Xe is the best and cheapest service overall. On €7,000 you will get 1,229,677.4 NPR after fees and the exchange rate.
We’ve compared 5 money transfer companies in more detail below.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NPR transfers | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 175.6682 NPR -0.66% vs mid-market | Recipient gets Rs 1,229,677.40 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.6682 NPR Rs 1,229,677.40You pay€7,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 174.0383 NPR +0.27% vs mid-market | Recipient gets Rs 1,218,268.24 Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.0383 NPR Rs 1,218,268.24You pay€7,000.00 | |||
Run a live search Showing top Germany to Nepal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NPR rates. | |||
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much EUR you're planning to spend in Nepal. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 175.6682 NPR -0.66% vs mid-market | Recipient gets Rs 1,229,677.40 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.6682 NPR Rs 1,229,677.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 175.6682 NPR -0.66% vs mid-market | Recipient gets Rs 1,229,677.40 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.6682 NPR Rs 1,229,677.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 175.6682 NPR -0.66% vs mid-market | Recipient gets Rs 1,229,677.40 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.6682 NPR Rs 1,229,677.40You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 174.0534 NPR +0.26% vs mid-market | Recipient gets Rs 1,218,373.80 Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 174.0534 NPR Rs 1,218,373.80You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 170.9787 NPR Rs 1,196,850.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 169.4399 NPR Rs 1,186,079.30You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 174.0534 NPR +0.26% vs mid-market | Recipient gets Rs 1,218,373.80 Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 174.0534 NPR Rs 1,218,373.80You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 170.9787 NPR Rs 1,196,850.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 169.4399 NPR Rs 1,186,079.30You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 174.0534 NPR +0.26% vs mid-market | Recipient gets Rs 1,218,373.80 Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 174.0534 NPR Rs 1,218,373.80You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 170.9787 NPR Rs 1,196,850.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 169.4399 NPR Rs 1,186,079.30You pay€7,009.99 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 174.0383 NPR +0.27% vs mid-market | Recipient gets Rs 1,218,268.24 Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.0383 NPR Rs 1,218,268.24You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €1.49 1 EUR = 174.0000 NPR +0.29% vs mid-market | Recipient gets Rs 1,218,000.00 Minutes | |
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €1.491 EUR = 174.0000 NPR Rs 1,218,000.00You pay€7,001.49 Cash pickupMinutesAvailable via:City Express Cash Pickup €1.491 EUR = 174.0000 NPR Rs 1,218,000.00You pay€7,001.49 Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa €1.491 EUR = 174.0000 NPR Rs 1,218,000.00You pay€7,001.49 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €51.00 1 EUR = 173.7320 NPR +0.45% vs mid-market | Recipient gets Rs 1,207,263.67 Within minutes | |
Ways to receive money in Nepal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €51.001 EUR = 173.7320 NPR Rs 1,207,263.67You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 174.5095 NPR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most NPR.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NPR rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 5 companies for sending money from Germany to Nepal, across app, online, broker, in person, multi-currency account, and global account, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Nepal gets you 1,229,677.4 NPR with a €0 fee and -0.66% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Nepal.
For large transfers from Germany
For buying property, moving to Nepal, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -0.66% on EUR/NPR which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Nepal.
Be it overseas suppliers and contractors, receiving NPR payments, or holding NPR and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and NPR in one account.
You get NPR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert NPR to EUR or EUR to NPR whenever you need.
The best multi currency account is Revolut, it adds ~0.45% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 1,229,677.4 NPR.
You can pay for the transfer using bank transfer, debit card, and credit card.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Nepal.
The recipient in Nepal can receive NPR by bank deposit, mobile wallet, and cash pickup.
To receive NPR by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Nepal
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
₨1,229,677
Cheapest
You pay €7,000.00
₨1,229,677
₨0
You pay €7,000.00
₨1,229,677
₨0
You pay €7,001.49
₨1,218,000
-₨11,677
You pay €7,001.49
₨1,218,000
-₨11,677
You pay €7,009.99
₨1,196,851
-₨32,827
You pay €7,009.99
₨1,196,851
-₨32,827
You pay €7,009.99
₨1,186,079
-₨43,598
You pay €7,009.99
₨1,186,079
-₨43,598
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Nepal, these are the best options:
Cheapest way to send money to Nepal
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1,229,677.4 NPR, which is 0.92% more than the next best option.
Fastest way to send money to Nepal
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,207,263.67 NPR in innerhalb von minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into NPR sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/NPR rate can move noticeably within a week, changing the amount your recipient gets in NPR.
Mid-market rate:1 EUR = 174.583284 NPR
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 5 of them on EUR to Nepal, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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