Best companies for SEK/PLN transfers
11 of 11 providers Last updated on 28 October 2026
Based on 80,000 SEK transfer Best companies for SEK/PLN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 376,43 kr 1 SEK = 0.3976 PLN 0.00% vs mid-market	Recipient gets 31 660,32 zł Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 376,43 kr1 SEK = 0.3976 PLN 31 660,32 złYou pay80 000,00 kr
Promoted Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.3954 PLN +0.56% vs mid-market	Recipient gets 31 632,00 zł Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3954 PLN 31 632,00 złYou pay80 000,00 kr
Run a live search Showing top Sweden to Poland deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to PLN rates.
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much SEK you're planning to spend in Poland.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3966 PLN +0.25% vs mid-market	Recipient gets 31 731,03 zł Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.3966 PLN 31 731,03 złYou pay80 000,00 kr
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3966 PLN +0.27% vs mid-market	Recipient gets 31 724,67 zł Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3966 PLN 31 724,67 złYou pay80 000,00 kr
TorFx Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3964 PLN +0.30% vs mid-market	Recipient gets 31 715,13 zł Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3964 PLN 31 715,13 złYou pay80 000,00 kr
Wise Pay via Bank transfer	Fee 376,43 kr 1 SEK = 0.3976 PLN 0.00% vs mid-market	Recipient gets 31 660,32 zł Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 376,43 kr1 SEK = 0.3976 PLN 31 660,32 złYou pay80 000,00 kr
Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.3954 PLN +0.56% vs mid-market	Recipient gets 31 632,00 zł Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3954 PLN 31 632,00 złYou pay80 000,00 kr

Xe Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3954 PLN +0.56% vs mid-market	Recipient gets 31 632,00 zł Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3954 PLN 31 632,00 złYou pay80 000,00 kr
Xe Pay via Credit card	Fee 0,00 kr 1 SEK = 0.3954 PLN +0.56% vs mid-market	Recipient gets 31 632,00 zł Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Poland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3954 PLN 31 632,00 złYou pay80 000,00 kr
Currencies Direct Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3945 PLN +0.79% vs mid-market	Recipient gets 31 560,00 zł Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.3945 PLN 31 560,00 złYou pay80 000,00 kr
CurrencyFair Pay via Bank transfer	Fee 25,15 kr 1 SEK = 0.3944 PLN +0.82% vs mid-market	Recipient gets 31 542,00 zł Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 25,15 kr1 SEK = 0.3944 PLN 31 542,00 złYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 820,00 kr 1 SEK = 0.3969 PLN +0.18% vs mid-market	Recipient gets 31 424,55 zł Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 0.3969 PLN 31 424,55 złYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Profee Pay via Debit card	Fee 0,00 kr 1 SEK = 0.3923 PLN +1.36% vs mid-market	Recipient gets 31 380,09 zł Minutes - 24 hours
7 reviews Multi-currency cardReceive to bank account or debit card
Ways to receive money in Poland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 0.3923 PLN 31 380,09 złYou pay80 000,00 kr

Profee Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3923 PLN +1.36% vs mid-market	Recipient gets 31 380,09 zł Minutes - 24 hours
7 reviews Multi-currency cardReceive to bank account or debit card
Ways to receive money in Poland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 0.3923 PLN 31 380,09 złYou pay80 000,00 kr
Moneycorp Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.3921 PLN +1.40% vs mid-market	Recipient gets 31 365,21 zł Minutes - 2 days
0 reviews
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.3921 PLN 31 365,21 złYou pay80 000,00 kr
Wise Pay via Debit card	Fee 1 238,84 kr 1 SEK = 0.3976 PLN 0.00% vs mid-market	Recipient gets 31 317,41 zł Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 238,84 kr1 SEK = 0.3976 PLN 31 317,41 złYou pay80 000,00 kr
Wise Pay via Credit card	Fee 1 401,37 kr 1 SEK = 0.3976 PLN 0.00% vs mid-market	Recipient gets 31 252,78 zł Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 401,37 kr1 SEK = 0.3976 PLN 31 252,78 złYou pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 1 260,00 kr 1 SEK = 0.3969 PLN +0.18% vs mid-market	Recipient gets 31 249,93 zł Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 0.3969 PLN 31 249,93 złYou pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee 40,00 kr 1 SEK = 0.3889 PLN +2.22% vs mid-market	Recipient gets 31 112,00 zł Minutes - 24 hours
2 reviews
Ways to receive money in Poland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 100,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 100,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay81 200,00 kr

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee 40,00 kr 1 SEK = 0.3889 PLN +2.22% vs mid-market	Recipient gets 31 112,00 zł Minutes - 24 hours
2 reviews
Ways to receive money in Poland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 100,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 100,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay81 200,00 kr
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee 40,00 kr 1 SEK = 0.3889 PLN +2.22% vs mid-market	Recipient gets 31 112,00 zł Minutes - 24 hours
2 reviews
Ways to receive money in Poland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 040,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 100,00 kr1 SEK = 0.3889 PLN 31 112,00 złYou pay80 100,00 kr
How Our Results Work Mid-market rate: 1 SEK = 0.3976 PLN Updates every 60 minutes.

Why compare

SEK/PLN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Sweden to Poland

Pick a company

For a one-off SEK transfer to Poland, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 26 of the 26 days it quoted kr80,000 transfers to Poland.

On a 80,000 SEK transfer, Key Currency delivers the most PLN.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/PLN rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, credit card, and debit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Poland, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Poland?

How much SEK you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.


5 000 kr	0.27%	0,00 kr	1 984,07 złwith debit card to bank deposit	+23,97 zł
10 000 kr	0.24%	15,00 kr	3 959,89 złwith bank transfer to bank deposit	+39,92 zł
25 000 kr	0.00%	124,60 kr	9 897,25 złwith bank transfer to bank deposit	+98,07 zł
50 000 kr	0.30%	0,00 kr	19 817,87 złwith bank transfer to bank deposit	+189,69 zł
80 000 krThis page	0.25%	0,00 kr	31 731,03 złwith bank transfer to bank deposit	+281,81 zł

Mid-market rate: 1 SEK = 0.3976 PLN

SEK/PLN Exchange Rate History

Is today a good time to send money from Sweden to Poland?

The cheapest way to send SEK to PLN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Poland.

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PLN per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from Sweden.

Right now, Key Currency pays 31,731.03 PLN on 80,000 SEK, which is 79.53 PLN less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 26 comparisons
Cheapest every time
Regency FXAppeared in 26 comparisons
Never the cheapest
TorFxAppeared in 39 comparisons
Cheapest in 33% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Poland

11 companies send money from Sweden to Poland, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Poland, an online service like Wise is usually the simplest place to start.

Wise charges kr376.43 to send 80,000 SEK, leaving your recipient with 31,660.32 PLN after a 0.01% markup on SEK/PLN exchange rate.

In our comparisons over the past month, it was the cheapest online service on 25 of the 27 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Poland.

Wise charges kr376.43 on a 80,000 SEK transfer and money will arrive in next day.

Over the past month, Wise was the cheapest app on 93% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, card deposit, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need PLN.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the PLN in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Poland, a global account keeps the PLN in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive PLN in Poland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 31,731.03 PLN.

From Sweden, you can fund the transfer by bank transfer, debit card, credit card, and debit card, and in Poland, the recipient can use bank deposit, card deposit, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect PLN from a nearby MoneyGram agent in Poland.

Swish is useful for payments within Sweden, but it does not send PLN to Poland.

1

Bank transfer Bank deposit

You pay kr80,000.00

zł31,731

Cheapest
2

Debit card Bank deposit

You pay kr80,000.00

zł31,632

-zł99
3

Credit card Bank deposit

You pay kr80,000.00

zł31,632

-zł99
4

Bank transfer Card deposit

You pay kr80,000.00

zł31,380

-zł351
5

Debit card Card deposit

You pay kr80,000.00

zł31,380

-zł351

Show moreShow less

6

Bank transfer Cash pickup

You pay kr80,040.00

zł31,112

-zł619
7

Debit card Cash pickup

You pay kr80,040.00

zł31,112

-zł619
8

Debit card Card deposit

You pay kr81,200.00

zł31,112

-zł619
9

Credit card Cash pickup

You pay kr80,040.00

zł31,112

-zł619
10

Credit card Card deposit

You pay kr81,200.00

zł31,112

-zł619

Consider this before sending SEK to Poland

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most PLN from Sweden.

Compare SEK to PLN transfer options

Cheapest way to send money to Poland

The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 31,731.03 PLN, which is 0.02% more than the next best option.

Fastest way to send money to Poland

With Revolut, a bank transfer deposit and bank deposit payout delivers 31,424.55 PLN in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Poland.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Poland over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Poland may have their own rules on receiving monetary gifts.

How we analyse the market

We track 11 companies sending SEK to Poland, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/PLN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Sweden

Send money to Poland

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3858	–	30 865,84 zł
Key Currency Cheapest	0.3849	0,00 kr	30 788,68 zł	−77,16 zł
Regency FX	0.3848	0,00 kr	30 782,50 zł	−83,34 zł
TorFx	0.3847	0,00 kr	30 773,24 zł	−92,60 zł

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3853	–	30 826,96 zł
Key Currency Cheapest	0.3844	0,00 kr	30 749,89 zł	−77,07 zł
Regency FX	0.3843	0,00 kr	30 743,73 zł	−83,23 zł
TorFx	0.3842	0,00 kr	30 734,48 zł	−92,48 zł

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3849	–	30 793,92 zł
Key Currency Cheapest	0.3840	0,00 kr	30 716,94 zł	−76,98 zł
Regency FX	0.3839	0,00 kr	30 710,78 zł	−83,14 zł
TorFx	0.3838	0,00 kr	30 701,54 zł	−92,38 zł

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3873	–	30 981,20 zł
Key Currency Cheapest	0.3863	0,00 kr	30 903,75 zł	−77,45 zł
Regency FX	0.3862	0,00 kr	30 897,55 zł	−83,65 zł
TorFx	0.3861	0,00 kr	30 888,26 zł	−92,94 zł

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3880	–	31 041,52 zł
Key Currency Cheapest	0.3870	0,00 kr	30 963,92 zł	−77,60 zł
Regency FX	0.3870	0,00 kr	30 957,71 zł	−83,81 zł
TorFx	0.3869	0,00 kr	30 948,40 zł	−93,12 zł

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3890	–	31 123,28 zł
Key Currency Cheapest	0.3881	0,00 kr	31 045,47 zł	−77,81 zł
Regency FX	0.3880	0,00 kr	31 039,25 zł	−84,03 zł
TorFx	0.3879	0,00 kr	31 029,91 zł	−93,37 zł

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3887	–	31 098,40 zł
Key Currency Cheapest	0.3878	0,00 kr	31 020,65 zł	−77,75 zł
Regency FX	0.3877	0,00 kr	31 014,43 zł	−83,97 zł
TorFx	0.3876	0,00 kr	31 005,10 zł	−93,30 zł

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3887	–	31 097,36 zł
Key Currency Cheapest	0.3877	0,00 kr	31 019,62 zł	−77,74 zł
Regency FX	0.3877	0,00 kr	31 013,40 zł	−83,96 zł
TorFx	0.3876	0,00 kr	31 004,07 zł	−93,29 zł

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3910	–	31 281,68 zł
Key Currency Cheapest	0.3900	0,00 kr	31 203,48 zł	−78,20 zł
Regency FX	0.3900	0,00 kr	31 197,22 zł	−84,46 zł
TorFx	0.3898	0,00 kr	31 187,83 zł	−93,85 zł

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3916	–	31 325,92 zł
Key Currency Cheapest	0.3906	0,00 kr	31 247,61 zł	−78,31 zł
Regency FX	0.3905	0,00 kr	31 241,34 zł	−84,58 zł
TorFx	0.3904	0,00 kr	31 231,94 zł	−93,98 zł

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3917	–	31 337,76 zł
Key Currency Cheapest	0.3907	0,00 kr	31 259,42 zł	−78,34 zł
Regency FX	0.3907	0,00 kr	31 253,15 zł	−84,61 zł
TorFx	0.3905	0,00 kr	31 243,75 zł	−94,01 zł

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3917	–	31 339,52 zł
Key Currency Cheapest	0.3908	0,00 kr	31 261,17 zł	−78,35 zł
Regency FX	0.3907	0,00 kr	31 254,90 zł	−84,62 zł
TorFx	0.3906	0,00 kr	31 245,50 zł	−94,02 zł

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3915	–	31 316,00 zł
Key Currency Cheapest	0.3905	0,00 kr	31 237,71 zł	−78,29 zł
Regency FX	0.3904	0,00 kr	31 231,45 zł	−84,55 zł
TorFx	0.3903	0,00 kr	31 222,05 zł	−93,95 zł

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3921	–	31 367,44 zł
Key Currency Cheapest	0.3911	0,00 kr	31 289,02 zł	−78,42 zł
Regency FX	0.3910	0,00 kr	31 282,75 zł	−84,69 zł
TorFx	0.3909	0,00 kr	31 273,34 zł	−94,10 zł

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3905	–	31 238,72 zł
Key Currency Cheapest	0.3895	0,00 kr	31 160,62 zł	−78,10 zł
Regency FX	0.3894	0,00 kr	31 154,38 zł	−84,34 zł
TorFx	0.3893	0,00 kr	31 145,00 zł	−93,72 zł

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3919	–	31 355,44 zł
Key Currency Cheapest	0.3910	0,00 kr	31 277,05 zł	−78,39 zł
Regency FX	0.3909	0,00 kr	31 270,78 zł	−84,66 zł
TorFx	0.3908	0,00 kr	31 261,37 zł	−94,07 zł

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	0.3924	376,43 kr	31 243,89 zł	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3923	–	31 380,88 zł
Key Currency Cheapest	0.3913	0,00 kr	31 302,43 zł	−78,45 zł
Regency FX	0.3912	0,00 kr	31 296,15 zł	−84,73 zł
TorFx	0.3911	0,00 kr	31 286,74 zł	−94,14 zł

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3928	–	31 426,64 zł
Key Currency Cheapest	0.3919	0,00 kr	31 348,07 zł	−78,57 zł
Regency FX	0.3918	0,00 kr	31 341,79 zł	−84,85 zł
TorFx	0.3917	0,00 kr	31 332,36 zł	−94,28 zł

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3933	–	31 460,56 zł
Key Currency Cheapest	0.3923	0,00 kr	31 381,91 zł	−78,65 zł
Regency FX	0.3922	0,00 kr	31 375,62 zł	−84,94 zł
TorFx	0.3921	0,00 kr	31 366,18 zł	−94,38 zł

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3927	–	31 416,32 zł
Paysend Cheapest	0.3918	0,00 kr	31 341,19 zł	−75,13 zł
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3924	–	31 388,48 zł
Key Currency Cheapest	0.3914	0,00 kr	31 310,01 zł	−78,47 zł
Regency FX	0.3913	0,00 kr	31 303,73 zł	−84,75 zł
TorFx	0.3912	0,00 kr	31 294,31 zł	−94,17 zł

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3942	–	31 537,04 zł
Key Currency Cheapest	0.3932	0,00 kr	31 458,20 zł	−78,84 zł
Regency FX	0.3931	0,00 kr	31 451,89 zł	−85,15 zł
TorFx	0.3930	0,00 kr	31 442,43 zł	−94,61 zł

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3957	–	31 655,84 zł
Paysend Cheapest	0.3947	0,00 kr	31 576,52 zł	−79,32 zł
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3961	–	31 691,52 zł
Key Currency Cheapest	0.3952	0,00 kr	31 612,29 zł	−79,23 zł
Regency FX	0.3951	0,00 kr	31 605,95 zł	−85,57 zł
TorFx	0.3950	0,00 kr	31 596,45 zł	−95,07 zł

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