay $1,005.99
₨106,046
-₨3,420
You pay $1,005.99
₨106,046
-₨3,420
You pay $1,001.49
₨105,957
-₨3,509
You pay $1,001.49
₨105,957
-₨3,509
You pay $1,000.00
₨105,371
-₨4,094
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Nepal, these are the cheapest, fastest and easiest options available now.
Best way to send money to Nepal
Remitbee is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 109,465.7 NPR, which is 0.51% more than the next best option.
Fastest way to send money to Nepal
TapTap Send is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 107,250 NPR in minutes.
An Interac e-Transfer cannot go directly to a recipient in Nepal.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the NPR amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 108.357561 NPR
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 10 FINTRAC-registered companies sending CAD to Nepal, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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