From 5 companies analysed, Regency FX is the cheapest way to send money to Nepal, giving your recipient 1,230,749.5 NPR when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most NPR.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/NPR transfers | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 14.8789 NPR +3.61% vs mid-market | Recipient gets 1 190 312,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 14.8789 NPR 1 190 312,00 RsYou pay80 000,00 kr | |||
| Promoted  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.3844 NPR +0.27% vs mid-market | Recipient gets 1 230 749,50 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.3844 NPR 1 230 749,50 RsYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Nepal deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to NPR rates. | |||
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much SEK you're planning to spend in Nepal. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.3844 NPR +0.27% vs mid-market | Recipient gets 1 230 749,50 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.3844 NPR 1 230 749,50 RsYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 720,00 kr 1 SEK = 15.3731 NPR +0.34% vs mid-market | Recipient gets 1 229 848,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 720,00 kr1 SEK = 15.3731 NPR 1 229 848,00 RsYou pay80 720,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 000,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 720,00 kr 1 SEK = 15.3731 NPR +0.34% vs mid-market | Recipient gets 1 229 848,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 720,00 kr1 SEK = 15.3731 NPR 1 229 848,00 RsYou pay80 720,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 000,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 720,00 kr 1 SEK = 15.3731 NPR +0.34% vs mid-market | Recipient gets 1 229 848,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 720,00 kr1 SEK = 15.3731 NPR 1 229 848,00 RsYou pay80 720,00 kr Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 000,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.1513 NPR 1 212 104,00 RsYou pay80 040,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 15.3000 NPR +0.82% vs mid-market | Recipient gets 1 224 000,00 Rs Minutes | |
Ways to receive money in Nepal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 15.3000 NPR 1 224 000,00 RsYou pay80 000,00 kr Cash pickupMinutesAvailable via:City Express Cash Pickup Free1 SEK = 15.3000 NPR 1 224 000,00 RsYou pay80 000,00 kr Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa Free1 SEK = 15.3000 NPR 1 224 000,00 RsYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 15.3626 NPR +0.41% vs mid-market | Recipient gets 1 216 411,50 Rs Within minutes | |
Ways to receive money in Nepal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 15.3626 NPR 1 216 411,50 RsYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 14.8789 NPR +3.61% vs mid-market | Recipient gets 1 190 312,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 14.8789 NPR 1 190 312,00 RsYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 14.8789 NPR +3.61% vs mid-market | Recipient gets 1 190 312,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 14.8789 NPR 1 190 312,00 RsYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 14.8789 NPR +3.61% vs mid-market | Recipient gets 1 190 312,00 Rs Minutes - 24 hours | |
Ways to receive money in Nepal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 14.8789 NPR 1 190 312,00 RsYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 15.4260 NPR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Nepal, I suggest picking the cheapest option which is Regency FX.
On a 80,000 SEK transfer, Regency FX delivers the most NPR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/NPR rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Nepal, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
5 companies send money from Sweden to Nepal, mostly through app, broker, online, in person, multi-currency account, and global account, and a few more ways.
Medium-sized transfers
For a one-off transfer to Nepal, an online service like MoneyGram is usually the simplest place to start.
MoneyGram charges kr720 to send 80,000 SEK, leaving your recipient with 1,229,848 after a 0.34% markup on SEK/NPR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Nepal.
MoneyGram charges kr720 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit, mobile wallet, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need NPR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Revolut converts SEK 80,000 with a 0.41% exchange-rate markup and holds the NPR in your account.
Paying from business accounts
If your business receives and sends money in Nepal, a global account keeps the NPR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,230,749.5 NPR.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Nepal, the recipient can use bank deposit, mobile wallet, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect NPR from a nearby MoneyGram agent in Nepal.
Swish is useful for payments within Sweden, but it does not send NPR to Nepal.
You pay kr80,000.00
₨1,230,750
Cheapest
You pay kr80,720.00
₨1,229,848
-₨902
You pay kr80,720.00
₨1,229,848
-₨902
You pay kr80,000.00
₨1,224,000
-₨6,750
You pay kr80,000.00
₨1,224,000
-₨6,750
You pay kr80,000.00
₨1,212,104
-₨18,646
You pay kr80,040.00
₨1,212,104
-₨18,646
You pay kr80,000.00
₨1,212,104
-₨18,646
You pay kr80,040.00
₨1,212,104
-₨18,646
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NPR from Sweden.
Cheapest way to send money to Nepal
The cheapest option for NPR 1,230,749.5 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,230,749.5 NPR, which is 0.07% more than the next best option.
Fastest way to send money to Nepal
With Revolut, a bank transfer deposit and bank deposit payout delivers 1,216,411.5 NPR in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Nepal.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Nepal over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Nepal may have their own rules on receiving monetary gifts.
The final rate controls how much NPR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 15.415235 NPR
We track 5 companies sending SEK to Nepal, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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