Best companies for AED/PLN transfers
7 of 7 providers Last updated on 28 October 2026
Based on 25,000 AED transfer Best companies for AED/PLN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee AED 211.45 1 AED = 1.0788 PLN 0.00% vs mid-market	Recipient gets zł 26,741.64 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer AED 211.451 AED = 1.0788 PLN zł 26,741.64You payAED 25,000.00
Promoted Xe Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0639 PLN +1.39% vs mid-market	Recipient gets zł 26,597.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 1.0639 PLN zł 26,597.50You payAED 25,000.00
Run a live search Showing top United Arab Emirates to Poland deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AED to PLN rates.
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much AED you're planning to spend in Poland.
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0761 PLN +0.25% vs mid-market	Recipient gets zł 26,902.82 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 AED = 1.0761 PLN zł 26,902.82You payAED 25,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0759 PLN +0.27% vs mid-market	Recipient gets zł 26,897.43 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 1.0759 PLN zł 26,897.43You payAED 25,000.00
TorFx Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0756 PLN +0.30% vs mid-market	Recipient gets zł 26,889.34 Minutes - 24 hours
2 reviews Fastest Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 1.0756 PLN zł 26,889.34You payAED 25,000.00
OFX Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0734 PLN +0.50% vs mid-market	Recipient gets zł 26,835.40 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 1.0734 PLN zł 26,835.40You payAED 25,000.00
Wise Pay via Bank transfer	Fee AED 211.45 1 AED = 1.0788 PLN 0.00% vs mid-market	Recipient gets zł 26,741.64 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer AED 211.451 AED = 1.0788 PLN zł 26,741.64You payAED 25,000.00
Xe Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0639 PLN +1.39% vs mid-market	Recipient gets zł 26,597.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 1.0639 PLN zł 26,597.50You payAED 25,000.00
Moneycorp Pay via Bank transfer	Fee AED 0.00 1 AED = 1.0637 PLN +1.40% vs mid-market	Recipient gets zł 26,592.67 Minutes - 2 days
0 reviews
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 AED = 1.0637 PLN zł 26,592.67You payAED 25,000.00
How Our Results Work Mid-market rate: 1 AED = 1.0788 PLN Updates every 60 minutes.

Why compare

AED/PLN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from UAE to Poland

Pick a company

Start with the cheapest, which is Key Currency at 26,902.82 PLN on AED 25,000.

Key Currency was the cheapest on 27 of the 27 days it quoted AED25,000 transfers to Poland.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Poland?

How much AED you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.


AED 3,500	0.65%	AED 0.00	zł 3,749.09with bank transfer to bank deposit	+zł 38.08
AED 7,500	0.65%	AED 0.00	zł 8,033.77with bank transfer to bank deposit	+zł 63.07
AED 25,000This page	0.25%	AED 0.00	zł 26,902.82with bank transfer to bank deposit	+zł 123.28
AED 50,000	0.25%	AED 0.00	zł 53,770.44with bank transfer to bank deposit	+zł 237.92
AED 200,000	0.20%	AED 0.00	zł 215,291.95with bank transfer to bank deposit	+zł 842.07
AED 250,000	0.20%	AED 0.00	zł 269,209.25with bank transfer to bank deposit	+zł 1,041.63
AED 350,000	0.20%	AED 0.00	zł 376,828.33with bank transfer to bank deposit	+zł 1,452.05
AED 1,000,000	0.15%	AED 0.00	zł 1,076,666.57with bank transfer to bank deposit	+zł 4,692.47

Mid-market rate: 1 AED = 1.0788 PLN

AED/PLN Exchange Rate History

Is today a good time to send money from UAE to Poland?

The cheapest way to send AED to PLN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 25,000 AED transfers to Poland.

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PLN per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from UAE.

Right now, Key Currency pays 26,902.82 PLN on 25,000 AED, which is 67.43 PLN less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Key CurrencyAppeared in 152 comparisons
Cheapest every time
Regency FXAppeared in 152 comparisons
Never the cheapest
TorFxAppeared in 152 comparisons
Never the cheapest

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most PLN, and it was also the cheapest in 100% of the 152 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Poland.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Poland.

Ways to send money from the UAE to Poland

7 companies send money from the UAE to Poland, split between broker, online, app, global account, and multi-currency account, and more.

For frequent transfers home

Money transfer apps

If you send PLN home monthly, money transfer apps like Wise are the easiest with good AED/PLN rates.

Botim, Careem Pay, and e& money are convenient but Wise is cheaper.

On an AED 25,000 transfer it will get you 26,741.64 PLN in next day (after 211.45 fee and 0% markup).

Over the past month, Wise was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Poland now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Poland is usually cheaper with online money transfer services like Wise.

Wise gets you 26,741.64 PLN, with an AED 211.45 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Key Currency charges no fee and adds 0.25% on AED/PLN exchange rate with someone on the phone guiding you through the process.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or PLN side by side.

This is useful if you’re getting paid in PLN, or travelling to Poland.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0% markup and holds it until you send or spend it, and gives you account details to receive PLN.

Over the past month, it came out cheapest among multi-currency accounts on 52% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive PLN in Poland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 26,902.82 PLN.

You can pay in AED by bank transfer.

In Poland, the recipient can receive PLN through bank deposit.

1

Bank transfer Bank deposit

You pay AED25,000.00

zł26,903

Cheapest

Before sending AED to Poland, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/PLN transfer options

For an AED 25,000 transfer to Poland, the current options look like this.

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 26,902.82 PLN, which is 0.02% more than the next best option.
The fastest option is Regency FX, funded by bank transfer with bank deposit in Poland. Your recipient gets 26,897.43 PLN in minutes - 24 hours.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 7 licensed companies sending AED to Poland, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in PLN rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/PLN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from United Arab Emirates

Send money to Poland

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Tue, 29 Sep 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0478	–	zł 26,193.88
Key Currency Cheapest	1.0451	AED 0.00	zł 26,128.39	−zł 65.49
Regency FX	1.0449	AED 0.00	zł 26,123.15	−zł 70.72
TorFx	1.0446	AED 0.00	zł 26,115.29	−zł 78.58

Wed, 30 Sep 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0474	–	zł 26,185.55
Key Currency Cheapest	1.0448	AED 0.00	zł 26,120.09	−zł 65.46
Regency FX	1.0446	AED 0.00	zł 26,114.85	−zł 70.70
TorFx	1.0443	AED 0.00	zł 26,106.99	−zł 78.56

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0498	–	zł 26,245.00
Key Currency Cheapest	1.0472	AED 0.00	zł 26,179.39	−zł 65.61
Regency FX	1.0470	AED 0.00	zł 26,174.14	−zł 70.86
TorFx	1.0467	AED 0.00	zł 26,166.26	−zł 78.74

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0580	–	zł 26,450.77
Key Currency Cheapest	1.0554	AED 0.00	zł 26,384.65	−zł 66.12
Regency FX	1.0552	AED 0.00	zł 26,379.36	−zł 71.41
TorFx	1.0549	AED 0.00	zł 26,371.42	−zł 79.35

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0606	–	zł 26,515.82
Key Currency Cheapest	1.0580	AED 0.00	zł 26,449.54	−zł 66.28
Regency FX	1.0578	AED 0.00	zł 26,444.23	−zł 71.59
TorFx	1.0575	AED 0.00	zł 26,436.28	−zł 79.54

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0608	–	zł 26,519.73
Key Currency Cheapest	1.0581	AED 0.00	zł 26,453.43	−zł 66.29
Regency FX	1.0579	AED 0.00	zł 26,448.12	−zł 71.60
TorFx	1.0576	AED 0.00	zł 26,440.17	−zł 79.56

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0677	–	zł 26,692.13
Key Currency Cheapest	1.0650	AED 0.00	zł 26,625.39	−zł 66.74
Regency FX	1.0648	AED 0.00	zł 26,620.06	−zł 72.06
TorFx	1.0645	AED 0.00	zł 26,612.05	−zł 80.08

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0643	–	zł 26,608.33
Key Currency Cheapest	1.0617	AED 0.00	zł 26,541.80	−zł 66.53
Regency FX	1.0615	AED 0.00	zł 26,536.48	−zł 71.85
TorFx	1.0611	AED 0.00	zł 26,528.50	−zł 79.83

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0620	–	zł 26,548.82
Key Currency Cheapest	1.0593	AED 0.00	zł 26,482.45	−zł 66.37
Regency FX	1.0591	AED 0.00	zł 26,477.14	−zł 71.68
TorFx	1.0588	AED 0.00	zł 26,469.18	−zł 79.64

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0650	–	zł 26,625.50
Key Currency Cheapest	1.0624	AED 0.00	zł 26,558.94	−zł 66.56
Regency FX	1.0621	AED 0.00	zł 26,553.61	−zł 71.89
TorFx	1.0618	AED 0.00	zł 26,545.62	−zł 79.88

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0615	–	zł 26,536.88
Key Currency Cheapest	1.0588	AED 0.00	zł 26,470.53	−zł 66.35
Regency FX	1.0586	AED 0.00	zł 26,465.23	−zł 71.65
TorFx	1.0583	AED 0.00	zł 26,457.26	−zł 79.62

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0665	–	zł 26,663.73
Key Currency Cheapest	1.0639	AED 0.00	zł 26,597.07	−zł 66.65
Regency FX	1.0637	AED 0.00	zł 26,591.73	−zł 71.99
TorFx	1.0633	AED 0.00	zł 26,583.73	−zł 79.99

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0661	–	zł 26,652.58
Key Currency Cheapest	1.0634	AED 0.00	zł 26,585.94	−zł 66.64
Regency FX	1.0632	AED 0.00	zł 26,580.61	−zł 71.97
TorFx	1.0629	AED 0.00	zł 26,572.62	−zł 79.96

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0663	–	zł 26,657.98
Key Currency Cheapest	1.0637	AED 0.00	zł 26,591.33	−zł 66.65
Regency FX	1.0634	AED 0.00	zł 26,586.00	−zł 71.98
TorFx	1.0631	AED 0.00	zł 26,578.00	−zł 79.98

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0620	–	zł 26,550.18
CurrencyFair Cheapest	1.0539	AED 9.42	zł 26,337.50	−zł 212.67
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0611	–	zł 26,528.60
Key Currency Cheapest	1.0585	AED 0.00	zł 26,462.28	−zł 66.32
Regency FX	1.0583	AED 0.00	zł 26,456.97	−zł 71.63
TorFx	1.0580	AED 0.00	zł 26,449.01	−zł 79.59

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0584	–	zł 26,459.68
Key Currency Cheapest	1.0557	AED 0.00	zł 26,393.53	−zł 66.15
Regency FX	1.0555	AED 0.00	zł 26,388.23	−zł 71.44
TorFx	1.0552	AED 0.00	zł 26,380.30	−zł 79.38

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0587	–	zł 26,468.65
Key Currency Cheapest	1.0561	AED 0.00	zł 26,402.48	−zł 66.17
Regency FX	1.0559	AED 0.00	zł 26,397.18	−zł 71.47
TorFx	1.0556	AED 0.00	zł 26,389.24	−zł 79.41

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	1.0530	AED 0.00	zł 26,325.00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0600	–	zł 26,499.85
Key Currency Cheapest	1.0573	AED 0.00	zł 26,433.60	−zł 66.25
Regency FX	1.0571	AED 0.00	zł 26,428.30	−zł 71.55
TorFx	1.0568	AED 0.00	zł 26,420.35	−zł 79.50

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0589	–	zł 26,473.35
Key Currency Cheapest	1.0563	AED 0.00	zł 26,407.17	−zł 66.18
Regency FX	1.0561	AED 0.00	zł 26,401.87	−zł 71.48
TorFx	1.0558	AED 0.00	zł 26,393.93	−zł 79.42

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0572	–	zł 26,429.43
Key Currency Cheapest	1.0545	AED 0.00	zł 26,363.35	−zł 66.08
Regency FX	1.0543	AED 0.00	zł 26,358.07	−zł 71.35
TorFx	1.0540	AED 0.00	zł 26,350.14	−zł 79.28

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0665	–	zł 26,661.98
Key Currency Cheapest	1.0638	AED 0.00	zł 26,595.32	−zł 66.65
Regency FX	1.0636	AED 0.00	zł 26,589.99	−zł 71.98
TorFx	1.0633	AED 0.00	zł 26,581.99	−zł 79.98

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0701	–	zł 26,752.80
Key Currency Cheapest	1.0674	AED 0.00	zł 26,685.92	−zł 66.88
Regency FX	1.0672	AED 0.00	zł 26,680.57	−zł 72.23
TorFx	1.0669	AED 0.00	zł 26,672.54	−zł 80.26

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0745	–	zł 26,863.43
Key Currency Cheapest	1.0719	AED 0.00	zł 26,796.27	−zł 67.16
Regency FX	1.0716	AED 0.00	zł 26,790.89	−zł 72.54
TorFx	1.0713	AED 0.00	zł 26,782.83	−zł 80.60

How to send money to Poland from UAE with the best AED-PLN rate

Best companies for AED/PLN transfers