How to send money to Poland from Netherlands with the best EUR-PLN rate

Revolut is the fastest way to send money to Poland right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Key Currency will get you 30,447.34 PLN.

Best companies for EUR/PLN transfers

12 of 12 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/PLN exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/PLN transfers

All money transfer offers for EUR/PLN transfers, sorted by most PLN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €36.06 1 EUR = 4.3606 PLN 0.00% vs mid-market Recipient gets zł 30,367.30 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€36.061 EUR = 4.3606 PLN
zł 30,367.30You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.3396 PLN +0.48% vs mid-market Recipient gets zł 30,377.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3396 PLN
zł 30,377.20You pay€7,000.00

Run a live search

Showing top Netherlands to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3496 PLN +0.25% vs mid-market Recipient gets zł 30,447.34 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Poland from Netherlands.
Personal account managerReceive to bank account

Ways to receive money in Poland with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4.3496 PLN
zł 30,447.34You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3487 PLN +0.27% vs mid-market Recipient gets zł 30,441.23 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Poland with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3487 PLN
zł 30,441.23You pay€7,000.00
TorFx

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3474 PLN +0.30% vs mid-market Recipient gets zł 30,432.08 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Poland with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3474 PLN
zł 30,432.08You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.3396 PLN +0.48% vs mid-market Recipient gets zł 30,377.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3396 PLN
zł 30,377.20You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3396 PLN +0.48% vs mid-market Recipient gets zł 30,377.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3396 PLN
zł 30,377.20You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4.3396 PLN +0.48% vs mid-market Recipient gets zł 30,377.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3396 PLN
zł 30,377.20You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3387 PLN +0.50% vs mid-market Recipient gets zł 30,371.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Poland with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3387 PLN
zł 30,371.03You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €36.06 1 EUR = 4.3606 PLN 0.00% vs mid-market Recipient gets zł 30,367.30 Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Netherlands to Poland.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€36.061 EUR = 4.3606 PLN
zł 30,367.30You pay€7,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3347 PLN +0.59% vs mid-market Recipient gets zł 30,342.90 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Poland with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3347 PLN
zł 30,342.90You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €46.20 1 EUR = 4.3606 PLN 0.00% vs mid-market Recipient gets zł 30,323.09 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€46.201 EUR = 4.3606 PLN
zł 30,323.09You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €2.29 1 EUR = 4.3300 PLN +0.70% vs mid-market Recipient gets zł 30,300.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Poland with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.291 EUR = 4.3300 PLN
zł 30,300.00You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 4.3503 PLN +0.23% vs mid-market Recipient gets zł 30,145.21 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Poland.
Multi-currency cardReceive to bank account

Ways to receive money in Poland with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 4.3503 PLN
zł 30,145.21You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €91.06 1 EUR = 4.3606 PLN 0.00% vs mid-market Recipient gets zł 30,127.47 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€91.061 EUR = 4.3606 PLN
zł 30,127.47You pay€7,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2995 PLN +1.40% vs mid-market Recipient gets zł 30,096.32 Minutes - 2 days

Ways to receive money in Poland with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 4.2995 PLN
zł 30,096.32You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 4.3503 PLN +0.23% vs mid-market Recipient gets zł 29,977.73 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Poland with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 4.3503 PLN
zł 29,977.73You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Credit card
Fee €133.08 1 EUR = 4.3606 PLN 0.00% vs mid-market Recipient gets zł 29,944.23 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€133.081 EUR = 4.3606 PLN
zł 29,944.23You pay€7,000.00
Opal Transfer

Opal Transfer

Pay via Bank transfer
Fee €1.00 1 EUR = 4.2500 PLN +2.57% vs mid-market Recipient gets zł 29,745.75 Minutes - 24 hours
0 reviews

Ways to receive money in Poland with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.001 EUR = 4.2500 PLN
zł 29,745.75You pay€7,000.00
Profee

Profee

Pay via Debit card
Fee €0.00 1 EUR = 4.2272 PLN +3.10% vs mid-market Recipient gets zł 29,590.47 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Poland with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 4.2272 PLN
zł 29,590.47You pay€7,000.00
Profee

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2272 PLN +3.10% vs mid-market Recipient gets zł 29,590.47 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Poland with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 4.2272 PLN
zł 29,590.47You pay€7,000.00
Profee

Profee

Pay via Klarna
Fee €0.00 1 EUR = 4.2272 PLN +3.10% vs mid-market Recipient gets zł 29,590.47 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Poland with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 4.2272 PLN
zł 29,590.47You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4.360521 PLN Updates every 60 minutes.

How to send money from Netherlands to Poland

Pick a company

For a one-off transfer to Poland, I suggest picking the cheapest option which is Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most PLN.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PLN rate.

Fund your transfer

There are 6 ways fund your transfer, including bank transfer, debit card, credit card, ideal, debit card, and klarna.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Poland

11 companies send money from the Netherlands to Poland, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Poland online is simple.

Pick Poland, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 30,377.2 PLN with a €0 fee and 0.48% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Poland, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with 0.48% markup and gets you 30,377.2 PLN.

You can pay for you transfer via broker, online, app, multi-currency account, and global account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of PLN rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and PLN in one account.

This is handy for receiving payments, spending PLN and EUR, or travelling to Poland.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0% markup plus €36.06 fee and holds the PLN until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive PLN in Poland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,447.34 PLN.

In Poland, the recipient can collect PLN through bank deposit and card deposit.

You can deposit EUR using bank transfer, debit card, credit card, ideal, debit card, and klarna.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/PLN rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    zł30,447

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    zł30,377

    -zł70

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    zł30,377

    -zł70

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    zł30,323

    -zł124

  5. 5
    Bank transfer Card deposit

    You pay €7,000.00

    zł29,590

    -zł857

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,000.00

    zł29,590

    -zł857

  2. 7
    Klarna Card deposit

    You pay €7,000.00

    zł29,590

    -zł857

Consider this when sending money from Netherlands to Poland

A few things to consider before sending money from Netherlands to Poland.

Compare your transfer options

Cheapest way to send money to Poland

The cheapest option for zł30,447.34 is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 30,447.34 PLN, which is 0.02% more than the next best option.

Fastest way to send money to Poland

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Poland. Your recipient gets 30,145.21 PLN in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-PLN Exchange Rate

Finding the best rate to send money from Netherlands to Poland

The EUR/PLN rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 4.353175 PLN

How we analyse the market

We track 11 companies sending EUR to Poland, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.