Best companies for AUD/HNL transfers
7 of 7 providers Last updated on 28 September 2026
Based on 2,000 AUD transfer Best companies for AUD/HNL transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $82.65 1 AUD = 18.8825 HNL -0.15% vs mid-market	Recipient gets L 36,204.36 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Honduras with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $82.651 AUD = 18.8825 HNL L 36,204.36You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 18.5096 HNL +1.85% vs mid-market	Recipient gets L 37,019.20 6-12 Hours
2 reviews
Ways to receive money in Honduras with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Atlantida, All Banks, Banco Azteca, Occidente, BanPais+3 more $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99
Run a live search Showing top Australia to Honduras deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to HNL rates.
Run a live search These companies offer multi-currency accounts for spending HNL. We suggest doing a live search based on how much AUD you're planning to spend in Honduras.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 19.0477 HNL -1.02% vs mid-market	Recipient gets L 38,040.35 6-12 Hours
0 reviews Cheapest
Ways to receive money in Honduras with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 19.0477 HNL L 38,040.35You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 18.8553 HNL L 37,656.11You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 19.0477 HNL -1.02% vs mid-market	Recipient gets L 38,040.35 6-12 Hours
0 reviews
Ways to receive money in Honduras with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 19.0477 HNL L 38,040.35You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 18.8553 HNL L 37,656.11You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 19.0477 HNL -1.02% vs mid-market	Recipient gets L 38,040.35 6-12 Hours
0 reviews
Ways to receive money in Honduras with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 19.0477 HNL L 38,040.35You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 18.8553 HNL L 37,656.11You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 18.7700 HNL +0.45% vs mid-market	Recipient gets L 37,540.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Honduras with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 18.7700 HNL L 37,540.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 18.7700 HNL +0.45% vs mid-market	Recipient gets L 37,540.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Honduras with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 18.7700 HNL L 37,540.00You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 18.7700 HNL +0.45% vs mid-market	Recipient gets L 37,540.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Honduras with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 18.7700 HNL L 37,540.00You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $1.59 1 AUD = 18.6900 HNL +0.88% vs mid-market	Recipient gets L 37,380.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Honduras with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes $1.591 AUD = 18.6900 HNL L 37,380.00You pay$2,001.59 Card depositMinutesAvailable via:Pay To Card $2.781 AUD = 18.6900 HNL L 37,380.00You pay$2,002.78 Cash pickupMinutes $6.391 AUD = 18.6900 HNL L 37,380.00You pay$2,006.39
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 18.5096 HNL +1.85% vs mid-market	Recipient gets L 37,019.20 6-12 Hours
2 reviews
Ways to receive money in Honduras with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Atlantida, All Banks, Banco Azteca, Occidente, BanPais+3 more $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 18.5096 HNL +1.85% vs mid-market	Recipient gets L 37,019.20 6-12 Hours
2 reviews
Ways to receive money in Honduras with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Ficohsa, Occidente, Atlantida, Banco Azteca, Banco Davivienda+3 more $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 18.5096 HNL L 37,019.20You pay$2,002.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 18.5096 HNL +1.85% vs mid-market	Recipient gets L 37,019.20 6-12 Hours
2 reviews
Ways to receive money in Honduras with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Ficohsa, All Banks, Banco Davivienda, Banco Lafise, Atlantida+3 more $32.991 AUD = 18.5096 HNL L 37,019.20You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 18.5096 HNL L 37,019.20You pay$2,032.99
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 18.4805 HNL +2.00% vs mid-market	Recipient gets L 36,961.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Honduras with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 18.4805 HNL L 36,961.00You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 18.4312 HNL +2.27% vs mid-market	Recipient gets L 36,863.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Honduras with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 18.4312 HNL L 36,863.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 18.4312 HNL +2.27% vs mid-market	Recipient gets L 36,863.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Honduras with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 18.4312 HNL L 36,863.00You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 18.4805 HNL +2.00% vs mid-market	Recipient gets L 36,850.12 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Honduras with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 18.4805 HNL L 36,850.12You pay$2,000.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 18.4805 HNL +2.00% vs mid-market	Recipient gets L 36,683.79 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Honduras with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 18.4805 HNL L 36,683.79You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $82.65 1 AUD = 18.8825 HNL -0.15% vs mid-market	Recipient gets L 36,204.36 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Honduras with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $82.651 AUD = 18.8825 HNL L 36,204.36You pay$2,000.00

Wise Pay via Osko	Fees: $82.65 1 AUD = 18.8825 HNL -0.15% vs mid-market	Recipient gets L 36,204.36 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Honduras with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $82.651 AUD = 18.8825 HNL L 36,204.36You pay$2,000.00
Wise Pay via Debit Card	Fees: $87.82 1 AUD = 18.8825 HNL -0.15% vs mid-market	Recipient gets L 36,106.74 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Honduras with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $87.821 AUD = 18.8825 HNL L 36,106.74You pay$2,000.00
Wise Pay via Credit Card	Fees: $100.43 1 AUD = 18.8825 HNL -0.15% vs mid-market	Recipient gets L 35,868.63 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Honduras with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $100.431 AUD = 18.8825 HNL L 35,868.63You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 18.8543 HNL Updates every 60 minutes.

Why compare

AUD/HNL exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Honduras

Pick a company

Start with the cheapest, which is Ria Money Transfer at 38,040.35 HNL on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, bank transfer, payid, payto, poli, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Honduras?

How much AUD you send to Honduras heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


$1,000	0.89%	$1.59	L 18,690.00with debit card to bank deposit	+L 389.26
$1,500	-1.00%	$2.89	L 28,516.50with credit card to bank deposit	+L 819.54
$2,000This page	-1.02%	$2.89	L 38,040.35with credit card to bank deposit	+L 999.11
$3,000	0.99%	$1.59	L 55,980.00with debit card to bank deposit	+L 915.71
$7,500	0.88%	$1.59	L 140,175.00with debit card to bank deposit	+L 2,222.75
$12,000	0.27%	$0.00	L 225,653.92with bank transfer to bank deposit	+L 4,814.71
$15,000	0.27%	$0.00	L 282,015.79with bank transfer to bank deposit	+L 5,965.75
$100,000	0.25%	$0.00	L 1,880,669.84with bank transfer to bank deposit	+L 48,348.31
$250,000	0.20%	$0.00	L 4,704,423.05with bank transfer to bank deposit	+L 122,693.57
$500,000	0.20%	$0.00	L 9,405,149.01with bank transfer to bank deposit	+L 292,186.27

Mid-market rate: 1 AUD = 18.8543 HNL

Ways to send money from Australia to Honduras

7 money transfer companies let you send money from Australia to Honduras.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Honduras.

For example, sending $500 with Ria Money Transfer will get you 38,040.35 HNL after a $2.89 fee and -1.02% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and -1.02% markup on a $2.89 transfer, and your HNL arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 2% on AUD/HNL, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in HNL, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and HNL in one account, and convert when the rate suits you.

Wise converts $2,000 at -0.15% markup, and the HNL sits in your account until you spend or transfer it.

Most useful if you travel often to Honduras, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Honduras

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 38,040.35 HNL.

You can fund the transfer with debit card, credit card, bank transfer, payid, payto, poli, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Honduras can collect HNL through bank deposit, cash pickup, and card deposit.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Honduras.

1

Debit card Bank deposit

You pay $2,000.00

L38,040

Cheapest
2

Credit card Bank deposit

You pay $2,000.00

L38,040

L0
3

Payid Bank deposit

You pay $2,000.00

L38,040

L0
4

Debit card Cash pickup

You pay $2,000.00

L37,656

-L384
5

Credit card Cash pickup

You pay $2,000.00

L37,656

-L384

Show moreShow less

6

Payid Cash pickup

You pay $2,000.00

L37,656

-L384
7

Payto Bank deposit

You pay $2,000.00

L37,540

-L500
8

Debit card Card deposit

You pay $2,002.78

L37,380

-L660
9

Poli Bank deposit

You pay $2,002.99

L37,019

-L1,021
10

Poli Cash pickup

You pay $2,002.99

L37,019

-L1,021
11

Bank transfer Bank deposit

You pay $2,000.00

L36,961

-L1,079
12

Osko Bank deposit

You pay $2,000.00

L36,204

-L1,836

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Honduras, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 38,040.35 HNL, which is 1.32% more than the next best option.

Fastest

TapTap Send delivers 37,380 HNL in minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Honduras.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Honduras.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-HNL Exchange Rate

Getting a better AUD to HNL rate

Small changes in the AUD/HNL rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 18.87433 HNL

How we analyse the market

We track 7 companies sending AUD to Honduras, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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