Wise is cheapest for sending IDR to Poland. Pay by bank transfer for a bank deposit, and Rp100,000,000 gets your recipient 21,166.22 PLN.
We’ve compared 1 ways to send money from Indonesia with the best IDR/PLN rates.
| 1 of 1 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze IDR/PLN exchange rates from our comparisons. | |||
| Based on 100,000,000 IDR transfer Best companies for IDR/PLN transfersAll money transfer offers for IDR/PLN transfers, sorted by most PLN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee Rp 628.524,00 1 IDR = 0.0002 PLN 0.00% vs mid-market | Recipient gets zł 21.166,22 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer Rp 628.524,001 IDR = 0.0002 PLN zł 21.166,22You payRp 100.000.000,00 | |||
Run a live search Showing top Indonesia to Poland deals for 100,000,000 IDR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live IDR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much IDR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large IDR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee Rp 628.524,00 1 IDR = 0.0002 PLN 0.00% vs mid-market | Recipient gets zł 21.166,22 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer Rp 628.524,001 IDR = 0.0002 PLN zł 21.166,22You payRp 100.000.000,00 | |||
| How Our Results Work Mid-market rate: 1 IDR = 0.000213 PLN Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Indonesia, I suggest picking the cheapest option which is Wise.
On a 100,000,000 IDR transfer, Wise delivers the most PLN.
This will change depending on how much you actually send, so I suggest running a live search to get the best IDR/PLN rate.
You can fund the transfer using bank transfer.
With money transfer companies, you're given a virtual account number to pay into, and in many cases (depending on the company) you can use BI-FAST to fund it.
It costs about Rp2,500 and caps at Rp250 million.
First time round you'll likely need your KTP and a selfie with it to verify your account.
Larger transfers need documents showing what the money is for (such as tuition letter or similar).
1 companies send money from Indonesia to Poland, using online, app, multi-currency account, and global account and other options.
One-off and everyday transfers
Wise charges 628524 IDR to send Rp100,000,000 and your recipient gets 21,166.22 PLN in next day.
Most Indonesia’s outbound transfer services are local and licensed by Bank Indonesia.
Avoid unregulated money transfer companies, even if the exhcnage rate looks better.
Make sure to check for the words “berizin dan diawasi Bank Indonesia” on providers website or app before sending.
Saving for future payments
A valas account (a.k.a a multi-currency account) lets you convert IDR to PLN and hold it before spending abroad, travelling, or paying other bills in Poland.
This works well if you need PLN regularly, travel to Poland, or get paid in from there.
Paying suppliers
Global accounts help Indonesian businesses hold foreign currency and make regular payments to suppliers in Poland.
Wise Business and Payoneer handle recurring business transfers, but a bank’s solusi valas desk may be more useful when the payment needs invoices or other supporting documents.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending Rp100,000,000 gives your recipient 21,166.22 PLN.
You can fund the IDR side through bank transfer.
Pay from Indonesian bank account
A money transfer comapny will give you bank details for top-up, send money to it from your Indonesian bank.
BI-FAST can be used to fund the transfer inside Indonesia (some companies support it), but the company will then use an internal network to then send it to Poland.
Your recipient can receive PLN by bank deposit.
You pay Rp100,000,000.00
zł21,166
Cheapest
The main check in Indonesia is whether the service is licensed to send money out. Many international brands only support transfers coming into the country.
For an Rp100,000,000 transfer to Poland, start with the final option that gets you the most PLN.
Cheapest way to send money to Poland
The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 21,166.22 PLN, which is 0% more than the next best option.
Fastest way to send money to Poland
Wise delivers 21,166.22 PLN in next day when you pay by bank transfer and choose bank deposit.
BI-FAST can be used to deposit IDR to the transfer company's local account, but it does not send PLN to a person in Poland.
QRIS is also a payment system rather than an international person-to-person transfer.
Banks must record the purpose of an outgoing foreign-currency transfer and can ask for supporting documents such as invoices, agreements, etc.
Bank Indonesia's current foreign-exchange rules include documentation requirements once relevant thresholds are crossed.
Those thresholds and exemptions can change, so ask the bank what it needs before making a large transfer to Poland.
The number of PLN received depends on the rate used to convert your IDR. Compare today's quote with the recent market range before paying.
Mid-market rate:1 IDR = 0.000213 PLN
Every company here holds a Bank Indonesia transfer licence, the thing worth checking before you trust anyone with your money.
We track 1 of them on IDR to Poland, comparing rates, fees and the pay-in and payout options, refreshed in real time on live searches.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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