Regency FX is the cheapest way to send money from the United Arab Emirates to Nepal. Sending 25,000 AED will get you 1,034,393.98 NPR at 41.3758 NPR per AED.
We’ve compared 4 services and apps below in more detail.
| 4 of 4 providers Last updated on 28 October 2026 | |||
| Based on 25,000 AED transfer Best companies for AED/NPR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee AED 388.22 1 AED = 41.4729 NPR +0.04% vs mid-market | Recipient gets Rs 1,020,722.00 Minutes - 24 hours | |
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Bank Transfer AED 388.221 AED = 41.4729 NPR Rs 1,020,722.00You payAED 25,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 40.4665 NPR +2.49% vs mid-market | Recipient gets Rs 1,011,662.50 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 40.4665 NPR Rs 1,011,662.50You payAED 25,000.00 | |||
Run a live search Showing top United Arab Emirates to Nepal deals for 25,000 AED. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AED to NPR rates. | |||
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much AED you're planning to spend in Nepal. | |||
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee AED 0.00 1 AED = 41.3758 NPR +0.27% vs mid-market | Recipient gets Rs 1,034,393.98 Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 41.3758 NPR Rs 1,034,393.98You payAED 25,000.00 | |||
 TapTap Send Pay via Debit card | Fee AED 0.00 1 AED = 41.2500 NPR +0.57% vs mid-market | Recipient gets Rs 1,031,250.00 Minutes | |
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AED = 41.2500 NPR Rs 1,031,250.00You payAED 25,000.00 Cash pickupMinutesAvailable via:City Express Cash Pickup Free1 AED = 41.2500 NPR Rs 1,031,250.00You payAED 25,000.00 Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa Free1 AED = 41.2500 NPR Rs 1,031,250.00You payAED 25,000.00 | |||
| Wise Pay via Bank transfer | Fee AED 388.22 1 AED = 41.4729 NPR +0.04% vs mid-market | Recipient gets Rs 1,020,722.00 Minutes - 24 hours | |
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Bank Transfer AED 388.221 AED = 41.4729 NPR Rs 1,020,722.00You payAED 25,000.00 | |||
| Xe Pay via Bank transfer | Fee AED 0.00 1 AED = 40.4665 NPR +2.49% vs mid-market | Recipient gets Rs 1,011,662.50 Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 40.4665 NPR Rs 1,011,662.50You payAED 25,000.00 | |||
| How Our Results Work Mid-market rate: 1 AED = 41.4878 NPR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 1,034,393.98 NPR on AED 25,000.
Regency FX was the cheapest on 18 of the 27 days it quoted AED25,000 transfers to Nepal.
You have 2 ways to pay, including bank transfer and debit card.
Cash at an exchange house counter works, and so does the salary card your wages land on.
You'll need your Emirates ID every time, not just the first.
Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.
How much AED you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 70% of the transfers from AED 25,000 it quoted, and in 70% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| AED 3,500 | -0.44% | AED 0.00 | Rs 145,845.00with debit card to bank deposit | +Rs 2,105.05 | |
| AED 7,500 | -0.03% | AED 0.00 | Rs 311,250.00with debit card to bank deposit | +Rs 1,381.40 | |
| AED 25,000This page | 0.27% | AED 0.00 | Rs 1,034,393.98with bank transfer to bank deposit | +Rs 9,886.86 | |
| AED 50,000 | 0.27% | AED 0.00 | Rs 2,068,786.50with bank transfer to bank deposit | +Rs 18,840.38 | |
| AED 200,000 | 0.25% | AED 0.00 | Rs 8,276,814.50with bank transfer to bank deposit | +Rs 75,382.38 | |
| AED 250,000 | 0.25% | AED 0.00 | Rs 10,346,018.63with bank transfer to bank deposit | +Rs 92,568.22 | |
| AED 350,000 | 0.25% | AED 0.00 | Rs 14,484,419.80with bank transfer to bank deposit | +Rs 128,378.85 | |
| AED 1,000,000 | 0.20% | AED 0.00 | Rs 41,404,839.37with bank transfer to bank deposit | +Rs 388,415.78 |
Mid-market rate: 1 AED = 41.4878 NPR
The cheapest way to send AED to NPR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Nepal.
Wed, 28 Oct 2026Mid-market rateRs 1,037,194.40 Regency FX Rs 1,034,393.98Regency FXRs 1,034,393.98TapTap SendRs 1,031,250.00WiseRs 1,020,722.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.8207 | – | Rs 1,045,516.53 | |
| | 41.7077 | AED 0.00 | Rs 1,042,693.63 | −Rs 2,822.90 |
| | 41.3000 | AED 0.00 | Rs 1,032,500.00 | −Rs 13,016.53 |
| | 41.8432 | AED 388.18 | Rs 1,029,837.00 | −Rs 15,679.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.8323 | – | Rs 1,045,806.50 | |
| | 41.7193 | AED 0.00 | Rs 1,042,982.82 | −Rs 2,823.68 |
| | 41.5500 | AED 0.00 | Rs 1,038,750.00 | −Rs 7,056.50 |
| | 41.8078 | AED 388.18 | Rs 1,028,966.00 | −Rs 16,840.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.8564 | – | Rs 1,046,411.08 | |
| | 41.7434 | AED 0.00 | Rs 1,043,585.77 | −Rs 2,825.30 |
| | 41.6500 | AED 0.00 | Rs 1,041,250.00 | −Rs 5,161.07 |
| | 41.8124 | AED 407.56 | Rs 1,028,269.00 | −Rs 18,142.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.2102 | – | Rs 1,055,254.75 | |
| | 42.0962 | AED 0.00 | Rs 1,052,405.56 | −Rs 2,849.19 |
| | 41.6000 | AED 0.00 | Rs 1,040,000.00 | −Rs 15,254.75 |
| | 41.9608 | AED 385.75 | Rs 1,032,834.00 | −Rs 22,420.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1930 | – | Rs 1,054,825.60 | |
| | 42.0791 | AED 0.00 | Rs 1,051,977.57 | −Rs 2,848.03 |
| | 41.7500 | AED 0.00 | Rs 1,043,750.00 | −Rs 11,075.60 |
| | 41.9608 | AED 385.75 | Rs 1,032,834.00 | −Rs 21,991.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1160 | – | Rs 1,052,899.85 | |
| | 42.0023 | AED 0.00 | Rs 1,050,057.02 | −Rs 2,842.83 |
| | 41.7500 | AED 0.00 | Rs 1,043,750.00 | −Rs 9,149.85 |
| | 41.9608 | AED 385.75 | Rs 1,032,834.00 | −Rs 20,065.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1773 | – | Rs 1,054,431.88 | |
| | 42.0634 | AED 0.00 | Rs 1,051,584.91 | −Rs 2,846.97 |
| | 42.0300 | AED 0.00 | Rs 1,050,750.00 | −Rs 3,681.88 |
| | 41.9431 | AED 385.75 | Rs 1,032,398.00 | −Rs 22,033.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.8441 | – | Rs 1,046,103.30 | |
| | 42.0300 | AED 0.00 | Rs 1,050,750.00 | +Rs 4,646.70 |
| | 41.7312 | AED 0.00 | Rs 1,043,278.82 | −Rs 2,824.48 |
| | 42.0085 | AED 385.75 | Rs 1,034,008.00 | −Rs 12,095.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.9650 | – | Rs 1,049,124.03 | |
| | 41.9000 | AED 0.00 | Rs 1,047,500.00 | −Rs 1,624.03 |
| | 41.8517 | AED 0.00 | Rs 1,046,291.39 | −Rs 2,832.64 |
| | 42.1051 | AED 446.20 | Rs 1,033,840.00 | −Rs 15,284.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1048 | – | Rs 1,052,620.48 | |
| | 42.1200 | AED 0.00 | Rs 1,053,000.00 | +Rs 379.52 |
| | 41.9911 | AED 0.00 | Rs 1,049,778.40 | −Rs 2,842.08 |
| | 42.1563 | AED 388.16 | Rs 1,037,544.00 | −Rs 15,076.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.0123 | – | Rs 1,050,306.48 | |
| | 42.1200 | AED 0.00 | Rs 1,053,000.00 | +Rs 2,693.52 |
| | 41.8988 | AED 0.00 | Rs 1,047,470.65 | −Rs 2,835.83 |
| | 42.0950 | AED 388.17 | Rs 1,036,035.00 | −Rs 14,271.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1204 | – | Rs 1,053,010.95 | |
| | 42.1200 | AED 0.00 | Rs 1,053,000.00 | −Rs 10.95 |
| | 42.0067 | AED 0.00 | Rs 1,050,167.82 | −Rs 2,843.13 |
| | 42.1397 | AED 388.17 | Rs 1,037,135.00 | −Rs 15,875.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.1204 | – | Rs 1,053,010.95 | |
| | 42.1200 | AED 0.00 | Rs 1,053,000.00 | −Rs 10.95 |
| | 42.0067 | AED 0.00 | Rs 1,050,167.82 | −Rs 2,843.13 |
| | 42.1397 | AED 388.17 | Rs 1,037,135.00 | −Rs 15,875.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 42.0910 | – | Rs 1,052,274.75 | |
| | 42.1200 | AED 0.00 | Rs 1,053,000.00 | +Rs 725.25 |
| | 41.9773 | AED 0.00 | Rs 1,049,433.61 | −Rs 2,841.14 |
| | 41.7242 | AED 535.17 | Rs 1,020,775.00 | −Rs 31,499.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.7797 | – | Rs 1,044,492.30 | |
| | 42.0000 | AED 0.00 | Rs 1,050,000.00 | +Rs 5,507.70 |
| | 41.6669 | AED 0.00 | Rs 1,041,672.17 | −Rs 2,820.13 |
| | 41.4947 | AED 537.58 | Rs 1,015,061.00 | −Rs 29,431.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.4119 | – | Rs 1,035,298.43 | |
 | 41.2500 | AED 0.00 | Rs 1,031,250.00 | −Rs 4,048.43 |
| | 41.1500 | AED 0.00 | Rs 1,028,750.00 | −Rs 6,548.43 |
| | 41.3975 | AED 385.80 | Rs 1,018,966.00 | −Rs 16,332.43 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.4513 | – | Rs 1,036,282.20 | |
| | 41.3394 | AED 0.00 | Rs 1,033,484.24 | −Rs 2,797.96 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.3947 | – | Rs 1,034,867.15 | |
| | 41.2829 | AED 0.00 | Rs 1,032,073.01 | −Rs 2,794.14 |
| | 41.2500 | AED 0.00 | Rs 1,031,250.00 | −Rs 3,617.15 |
| | 41.3940 | AED 383.38 | Rs 1,018,980.00 | −Rs 15,887.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 41.2500 | AED 0.00 | Rs 1,031,250.00 | – |
| | 41.3703 | AED 388.23 | Rs 1,018,196.00 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.4107 | – | Rs 1,035,268.58 | |
| | 41.2989 | AED 0.00 | Rs 1,032,473.35 | −Rs 2,795.22 |
| | 41.2500 | AED 0.00 | Rs 1,031,250.00 | −Rs 4,018.57 |
| | 41.3703 | AED 388.23 | Rs 1,018,196.00 | −Rs 17,072.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.4866 | – | Rs 1,037,166.08 | |
| | 41.3746 | AED 0.00 | Rs 1,034,365.73 | −Rs 2,800.35 |
| | 41.0000 | AED 0.00 | Rs 1,025,000.00 | −Rs 12,166.08 |
| | 41.3156 | AED 393.09 | Rs 1,016,649.00 | −Rs 20,517.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.3407 | – | Rs 1,033,517.80 | |
| | 41.2291 | AED 0.00 | Rs 1,030,727.30 | −Rs 2,790.50 |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 6,017.80 |
| | 41.3550 | AED 385.81 | Rs 1,017,920.00 | −Rs 15,597.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.2941 | – | Rs 1,032,352.67 | |
| | 41.1826 | AED 0.00 | Rs 1,029,565.32 | −Rs 2,787.35 |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 4,852.67 |
| | 41.2598 | AED 385.83 | Rs 1,015,576.00 | −Rs 16,776.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.1813 | – | Rs 1,029,531.67 | |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 2,031.67 |
| | 41.0701 | AED 0.00 | Rs 1,026,751.94 | −Rs 2,779.73 |
| | 41.3156 | AED 385.81 | Rs 1,016,950.00 | −Rs 12,581.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.2580 | – | Rs 1,031,449.70 | |
| | 41.1466 | AED 0.00 | Rs 1,028,664.79 | −Rs 2,784.91 |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 3,949.70 |
| | 41.3586 | AED 388.23 | Rs 1,017,908.00 | −Rs 13,541.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.3096 | – | Rs 1,032,740.35 | |
| | 41.1981 | AED 0.00 | Rs 1,029,951.95 | −Rs 2,788.40 |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 5,240.35 |
| | 41.3619 | AED 388.23 | Rs 1,017,990.00 | −Rs 14,750.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.3096 | – | Rs 1,032,740.35 | |
| | 41.1981 | AED 0.00 | Rs 1,029,951.95 | −Rs 2,788.40 |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | −Rs 5,240.35 |
| | 41.3619 | AED 388.23 | Rs 1,017,990.00 | −Rs 14,750.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 41.1000 | AED 0.00 | Rs 1,027,500.00 | – |
| | 41.4680 | AED 388.22 | Rs 1,020,601.00 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.5370 | – | Rs 1,038,423.93 | |
| | 41.4248 | AED 0.00 | Rs 1,035,620.18 | −Rs 2,803.74 |
| | 41.2500 | AED 0.00 | Rs 1,031,250.00 | −Rs 7,173.93 |
| | 41.4552 | AED 388.22 | Rs 1,020,286.00 | −Rs 18,137.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 41.4878 | – | Rs 1,037,194.40 | |
| | 41.3758 | AED 0.00 | Rs 1,034,393.98 | −Rs 2,800.42 |
| | 41.2500 | AED 0.00 | Rs 1,031,250.00 | −Rs 5,944.40 |
| | 41.4729 | AED 388.22 | Rs 1,020,722.00 | −Rs 16,472.40 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 41.4878 | – | Rs 1,037,194.40 | |
|---|---|---|---|---|
| | ||||
| | ||||
| | ||||
 | ||||
| |
Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NPR per AED than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.
Right now, Regency FX pays 1,034,393.98 NPR on 25,000 AED, which is 2,800.42 NPR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 1,053,000 NPR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.
We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Cheapest in 83% of them
Cheapest in 16% of them
Never the cheapest
Based on 56 comparisons across 8 amounts over the last 7 days.
Cheapest in 70% of them
Cheapest in 36% of them
Cheapest in 0% of them
Based on 226 comparisons across 8 amounts over the last 30 days.
Cheapest in 82% of them
Cheapest in 29% of them
Cheapest in 0% of them
Based on 572 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most NPR, and it was also the cheapest in 70% of the 150 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Nepal.
TapTap Send (today's second cheapest) was the cheapest in only 36% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.
4 companies send money from the UAE to Nepal, split between app, broker, online, multi-currency account, and global account, and more.
For frequent transfers home
If you send NPR home monthly, money transfer apps like TapTap Send are the easiest with good AED/NPR rates.
Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.
On an AED 25,000 transfer it will get you 1,031,250 NPR in minutes (after 0 fee and 0.57% markup).
Over the past month, TapTap Send was the cheapest app on 97% of the days it appeared for AED25,000 transfers.
You'll need your Emirates ID and a UAE number to register.
For small urgent transfers
You can send AED to Nepal now, and pay for it in the coming weeks.
Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.
We’ve covered this in more detail in our Send Now, Pay Later guide.
For mid-sized transfers from UAE
Sending AED 25,000 to Nepal is usually cheaper with online money transfer services like Wise.
Wise gets you 1,020,722 NPR, with an AED 388.22 fee and 0.04% markup.
In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.
For sending large amounts
Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.
A broker like Regency FX charges no fee and adds 0.27% on AED/NPR exchange rate with someone on the phone guiding you through the process.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.
For UAE businesses trading abroad
Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.
Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.
For receiving money
A multi-currency account lets you hold dirhams and/or NPR side by side.
This is useful if you’re getting paid in NPR, or travelling to Nepal.
I’d suggest Wise for this.
Wise converts AED 25,000 at 0.04% markup and holds it until you send or spend it, and gives you account details to receive NPR.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
We've covered this in more detail in our guide to multi-currency accounts.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 1,034,393.98 NPR.
You can pay in AED by bank transfer and debit card.
In Nepal, the recipient can receive NPR through bank deposit, cash pickup, and mobile wallet.
The recipient can collect NPR from a participating location in Nepal with valid photo ID and the transfer reference.
You pay AED25,000.00
NRs1,034,394
Cheapest
You pay AED25,000.00
NRs1,031,250
-NRs3,144
You pay AED25,000.00
NRs1,031,250
-NRs3,144
You pay AED25,000.00
NRs1,031,250
-NRs3,144
The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.
For an AED 25,000 transfer to Nepal, the current options look like this.
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,034,393.98 NPR, which is 0.3% more than the next best option.
The fastest option is TapTap Send, funded by debit card with bank deposit in Nepal. Your recipient gets 1,031,250 NPR in minutes.
Banks, apps and exchange houses need to identify you.
Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.
For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.
A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.
Currency exchange and remittance services require a Central Bank of the UAE licence.
Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.
The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.
Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.
The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.
Your bank or exchange house can still set its own transaction limit and request additional documents.
If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.
This reduces mistakes without bypassing the checks on later transfers.
We track 4 licensed companies sending AED to Nepal, refreshed in real time during live comparisons.
Because the dirham is fixed to the dollar, we compare on what arrives in NPR rather than on the fee, alongside the deposit and payout options.
In the past 30 days alone, we analysed 226 comparisons across 8 amounts.
This page covers the cheapest and fastest options for AED/NPR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Every company goes through our review before it appears.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the AED/NPR comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …