We’ve compared 14 companies, and found Key Currency to be the cheapest, while Wise the fastest.
Sending £6,000 gets you €6,971.45 with Key Currency at 1.1619 rupees per pound, about 0.02% more than the next best option.
| 15 of 15 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/EUR exchange rates from our comparisons. | |||
| Based on 6,000 GBP transfer Best companies for GBP/EUR transfersAll money transfer offers for GBP/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee £20.25 1 GBP = 1.1647 EUR +0.01% vs mid-market | Recipient gets €6,964.91 Within minutes | |
Ways to receive money in Luxembourg with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £20.251 GBP = 1.1647 EUR €6,964.91You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market | Recipient gets €6,941.40 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1569 EUR €6,941.40You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Luxembourg deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much GBP you're planning to spend in Luxembourg. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee £0.00 1 GBP = 1.1619 EUR +0.25% vs mid-market | Recipient gets €6,971.45 Minutes - 3 days | |
Ways to receive money in Luxembourg with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 1.1619 EUR €6,971.45You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 1.1617 EUR +0.27% vs mid-market | Recipient gets €6,970.06 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1617 EUR €6,970.06You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 1.1613 EUR +0.30% vs mid-market | Recipient gets €6,967.96 Minutes - 24 hours | |
Ways to receive money in Luxembourg with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1613 EUR €6,967.96You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £20.25 1 GBP = 1.1647 EUR +0.01% vs mid-market | Recipient gets €6,964.91 Within minutes | |
Ways to receive money in Luxembourg with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £20.251 GBP = 1.1647 EUR €6,964.91You pay£6,000.00 | |||
 Starling Bank Pay via Bank transfer | Fee £24.30 1 GBP = 1.1654 EUR -0.05% vs mid-market | Recipient gets €6,963.84 1-2 Hours | |
Ways to receive money in Luxembourg with Starling Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit1-2 HoursAvailable via:Bank Account (SWIFT), Bank Account (Low Cost) £24.301 GBP = 1.1654 EUR €6,963.84You pay£6,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee £0.00 1 GBP = 1.1590 EUR +0.50% vs mid-market | Recipient gets €6,954.00 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1590 EUR €6,954.00You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 1.1590 EUR +0.50% vs mid-market | Recipient gets €6,953.98 Minutes - 24 hours | |
Ways to receive money in Luxembourg with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1590 EUR €6,953.98You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £2.58 1 GBP = 1.1583 EUR +0.56% vs mid-market | Recipient gets €6,946.80 Minutes - 24 hours | |
Ways to receive money in Luxembourg with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £2.581 GBP = 1.1583 EUR €6,946.80You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £39.24 1 GBP = 1.1647 EUR +0.01% vs mid-market | Recipient gets €6,942.80 Within minutes | |
Ways to receive money in Luxembourg with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £39.241 GBP = 1.1647 EUR €6,942.80You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market | Recipient gets €6,941.40 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1569 EUR €6,941.40You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market | Recipient gets €6,941.40 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1569 EUR €6,941.40You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market | Recipient gets €6,941.40 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 1.1569 EUR €6,941.40You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £50.00 1 GBP = 1.1629 EUR +0.17% vs mid-market | Recipient gets €6,919.08 Within minutes | |
Ways to receive money in Luxembourg with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £50.001 GBP = 1.1629 EUR €6,919.08You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee £0.00 1 GBP = 1.1485 EUR +1.40% vs mid-market | Recipient gets €6,891.08 Minutes - 2 days | |
Ways to receive money in Luxembourg with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 GBP = 1.1485 EUR €6,891.08You pay£6,000.00 | |||
 Opal Transfer Pay via Bank transfer | Fee £0.30 1 GBP = 1.1470 EUR +1.54% vs mid-market | Recipient gets €6,881.66 Minutes - 24 hours | |
Ways to receive money in Luxembourg with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £0.301 GBP = 1.1470 EUR €6,881.66You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £92.00 1 GBP = 1.1629 EUR +0.17% vs mid-market | Recipient gets €6,870.24 Within minutes | |
Ways to receive money in Luxembourg with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £92.001 GBP = 1.1629 EUR €6,870.24You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 1.1397 EUR +2.18% vs mid-market | Recipient gets €6,838.20 Minutes - 24 hours | |
Ways to receive money in Luxembourg with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.1397 EUR €6,838.20You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.1397 EUR €6,838.20You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 1.1397 EUR +2.18% vs mid-market | Recipient gets €6,838.20 Minutes - 24 hours | |
Ways to receive money in Luxembourg with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.1397 EUR €6,838.20You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.1397 EUR €6,838.20You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 1.1397 EUR +2.18% vs mid-market | Recipient gets €6,838.20 Minutes - 24 hours | |
Ways to receive money in Luxembourg with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 1.1397 EUR €6,838.20You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 1.1397 EUR €6,838.20You pay£6,004.99 | |||
 HSBC Pay via Bank transfer | Fee £0.00 1 GBP = 1.1390 EUR +2.24% vs mid-market | Recipient gets €6,833.98 Minutes - 5 days | |
Ways to receive money in Luxembourg with HSBC when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 1.1390 EUR €6,833.98You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £153.10 1 GBP = 1.1647 EUR +0.01% vs mid-market | Recipient gets €6,810.18 Within minutes | |
Ways to receive money in Luxembourg with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £153.101 GBP = 1.1647 EUR €6,810.18You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 1.1327 EUR +2.79% vs mid-market | Recipient gets €6,796.48 Minutes - 5 days | |
Ways to receive money in Luxembourg with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 1.1327 EUR €6,796.48You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 1.164821 EUR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Luxembourg, I suggest picking the cheapest option which is Key Currency.
On a 6,000 GBP transfer, Key Currency delivers the most EUR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/EUR rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
There are many ways to send money to Luxembourg from the UK, including broker, online, app, multi-currency account, global account, bank, in person, and challenger bank, and more.
For small & frequent transfers
If you send small amounts back home to Luxembourg, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £20.25 in fees, has 0.01% markup, lets you save recipient details, and EUR will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized EUR transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you €6,964.91 on £6,000 transfer.
For large transfers
Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Luxembourg, and 24/7 support.
Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/EUR rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to Luxembourg, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Luxembourg will be able to collect €6,838.2 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend Euros abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to EUR will get you €6,964.91 after fees.
If you don’t have EUR in your account, your GBP will auto-convert whenever you pay with Wise in Luxembourg.
Once you have EUR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Cheaper than a high-street bank
If you already bank with Starling Bank, it’s rarely the cheapest way to send money to Luxembourg, but it’s fine for an occasional small transfer.
On a £6,000 transfer, Starling Bank will get you €6,963.84.
It charges £24.3 in fees and adds -0.05% to the mid-market rate.
It is cheaper than using a traditional bank like HSBC (which charges €6,833.98 in fees with 2.24% markup), but still more expensive than a money transfer company.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Luxembourg, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to Luxembourg.
On a £6,000 transfer, banks like HSBC will add 2.24% markup, getting you €6,833.98 vs €6,971.45 with Key Currency.
Pay-in and pay-out methods will affect how much GBP you deposit and how much EUR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Luxembourg is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive EUR.
You have 3 pay-in options for transfers to Luxembourg, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Luxembourg by bank deposit and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Luxembourg is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you €6,838.2 on £6,000 transfer).
Digital wallets
Your recipient can receive EUR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
€6,971
Cheapest
You pay £6,000.00
€6,943
-€29
You pay £6,000.00
€6,941
-€30
You pay £6,004.99
€6,838
-€133
You pay £6,004.99
€6,838
-€133
You pay £6,004.99
€6,838
-€133
There are a few nuances you should consider before sending GBP to Luxembourg such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Luxembourg:
Cheapest way to send money to Luxembourg
The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get €6,971.45, which is 0.02% more than the next best option.
Fastest way to send money to Luxembourg
The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get €6,964.91 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/EUR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending €6,971.45 with Key Currency will get you 6,971.45 EUR, that’s including £0 fee and 0.25% in exchange rate markup.
A bank like HSBC on the other hand, will get you €6,833.98, that’s £0 in fees but 2.24% in FX fees.
There is no UK tax for the act of sending money to Luxembourg.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much EUR you get for your GBP, so waiting a day or two can get you more Euros.
Mid-market rate:1 GBP = 1.164244 EUR
We track 14 regulated companies offering money transfers from the UK to Luxembourg in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/EUR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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