We’ve compared 6 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.
Sending £6,000 gets you WS$22,018.37 with Regency FX at 3.6697 WST per GBP, about 0.23% more than the next best option.
| 6 of 6 providers Last updated on 28 October 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/WST transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £290.83 1 GBP = 3.6564 WST +0.64% vs mid-market | Recipient gets WST 20,874.72 Within a week | |
Ways to receive money in Samoa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £290.831 GBP = 3.6564 WST WST 20,874.72You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 3.5263 WST +4.26% vs mid-market | Recipient gets WST 21,157.80 Minutes - 24 hours | |
Ways to receive money in Samoa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.5263 WST WST 21,157.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Samoa deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to WST rates. | |||
Run a live search These companies offer multi-currency accounts for spending WST. We suggest doing a live search based on how much GBP you're planning to spend in Samoa. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 3.6697 WST +0.27% vs mid-market | Recipient gets WST 22,018.37 Minutes - 24 hours | |
Ways to receive money in Samoa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.6697 WST WST 22,018.37You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 3.6613 WST +0.50% vs mid-market | Recipient gets WST 21,967.59 Minutes - 24 hours | |
Ways to receive money in Samoa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.6613 WST WST 21,967.59You pay£6,000.00 | |||
 TransferGo Pay via Bank transfer | Fee £0.00 1 GBP = 3.5693 WST +3.04% vs mid-market | Recipient gets WST 21,415.98 Next day | |
Ways to receive money in Samoa with TransferGo when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day Free1 GBP = 3.5693 WST WST 21,415.98You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee £4.99 1 GBP = 3.5361 WST +3.98% vs mid-market | Recipient gets WST 21,216.60 Minutes - 24 hours | |
Ways to receive money in Samoa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 3.5361 WST WST 21,216.60You pay£6,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 3.5090 WST WST 21,054.00You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee £4.99 1 GBP = 3.5360 WST +3.98% vs mid-market | Recipient gets WST 21,216.00 Minutes - 24 hours | |
Ways to receive money in Samoa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 3.5360 WST WST 21,216.00You pay£6,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 3.5090 WST WST 21,054.00You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £4.99 1 GBP = 3.5360 WST +3.98% vs mid-market | Recipient gets WST 21,216.00 Minutes - 24 hours | |
Ways to receive money in Samoa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 3.5360 WST WST 21,216.00You pay£6,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 3.5090 WST WST 21,054.00You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 3.5263 WST +4.26% vs mid-market | Recipient gets WST 21,157.80 Minutes - 24 hours | |
Ways to receive money in Samoa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.5263 WST WST 21,157.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 3.5263 WST +4.26% vs mid-market | Recipient gets WST 21,157.80 Minutes - 24 hours | |
Ways to receive money in Samoa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.5263 WST WST 21,157.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 3.5263 WST +4.26% vs mid-market | Recipient gets WST 21,157.80 Minutes - 24 hours | |
Ways to receive money in Samoa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 3.5263 WST WST 21,157.80You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £290.83 1 GBP = 3.6564 WST +0.64% vs mid-market | Recipient gets WST 20,874.72 Within a week | |
Ways to receive money in Samoa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £290.831 GBP = 3.6564 WST WST 20,874.72You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £308.16 1 GBP = 3.6564 WST +0.64% vs mid-market | Recipient gets WST 20,811.36 Within a week | |
Ways to receive money in Samoa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £308.161 GBP = 3.6564 WST WST 20,811.36You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £412.16 1 GBP = 3.6564 WST +0.64% vs mid-market | Recipient gets WST 20,431.10 Within a week | |
Ways to receive money in Samoa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £412.161 GBP = 3.6564 WST WST 20,431.10You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 3.6797 WST Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to Samoa, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 30 of the 30 days it quoted £6,000 transfers to Samoa.
On a 6,000 GBP transfer, Regency FX delivers the most WST.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/WST rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
How much GBP you send to Samoa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.65% | £0.00 | WST 1,827.87with bank transfer to bank deposit | +WST 71.06 | |
| £1,000 | 0.65% | £0.00 | WST 3,652.61with bank transfer to bank deposit | +WST 129.93 | |
| £2,000 | 0.65% | £0.00 | WST 7,301.25with bank transfer to bank deposit | +WST 257.71 | |
| £6,000This page | 0.27% | £0.00 | WST 22,018.37with bank transfer to bank deposit | +WST 798.28 | |
| £10,000 | 0.27% | £0.00 | WST 36,691.16with bank transfer to bank deposit | +WST 1,278.61 | |
| £50,000 | 0.25% | £0.00 | WST 183,303.74with bank transfer to bank deposit | +WST 5,418.38 | |
| £250,000 | 0.20% | £0.00 | WST 917,095.38with bank transfer to bank deposit | +WST 22,502.28 |
Mid-market rate: 1 GBP = 3.6797 WST
The cheapest way to send GBP to WST can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Samoa.
Wed, 28 Oct 2026Mid-market rateWST 22,077.98 Regency FX WST 22,018.37Regency FXWST 22,018.37OFXWST 21,967.59TransferGoWST 21,415.98
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6648 | – | WST 21,988.97 | |
| | 3.6549 | £0.00 | WST 21,929.60 | −WST 59.37 |
| | 3.6465 | £0.00 | WST 21,879.03 | −WST 109.94 |
| | 3.5532 | £0.00 | WST 21,319.02 | −WST 669.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6732 | – | WST 22,039.00 | |
| | 3.6632 | £0.00 | WST 21,979.49 | −WST 59.51 |
| | 3.6548 | £0.00 | WST 21,928.80 | −WST 110.20 |
| | 3.5624 | £0.00 | WST 21,374.28 | −WST 664.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6742 | – | WST 22,045.43 | |
| | 3.6643 | £0.00 | WST 21,985.91 | −WST 59.52 |
| | 3.6559 | £0.00 | WST 21,935.21 | −WST 110.22 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6733 | – | WST 22,039.65 | |
| | 3.6634 | £0.00 | WST 21,980.14 | −WST 59.51 |
| | 3.6549 | £0.00 | WST 21,929.45 | −WST 110.20 |
| | 3.5464 | £0.00 | WST 21,278.28 | −WST 761.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6930 | – | WST 22,158.30 | |
| | 3.6831 | £0.00 | WST 22,098.47 | −WST 59.83 |
| | 3.6746 | £0.00 | WST 22,047.51 | −WST 110.79 |
| | 3.5270 | £0.00 | WST 21,162.06 | −WST 996.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6839 | – | WST 22,103.37 | |
| | 3.6739 | £0.00 | WST 22,043.69 | −WST 59.68 |
| | 3.6655 | £0.00 | WST 21,992.85 | −WST 110.52 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6876 | – | WST 22,125.83 | |
| | 3.6777 | £0.00 | WST 22,066.09 | −WST 59.74 |
| | 3.6692 | £0.00 | WST 22,015.20 | −WST 110.63 |
| | 3.5505 | £0.00 | WST 21,303.18 | −WST 822.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6823 | – | WST 22,094.08 | |
| | 3.6724 | £0.00 | WST 22,034.42 | −WST 59.66 |
| | 3.6639 | £0.00 | WST 21,983.61 | −WST 110.47 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6881 | – | WST 22,128.55 | |
| | 3.6781 | £0.00 | WST 22,068.80 | −WST 59.75 |
| | 3.6697 | £0.00 | WST 22,017.90 | −WST 110.65 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6581 | – | WST 21,948.44 | |
| | 3.6482 | £0.00 | WST 21,889.18 | −WST 59.26 |
| | 3.6398 | £0.00 | WST 21,838.70 | −WST 109.74 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6879 | – | WST 22,127.17 | |
| | 3.6779 | £0.00 | WST 22,067.42 | −WST 59.75 |
| | 3.6694 | £0.00 | WST 22,016.53 | −WST 110.64 |
| | 3.5725 | £0.00 | WST 21,434.82 | −WST 692.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6884 | – | WST 22,130.60 | |
| | 3.6785 | £0.00 | WST 22,070.85 | −WST 59.75 |
| | 3.6700 | £0.00 | WST 22,019.95 | −WST 110.65 |
| | 3.5446 | £0.00 | WST 21,267.78 | −WST 862.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6884 | – | WST 22,130.57 | |
| | 3.6785 | £0.00 | WST 22,070.82 | −WST 59.75 |
| | 3.6700 | £0.00 | WST 22,019.92 | −WST 110.65 |
| | 3.5446 | £0.00 | WST 21,267.78 | −WST 862.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6882 | – | WST 22,129.14 | |
| | 3.6782 | £0.00 | WST 22,069.39 | −WST 59.75 |
| | 3.6697 | £0.00 | WST 22,018.49 | −WST 110.65 |
| | 3.5731 | £0.00 | WST 21,438.42 | −WST 690.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6759 | – | WST 22,055.57 | |
| | 3.6660 | £0.00 | WST 21,996.02 | −WST 59.55 |
| | 3.6575 | £0.00 | WST 21,945.30 | −WST 110.27 |
| | 3.5718 | £0.00 | WST 21,430.68 | −WST 624.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6685 | – | WST 22,010.98 | |
| | 3.6586 | £0.00 | WST 21,951.55 | −WST 59.43 |
| | 3.6502 | £0.00 | WST 21,900.93 | −WST 110.05 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6861 | – | WST 22,116.89 | |
| | 3.6762 | £0.00 | WST 22,057.18 | −WST 59.71 |
| | 3.6677 | £0.00 | WST 22,006.31 | −WST 110.58 |
| | 3.5760 | £0.00 | WST 21,456.12 | −WST 660.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7045 | – | WST 22,227.02 | |
| | 3.6945 | £0.00 | WST 22,167.01 | −WST 60.01 |
| | 3.6860 | £0.00 | WST 22,115.89 | −WST 111.13 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7068 | – | WST 22,240.66 | |
| | 3.6968 | £0.00 | WST 22,180.61 | −WST 60.05 |
| | 3.6882 | £0.00 | WST 22,129.45 | −WST 111.21 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7068 | – | WST 22,240.99 | |
| | 3.6968 | £0.00 | WST 22,180.94 | −WST 60.05 |
| | 3.6883 | £0.00 | WST 22,129.78 | −WST 111.21 |
| | 3.5594 | £0.00 | WST 21,356.16 | −WST 884.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7154 | – | WST 22,292.19 | |
| | 3.7053 | £0.00 | WST 22,232.00 | −WST 60.19 |
| | 3.6968 | £0.00 | WST 22,180.73 | −WST 111.46 |
| | 3.5967 | £0.00 | WST 21,580.02 | −WST 712.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7017 | – | WST 22,210.09 | |
| | 3.6917 | £0.00 | WST 22,150.12 | −WST 59.97 |
| | 3.6832 | £0.00 | WST 22,099.04 | −WST 111.05 |
| | 3.6019 | £0.00 | WST 21,611.46 | −WST 598.63 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7162 | – | WST 22,297.47 | |
| | 3.7062 | £0.00 | WST 22,237.27 | −WST 60.20 |
| | 3.6977 | £0.00 | WST 22,185.98 | −WST 111.49 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7129 | – | WST 22,277.11 | |
| | 3.7028 | £0.00 | WST 22,216.96 | −WST 60.15 |
| | 3.6943 | £0.00 | WST 22,165.72 | −WST 111.39 |
| | 3.6180 | £0.00 | WST 21,708.12 | −WST 568.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6991 | – | WST 22,194.45 | |
| | 3.6891 | £0.00 | WST 22,134.52 | −WST 59.93 |
| | 3.6806 | £0.00 | WST 22,083.48 | −WST 110.97 |
| | 3.6109 | £0.00 | WST 21,665.70 | −WST 528.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7016 | – | WST 22,209.84 | |
| | 3.6916 | £0.00 | WST 22,149.87 | −WST 59.97 |
| | 3.6831 | £0.00 | WST 22,098.79 | −WST 111.05 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.7018 | – | WST 22,210.70 | |
| | 3.6918 | £0.00 | WST 22,150.73 | −WST 59.97 |
| | 3.6833 | £0.00 | WST 22,099.64 | −WST 111.06 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6943 | – | WST 22,165.83 | |
| | 3.6843 | £0.00 | WST 22,105.98 | −WST 59.85 |
| | 3.6758 | £0.00 | WST 22,055.00 | −WST 110.83 |
| | 3.5834 | £0.00 | WST 21,500.64 | −WST 665.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6828 | – | WST 22,097.06 | |
| | 3.6729 | £0.00 | WST 22,037.40 | −WST 59.66 |
| | 3.6644 | £0.00 | WST 21,986.58 | −WST 110.48 |
| | 3.5764 | £0.00 | WST 21,458.28 | −WST 638.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.6797 | – | WST 22,077.98 | |
| | 3.6697 | £0.00 | WST 22,018.37 | −WST 59.61 |
| | 3.6613 | £0.00 | WST 21,967.59 | −WST 110.39 |
| | 3.5693 | £0.00 | WST 21,415.98 | −WST 662.00 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 3.6797 | – | WST 22,077.98 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more WST per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of WST on every transfer from UK.
Right now, Regency FX pays 22,018.37 WST on 6,000 GBP, which is 59.61 WST less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 22,237.27 WST.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Samoa.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest every time
Cheapest in 43% of them
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest every time
Cheapest in 46% of them
Never the cheapest
Based on 196 comparisons across 7 amounts over the last 30 days.
Cheapest in 99% of them
Cheapest in 52% of them
Never the cheapest
Based on 444 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most WST, and it was also the cheapest in 100% of the 106 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Samoa.
OFX (today's second cheapest) was the cheapest in only 46% of its comparisons, so it's rarely the cheapest option for transfers to Samoa.
There are many ways to send money to Samoa from the UK, including online, app, broker, in person, multi-currency account, and global account, and more.
For small & frequent transfers
If you send small amounts back home to Samoa, say weekly or monthly, an app like TransferGo is the easiest and cheapest way to do it.
It charges £0 in fees, has 3.04% markup, lets you save recipient details, and WST will arrive in minutes.
Over the past month, TransferGo was the cheapest app on 79% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized WST transfers, around £1,000 - £5,000.
Online companies like TransferGo often have higher limits and/or first time promos.
Of the 6 companies we compared, TransferGo is the cheapest online service and will get you WS$21,415.98 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 15 of the 19 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Samoa, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/WST rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to Samoa, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Samoa will be able to collect WS$21,216.6 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For spending and receiving
Multi-currency accounts let you hold and spend Tala abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to WST will get you WS$20,874.72 after fees.
If you don’t have WST in your account, your GBP will auto-convert whenever you pay with Wise in Samoa.
Once you have WST in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Samoa, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much WST your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Samoa is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive WST.
You have 3 pay-in options for transfers to Samoa, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Samoa by bank deposit, cash pickup, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Samoa is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you WS$21,216.6 on a £6,000 transfer).
Mobile wallets
You can receive WST into a mobile wallet, which is useful since they don't need a bank account.
You pay £6,000.00
WS$22,018
Cheapest
You pay £6,004.99
WS$21,217
-WS$802
You pay £6,004.99
WS$21,216
-WS$802
You pay £6,004.99
WS$21,216
-WS$802
You pay £6,000.00
WS$21,158
-WS$861
You pay £6,000.00
WS$21,158
-WS$861
You pay £6,000.00
WS$21,054
-WS$964
You pay £6,000.00
WS$21,054
-WS$964
You pay £6,000.00
WS$21,054
-WS$964
There are a few nuances you should consider before sending GBP to Samoa such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to Samoa:
Cheapest way to send money to Samoa
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get WS$22,018.37, which is 0.23% more than the next best option.
Fastest way to send money to Samoa
The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get WS$22,018.37 and it will arrive in minutes - 24 hours.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/WST transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 22,018.37 WST, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you WS$0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Samoa.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 6 regulated companies offering money transfers from the UK to Samoa in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/WST pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/WST transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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