How to send money to Honduras from UK with the best GBP-HNL rate

We’ve compared 6 companies, and found Regency FX to be the cheapest, while TapTap Send the fastest.

Sending £6,000 gets you L218,045.84 with Regency FX at 36.3410 rupees per pound, about 0.8% more than the next best option.

Best companies for GBP/HNL transfers

6 of 6 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/HNL exchange rates from our comparisons.

Based on 6,000 GBP transfer

Best companies for GBP/HNL transfers

All money transfer offers for GBP/HNL transfers, sorted by most HNL received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee £230.83 1 GBP = 36.4783 HNL -0.11% vs mid-market Recipient gets L 210,449.51 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Honduras with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£230.831 GBP = 36.4783 HNL
L 210,449.51You pay£6,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 36.0501 HNL +1.07% vs mid-market Recipient gets L 216,300.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Honduras with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 36.0501 HNL
L 216,300.60You pay£6,000.00

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Regency FX

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 36.3410 HNL +0.27% vs mid-market Recipient gets L 218,045.84 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Honduras from United Kingdom.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Honduras with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 36.3410 HNL
L 218,045.84You pay£6,000.00
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 36.0501 HNL +1.07% vs mid-market Recipient gets L 216,300.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Honduras with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 36.0501 HNL
L 216,300.60You pay£6,000.00
Xe

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 36.0501 HNL +1.07% vs mid-market Recipient gets L 216,300.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Honduras with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 36.0501 HNL
L 216,300.60You pay£6,000.00
Xe

Xe

Pay via Credit card
Fee £0.00 1 GBP = 36.0501 HNL +1.07% vs mid-market Recipient gets L 216,300.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Honduras with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 36.0501 HNL
L 216,300.60You pay£6,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee £0.79 1 GBP = 36.0500 HNL +1.07% vs mid-market Recipient gets L 216,300.00 Minutes
FastestTapTap Send with Debit card deposit is the fastest way to send GBP to Honduras.
Receive to bank account

Ways to receive money in Honduras with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
£0.791 GBP = 36.0500 HNL
L 216,300.00You pay£6,000.79
Card depositMinutesAvailable via:Pay To Card
£1.471 GBP = 36.0500 HNL
L 216,300.00You pay£6,001.47
Cash pickupMinutes
£3.191 GBP = 36.0500 HNL
L 216,300.00You pay£6,003.19
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 35.5292 HNL +2.53% vs mid-market Recipient gets L 213,175.20 Minutes - 24 hours

Ways to receive money in Honduras with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Ficohsa, All Banks, Banco Lafise, Banco Davivienda, BanPais+3 more
Free1 GBP = 35.5292 HNL
L 213,175.20You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 35.5292 HNL
L 213,175.20You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 35.5292 HNL
L 213,175.20You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 35.5292 HNL +2.53% vs mid-market Recipient gets L 213,175.20 Minutes - 24 hours

Ways to receive money in Honduras with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Ficohsa, All Banks, Banco Lafise, Banco Davivienda, BanPais+3 more
Free1 GBP = 35.5292 HNL
L 213,175.20You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 35.5292 HNL
L 213,175.20You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 35.5292 HNL
L 213,175.20You pay£6,004.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 35.5292 HNL +2.53% vs mid-market Recipient gets L 213,175.20 Minutes - 24 hours

Ways to receive money in Honduras with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, Banco Lafise, All Banks, Ficohsa, Atlantida+3 more
Free1 GBP = 35.5292 HNL
L 213,175.20You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 35.5292 HNL
L 213,175.20You pay£6,004.99
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 36.2547 HNL +0.51% vs mid-market Recipient gets L 210,712.28 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Honduras with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 36.2547 HNL
L 210,712.28You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee £230.83 1 GBP = 36.4783 HNL -0.11% vs mid-market Recipient gets L 210,449.51 Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Kingdom to Honduras.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Honduras with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£230.831 GBP = 36.4783 HNL
L 210,449.51You pay£6,000.00
Wise

Wise

Pay via Debit card
Fee £248.52 1 GBP = 36.4783 HNL -0.11% vs mid-market Recipient gets L 209,804.21 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Honduras with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£248.521 GBP = 36.4783 HNL
L 209,804.21You pay£6,000.00
Wise

Wise

Pay via Credit card
Fee £354.71 1 GBP = 36.4783 HNL -0.11% vs mid-market Recipient gets L 205,930.58 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Honduras with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£354.711 GBP = 36.4783 HNL
L 205,930.58You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 36.439360 HNL Updates every 60 minutes.

How to send money from UK to Honduras

Pick a company

For a one-off transfer to Honduras, I suggest picking the cheapest option which is Regency FX.

On a 6,000 GBP transfer, Regency FX delivers the most HNL.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/HNL rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Ways to send money from the UK to Honduras

There are many ways to send money to Honduras from the UK, including app, online, broker, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Honduras, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.

It charges £0 in fees, has 1.07% markup, lets you save recipient details, and HNL will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized HNL transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of 1 online services, Xe is the cheapest and will get you L216,300.6 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Honduras, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/HNL rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Honduras, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Honduras will be able to collect L213,175.2 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Lempira abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to HNL will get you L210,712.28 after fees.

If you don’t have HNL in your account, your GBP will auto-convert whenever you pay with Revolut in Honduras.

Once you have HNL in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Honduras, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive HNL in Honduras

Pay-in and pay-out methods will affect how much GBP you deposit and how much HNL your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Honduras is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive HNL.

Depositing GBP

You have 3 pay-in options for transfers to Honduras, including debit card, bank transfer, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Honduras

Money can reach Honduras by bank deposit, card deposit, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Honduras is with card deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you L213,175.2 on £6,000 transfer).

Digital wallets

Your recipient can receive HNL directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    L218,046

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    L216,301

    -L1,745

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    L216,301

    -L1,745

  4. 4
    Debit card Card deposit

    You pay £6,001.47

    L216,300

    -L1,746

  5. 5
    Debit card Cash pickup

    You pay £6,003.19

    L216,300

    -L1,746

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay £6,004.99

    L213,175

    -L4,871

  2. 7
    Credit card Cash pickup

    You pay £6,004.99

    L213,175

    -L4,871

  3. 8
    Credit card Card deposit

    You pay £6,004.99

    L213,175

    -L4,871

Consider this when sending GBP to Honduras

There are a few nuances you should consider before sending GBP to Honduras such as limits, taxes, and safety.

Compare GBP/HNL transfer options

Right now, these are the best money transfer options for £6,000 transfer to Honduras:

Cheapest way to send money to Honduras

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get L218,045.84, which is 0.8% more than the next best option.

Fastest way to send money to Honduras

The fastest way is to use TapTap Send via debit card deposit and bank deposit for pay out. You get L216,300 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/HNL transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending L218,045.84 with Regency FX will get you 218,045.84 HNL, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you L0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Honduras.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-HNL Exchange Rate

Finding the best exchange rate for GBP to HNL

The exchange rate you secure impacts how much HNL you get for your GBP, so waiting a day or two can get you more Lempira.

Mid-market rate:1 GBP = 36.321877 HNL

How we analyse the market

We track 6 regulated companies offering money transfers from the UK to Honduras in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/HNL pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.