How to send money to Nepal from Germany with the best EUR-NPR rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 1,190,000 NPR after fees and the exchange rate.

We’ve compared 5 money transfer companies in more detail below.

Best companies for EUR/NPR transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/NPR transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 167.9183 NPR +0.86% vs mid-market Recipient gets Rs 1,175,428.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 167.9183 NPR
Rs 1,175,428.10You pay€7,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 168.9093 NPR +0.27% vs mid-market Recipient gets Rs 1,182,365.02 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 168.9093 NPR
Rs 1,182,365.02You pay€7,000.00

Run a live search

Showing top Germany to Nepal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €1.49 1 EUR = 170.0000 NPR -0.37% vs mid-market Recipient gets Rs 1,190,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.491 EUR = 170.0000 NPR
Rs 1,190,000.00You pay€7,001.49
Cash pickupMinutesAvailable via:City Express Cash Pickup
€1.491 EUR = 170.0000 NPR
Rs 1,190,000.00You pay€7,001.49
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
€1.491 EUR = 170.0000 NPR
Rs 1,190,000.00You pay€7,001.49
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 168.9093 NPR +0.27% vs mid-market Recipient gets Rs 1,182,365.02 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 168.9093 NPR
Rs 1,182,365.02You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 168.4033 NPR +0.57% vs mid-market Recipient gets Rs 1,178,823.10 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 168.4033 NPR
Rs 1,178,823.10You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 168.4024 NPR
Rs 1,178,816.80You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 163.7130 NPR
Rs 1,145,991.00You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 168.4033 NPR +0.57% vs mid-market Recipient gets Rs 1,178,823.10 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 168.4033 NPR
Rs 1,178,823.10You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 168.4024 NPR
Rs 1,178,816.80You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 163.7130 NPR
Rs 1,145,991.00You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 168.4033 NPR +0.57% vs mid-market Recipient gets Rs 1,178,823.10 Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 168.4033 NPR
Rs 1,178,823.10You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 168.4024 NPR
Rs 1,178,816.80You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 163.7130 NPR
Rs 1,145,991.00You pay€7,009.99

Xe

Pay via Debit card
Fee €0.00 1 EUR = 167.9183 NPR +0.86% vs mid-market Recipient gets Rs 1,175,428.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 167.9183 NPR
Rs 1,175,428.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 167.9183 NPR +0.86% vs mid-market Recipient gets Rs 1,175,428.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 167.9183 NPR
Rs 1,175,428.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 167.9183 NPR +0.86% vs mid-market Recipient gets Rs 1,175,428.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 167.9183 NPR
Rs 1,175,428.10You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.90 1 EUR = 168.2284 NPR +0.67% vs mid-market Recipient gets Rs 1,172,400.41 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.901 EUR = 168.2284 NPR
Rs 1,172,400.41You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 169.3666 NPR Updates every 60 minutes.

How to send money from Germany to Nepal

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 12 of the 29 days it quoted €7,000 transfers to Nepal.

On a 7,000 EUR transfer, TapTap Send delivers the most NPR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NPR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Nepal?

How much EUR you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 51% of the transfers from €7,000 it quoted, and in 51% of all the transfers it quoted.

Cheapest service
€1,000-0.33%€1.49Rs 170,000.00with debit card to bank deposit+Rs 2,113.46
€5,000-0.35%€1.49Rs 850,000.00with debit card to bank deposit+Rs 12,763.46
€7,000This page-0.37%€1.49Rs 1,190,000.00with debit card to bank deposit+Rs 11,386.77
€50,000-0.33%€1.49Rs 8,500,000.00with debit card to bank deposit+Rs 79,586.97

Mid-market rate: 1 EUR = 169.3666 NPR

EUR/NPR Exchange Rate History

Is today a good time to send money from Germany to Nepal?

The cheapest way to send EUR to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Nepal.

NPR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateRs 1,185,566.05 TapTap Send Rs 1,190,000.00TapTap SendRs 1,190,000.00Regency FXRs 1,182,365.02MoneyGramRs 1,178,823.10

1,17M
1,18M
1,19M
1,20M
1,21M
1,22M
1,23M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.5000 – Rs 1,221,499.92
MoneyGram Cheapest 174.1580 €9.99 Rs 1,219,106.00 −Rs 2,393.92
Regency FX 174.0288 €0.00 Rs 1,218,201.87 −Rs 3,298.05
TapTap Send 174.0000 €1.49 Rs 1,218,000.00 −Rs 3,499.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.3763 – Rs 1,220,633.89
Regency FX Cheapest 173.9055 €0.00 Rs 1,217,338.18 −Rs 3,295.71
TapTap Send 173.5000 €1.49 Rs 1,214,500.00 −Rs 6,133.89
MoneyGram 173.3841 €9.99 Rs 1,213,688.70 −Rs 6,945.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.9184 – Rs 1,217,429.07
TapTap Send Cheapest 173.5000 €1.49 Rs 1,214,500.00 −Rs 2,929.07
Regency FX 173.4489 €0.00 Rs 1,214,142.01 −Rs 3,287.06
MoneyGram 172.3948 €9.99 Rs 1,206,763.60 −Rs 10,665.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.5566 – Rs 1,221,896.33
Regency FX Cheapest 174.0853 €0.00 Rs 1,218,597.21 −Rs 3,299.12
MoneyGram 173.0299 €9.99 Rs 1,211,209.30 −Rs 10,687.03
TapTap Send 172.0000 €1.49 Rs 1,204,000.00 −Rs 17,896.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.4938 – Rs 1,221,456.50
Regency FX Cheapest 174.0227 €0.00 Rs 1,218,158.57 −Rs 3,297.93
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 13,956.50
MoneyGram 171.2715 €9.99 Rs 1,198,900.50 −Rs 22,556.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.1497 – Rs 1,219,048.19
Regency FX Cheapest 173.6795 €0.00 Rs 1,215,756.76 −Rs 3,291.43
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 11,548.19
MoneyGram 171.2715 €9.99 Rs 1,198,900.50 −Rs 20,147.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.2560 – Rs 1,212,792.03
Regency FX Cheapest 172.7882 €0.00 Rs 1,209,517.49 −Rs 3,274.54
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 5,292.03
MoneyGram 171.1490 €9.99 Rs 1,198,043.00 −Rs 14,749.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.2708 – Rs 1,205,895.55
TapTap Send Cheapest 172.5000 €1.49 Rs 1,207,500.00 +Rs 1,604.45
Regency FX 171.8057 €0.00 Rs 1,202,639.63 −Rs 3,255.92
MoneyGram 171.0934 €9.99 Rs 1,197,653.80 −Rs 8,241.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0265 – Rs 1,211,185.56
Regency FX Cheapest 172.5593 €0.00 Rs 1,207,915.35 −Rs 3,270.21
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 3,685.56
MoneyGram 172.0930 €9.99 Rs 1,204,651.00 −Rs 6,534.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.1187 – Rs 1,211,831.08
Regency FX Cheapest 172.6513 €0.00 Rs 1,208,559.13 −Rs 3,271.95
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 4,331.08
MoneyGram 171.5817 €9.99 Rs 1,201,071.90 −Rs 10,759.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.1999 – Rs 1,212,398.99
Regency FX Cheapest 172.7322 €0.00 Rs 1,209,125.51 −Rs 3,273.48
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 4,898.99
MoneyGram 171.3368 €9.99 Rs 1,199,357.60 −Rs 13,041.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.3185 – Rs 1,213,229.61
Regency FX Cheapest 172.8506 €0.00 Rs 1,209,953.89 −Rs 3,275.72
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 5,729.60
MoneyGram 171.7001 €9.99 Rs 1,201,900.70 −Rs 11,328.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.3185 – Rs 1,213,229.61
Regency FX Cheapest 172.8506 €0.00 Rs 1,209,953.89 −Rs 3,275.72
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 5,729.60
MoneyGram 171.7001 €9.99 Rs 1,201,900.70 −Rs 11,328.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.2581 – Rs 1,212,806.44
Regency FX Cheapest 172.7903 €0.00 Rs 1,209,531.86 −Rs 3,274.58
TapTap Send 172.5000 €1.49 Rs 1,207,500.00 −Rs 5,306.44
MoneyGram 170.1874 €9.99 Rs 1,191,311.80 −Rs 21,494.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.5938 – Rs 1,201,156.93
Regency FX Cheapest 171.1305 €0.00 Rs 1,197,913.81 −Rs 3,243.12
TapTap Send 171.0000 €1.49 Rs 1,197,000.00 −Rs 4,156.93
MoneyGram 168.6679 €9.99 Rs 1,180,675.30 −Rs 20,481.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.4151 – Rs 1,192,905.83
TapTap Send Cheapest 170.0000 €1.49 Rs 1,190,000.00 −Rs 2,905.83
Regency FX 169.9550 €0.00 Rs 1,189,684.98 −Rs 3,220.85
MoneyGram 168.5383 €9.99 Rs 1,179,768.10 −Rs 13,137.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.6210 – Rs 1,194,347.22
Regency FX Cheapest 170.1604 €0.00 Rs 1,191,122.48 −Rs 3,224.74
TapTap Send 170.0000 €1.49 Rs 1,190,000.00 −Rs 4,347.22
MoneyGram 168.5920 €9.99 Rs 1,180,144.00 −Rs 14,203.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.8458 – Rs 1,195,920.89
Regency FX Cheapest 170.3846 €0.00 Rs 1,192,691.90 −Rs 3,228.99
TapTap Send 170.0000 €1.49 Rs 1,190,000.00 −Rs 5,920.89
MoneyGram 168.5578 €9.99 Rs 1,179,904.60 −Rs 16,016.29
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 170.0000 €1.49 Rs 1,190,000.00 –
MoneyGram 169.6098 €9.99 Rs 1,187,268.60 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.8961 – Rs 1,196,272.60
Regency FX Cheapest 170.4347 €0.00 Rs 1,193,042.67 −Rs 3,229.93
TapTap Send 170.0000 €1.49 Rs 1,190,000.00 −Rs 6,272.60
MoneyGram 169.6098 €9.99 Rs 1,187,268.60 −Rs 9,004.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.9983 – Rs 1,196,987.86
Regency FX Cheapest 170.5366 €0.00 Rs 1,193,755.99 −Rs 3,231.87
TapTap Send 170.2500 €1.49 Rs 1,191,750.00 −Rs 5,237.86
MoneyGram 169.6098 €9.99 Rs 1,187,268.60 −Rs 9,719.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.5114 – Rs 1,193,579.92
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 −Rs 1,829.92
Regency FX 170.0510 €0.00 Rs 1,190,357.25 −Rs 3,222.67
MoneyGram 169.1207 €9.99 Rs 1,183,844.90 −Rs 9,735.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.1593 – Rs 1,191,114.83
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 +Rs 635.17
Regency FX 169.6998 €0.00 Rs 1,187,898.82 −Rs 3,216.01
MoneyGram 168.9492 €9.99 Rs 1,182,644.40 −Rs 8,470.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.0737 – Rs 1,190,516.03
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 +Rs 1,233.97
Regency FX 169.6145 €0.00 Rs 1,187,301.64 −Rs 3,214.39
MoneyGram 168.4471 €9.99 Rs 1,179,129.70 −Rs 11,386.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 169.8749 – Rs 1,189,124.51
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 +Rs 2,625.49
Regency FX 169.4163 €0.00 Rs 1,185,913.87 −Rs 3,210.64
MoneyGram 168.6183 €9.99 Rs 1,180,328.10 −Rs 8,796.41
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 –
MoneyGram 168.7076 €9.99 Rs 1,180,953.20 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 169.9504 – Rs 1,189,653.11
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 +Rs 2,096.89
Regency FX 169.4916 €0.00 Rs 1,186,441.04 −Rs 3,212.07
MoneyGram 168.7076 €9.99 Rs 1,180,953.20 −Rs 8,699.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 169.9019 – Rs 1,189,313.50
Regency FX Cheapest 169.4432 €0.00 Rs 1,186,102.36 −Rs 3,211.14
MoneyGram 168.9640 €9.99 Rs 1,182,748.00 −Rs 6,565.50
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 170.2464 – Rs 1,191,724.96
TapTap Send Cheapest 170.2500 €1.49 Rs 1,191,750.00 +Rs 25.04
Regency FX 169.7868 €0.00 Rs 1,188,507.30 −Rs 3,217.66
MoneyGram 169.4547 €9.99 Rs 1,186,182.90 −Rs 5,542.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 169.3666 – Rs 1,185,566.05
TapTap Send Cheapest 170.0000 €1.49 Rs 1,190,000.00 +Rs 4,433.95
Regency FX 168.9093 €0.00 Rs 1,182,365.02 −Rs 3,201.03
MoneyGram 168.4033 €9.99 Rs 1,178,823.10 −Rs 6,742.95

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, TapTap Send pays 1,190,000 NPR on 7,000 EUR, which is 4,433.95 NPR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 1,219,106 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. TapTap SendAppeared in 76 comparisons

    Cheapest in 51% of them

  2. Regency FXAppeared in 42 comparisons

    Cheapest in 52% of them

  3. MoneyGramAppeared in 75 comparisons

    Cheapest in 1% of them

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most NPR, and it was also the cheapest in 51% of the 76 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Nepal.

Regency FX (today's second cheapest) was the cheapest in 52% of its comparisons, so if you send money to Nepal regularly, it's worth comparing it with TapTap Send before each transfer.

Ways to send money from Germany to Nepal

There are 5 companies for sending money from Germany to Nepal, across app, broker, online, in person, multi-currency account, and global account, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Nepal gets you 1,190,000 NPR with a €1.49 fee and -0.37% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Nepal.

For large transfers from Germany

Currency brokers

For buying property, moving to Nepal, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/NPR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Nepal.

Be it overseas suppliers and contractors, receiving NPR payments, or holding NPR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and NPR in one account.

You get NPR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert NPR to EUR or EUR to NPR whenever you need.

The best multi-currency account is Revolut, it adds ~0.67% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive NPR in Nepal

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 1,190,000 NPR.

You can pay for the transfer using bank transfer, debit card, and credit card.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Nepal.

The recipient in Nepal can receive NPR by bank deposit, mobile wallet, and cash pickup.

To receive NPR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Nepal

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,001.49

    NRs1,190,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,001.49

    NRs1,190,000

    NRs0

  3. 3
    Debit card Mobile wallet

    You pay €7,001.49

    NRs1,190,000

    NRs0

  4. 4
    Bank transfer Bank deposit

    You pay €7,000.00

    NRs1,182,365

    -NRs7,635

  5. 5
    Credit card Bank deposit

    You pay €7,009.99

    NRs1,178,823

    -NRs11,177

Show moreShow less
  1. 6
    Bank transfer Mobile wallet

    You pay €7,009.99

    NRs1,178,817

    -NRs11,183

  2. 7
    Credit card Mobile wallet

    You pay €7,009.99

    NRs1,178,817

    -NRs11,183

  3. 8
    Bank transfer Cash pickup

    You pay €7,009.99

    NRs1,145,991

    -NRs44,009

  4. 9
    Credit card Cash pickup

    You pay €7,009.99

    NRs1,145,991

    -NRs44,009

Things to know before sending money from Germany to Nepal

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/NPR transfer options

For a €7,000 transfer to Nepal, these are the best options:

Cheapest way to send money to Nepal

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 1,190,000 NPR, which is 0.64% more than the next best option.

Fastest way to send money to Nepal

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,172,400.41 NPR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into NPR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 5 of them on EUR to Nepal, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/NPR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.