Revolut is the fastest way to send money to Poland from Singapore right now, with delivery in within minutes. Key Currency is cheapest overall, paying out 29,710.16 PLN for a $10,000 transfer.
| 10 of 10 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SGD/PLN exchange rates from our comparisons. | |||
| Based on 10,000 SGD transfer Best companies for SGD/PLN transfersAll money transfer offers for SGD/PLN transfers, sorted by most PLN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $26.97 1 SGD = 2.9785 PLN 0.00% vs mid-market | Recipient gets zł 29,704.87 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $26.971 SGD = 2.9785 PLN zł 29,704.87You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 2.9371 PLN +1.40% vs mid-market | Recipient gets zł 29,370.50 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9371 PLN zł 29,370.50You pay$10,000.00 | |||
Run a live search Showing top Singapore to Poland deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much SGD you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 2.9710 PLN +0.25% vs mid-market | Recipient gets zł 29,710.16 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 2.9710 PLN zł 29,710.16You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $26.97 1 SGD = 2.9785 PLN 0.00% vs mid-market | Recipient gets zł 29,704.87 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $26.971 SGD = 2.9785 PLN zł 29,704.87You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $26.97 1 SGD = 2.9785 PLN 0.00% vs mid-market | Recipient gets zł 29,704.87 Next day | |
Ways to receive money in Poland with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $26.971 SGD = 2.9785 PLN zł 29,704.87You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 2.9704 PLN +0.27% vs mid-market | Recipient gets zł 29,704.20 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9704 PLN zł 29,704.20You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 2.9695 PLN +0.30% vs mid-market | Recipient gets zł 29,695.27 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9695 PLN zł 29,695.27You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 2.9636 PLN +0.50% vs mid-market | Recipient gets zł 29,635.70 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9636 PLN zł 29,635.70You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 2.9779 PLN +0.02% vs mid-market | Recipient gets zł 29,585.41 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 2.9779 PLN zł 29,585.41You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 2.9585 PLN +0.67% vs mid-market | Recipient gets zł 29,585.00 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9585 PLN zł 29,585.00You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $3.36 1 SGD = 2.9582 PLN +0.68% vs mid-market | Recipient gets zł 29,572.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.361 SGD = 2.9582 PLN zł 29,572.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 2.9779 PLN +0.02% vs mid-market | Recipient gets zł 29,386.63 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 2.9779 PLN zł 29,386.63You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 2.9371 PLN +1.40% vs mid-market | Recipient gets zł 29,370.50 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 2.9371 PLN zł 29,370.50You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 2.9368 PLN +1.40% vs mid-market | Recipient gets zł 29,367.64 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 2.9368 PLN zł 29,367.64You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $483.52 1 SGD = 2.9785 PLN 0.00% vs mid-market | Recipient gets zł 28,345.03 Next day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $483.521 SGD = 2.9785 PLN zł 28,345.03You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 2.978462 PLN Updates every 60 minutes. | |||
Transfer details
I suggest starting with Key Currency which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Poland, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to Poland across 10 money transfer companies.
Cheapest way to send money
Sending PLN from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $26.97 to send $10,000, delivering 29,704.87 PLN after a 0% markup and 26.97 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Poland.
A currency broker can quote a lower margin on a large SGD to PLN transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to PLN before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 29,704.87 PLN after fees when converting 10,000 SGD.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 29,710.16 PLN.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Poland from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Poland, they can receive PLN using bank deposit.
You pay $10,000.00
zł29,710
Cheapest
You pay $10,000.00
zł29,705
-zł5
You pay $10,000.00
zł29,387
-zł324
Consider these things before sending money from Singapore to Poland.
For a $10,000 transfer to Poland, these are the best options to start with:
Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 29,710.16 PLN, which is 0.02% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 29,585.41 PLN in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much PLN arrives for your SGD.
Mid-market rate:1 SGD = 2.97323 PLN
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to Poland, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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