Revolut is the fastest way to send money to Poland right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Key Currency will get you 30,753.61 PLN.
| 12 of 12 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PLN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.4046 PLN 0.00% vs mid-market | Recipient gets zł 30,673.02 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.4046 PLN zł 30,673.02You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3887 PLN +0.36% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much EUR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.3934 PLN +0.25% vs mid-market | Recipient gets zł 30,753.61 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.3934 PLN zł 30,753.61You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3925 PLN +0.27% vs mid-market | Recipient gets zł 30,747.45 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3925 PLN zł 30,747.45You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.3912 PLN +0.30% vs mid-market | Recipient gets zł 30,738.20 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3912 PLN zł 30,738.20You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3887 PLN +0.36% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.3887 PLN +0.36% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.3887 PLN +0.36% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3824 PLN +0.50% vs mid-market | Recipient gets zł 30,676.53 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3824 PLN zł 30,676.53You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.4046 PLN 0.00% vs mid-market | Recipient gets zł 30,673.02 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.4046 PLN zł 30,673.02You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.3787 PLN +0.58% vs mid-market | Recipient gets zł 30,650.90 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3787 PLN zł 30,650.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €46.20 1 EUR = 4.4046 PLN 0.00% vs mid-market | Recipient gets zł 30,628.36 Next day | |
Ways to receive money in Poland with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €46.201 EUR = 4.4046 PLN zł 30,628.36You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.27 1 EUR = 4.3750 PLN +0.67% vs mid-market | Recipient gets zł 30,615.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.271 EUR = 4.3750 PLN zł 30,615.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.70 1 EUR = 4.3924 PLN +0.27% vs mid-market | Recipient gets zł 30,479.91 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.701 EUR = 4.3924 PLN zł 30,479.91You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.06 1 EUR = 4.4046 PLN 0.00% vs mid-market | Recipient gets zł 30,430.77 Next day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €91.061 EUR = 4.4046 PLN zł 30,430.77You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.3427 PLN +1.40% vs mid-market | Recipient gets zł 30,399.06 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.3427 PLN zł 30,399.06You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 4.3924 PLN +0.27% vs mid-market | Recipient gets zł 30,267.76 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 4.3924 PLN zł 30,267.76You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.08 1 EUR = 4.4046 PLN 0.00% vs mid-market | Recipient gets zł 30,245.69 Next day | |
Ways to receive money in Poland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €133.081 EUR = 4.4046 PLN zł 30,245.69You pay€7,000.00 | |||
 Opal Transfer Pay via Bank transfer | Fee €1.00 1 EUR = 4.3000 PLN +2.40% vs mid-market | Recipient gets zł 30,095.70 Minutes - 24 hours | |
Ways to receive money in Poland with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.001 EUR = 4.3000 PLN zł 30,095.70You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 4.2709 PLN +3.08% vs mid-market | Recipient gets zł 29,896.36 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2709 PLN zł 29,896.36You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 4.2709 PLN +3.08% vs mid-market | Recipient gets zł 29,896.36 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2709 PLN zł 29,896.36You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 4.2709 PLN +3.08% vs mid-market | Recipient gets zł 29,896.36 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2709 PLN zł 29,896.36You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.4044 PLN Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Poland, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 27 of the 27 days it quoted €7,000 transfers to Poland.
On a 7,000 EUR transfer, Key Currency delivers the most PLN.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PLN rate.
There are 6 ways to fund your transfer, including bank transfer, debit card, credit card, iDEAL, debit card, and klarna.
The most common way is to fund your account with iDEAL (Wero).
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
How much EUR you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.42% | €0.00 | zł 2,191.93with debit card to bank deposit | +zł 21.75 | |
| €1,000 | 0.30% | €0.00 | zł 4,388.70with debit card to bank deposit | +zł 42.10 | |
| €2,000 | 0.30% | €0.00 | zł 8,777.40with debit card to bank deposit | +zł 86.57 | |
| €5,000 | 0.30% | €0.00 | zł 21,953.72with bank transfer to bank deposit | +zł 217.98 | |
| €7,000This page | 0.25% | €0.00 | zł 30,753.61with bank transfer to bank deposit | +zł 290.92 |
Mid-market rate: 1 EUR = 4.4044 PLN
The cheapest way to send EUR to PLN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Poland.
Wed, 28 Oct 2026Mid-market ratezł 30,830.69 Key Currency zł 30,753.61Key Currencyzł 30,753.61Regency FXzł 30,747.45TorFxzł 30,738.20
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3708 | – | zł 30,595.35 | |
| | 4.3598 | €0.00 | zł 30,518.87 | −zł 76.48 |
| | 4.3590 | €0.00 | zł 30,512.75 | −zł 82.60 |
| | 4.3577 | €0.00 | zł 30,503.57 | −zł 91.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3611 | – | zł 30,527.86 | |
| | 4.3502 | €0.00 | zł 30,451.54 | −zł 76.32 |
| | 4.3493 | €0.00 | zł 30,445.44 | −zł 82.42 |
| | 4.3480 | €0.00 | zł 30,436.28 | −zł 91.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3756 | – | zł 30,628.99 | |
| | 4.3646 | €0.00 | zł 30,552.42 | −zł 76.57 |
| | 4.3638 | €0.00 | zł 30,546.29 | −zł 82.70 |
| | 4.3624 | €0.00 | zł 30,537.10 | −zł 91.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3758 | – | zł 30,630.54 | |
| | 4.3649 | €0.00 | zł 30,553.96 | −zł 76.58 |
| | 4.3640 | €0.00 | zł 30,547.83 | −zł 82.71 |
| | 4.3627 | €0.00 | zł 30,538.65 | −zł 91.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3864 | – | zł 30,704.54 | |
| | 4.3754 | €0.00 | zł 30,627.78 | −zł 76.76 |
| | 4.3745 | €0.00 | zł 30,621.64 | −zł 82.90 |
| | 4.3732 | €0.00 | zł 30,612.43 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3864 | – | zł 30,704.54 | |
| | 4.3754 | €0.00 | zł 30,627.78 | −zł 76.76 |
| | 4.3745 | €0.00 | zł 30,621.64 | −zł 82.90 |
| | 4.3732 | €0.00 | zł 30,612.43 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3879 | – | zł 30,715.58 | |
| | 4.3770 | €0.00 | zł 30,638.79 | −zł 76.79 |
| | 4.3761 | €0.00 | zł 30,632.65 | −zł 82.93 |
| | 4.3748 | €0.00 | zł 30,623.43 | −zł 92.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3747 | – | zł 30,623.10 | |
| | 4.3638 | €0.00 | zł 30,546.55 | −zł 76.55 |
| | 4.3629 | €0.00 | zł 30,540.42 | −zł 82.68 |
| | 4.3616 | €0.00 | zł 30,531.23 | −zł 91.87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3745 | – | zł 30,621.79 | |
| | 4.3636 | €0.00 | zł 30,545.23 | −zł 76.56 |
| | 4.3627 | €0.00 | zł 30,539.11 | −zł 82.68 |
| | 4.3614 | €0.00 | zł 30,529.92 | −zł 91.87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3826 | – | zł 30,678.39 | |
| | 4.3717 | €0.00 | zł 30,601.69 | −zł 76.70 |
| | 4.3708 | €0.00 | zł 30,595.56 | −zł 82.83 |
| | 4.3695 | €0.00 | zł 30,586.35 | −zł 92.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3766 | – | zł 30,636.26 | |
| | 4.3657 | €0.00 | zł 30,559.67 | −zł 76.59 |
| | 4.3648 | €0.00 | zł 30,553.54 | −zł 82.72 |
| | 4.3635 | €0.00 | zł 30,544.35 | −zł 91.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3887 | – | zł 30,720.68 | |
| | 4.3777 | €0.00 | zł 30,643.87 | −zł 76.81 |
| | 4.3768 | €0.00 | zł 30,637.73 | −zł 82.95 |
| | 4.3755 | €0.00 | zł 30,628.51 | −zł 92.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3887 | – | zł 30,720.68 | |
| | 4.3777 | €0.00 | zł 30,643.87 | −zł 76.81 |
| | 4.3768 | €0.00 | zł 30,637.73 | −zł 82.95 |
| | 4.3755 | €0.00 | zł 30,628.51 | −zł 92.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3870 | – | zł 30,709.27 | |
| | 4.3761 | €0.00 | zł 30,632.49 | −zł 76.78 |
| | 4.3752 | €0.00 | zł 30,626.35 | −zł 82.92 |
| | 4.3739 | €0.00 | zł 30,617.14 | −zł 92.13 |
No data was collected on Tue, 13 Oct 2026.
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3686 | – | zł 30,580.09 | |
| | 4.3577 | €0.00 | zł 30,503.64 | −zł 76.45 |
| | 4.3568 | €0.00 | zł 30,497.52 | −zł 82.57 |
| | 4.3555 | €0.00 | zł 30,488.35 | −zł 91.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.3508 | €0.00 | zł 30,455.60 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3683 | – | zł 30,578.06 | |
| | 4.3574 | €0.00 | zł 30,501.61 | −zł 76.45 |
| | 4.3565 | €0.00 | zł 30,495.50 | −zł 82.56 |
| | 4.3552 | €0.00 | zł 30,486.32 | −zł 91.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4.3701 | €36.06 | zł 30,433.11 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3693 | – | zł 30,585.04 | |
| | 4.3584 | €0.00 | zł 30,508.57 | −zł 76.47 |
| | 4.3575 | €0.00 | zł 30,502.46 | −zł 82.58 |
| | 4.3562 | €0.00 | zł 30,493.28 | −zł 91.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3697 | – | zł 30,587.69 | |
| | 4.3587 | €0.00 | zł 30,511.22 | −zł 76.47 |
| | 4.3579 | €0.00 | zł 30,505.10 | −zł 82.59 |
| | 4.3566 | €0.00 | zł 30,495.93 | −zł 91.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3708 | – | zł 30,595.44 | |
| | 4.3599 | €0.00 | zł 30,518.95 | −zł 76.49 |
| | 4.3590 | €0.00 | zł 30,512.83 | −zł 82.61 |
| | 4.3577 | €0.00 | zł 30,503.65 | −zł 91.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3638 | – | zł 30,546.34 | |
| | 4.3529 | €0.00 | zł 30,469.98 | −zł 76.36 |
| | 4.3520 | €0.00 | zł 30,463.87 | −zł 82.47 |
| | 4.3507 | €0.00 | zł 30,454.70 | −zł 91.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3639 | – | zł 30,547.36 | |
| | 4.3530 | €0.00 | zł 30,470.99 | −zł 76.37 |
| | 4.3521 | €0.00 | zł 30,464.89 | −zł 82.47 |
| | 4.3508 | €0.00 | zł 30,455.72 | −zł 91.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3862 | – | zł 30,703.39 | |
| | 4.3752 | €0.00 | zł 30,626.63 | −zł 76.76 |
| | 4.3744 | €0.00 | zł 30,620.49 | −zł 82.90 |
| | 4.3730 | €0.00 | zł 30,611.28 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4025 | – | zł 30,817.57 | |
| | 4.3915 | €0.00 | zł 30,740.53 | −zł 77.04 |
| | 4.3906 | €0.00 | zł 30,734.36 | −zł 83.21 |
| | 4.3893 | €0.00 | zł 30,725.12 | −zł 92.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4025 | – | zł 30,817.57 | |
| | 4.3915 | €0.00 | zł 30,740.53 | −zł 77.04 |
| | 4.3906 | €0.00 | zł 30,734.36 | −zł 83.21 |
| | 4.3893 | €0.00 | zł 30,725.12 | −zł 92.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4060 | – | zł 30,842.03 | |
| | 4.3950 | €0.00 | zł 30,764.92 | −zł 77.11 |
| | 4.3941 | €0.00 | zł 30,758.75 | −zł 83.28 |
| | 4.3928 | €0.00 | zł 30,749.50 | −zł 92.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4058 | – | zł 30,840.89 | |
| | 4.3948 | €0.00 | zł 30,763.79 | −zł 77.10 |
| | 4.3939 | €0.00 | zł 30,757.62 | −zł 83.27 |
| | 4.3926 | €0.00 | zł 30,748.37 | −zł 92.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4044 | – | zł 30,830.69 | |
| | 4.3934 | €0.00 | zł 30,753.61 | −zł 77.08 |
| | 4.3925 | €0.00 | zł 30,747.45 | −zł 83.24 |
| | 4.3912 | €0.00 | zł 30,738.20 | −zł 92.49 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4.4044 | – | zł 30,830.69 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PLN per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from Netherlands.
Right now, Key Currency pays 30,753.61 PLN on 7,000 EUR, which is 77.08 PLN less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 30,764.92 PLN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 37% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 91% of them
Never the cheapest
Cheapest in 31% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from the Netherlands to Poland, across broker, online, app, multi-currency account, and global account, and more.
For one-off transfers
Sending money to Poland online is simple.
Pick Poland, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Xe is the cheapest online option, sending €7,000 gets you 30,720.9 PLN with a €0 fee and 0.36% markup.
In our comparisons over the past month, it was the cheapest online service on 9 of the 26 days it quoted.
Frequent transfers abroad
For the regular transfer to Poland, apps are the easiest.
Xe charges €0 in fees on a €7,000 transfer with 0.36% markup and gets you 30,720.9 PLN.
Over the past month, Xe was the cheapest app on 35% of the days it appeared for €7,000 transfers.
You can pay for your transfer via bank transfer, debit card, credit card, iDEAL, debit card, and klarna but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from the Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of PLN rate.
For a property abroad or moving your savings, a broker like Key Currency is the best option.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Holding, travelling, and receiving
These let you hold EUR and PLN in one account.
This is handy for receiving payments, spending PLN and EUR, or travelling to Poland.
Wise is the cheapest multi-currency account.
It converts €7,000 at 0% markup plus €36.06 fee and holds the PLN until you send or spend it.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For ZZP'ers
Global accounts offer business tools and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,753.61 PLN.
In Poland, the recipient can collect PLN through bank deposit and card deposit.
You can deposit EUR using bank transfer, debit card, credit card, iDEAL, debit card, and klarna.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/PLN rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
zł30,754
Cheapest
You pay €7,000.00
zł30,721
-zł33
You pay €7,000.00
zł30,721
-zł33
You pay €7,000.00
zł30,628
-zł125
You pay €7,000.00
zł29,896
-zł857
You pay €7,000.00
zł29,896
-zł857
You pay €7,000.00
zł29,896
-zł857
A few things to consider before sending money from Netherlands to Poland.
Cheapest way to send money to Poland
The cheapest option for a €7,000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 30,753.61 PLN, which is 0.02% more than the next best option.
Fastest way to send money to Poland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Poland. Your recipient gets 30,479.91 PLN in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
We track 11 companies sending EUR to Poland, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/PLN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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