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Compare all the best ways to send money to Samoa

Wise is the overall best way for sending WST from abroad, appearing 100% of the time in our searches for WST transfers. They charge $24.01 in fees and add 1.7% markup to the WST exchange rate.

For more details on WST transfers, keep reading.

We’ll give you the best, fastest, and cheapest options, provide you with expert tips, WST transfer deals, and explain everything you need to know about money transfers to Samoa.

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Wise: The best way to send money to Samoa

Over the past 6 months, we’ve tested 6 companies offering services in Samoa, and Wise stood out as the best money transfer company to Samoa.

Wise appeared 2 times in WST searches, offering a low fee of just $24.01, 1.7% markup on WST exchange rates, and fast transfer speeds.

Wise offers an ideal combination of features, speed, and cost for WST transfers.

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How to get the best rate when sending money to Samoa

About money transfers to Samoa

Top rated for transfers from United States to Samoa
Wise
Total number of US - WS providers
6
Average cheapest fees & rate
Revolut
Average fastest transfer
Remitly
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

Understanding money transfers to Samoa

1
Always compare your transfer options

Always compare your transfer options to Samoa, don't settle for the most popular choice.

Almost all services supporting WS will include the fees and the markup on the ‘real’ WST rate.

It will heavily depend on your deposit method, delivery options, the amount of WST you send, and your location.

Our comparison includes 6 providers offering money transfer services to Samoa.

2
Consider the WST exchange rates
3
Use the right payment method
4
The amount and transfer limits matter
5
Consider the transfer speed
6
Pick the right way to transfer money
7
Receiving money in Samoa
8
Have your documents on hand
9
Understand the taxes

Revolut: The cheapest way to send money to Samoa

Revolut consistently offers the cheapest money transfers to Samoa.

There are 6 providers servicing Samoa, and Revolut appeared as the cheapest option 2 times in our comparisons.

Revolut charges $0 per transfer to Samoa, with a 0.03% markup on the WST exchange rate. This is 1.7% cheaper than the second cheapest option.

To get the most out of your transfer to Samoa, use a Bank transfer deposit to maximize the amount of WST received.

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The fastest way to send money to Samoa: Remitly

Need money in Samoa quickly? We recommend using Remitly.

Based on a $2,000 transfer and six months of comparison data for WST transfers, Remitly appeared 2 times in our searches as the quickest option for sending WST to Samoa.

They charge $0 in fees and apply a 6.98% markup on the ‘real’ WST rate. This is 0% cheaper than the second-best provider.

For the best balance between speed and cost, we suggest using a deposit for Tala transfers.

Wise is the easiest way to send money to Samoa

Use Wise for a good balance of convenience, speed, and cost.

Wise appeared 2 times in our searches involving Samoa as the top-rated money transfer company.

Wise is very transparent with its fees, charging $24.01 and 1.7% markup on WST transfers.

They offer multiple deposit options, have good customer service, and take less than 5 minutes to get started with.

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Sending large amounts of WST to Samoa

For large WST transfers, Wise is our top recommendation.

Based on our 6-month analysis, Wise consistently ranked as the top choice for large WST transfers. They charge $24.01 per transfer to Samoa and apply only a 1.7% markup on the WST exchange rate.

Whether you’re purchasing property, paying tuition fees in WST, planning a wedding in Samoa, or making business payments, Wise ensures a smooth and secure process.

When sending large amounts of Tala to Samoa, consider factors like transfer limits, markup on the WST rate, customer service, and any legal, tax, or government-imposed restrictions in Samoa.

Understanding the costs involved when moving money to Samoa

When calculating the cost of money transfers to Samoa, here's what really matters: the country of origin, amount, payment method, fees, and the markup on the WST exchange rate.

Exchange rate markup

This is a percentage added on top of the "real" WST rate (known as the mid-market rate).

Revolut, for example, offers the best exchange rate. It adds 0.03% markup to the USD-WST exchange rate (2.7628 WST - 0.03% per US Dollar).

Transfer fees

These are fixed and/or percentage fees added for the service when sending money to Samoa.

Let's imagine you want to send $2,000 from the US to Samoa.

After analyzing 6 companies supporting Tala, we found Remitly to offer the lowest fees ($0 in fees and 6.98% markup).

However, exact fees vary by deposit method and the service, for example:

  • Bank transfers vary from $0 to $0

  • Debit cards range from $64.82 to $64.82

  • Credit cards can go from $0 to $0

Live USD-WST Exchange Rate

How to get the best WST exchange rate for transfers to Samoa

An exchange rate represents the value of the Tala (WST) relative to another currency. Since it fluctuates continuously, the rate you get directly affects the amount of WST you receive.

Mid-market Rate
1
= 2.762788 WST

Recent trends in WST exchange rates:

  • The average rate was 2.8036 Tala per US Dollar, with a high of 2.8036 WST/USD and a low of 2.8036 WST/USD.

  • During the past 6-months, the WST/USD exchange rate experienced some fluctuations. Ensuring you exchange or convert money at a higher rate would result in more WST received.

  • Revolut is our top recommendation for sending WST as it offers an exchange rate that is 0.03% above the mid-market rate, which is 0% cheaper than the next best option.

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Payment methods available to fund your transfer to
Samoa

  • Bank transfers

    Bank transfers are often the default option for sending money to Samoa.

    By using a money transfer company available in Samoa such as Revolut, you can send money via a bank transfer (or ACH) while benefiting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 6 we tested when sending money to Samoa.

    With an average fee of 0 WST for sending money to Samoa, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money to Samoa with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments to Samoa, competing among a total of 6 active money transfer companies.

  • Credit cards

    When it comes to sending WST via credit card, emerges as our top choice of the 6 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a cash advance fee being charged by your card issuer. That's why we recommend a bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available in Samoa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money to Samoa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Samoa

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Related transfer routes

Staying safe with money transfers to Samoa

The key to the safety of your funds is to only transfer Tala to those you know and trust, as well as using a regulated money transfer company.

All the money transfer services to Samoa we recommend are safe and regulated by financial bodies.

If you're unsure about the key regulatory authorities in Samoa or your home country, refer to our directory of financial regulators.

FAQs

Find answers to the most common questions on our dedicated FAQ page.

Are there tax implications when sending money to Samoa?
Are there any limits on how much WST I can send to Samoa?
Can I make regular WST transfers/payments to Samoa?
How long does it take to transfer money to Samoa?
What are the fees and exchange rates for sending WST from abroad?
Why can’t I use my bank to wire money to Samoa?
What is the official currency used in Samoa?
Can I transfer money to Samoa from any country?
What should I do if something goes wrong with my transfer to Samoa?
Can I use MoneyTransfers.com to transfer funds to Samoa?

Contributors

Artiom Pucinskij
Artiom Pucinskij is a seasoned financial content strategist who holds an impressive background in marketing from the University of Portsmouth. With years of dedicated experience in the personal finance and remittance sectors, Artiom has become an integral part of MoneyTransfers.com's growth.