Regency FX is the cheapest way to send money from Brazil to Poland. Sending R$40,000 will get your recipient 29,465.55 PLN in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most PLN in Poland.
| 4 of 4 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze BRL/PLN exchange rates from our comparisons. | |||
| Based on 40,000 BRL transfer Best companies for BRL/PLN transfersAll money transfer offers for BRL/PLN transfers, sorted by most PLN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,615.87 1 BRL = 0.7392 PLN -0.08% vs mid-market | Recipient gets zł 28,373.82 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,615.871 BRL = 0.7392 PLN zł 28,373.82You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.7366 PLN +0.27% vs mid-market | Recipient gets zł 29,465.55 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.7366 PLN zł 29,465.55You payR$40,000.00 | |||
Run a live search Showing top Brazil to Poland deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much BRL you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.7366 PLN +0.27% vs mid-market | Recipient gets zł 29,465.55 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.7366 PLN zł 29,465.55You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 0.7364 PLN +0.30% vs mid-market | Recipient gets zł 29,413.50 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 0.7364 PLN zł 29,413.50You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 0.7364 PLN +0.30% vs mid-market | Recipient gets zł 29,216.51 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 0.7364 PLN zł 29,216.51You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 0.7194 PLN +2.64% vs mid-market | Recipient gets zł 28,776.00 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 0.7194 PLN zł 28,776.00You payR$40,000.00 Bank depositMinutes - 24 hoursAvailable via:Most Banks Free1 BRL = 0.7194 PLN zł 28,776.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,615.87 1 BRL = 0.7392 PLN -0.08% vs mid-market | Recipient gets zł 28,373.82 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,615.871 BRL = 0.7392 PLN zł 28,373.82You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,615.87 1 BRL = 0.7392 PLN -0.08% vs mid-market | Recipient gets zł 28,373.82 Next day | |
Ways to receive money in Poland with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,615.871 BRL = 0.7392 PLN zł 28,373.82You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 0.738633 PLN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 29,465.55 PLN for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Poland
There are 6 ways to send money to Poland across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to Poland, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
Revolut charges R$60 and adds 0.3% markup when sending R$40,000, this will get you 28,776 PLN in Poland.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/PLN rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to PLN with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Poland needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you zł28,776 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Poland.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and PLN from one account.
Swapping R$40,000 with Revolut will get you 29,413.5 PLN after all fees.
You can then spend it in Poland or Brazil and receive PLN payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international PLN payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 29,465.55 PLN.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Poland directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Poland, they can get it as bank deposit and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
zł29,466
Cheapest
You pay R$40,000.00
zł29,217
-zł249
You pay R$40,000.00
zł28,776
-zł690
You pay R$40,000.00
zł28,776
-zł690
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Poland, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Poland. Your recipient gets 29,465.55 PLN, which is 0.18% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 29,413.5 PLN in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Poland.
The company then switches to local rails or uses an internal network of accounts to move BRL to Poland.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the PLN amount before fees and tax are added. Tracking the recent BRL/PLN range makes company quotes easier to compare.
Mid-market rate:1 BRL = 0.737414 PLN
We track 4 authorised companies sending BRL to Poland, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the BRL/PLN comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …