How to send money to Poland from UAE with the best AED-PLN rate

A comparison of providers offering services between the United Arab Emirates and Poland is paramount. Based on your specific transfer amount, the best way to send money to Poland could change. Comparing ensures the best price for your needs.

For services allowing you to send UAE Dirham to Poland we've compared 9 providers.

Here are your best money transfer options for sending money from the United Arab Emirates to Poland

• Wise is our recommended way to send UAE Dirham to PLN. Sending 25,000 AED to PLN will cost you .د.إ211.68 in fees, and your recipient will receive 24,972 PLN. The delivery time usually is next day, but it depends on the day you make the transfer.

• To secure a cheap way to transfer AED to Poland, Key Currency is our recommendation. We found that Key Currency fees were 0 AED per transfer, and customers would expect an exchange rate between AED-PLN that is 0.25% different to the mid-market rate

• Fastest way to send money to Poland from the United Arab Emirates is with Regency FX. If you send .د.إ25,000 with Regency FX to Poland, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much AED you send to Poland.

This coverage of the market ensure you will get the best options for your transfer to Poland from the United Arab Emirates.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the United Arab Emirates to Poland.

A better exchange rate means more UAE Dirham being sent to Poland. This exchange rate determines the price you will pay when buying Zloty.

Currently the mid-market rate between UAE Dirham and Zloty is 1.0133.

Fees and exchange rates make up the total cost of sending money from Poland to Poland. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current AED-PLN mid-market rate is 1.0133 PLN per UAE Dirham. You will get more Zloty for your UAE Dirhams if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. Key Currency charges the lowest fee of 0 AED at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Zloty eventually received in Poland. You can assume that a lower cost of sending from the United Arab Emirates will result in more money received in Poland.

Sometimes, waiting a day or two can help you get more PLN for the same amount of UAE Dirham - but time it wrong and you might get a worse deal.

If you’re sending a large amount where this rate could make a significant difference, use a forward contract. This allows you to lock in an agreed exchange rate between the United Arab Emirates and Poland.

A bank transfer through a money transfer company is the cheapest way to send money. Generally, it’s the payment method that will get you the best price on a transfer from the United Arab Emirates to Poland at this moment.

Here are all the ways to send money from United Arab Emirates to Poland:

Bank transfers

Bank transfers are usually the best and easiest way to send money from the United Arab Emirates to Poland.

By using a money transfer company such as Key Currency for transfers from the United Arab Emirates to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

Debit and prepaid cards

Sending money from the United Arab Emirates to Poland with a debit or a prepaid card is available through .


is one of the cheaper options for debit card payments for transfers from the United Arab Emirates to Poland. This cost is against a total of 9 money transfer companies offering this option.

Credit cards

When it comes to credit card transfers from the United Arab Emirates to Poland, we recommend comparing your options to get the best deal.

Transfer limits to the United Arab Emirates and Poland will differ per company, this may impact the amount you can send and receive if you hit the limits.

Also, rates and fees for different AED-PLN transfer amounts could change - that’s why it’s best to compare companies for your specific transfer amount. Then, for regular transfers to Poland, shopping around each time can make a huge difference if you feel you are hitting limits regularly.

For sending large or regular amounts of AED to Poland we'd recommend using Wise. They offer a combination of rates and fees when sending from the United Arab Emirates to Poland that is the most competitive.

There are different ways to receive money in Poland.

The most popular ways are direct bank deposit into Zloty, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers offering money transfers between the United Arab Emirates and Poland will offer every method for incoming Zloty.

Understanding where the money will eventually go after its left the United Arab Emirates and entered Poland could impact the provider you use.

The most common (and generally easiest) way to send money from the United Arab Emirates to Poland is directly into a bank account. Wise is the best company for sending money from the United Arab Emirates to a bank account in Poland.

And if you need cash right away, check if cash pickup is an option for transfers between United Arab Emirates and Poland.

Mobile wallets, P2P services and payment apps like PayPal, Xoom, and CashApp are popular because they offer convenience to those who already have them, but they come with more limitations and higher costs.

When sending Zlotys to Poland, you will need to verify your ID at the sign up stage.

The documents you need will vary by money transfer company and in some cases you might need a couple of options.

For the most part however, in the United Arab Emirates ID can be verified through a government issued ID such as a passport or driver's license.

In Poland, if the recipient needs an ID to collect money - both should be accepted. We’d recommend checking in advance before sending for any specific requirements on receiving money.

Large transactions between the United Arab Emirates and Poland, are subject to additional checks such as proof of funds. This is for anti-money laundering purposes.

Wise is one of our recommended providers for transfers to Poland from the United Arab Emirates due to the ease of sign up and ID verification.

When sending money between United Arab Emirates and Poland there will be tax declarations to consider.

Some transfers into Zloty may need to be reported to tax authorities in Poland, particularly where inheritance or property purchases are involved (or anywhere else there are additional legal requirements).

Depending on age and income in particular, tax limits and personal allowances will change in Poland.

When in doubt, please contact a tax professional in the United Arab Emirates or Poland to discuss the personal circumstances of the transfer. This ensures you are not missing any specific tax declarations associated with your circumstances.