How to send money to Nepal from Sweden with the best SEK-NPR rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Nepal, giving your recipient 1,219,800.98 NPR when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most NPR.

Best companies for SEK/NPR transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/NPR transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 14.9914 NPR +1.96% vs mid-market Recipient gets 1 199 312,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 14.9914 NPR
1 199 312,00 RsYou pay80 000,00 kr
Promoted

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.2475 NPR +0.27% vs mid-market Recipient gets 1 219 800,98 Rs Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.2475 NPR
1 219 800,98 RsYou pay80 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.2475 NPR +0.27% vs mid-market Recipient gets 1 219 800,98 Rs Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.2475 NPR
1 219 800,98 RsYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.1889 NPR +0.66% vs mid-market Recipient gets 1 215 112,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.1889 NPR
1 215 112,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 720,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 0,00 kr 1 SEK = 15.1889 NPR +0.66% vs mid-market Recipient gets 1 215 112,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.1889 NPR
1 215 112,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 720,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.1889 NPR +0.66% vs mid-market Recipient gets 1 215 112,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.1889 NPR
1 215 112,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.1540 NPR
1 212 320,00 RsYou pay80 720,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.1400 NPR +0.98% vs mid-market Recipient gets 1 211 200,00 Rs Minutes
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 15.1400 NPR
1 211 200,00 RsYou pay80 000,00 kr
Cash pickupMinutesAvailable via:City Express Cash Pickup
Free1 SEK = 15.1400 NPR
1 211 200,00 RsYou pay80 000,00 kr
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
Free1 SEK = 15.1400 NPR
1 211 200,00 RsYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 15.1986 NPR +0.59% vs mid-market Recipient gets 1 203 424,17 Rs Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 15.1986 NPR
1 203 424,17 RsYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 14.9914 NPR +1.96% vs mid-market Recipient gets 1 199 312,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 14.9914 NPR
1 199 312,00 RsYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 14.9914 NPR +1.96% vs mid-market Recipient gets 1 199 312,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 14.9914 NPR
1 199 312,00 RsYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 14.9914 NPR +1.96% vs mid-market Recipient gets 1 199 312,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 14.9914 NPR
1 199 312,00 RsYou pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 15.2888 NPR Updates every 60 minutes.

How to send money from Sweden to Nepal

Pick a company

For a one-off SEK transfer to Nepal, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 27 of the 27 days it quoted kr80,000 transfers to Nepal.

On a 80,000 SEK transfer, Regency FX delivers the most NPR.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/NPR rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Nepal, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Nepal?

How much SEK you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr0.39%0,00 kr76 250,00 Rswith debit card to bank deposit+752,70 Rs
10 000 kr0.33%0,00 kr152 500,00 Rswith debit card to bank deposit+1 597,43 Rs
25 000 kr0.79%0,00 kr379 722,50 Rswith debit card to mobile wallet+3 031,85 Rs
50 000 kr0.74%0,00 kr759 445,00 Rswith debit card to mobile wallet+6 108,15 Rs
80 000 krThis page0.27%0,00 kr1 219 800,98 Rswith bank transfer to bank deposit+11 167,96 Rs

Mid-market rate: 1 SEK = 15.2888 NPR

SEK/NPR Exchange Rate History

Is today a good time to send money from Sweden to Nepal?

The cheapest way to send SEK to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 80,000 SEK transfers to Nepal.

NPR received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate1 223 103,36 Rs Regency FX 1 219 800,98 RsRegency FX1 219 800,98 RsMoneyGram1 215 112,00 RsTapTap Send1 211 200,00 Rs

1,20M
1,21M
1,22M
1,23M
1,24M
1,25M
At the mid-market rateWith the cheapest optionRegency FXMoneyGramTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4010 – 1 232 081,52 Rs
Regency FX Cheapest 15.3594 0,00 kr 1 228 754,90 Rs −3 326,62 Rs
MoneyGram 15.2936 720,00 kr 1 223 488,00 Rs −8 593,52 Rs
TapTap Send 15.2300 0,00 kr 1 218 400,00 Rs −13 681,52 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3975 – 1 231 799,28 Rs
Regency FX Cheapest 15.3559 0,00 kr 1 228 473,42 Rs −3 325,86 Rs
TapTap Send 15.2300 0,00 kr 1 218 400,00 Rs −13 399,28 Rs
MoneyGram 15.2052 720,00 kr 1 216 416,00 Rs −15 383,28 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3400 – 1 227 199,20 Rs
Regency FX Cheapest 15.2986 0,00 kr 1 223 885,76 Rs −3 313,44 Rs
MoneyGram 15.2317 720,00 kr 1 218 536,00 Rs −8 663,20 Rs
TapTap Send 15.2100 0,00 kr 1 216 800,00 Rs −10 399,20 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4564 – 1 236 514,00 Rs
Regency FX Cheapest 15.4147 0,00 kr 1 233 175,41 Rs −3 338,59 Rs
MoneyGram 15.2187 720,00 kr 1 217 496,00 Rs −19 018,00 Rs
TapTap Send 15.2100 0,00 kr 1 216 800,00 Rs −19 714,00 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4358 – 1 234 861,52 Rs
Regency FX Cheapest 15.3941 0,00 kr 1 231 527,39 Rs −3 334,13 Rs
TapTap Send 15.2500 0,00 kr 1 220 000,00 Rs −14 861,52 Rs
MoneyGram 15.2217 720,00 kr 1 217 736,00 Rs −17 125,52 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4053 – 1 232 426,80 Rs
Regency FX Cheapest 15.3637 0,00 kr 1 229 099,25 Rs −3 327,55 Rs
TapTap Send 15.2500 0,00 kr 1 220 000,00 Rs −12 426,80 Rs
MoneyGram 15.2217 720,00 kr 1 217 736,00 Rs −14 690,80 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3729 – 1 229 831,28 Rs
Regency FX Cheapest 15.3314 0,00 kr 1 226 510,74 Rs −3 320,54 Rs
TapTap Send 15.2300 0,00 kr 1 218 400,00 Rs −11 431,28 Rs
MoneyGram 15.2108 720,00 kr 1 216 864,00 Rs −12 967,28 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2895 – 1 223 158,88 Rs
Regency FX Cheapest 15.2482 0,00 kr 1 219 856,35 Rs −3 302,53 Rs
MoneyGram 15.2402 720,00 kr 1 219 216,00 Rs −3 942,88 Rs
TapTap Send 15.2300 0,00 kr 1 218 400,00 Rs −4 758,88 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3681 – 1 229 447,12 Rs
Regency FX Cheapest 15.3266 0,00 kr 1 226 127,61 Rs −3 319,51 Rs
TapTap Send 15.2600 0,00 kr 1 220 800,00 Rs −8 647,12 Rs
MoneyGram 15.2586 720,00 kr 1 220 688,00 Rs −8 759,12 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4481 – 1 235 846,80 Rs
Regency FX Cheapest 15.4064 0,00 kr 1 232 510,01 Rs −3 336,79 Rs
MoneyGram 15.2838 720,00 kr 1 222 704,00 Rs −13 142,80 Rs
TapTap Send 15.2600 0,00 kr 1 220 800,00 Rs −15 046,80 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4970 – 1 239 760,64 Rs
Regency FX Cheapest 15.4552 0,00 kr 1 236 413,29 Rs −3 347,35 Rs
TapTap Send 15.3600 0,00 kr 1 228 800,00 Rs −10 960,64 Rs
MoneyGram 15.3524 720,00 kr 1 228 192,00 Rs −11 568,64 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4700 – 1 237 598,40 Rs
Regency FX Cheapest 15.4282 0,00 kr 1 234 256,88 Rs −3 341,52 Rs
MoneyGram 15.4030 720,00 kr 1 232 240,00 Rs −5 358,40 Rs
TapTap Send 15.3600 0,00 kr 1 228 800,00 Rs −8 798,40 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4700 – 1 237 598,40 Rs
Regency FX Cheapest 15.4282 0,00 kr 1 234 256,88 Rs −3 341,52 Rs
MoneyGram 15.4030 720,00 kr 1 232 240,00 Rs −5 358,40 Rs
TapTap Send 15.3200 0,00 kr 1 225 600,00 Rs −11 998,40 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.4679 – 1 237 432,48 Rs
Regency FX Cheapest 15.4261 0,00 kr 1 234 091,41 Rs −3 341,07 Rs
TapTap Send 15.3200 0,00 kr 1 225 600,00 Rs −11 832,48 Rs
MoneyGram 15.2673 720,00 kr 1 221 384,00 Rs −16 048,48 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3201 – 1 225 605,84 Rs
Regency FX Cheapest 15.2787 0,00 kr 1 222 296,70 Rs −3 309,14 Rs
MoneyGram No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2836 – 1 222 686,88 Rs
Paysend Cheapest 15.1853 0,00 kr 1 214 826,57 Rs −7 860,31 Rs
TapTap Send 15.1000 0,00 kr 1 208 000,00 Rs −14 686,88 Rs
MoneyGram 15.0715 720,00 kr 1 205 720,00 Rs −16 966,88 Rs
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 15.1220 720,00 kr 1 209 760,00 Rs –
TapTap Send 15.0300 0,00 kr 1 202 400,00 Rs –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3294 – 1 226 353,52 Rs
Regency FX Cheapest 15.2880 0,00 kr 1 223 042,37 Rs −3 311,15 Rs
MoneyGram 15.0799 0,00 kr 1 206 392,00 Rs −19 961,52 Rs
TapTap Send 15.0300 0,00 kr 1 202 400,00 Rs −23 953,52 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3425 – 1 227 400,56 Rs
Regency FX Cheapest 15.3011 0,00 kr 1 224 086,58 Rs −3 313,98 Rs
MoneyGram 15.2068 0,00 kr 1 216 544,00 Rs −10 856,56 Rs
TapTap Send 15.1600 0,00 kr 1 212 800,00 Rs −14 600,56 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3425 – 1 227 400,56 Rs
Regency FX Cheapest 15.3011 0,00 kr 1 224 086,58 Rs −3 313,98 Rs
MoneyGram 15.2068 0,00 kr 1 216 544,00 Rs −10 856,56 Rs
TapTap Send 15.1600 0,00 kr 1 212 800,00 Rs −14 600,56 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3585 – 1 228 683,92 Rs
Regency FX Cheapest 15.3171 0,00 kr 1 225 366,47 Rs −3 317,45 Rs
MoneyGram No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3363 – 1 226 900,64 Rs
Regency FX Cheapest 15.2949 0,00 kr 1 223 588,01 Rs −3 312,63 Rs
TapTap Send 15.1900 0,00 kr 1 215 200,00 Rs −11 700,64 Rs
MoneyGram 15.1685 0,00 kr 1 213 480,00 Rs −13 420,64 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3024 – 1 224 193,28 Rs
MoneyGram Cheapest 15.1686 720,00 kr 1 213 488,00 Rs −10 705,28 Rs
Regency FX No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3104 – 1 224 831,84 Rs
Regency FX Cheapest 15.2691 0,00 kr 1 221 524,79 Rs −3 307,05 Rs
MoneyGram No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2743 – 1 221 940,88 Rs
Regency FX Cheapest 15.2330 0,00 kr 1 218 641,64 Rs −3 299,24 Rs
MoneyGram 15.1931 720,00 kr 1 215 448,00 Rs −6 492,88 Rs
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2751 – 1 222 011,52 Rs
Regency FX Cheapest 15.2339 0,00 kr 1 218 712,09 Rs −3 299,43 Rs
MoneyGram No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2751 – 1 222 011,52 Rs
Regency FX Cheapest 15.2339 0,00 kr 1 218 712,09 Rs −3 299,43 Rs
MoneyGram No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2540 – 1 220 322,88 Rs
Regency FX Cheapest 15.2129 0,00 kr 1 217 028,01 Rs −3 294,87 Rs
MoneyGram 15.1580 0,00 kr 1 212 640,00 Rs −7 682,88 Rs
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.3019 – 1 224 155,76 Rs
Regency FX Cheapest 15.2606 0,00 kr 1 220 850,54 Rs −3 305,22 Rs
MoneyGram 15.1969 0,00 kr 1 215 752,00 Rs −8 403,76 Rs
TapTap Send 15.1400 0,00 kr 1 211 200,00 Rs −12 955,76 Rs
Exchange rateFeeRecipient getsDifference
Mid-market rate 15.2888 – 1 223 103,36 Rs
Regency FX Cheapest 15.2475 0,00 kr 1 219 800,98 Rs −3 302,38 Rs
MoneyGram 15.1889 0,00 kr 1 215 112,00 Rs −7 991,36 Rs
TapTap Send 15.1400 0,00 kr 1 211 200,00 Rs −11 903,36 Rs

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NPR on every transfer from Sweden.

Right now, Regency FX pays 1,219,800.98 NPR on 80,000 SEK, which is 3,302.38 NPR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,236,413.29 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 27 comparisons

    Cheapest every time

  2. MoneyGramAppeared in 81 comparisons

    Cheapest in 31% of them

  3. TapTap SendAppeared in 75 comparisons

    Cheapest in 9% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

MoneyGram (today's second cheapest) was the cheapest in only 31% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.

Ways to send money from Sweden to Nepal

5 companies send money from Sweden to Nepal, mostly through app, broker, online, in person, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Nepal, an online service like MoneyGram is usually the simplest place to start.

MoneyGram charges kr0 to send 80,000 SEK, leaving your recipient with 1,215,112 NPR after a 0.66% markup on SEK/NPR exchange rate.

In our comparisons over the past month, it was the cheapest online service on 24 of the 25 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Nepal.

MoneyGram charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 60% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, mobile wallet, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need NPR.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 0.59% exchange-rate markup and holds the NPR in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Nepal, a global account keeps the NPR in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,219,800.98 NPR.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Nepal, the recipient can use bank deposit, mobile wallet, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect NPR from a nearby MoneyGram agent in Nepal.

Swish is useful for payments within Sweden, but it does not send NPR to Nepal.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    NRs1,219,801

    Cheapest

  2. 2
    Bank transfer Mobile wallet

    You pay kr80,000.00

    NRs1,215,112

    -NRs4,689

  3. 3
    Debit card Mobile wallet

    You pay kr80,000.00

    NRs1,215,112

    -NRs4,689

  4. 4
    Credit card Mobile wallet

    You pay kr80,000.00

    NRs1,215,112

    -NRs4,689

  5. 5
    Bank transfer Cash pickup

    You pay kr80,040.00

    NRs1,212,320

    -NRs7,481

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay kr80,040.00

    NRs1,212,320

    -NRs7,481

  2. 7
    Debit card Bank deposit

    You pay kr80,720.00

    NRs1,212,320

    -NRs7,481

  3. 8
    Credit card Cash pickup

    You pay kr80,040.00

    NRs1,212,320

    -NRs7,481

  4. 9
    Credit card Bank deposit

    You pay kr80,720.00

    NRs1,212,320

    -NRs7,481

Consider this before sending SEK to Nepal

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most NPR from Sweden.

Compare SEK to NPR transfer options

Cheapest way to send money to Nepal

The cheapest option for an SEK 80,000 transfer is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,219,800.98 NPR, which is 0.38% more than the next best option.

Fastest way to send money to Nepal

With Revolut, a bank transfer deposit and bank deposit payout delivers 1,203,424.17 NPR in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Nepal.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Nepal over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Nepal may have their own rules on receiving monetary gifts.

How we analyse the market

We track 5 companies sending SEK to Nepal, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/NPR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.