How to send money to Nepal from Singapore with the best SGD-NPR rate

Revolut is the fastest way to send money to Nepal from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 1,196,374.98 NPR for a $10,000 transfer.

Best companies for SGD/NPR transfers

2 of 2 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/NPR transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 119.6375 NPR +0.27% vs mid-market Recipient gets Rs 1,196,374.98 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 119.6375 NPR
Rs 1,196,374.98You pay$10,000.00

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Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 119.6375 NPR +0.27% vs mid-market Recipient gets Rs 1,196,374.98 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nepal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 119.6375 NPR
Rs 1,196,374.98You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 119.5055 NPR +0.38% vs mid-market Recipient gets Rs 1,187,287.50 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Nepal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 119.5055 NPR
Rs 1,187,287.50You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SGD = 119.9614 NPR Updates every 60 minutes.

How to send money from Singapore to Nepal

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 1 methods to fund the transfer form Singapore, including bank transfer.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Nepal, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Nepal?

How much SGD you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,000-0.27%$0.00Rs 120,276.70with cash deposit to bank deposit+Rs 2,053.74
$10,000This page0.27%$0.00Rs 1,196,374.98with bank transfer to bank deposit+Rs 4,543.74

Mid-market rate: 1 SGD = 119.9614 NPR

Ways to send money from Singapore to Nepal

There are 4 ways to send money to Nepal across 2 money transfer companies.

Cheapest way to send money

Online transfers

Sending NPR from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges $65 to send $10,000, delivering 1,187,287.5 NPR after a 0.38% markup and 65 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Nepal.

A currency broker can quote a lower margin on a large SGD to NPR transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to NPR before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 1,187,287.5 NPR after fees when converting 10,000 SGD.

Ways to fund SGD and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 1,196,374.98 NPR.

Pay in SGD through bank transfer.

In Nepal, they can receive NPR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ₨1,196,375

    Cheapest

Things to know before sending SGD to Nepal

Consider these things before sending money from Singapore to Nepal.

Compare SGD/NPR transfers

For a $10,000 transfer to Nepal, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,196,374.98 NPR, which is 0.76% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 1,187,287.5 NPR in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-NPR Exchange Rate

Finding the best SGD to NPR exchange rate

The exchange rate directly affects how much NPR arrives for your SGD.

Mid-market rate:1 SGD = 120.085962 NPR

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 2 of them on SGD to Nepal, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.