How to send money to Nepal from Germany with the best EUR-NPR rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 1,225,000 NPR after fees and the exchange rate.

We’ve compared 5 money transfer companies in more detail below.

Best companies for EUR/NPR transfers

5 of 5 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/NPR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/NPR transfers

All money transfer offers for EUR/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 173.6943 NPR +0.94% vs mid-market Recipient gets Rs 1,215,860.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 173.6943 NPR
Rs 1,215,860.10You pay€7,000.00
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 174.8658 NPR +0.27% vs mid-market Recipient gets Rs 1,224,060.50 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.8658 NPR
Rs 1,224,060.50You pay€7,000.00

Run a live search

Showing top Germany to Nepal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €1.49 1 EUR = 175.0000 NPR +0.19% vs mid-market Recipient gets Rs 1,225,000.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Nepal from Germany.
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.491 EUR = 175.0000 NPR
Rs 1,225,000.00You pay€7,001.49
Cash pickupMinutesAvailable via:City Express Cash Pickup
€1.491 EUR = 175.0000 NPR
Rs 1,225,000.00You pay€7,001.49
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
€1.491 EUR = 175.0000 NPR
Rs 1,225,000.00You pay€7,001.49
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 174.8658 NPR +0.27% vs mid-market Recipient gets Rs 1,224,060.50 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.8658 NPR
Rs 1,224,060.50You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 173.6943 NPR +0.94% vs mid-market Recipient gets Rs 1,215,860.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 173.6943 NPR
Rs 1,215,860.10You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 173.6943 NPR +0.94% vs mid-market Recipient gets Rs 1,215,860.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 173.6943 NPR
Rs 1,215,860.10You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 173.6943 NPR +0.94% vs mid-market Recipient gets Rs 1,215,860.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 173.6943 NPR
Rs 1,215,860.10You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €51.00 1 EUR = 174.8273 NPR +0.29% vs mid-market Recipient gets Rs 1,214,874.78 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Nepal.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Germany to Nepal.
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€51.001 EUR = 174.8273 NPR
Rs 1,214,874.78You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 173.2753 NPR +1.18% vs mid-market Recipient gets Rs 1,212,927.10 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nepal with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 173.2753 NPR
Rs 1,212,927.10You pay€7,000.00
Cash pickupMinutes - 2 days
Free1 EUR = 170.0324 NPR
Rs 1,190,226.87You pay€7,000.00
Mobile moneyMinutes - 2 days
Free1 EUR = 170.0324 NPR
Rs 1,190,226.87You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 175.339202 NPR Updates every 60 minutes.

How to send money from Germany to Nepal

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most NPR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NPR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Nepal

There are 5 companies for sending money from Germany to Nepal, across app, broker, online, multi-currency account, and global account, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Nepal gets you 1,225,000 NPR with a €1.49 fee and 0.19% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For large transfers from Germany

Currency brokers

For buying property, moving to Nepal, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/NPR which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Nepal.

Be it overseas suppliers and contractors, receiving NPR payments, or holding NPR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and NPR in one account.

You get NPR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert NPR to EUR or EUR to NPR whenever you need.

The best multi currency account is Revolut, it adds ~0.29% markup and charges small fees.

Ways to fund EUR and receive NPR in Nepal

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 1,225,000 NPR.

You can pay for the transfer using bank transfer, debit card, and credit card.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Nepal.

The recipient in Nepal can receive NPR by bank deposit, cash pickup, mobile wallet, and mobile money.

To receive NPR by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Nepal

For cash pickup, the recipient needs to visit the nearest branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,001.49

    ₨1,225,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,001.49

    ₨1,225,000

    ₨0

  3. 3
    Debit card Mobile wallet

    You pay €7,001.49

    ₨1,225,000

    ₨0

  4. 4
    Bank transfer Bank deposit

    You pay €7,000.00

    ₨1,224,061

    -₨940

  5. 5
    Credit card Bank deposit

    You pay €7,000.00

    ₨1,215,860

    -₨9,140

Show moreShow less
  1. 6
    Debit card Mobile money

    You pay €7,000.00

    ₨1,190,227

    -₨34,773

Things to know before sending money from Germany to NPR

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/NPR transfer options

For a €7,000 transfer to Nepal, these are the best options:

Cheapest way to send money to Nepal

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 1,225,000 NPR, which is 0.08% more than the next best option.

Fastest way to send money to Nepal

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,214,874.78 NPR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into NPR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-NPR Exchange Rate

Finding the best rate to send money from Germany to Nepal

The EUR/NPR rate can move noticeably within a week, changing the amount your recipient gets in NPR.

Mid-market rate:1 EUR = 175.261462 NPR

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 5 of them on EUR to Nepal, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.