How to send money to Nepal from Sweden with the best SEK-NPR rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Nepal, giving your recipient 1,242,418.23 NPR when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most NPR.

Best companies for SEK/NPR transfers

5 of 5 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SEK/NPR exchange rates from our comparisons.

Based on 80,000 SEK transfer

Best companies for SEK/NPR transfers

All money transfer offers for SEK/NPR transfers, sorted by most NPR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.0172 NPR +3.63% vs mid-market Recipient gets 1 201 376,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.0172 NPR
1 201 376,00 RsYou pay80 000,00 kr
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.5302 NPR +0.27% vs mid-market Recipient gets 1 242 418,23 Rs Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.5302 NPR
1 242 418,23 RsYou pay80 000,00 kr

Run a live search

Showing top Sweden to Nepal deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.5302 NPR +0.27% vs mid-market Recipient gets 1 242 418,23 Rs Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Nepal from Sweden.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.5302 NPR
1 242 418,23 RsYou pay80 000,00 kr
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.4200 NPR +0.98% vs mid-market Recipient gets 1 233 600,00 Rs Minutes
Receive to bank account

Ways to receive money in Nepal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 15.4200 NPR
1 233 600,00 RsYou pay80 000,00 kr
Cash pickupMinutesAvailable via:City Express Cash Pickup
Free1 SEK = 15.4200 NPR
1 233 600,00 RsYou pay80 000,00 kr
Mobile walletMinutesAvailable via:IME Pay, Khalti by IME, PrabhuPAY, eSewa
Free1 SEK = 15.4200 NPR
1 233 600,00 RsYou pay80 000,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 15.5008 NPR +0.46% vs mid-market Recipient gets 1 227 353,54 Rs Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SEK to Nepal.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Sweden to Nepal.
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 15.5008 NPR
1 227 353,54 RsYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.2634 NPR +2.00% vs mid-market Recipient gets 1 221 072,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 720,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee 0,00 kr 1 SEK = 15.2634 NPR +2.00% vs mid-market Recipient gets 1 221 072,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 720,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.2634 NPR +2.00% vs mid-market Recipient gets 1 221 072,00 Rs Minutes - 24 hours

Ways to receive money in Nepal with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
720,00 kr1 SEK = 15.2634 NPR
1 221 072,00 RsYou pay80 720,00 kr
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.0172 NPR +3.63% vs mid-market Recipient gets 1 201 376,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.0172 NPR
1 201 376,00 RsYou pay80 000,00 kr
Xe

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.0172 NPR +3.63% vs mid-market Recipient gets 1 201 376,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.0172 NPR
1 201 376,00 RsYou pay80 000,00 kr
Xe

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 15.0172 NPR +3.63% vs mid-market Recipient gets 1 201 376,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nepal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.0172 NPR
1 201 376,00 RsYou pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 15.572273 NPR Updates every 60 minutes.

How to send money from Sweden to Nepal

Pick a company

For a one-off transfer to Nepal, I suggest picking the cheapest option which is Regency FX.

On a 80,000 SEK transfer, Regency FX delivers the most NPR.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/NPR rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Nepal, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Nepal

5 companies send money from Sweden to Nepal, mostly through app, broker, online, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Nepal, an online service like MoneyGram is usually the simplest place to start.

MoneyGram charges kr0 to send 80,000 SEK, leaving your recipient with 1,221,072 after a 2% markup on SEK/NPR exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Nepal.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

You recipient can withdraw via bank deposit, cash pickup, and mobile wallet.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need NPR.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 0.46% exchange-rate markup and holds the NPR in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Nepal, a global account keeps the NPR in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,242,418.23 NPR.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Nepal, the recipient can use bank deposit, cash pickup, and mobile wallet.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect NPR from a nearby MoneyGram agent in Nepal.

Swish is useful for payments within Sweden, but it does not send NPR to Nepal.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    ₨1,242,418

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    ₨1,233,600

    -₨8,818

  3. 3
    Debit card Cash pickup

    You pay kr80,000.00

    ₨1,233,600

    -₨8,818

  4. 4
    Debit card Mobile wallet

    You pay kr80,000.00

    ₨1,233,600

    -₨8,818

  5. 5
    Bank transfer Mobile wallet

    You pay kr80,000.00

    ₨1,221,072

    -₨21,346

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay kr80,040.00

    ₨1,221,072

    -₨21,346

  2. 7
    Credit card Mobile wallet

    You pay kr80,000.00

    ₨1,221,072

    -₨21,346

  3. 8
    Credit card Cash pickup

    You pay kr80,040.00

    ₨1,221,072

    -₨21,346

  4. 9
    Credit card Bank deposit

    You pay kr80,720.00

    ₨1,221,072

    -₨21,346

Consider this before sending SEK to Nepal

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NPR from Sweden.

Compare SEK to NPR transfer options

Cheapest way to send money to Nepal

The cheapest option for NPR 1,242,418.23 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,242,418.23 NPR, which is 0.71% more than the next best option.

Fastest way to send money to Nepal

With Revolut, a bank transfer deposit and bank deposit payout delivers 1,227,353.54 NPR in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Nepal.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Nepal over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Nepal may have their own rules on receiving monetary gifts.

Live SEK-NPR Exchange Rate

Get a better SEK to NPR exchange rate

The final rate controls how much NPR you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 15.586771 NPR

How we analyse the market

We track 5 companies sending SEK to Nepal, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.