Best companies for USD/WST transfers
5 of 5 providers Last updated on 10 November 2026
Based on 7,000 USD transfer Best companies for USD/WST transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $330.87 1 USD = 2.7662 WST +0.50% vs mid-market	Recipient gets WST 18,448.48 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Samoa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $330.871 USD = 2.7662 WST WST 18,448.48You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 2.6792 WST +3.70% vs mid-market	Recipient gets WST 18,754.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Samoa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.6792 WST WST 18,754.40You pay$7,000.00
Run a live search Showing top United States to Samoa deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to WST rates.
Run a live search These companies offer multi-currency accounts for spending WST. We suggest doing a live search based on how much USD you're planning to spend in Samoa.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 2.7726 WST +0.27% vs mid-market	Recipient gets WST 19,408.18 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Samoa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.7726 WST WST 19,408.18You pay$7,000.00
OFX Pay via Bank transfer	Fee $0.00 1 USD = 2.7662 WST +0.50% vs mid-market	Recipient gets WST 19,363.42 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Samoa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.7662 WST WST 19,363.42You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 2.7337 WST +1.68% vs mid-market	Recipient gets WST 19,135.90 Minutes - 24 hours
2 reviews
Ways to receive money in Samoa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 2.7337 WST WST 19,135.90You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 2.6889 WST WST 18,822.30You pay$7,005.99
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 2.7064 WST +2.69% vs mid-market	Recipient gets WST 18,944.80 Minutes - 24 hours
2 reviews
Ways to receive money in Samoa with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 2.7064 WST WST 18,944.80You pay$7,060.79
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $1.49 1 USD = 2.6889 WST +3.34% vs mid-market	Recipient gets WST 18,822.30 Minutes - 24 hours
2 reviews
Ways to receive money in Samoa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.491 USD = 2.6889 WST WST 18,822.30You pay$7,001.49 Cash pickupMinutes - 24 hours $75.991 USD = 2.6889 WST WST 18,822.30You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $179.99 1 USD = 2.6889 WST +3.34% vs mid-market	Recipient gets WST 18,822.30 Minutes - 24 hours
2 reviews
Ways to receive money in Samoa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 2.6889 WST WST 18,822.30You pay$7,179.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 2.6889 WST WST 18,822.30You pay$7,210.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 2.6792 WST +3.70% vs mid-market	Recipient gets WST 18,754.40 Minutes - 24 hours
4 reviews Fastest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Samoa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.6792 WST WST 18,754.40You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 2.6792 WST +3.70% vs mid-market	Recipient gets WST 18,660.63 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Samoa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 2.6792 WST WST 18,660.63You pay$7,000.00
Wise Pay via Bank transfer	Fee $330.87 1 USD = 2.7662 WST +0.50% vs mid-market	Recipient gets WST 18,448.48 Within a week
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Samoa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $330.871 USD = 2.7662 WST WST 18,448.48You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 2.6792 WST +3.70% vs mid-market	Recipient gets WST 18,191.77 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Samoa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 2.6792 WST WST 18,191.77You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 2.7801 WST Updates every 60 minutes.

Why compare

USD/WST exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Samoa

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Samoa.

For recurring transfers, I'd suggest using an app like MoneyGram or a multi-currency account.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Samoa, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Samoa?

How much USD you send to Samoa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.


$500	-0.02%	$0.00	WST 1,390.35with debit card to bank deposit	+WST 111.30
$2,000	0.65%	$0.00	WST 5,524.06with bank transfer to bank deposit	+WST 218.50
$5,000	0.50%	$0.00	WST 13,831.01with bank transfer to bank deposit	+WST 363.09
$7,000This page	0.27%	$0.00	WST 19,408.18with bank transfer to bank deposit	+WST 552.96
$10,000	0.27%	$0.00	WST 27,725.97with bank transfer to bank deposit	+WST 788.43
$50,000	0.25%	$0.00	WST 138,657.64with bank transfer to bank deposit	+WST 3,952.97
$100,000	0.20%	$0.00	WST 277,454.28with bank transfer to bank deposit	+WST 8,321.03
$250,000	0.20%	$0.00	WST 693,635.70with bank transfer to bank deposit	+WST 20,063.43

Mid-market rate: 1 USD = 2.7801 WST

USD/WST Exchange Rate History

Is today a good time to send money from US to Samoa?

The cheapest way to send USD to WST can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Samoa.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/WST exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more WST per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of WST on every transfer from the US.

Right now, Regency FX pays 19,408.18 WST on 7,000 USD, which is 52.54 WST less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 19,467.56 WST.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Samoa.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 150 comparisons
Cheapest every time
OFXAppeared in 240 comparisons
Cheapest in 25% of them
MoneyGramAppeared in 237 comparisons
Never the cheapest

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most WST, and it was also the cheapest in 100% of the 150 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Samoa.

OFX (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to Samoa.

Ways to send money from the US to Samoa

There are 5 companies available for sending money from the US to Samoa, across currency broker, online, app, in person, multi-currency account, and global business account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $1.99 on a $7,000 transfer with 1.68% markup, saves your recipient's details for next time, and WST arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 19,135.90 WST in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Samoa.

Of all online companies listed here, MoneyGram gets you the most WST per USD.

On a $7,000 transfer, you will get 19,135.90 WST after a $1.99 fee and 1.68% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Samoa (e.g. a property purchase, tuition, or moving to Samoa), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/WST that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving WST.

This is useful for traveling to Samoa, building up WST balance, or receiving payments in WST.

Wise converts $7,000 at 0.5% markup plus small fee and holds the WST until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive WST in Samoa

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 19,408.18 WST.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Samoa.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 19,135.90 WST on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Samoa.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Samoa can collect WST through bank deposit, mobile wallet, and cash pickup.

They can collect cash in Samoa

Your recipient can collect WST from a participating MoneyGram location in Samoa.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

WS$19,408

Cheapest
2

Bank transfer Mobile wallet

You pay $7,001.99

WS$19,136

-WS$272
3

Cash deposit Cash pickup

You pay $7,060.79

WS$18,945

-WS$463
4

Bank transfer Cash pickup

You pay $7,005.99

WS$18,822

-WS$586
5

Debit card Mobile wallet

You pay $7,001.49

WS$18,822

-WS$586

Show moreShow less

6

Debit card Cash pickup

You pay $7,075.99

WS$18,822

-WS$586
7

Credit card Cash pickup

You pay $7,179.99

WS$18,822

-WS$586
8

Credit card Mobile wallet

You pay $7,210.00

WS$18,822

-WS$586
9

Debit card Bank deposit

You pay $7,000.00

WS$18,661

-WS$748
10

Credit card Bank deposit

You pay $7,000.00

WS$18,192

-WS$1,216

Things to consider before sending USD to Samoa

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/WST company

Cheapest way to send money to Samoa

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 19,408.18 WST, which is 0.23% more than the next best option.

Fastest way to send money to Samoa

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 19,408.18 WST, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Samoa?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Samoa.

While Regency FX may not always be the cheapest or fastest way to send WST, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Samoa and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/WST transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Samoa

Send money from New Zealand to Samoa Send money from Australia to Samoa Send money from United Kingdom to Samoa Send money from Canada to Samoa

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7855	–	WST 19,498.55
Regency FX Cheapest	2.7780	$0.00	WST 19,445.90	−WST 52.65
OFX	2.7716	$0.00	WST 19,401.06	−WST 97.49
MoneyGram	2.7251	$1.99	WST 19,075.70	−WST 422.85

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7770	–	WST 19,439.25
Regency FX Cheapest	2.7695	$0.00	WST 19,386.77	−WST 52.48
OFX	2.7632	$0.00	WST 19,342.06	−WST 97.19
MoneyGram	2.7131	$1.49	WST 18,991.70	−WST 447.55

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7886	–	WST 19,520.26
Regency FX Cheapest	2.7811	$0.00	WST 19,467.56	−WST 52.70
OFX	2.7747	$0.00	WST 19,422.66	−WST 97.60
MoneyGram	2.7181	$1.99	WST 19,026.70	−WST 493.56

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7816	–	WST 19,471.36
Regency FX Cheapest	2.7741	$0.00	WST 19,418.79	−WST 52.57
OFX	2.7677	$0.00	WST 19,374.00	−WST 97.36
MoneyGram	2.7071	$60.79	WST 18,949.70	−WST 521.66

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7809	–	WST 19,466.15
Regency FX Cheapest	2.7734	$0.00	WST 19,413.59	−WST 52.56
OFX	2.7670	$0.00	WST 19,368.82	−WST 97.33
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 324.65

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7878	–	WST 19,514.48
Regency FX Cheapest	2.7803	$0.00	WST 19,461.79	−WST 52.69
OFX	2.7738	$0.00	WST 19,416.91	−WST 97.57
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 372.98

Sun, Oct 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7878	–	WST 19,514.77
Regency FX Cheapest	2.7803	$0.00	WST 19,462.08	−WST 52.69
OFX	2.7739	$0.00	WST 19,417.19	−WST 97.58
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 373.27

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7878	–	WST 19,514.76
Regency FX Cheapest	2.7803	$0.00	WST 19,462.07	−WST 52.69
OFX	2.7739	$0.00	WST 19,417.19	−WST 97.57
MoneyGram	2.7211	$1.99	WST 19,047.70	−WST 467.06

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7731	–	WST 19,411.81
Regency FX Cheapest	2.7656	$0.00	WST 19,359.39	−WST 52.42
OFX	2.7592	$0.00	WST 19,314.75	−WST 97.06
MoneyGram	2.7218	$1.99	WST 19,052.60	−WST 359.21

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7747	–	WST 19,422.75
Regency FX Cheapest	2.7672	$0.00	WST 19,370.31	−WST 52.44
OFX	2.7608	$0.00	WST 19,325.64	−WST 97.11
MoneyGram	2.7167	$1.99	WST 19,016.90	−WST 405.85

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7647	–	WST 19,352.95
Regency FX Cheapest	2.7572	$0.00	WST 19,300.70	−WST 52.25
OFX	2.7509	$0.00	WST 19,256.18	−WST 96.77
MoneyGram	2.7152	$1.99	WST 19,006.40	−WST 346.55

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7677	–	WST 19,373.80
Regency FX Cheapest	2.7602	$0.00	WST 19,321.49	−WST 52.31
OFX	2.7538	$0.00	WST 19,276.93	−WST 96.87
MoneyGram	2.7152	$1.99	WST 19,006.40	−WST 367.40

Sun, Oct 25, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7678	–	WST 19,374.54
Regency FX Cheapest	2.7603	$0.00	WST 19,322.23	−WST 52.31
OFX	2.7540	$0.00	WST 19,277.66	−WST 96.88
MoneyGram	2.7152	$1.99	WST 19,006.40	−WST 368.14

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7647	–	WST 19,353.10
Regency FX Cheapest	2.7573	$0.00	WST 19,300.85	−WST 52.25
OFX	2.7509	$0.00	WST 19,256.34	−WST 96.76
MoneyGram	2.7152	$1.99	WST 19,006.40	−WST 346.70

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7678	–	WST 19,374.37
Regency FX Cheapest	2.7603	$0.00	WST 19,322.06	−WST 52.31
OFX	2.7539	$0.00	WST 19,277.50	−WST 96.87
MoneyGram	2.7144	$1.99	WST 19,000.80	−WST 373.57

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7670	–	WST 19,368.93
Regency FX Cheapest	2.7595	$0.00	WST 19,316.63	−WST 52.30
OFX	2.7532	$0.00	WST 19,272.09	−WST 96.84
MoneyGram	2.7211	$1.99	WST 19,047.70	−WST 321.23

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7739	–	WST 19,417.31
Regency FX Cheapest	2.7664	$0.00	WST 19,364.88	−WST 52.43
OFX	2.7600	$0.00	WST 19,320.22	−WST 97.09
MoneyGram	2.7233	$1.99	WST 19,063.10	−WST 354.21

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7761	–	WST 19,432.69
Regency FX Cheapest	2.7686	$0.00	WST 19,380.22	−WST 52.47
OFX	2.7622	$0.00	WST 19,335.53	−WST 97.16
MoneyGram	2.7233	$1.99	WST 19,063.10	−WST 369.59

Sun, Nov 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7762	–	WST 19,433.52
Regency FX Cheapest	2.7687	$0.00	WST 19,381.05	−WST 52.47
OFX	2.7623	$0.00	WST 19,336.35	−WST 97.17
MoneyGram	2.7233	$1.99	WST 19,063.10	−WST 370.42

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7747	–	WST 19,422.86
Regency FX Cheapest	2.7672	$0.00	WST 19,370.42	−WST 52.44
OFX	2.7608	$0.00	WST 19,325.75	−WST 97.11
MoneyGram	2.7270	$1.99	WST 19,089.00	−WST 333.86

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7793	–	WST 19,455.16
Regency FX Cheapest	2.7718	$0.00	WST 19,402.63	−WST 52.53
OFX	2.7654	$0.00	WST 19,357.89	−WST 97.27
MoneyGram	2.7300	$1.99	WST 19,110.00	−WST 345.16

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7832	–	WST 19,482.13
Regency FX Cheapest	2.7756	$0.00	WST 19,429.53	−WST 52.60
OFX	2.7692	$0.00	WST 19,384.72	−WST 97.41
MoneyGram	2.7255	$1.99	WST 19,078.50	−WST 403.63

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7785	–	WST 19,449.61
Regency FX Cheapest	2.7710	$0.00	WST 19,397.09	−WST 52.51
OFX	2.7646	$0.00	WST 19,352.36	−WST 97.24
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 308.10

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7878	–	WST 19,514.75
Regency FX Cheapest	2.7803	$0.00	WST 19,462.06	−WST 52.69
OFX	2.7739	$0.00	WST 19,417.17	−WST 97.58
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 373.25

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7878	–	WST 19,514.78
Regency FX Cheapest	2.7803	$0.00	WST 19,462.09	−WST 52.69
OFX	2.7739	$0.00	WST 19,417.20	−WST 97.58
MoneyGram	2.7345	$1.99	WST 19,141.50	−WST 373.28

How to send money to Samoa from the US with the best USD-WST rate

Best companies for USD/WST transfers

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Understanding USD/WST exchange rate

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Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

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Send money to Samoa

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Tools & resources

Tue, Nov 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.7801	–	WST 19,460.72
Regency FX Cheapest	2.7726	$0.00	WST 19,408.18	−WST 52.54
OFX	2.7662	$0.00	WST 19,363.42	−WST 97.30
MoneyGram	2.7337	$1.99	WST 19,135.90	−WST 324.82