Best companies for EUR/NPR transfers
6 of 6 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/NPR exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze EUR/NPR exchange rates from our comparisons.
Based on 7,000 EUR transfer Best companies for EUR/NPR transfers All money transfer offers for EUR/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for EUR/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 174.2393 NPR	Recipient gets Rs 1,219,675.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.2393 NPR Rs 1,219,675.10You pay€7,000.00
Promoted Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 0.0000 NPR +0.27% vs mid-market	Recipient gets Rs 0.00 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.0000 NPR Rs 0.00You pay€7,000.00
Run a live search Showing top Spain to Nepal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NPR rates.
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much EUR you're planning to spend in Nepal.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee €1.49 1 EUR = 175.5000 NPR	Recipient gets Rs 1,228,500.00 Minutes
0 reviews CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Nepal from Spain. Using Debit card with TapTap Send is the cheapest way to send money to Nepal from Spain. Receive to bank account
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €1.491 EUR = 175.5000 NPR Rs 1,228,500.00You pay€7,001.49 Cash pickupMinutesAvailable via:City Express Cash Pickup €1.491 EUR = 175.5000 NPR Rs 1,228,500.00You pay€7,001.49 Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa €1.491 EUR = 175.5000 NPR Rs 1,228,500.00You pay€7,001.49
Xe Pay via Debit card	Fee €0.00 1 EUR = 174.2393 NPR	Recipient gets Rs 1,219,675.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.2393 NPR Rs 1,219,675.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 174.2393 NPR	Recipient gets Rs 1,219,675.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nepal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.2393 NPR Rs 1,219,675.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 174.2393 NPR	Recipient gets Rs 1,219,675.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nepal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.2393 NPR Rs 1,219,675.10You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 174.9123 NPR	Recipient gets Rs 1,212,054.54 Within minutes
10 reviews FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Nepal. Revolut with Bank transfer deposit is the fastest way to send EUR to Nepal. RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Spain to Nepal. Based on our editorial reviews, Revolut is our recommended way to send money from Spain to Nepal. Multi-currency cardReceive to bank account
Ways to receive money in Nepal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 174.9123 NPR Rs 1,212,054.54You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.00 1 EUR = 172.1198 NPR	Recipient gets Rs 1,204,838.60 Minutes - 24 hours
2 reviews
Ways to receive money in Nepal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.00 1 EUR = 172.1198 NPR	Recipient gets Rs 1,204,838.60 Minutes - 24 hours
2 reviews
Ways to receive money in Nepal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.00 1 EUR = 172.1198 NPR	Recipient gets Rs 1,204,838.60 Minutes - 24 hours
2 reviews
Ways to receive money in Nepal with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 172.1198 NPR Rs 1,204,838.60You pay€7,001.99
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 170.1996 NPR	Recipient gets Rs 1,191,397.20 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Nepal with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 170.1996 NPR Rs 1,191,397.20You pay€7,000.00 Cash pickupMinutes - 2 days €1.991 EUR = 170.1996 NPR Rs 1,191,058.50You pay€7,000.00 Bank depositMinutes - 2 days €3.991 EUR = 170.1996 NPR Rs 1,190,718.10You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 0.0000 NPR +0.27% vs mid-market	Recipient gets Rs 0.00 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.0000 NPR Rs 0.00You pay€7,000.00
How Our Results Work

Why compare

EUR/NPR exchange rate

Best ways to pay & receive

Transfer speed

Historic EUR/NPR options

How to send money from Spain to Nepal

Pick a company

For a one-off transfer from Spain to Nepal, I suggest picking TapTap Send, it will get you the most Nepal

The best option will change depending on the amount, so it's good to to get the best EUR/NPR rate today.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Ways to send money from Spain to Nepal

6 companies send money from Spain to Nepal, across app, online, broker, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Nepal.

TapTap Send charges €1.49 on a €7,000 transfer and pays out 1,228,500 NPR in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

You can pay for the transfers via debit card, bank transfer, and credit card, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Nepal.

Worth noting, cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Nepal, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 1,219,675.1 NPR with a €0 fee and % markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Nepal. This can be things like selling property, moving a pension, moving back home, etc…

Xe charges no fee and works on a margin (~% on EUR/NPR), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive NPR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive NPR like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with NPR support is offered by Revolut.

For example, converting €7,000 gets you 1,212,054.54 NPR.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Nepal.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive NPR in Nepal

How you fund the transfer and how your recipient receives it affect the fees and how much NPR they get.

With TapTap Send, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,228,500 NPR.

For funding your transfer from Spain, you can use debit card, bank transfer, and credit card.

Bizum only supports domestic transfers in Spain, so it cannot send money to Nepal directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Nepal depends on the company's payout time and delivery method.

In Nepal, the recipient can use bank deposit, cash pickup, mobile wallet, and mobile money to receive money.

Payout is available through .

Collect cash in Nepal

Your recipient can collect NPR from a participating MoneyGram location in Nepal.

1

Debit card Bank deposit

You pay €7,001.49

₨1,228,500

Cheapest
2

Debit card Cash pickup

You pay €7,001.49

₨1,228,500

₨0
3

Debit card Mobile wallet

You pay €7,001.49

₨1,228,500

₨0
4

Bank transfer Bank deposit

You pay €7,000.00

₨1,219,675

-₨8,825
5

Credit card Bank deposit

You pay €7,000.00

₨1,219,675

-₨8,825

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,001.00

₨1,204,839

-₨23,661
7

Bank transfer Mobile wallet

You pay €7,001.99

₨1,204,839

-₨23,661
8

Credit card Cash pickup

You pay €7,001.00

₨1,204,839

-₨23,661
9

Credit card Mobile wallet

You pay €7,001.99

₨1,204,839

-₨23,661
10

Debit card Mobile money

You pay €7,000.00

₨1,191,397

-₨37,103

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Nepal.

Find the best EUR/NPR transfer

These are the current best options for sending €7,000 to Nepal:

Cheapest option

Use ₨1,228,500, pay by debit card and choose bank deposit for the payout. Your recipient gets 1,228,500 NPR, which is 0.72% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 1,212,054.54 NPR in within minutes.

SEPA & NPR are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Nepal is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Nepal.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-NPR Exchange Rate

Finding the best rate to send money from Spain to Nepal

The exchange rate has a direct impact on how much NPR your recipient gets. A weekly comparison makes it easier to judge today's EUR/NPR rate.

Mid-market rate:1 EUR = 175.89333 NPR

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 6 of them on EUR to NPR, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

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How to send money to Nepal from Spain with the best EUR-NPR rate

Best companies for EUR/NPR transfers

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