How to send money to Nepal from Finland with the best EUR-NPR rate

We’ve compared and analysed 5 money transfer companies in Finland.

Best companies for EUR/NPR transfers

5 of 5 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/NPR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/NPR transfers

All money transfer offers for EUR/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 174.2393 NPR +0.87% vs mid-market Recipient gets Rs 1,219,675.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.2393 NPR
Rs 1,219,675.10You pay€7,000.00
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 175.2917 NPR +0.27% vs mid-market Recipient gets Rs 1,227,041.57 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 175.2917 NPR
Rs 1,227,041.57You pay€7,000.00

Run a live search

Showing top Finland to Nepal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €1.49 1 EUR = 175.5000 NPR +0.15% vs mid-market Recipient gets Rs 1,228,500.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Nepal from Finland.
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.491 EUR = 175.5000 NPR
Rs 1,228,500.00You pay€7,001.49
Cash pickupMinutesAvailable via:City Express Cash Pickup
€1.491 EUR = 175.5000 NPR
Rs 1,228,500.00You pay€7,001.49
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
€1.491 EUR = 175.5000 NPR
Rs 1,228,500.00You pay€7,001.49
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 175.2917 NPR +0.27% vs mid-market Recipient gets Rs 1,227,041.57 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 175.2917 NPR
Rs 1,227,041.57You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 174.2393 NPR +0.87% vs mid-market Recipient gets Rs 1,219,675.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.2393 NPR
Rs 1,219,675.10You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 174.2393 NPR +0.87% vs mid-market Recipient gets Rs 1,219,675.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.2393 NPR
Rs 1,219,675.10You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 174.2393 NPR +0.87% vs mid-market Recipient gets Rs 1,219,675.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 174.2393 NPR
Rs 1,219,675.10You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 173.4457 NPR +1.33% vs mid-market Recipient gets Rs 1,213,774.53 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Nepal with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 173.4457 NPR
Rs 1,213,774.53You pay€7,000.00
Mobile moneyMinutes - 2 days
Free1 EUR = 170.1996 NPR
Rs 1,191,397.20You pay€7,000.00
Cash pickupMinutes - 2 days
€1.991 EUR = 170.1996 NPR
Rs 1,191,058.50You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 174.9441 NPR +0.47% vs mid-market Recipient gets Rs 1,212,274.97 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Nepal.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Finland to Nepal.
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 174.9441 NPR
Rs 1,212,274.97You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 175.766221 NPR Updates every 60 minutes.

How to send money from Finland to Nepal

Pick a company

For a one-off transfer to Nepal, start with TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most NPR.

The cheapest option depends on the amount, so I suggest to get the best EUR/NPR rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Select how you want the recipient to pick up the money. For transfers to Nepal they can receive it via bank deposit, cash pickup, mobile wallet, and mobile money.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Nepal

5 companies send money from Finland to Nepal, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 1,219,675.1 NPR on €7,000 transfer.

If it's the only time you send money to Nepal, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €1.49 on a €7,000 transfer, and 1,228,500 NPR arrives in minutes.

In Nepal they can receive money via bank deposit, cash pickup, mobile wallet, and mobile money.

Moving money between your own accounts

Multi-currency accounts

Companies like Revolut let you hold EUR and NPR balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to NPR with Revolut gets you 1,212,274.97 NPR (€70.5 in fees and 0.47% markup).

This is especially useful travel since you are spending in NPR (no extra fees from Revolut, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Nepal.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Nepal. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/NPR rate.

Ways to fund EUR and receive NPR in Nepal

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,228,500 NPR.

To pay for your transfer in Finland, you have debit card, bank transfer, and credit card.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Nepal directly.

For withdrawals in Nepal, use bank deposit, cash pickup, mobile wallet, and mobile money.

Receive NPR

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect NPR from a nearby agent in Nepal.

  1. 1
    Debit card Bank deposit

    You pay €7,001.49

    ₨1,228,500

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,001.49

    ₨1,228,500

    ₨0

  3. 3
    Debit card Mobile wallet

    You pay €7,001.49

    ₨1,228,500

    ₨0

  4. 4
    Bank transfer Bank deposit

    You pay €7,000.00

    ₨1,227,042

    -₨1,458

  5. 5
    Credit card Bank deposit

    You pay €7,000.00

    ₨1,219,675

    -₨8,825

Show moreShow less
  1. 6
    Debit card Mobile money

    You pay €7,000.00

    ₨1,191,397

    -₨37,103

What to consider before sending money from Finland to Nepal

For a transfer from Finland, compare the NPR received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/NPR transfer options

For a €7,000 transfer to Nepal, these are the current cheapest, fastest and easiest options.

Cheapest

TapTap Send is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,228,500 NPR, which is 0.12% more than the next best option.

Fastest

Revolut delivers 1,212,274.97 NPR in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Nepal.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-NPR Exchange Rate

Finding the best rate to send money from Finland to Nepal

The exchange rate has a direct impact on how much NPR your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 175.891411 NPR

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 5 of them on EUR to Nepal, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.