Revolut is the fastest way to send money to Poland from Singapore right now, with delivery in within minutes. Key Currency is cheapest overall, paying out 30,813.44 PLN for a S$10,000 transfer.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/PLN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $26.97 1 SGD = 3.0887 PLN +0.01% vs mid-market | Recipient gets zł 30,804.10 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $26.971 SGD = 3.0887 PLN zł 30,804.10You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 3.0469 PLN +1.37% vs mid-market | Recipient gets zł 30,469.10 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0469 PLN zł 30,469.10You pay$10,000.00 | |||
Run a live search Showing top Singapore to Poland deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much SGD you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 3.0813 PLN +0.25% vs mid-market | Recipient gets zł 30,813.44 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 3.0813 PLN zł 30,813.44You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 3.0807 PLN +0.27% vs mid-market | Recipient gets zł 30,807.27 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0807 PLN zł 30,807.27You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $26.97 1 SGD = 3.0887 PLN +0.01% vs mid-market | Recipient gets zł 30,804.10 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $26.971 SGD = 3.0887 PLN zł 30,804.10You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $26.97 1 SGD = 3.0887 PLN +0.01% vs mid-market | Recipient gets zł 30,804.10 Same day | |
Ways to receive money in Poland with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $26.971 SGD = 3.0887 PLN zł 30,804.10You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 3.0798 PLN +0.30% vs mid-market | Recipient gets zł 30,798.00 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0798 PLN zł 30,798.00You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 3.0736 PLN +0.50% vs mid-market | Recipient gets zł 30,736.22 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0736 PLN zł 30,736.22You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $51.05 1 SGD = 3.0885 PLN +0.02% vs mid-market | Recipient gets zł 30,727.67 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $51.051 SGD = 3.0885 PLN zł 30,727.67You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 3.0698 PLN +0.63% vs mid-market | Recipient gets zł 30,698.00 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0698 PLN zł 30,698.00You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $3.24 1 SGD = 3.0678 PLN +0.69% vs mid-market | Recipient gets zł 30,668.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.241 SGD = 3.0678 PLN zł 30,668.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 3.0885 PLN +0.02% vs mid-market | Recipient gets zł 30,478.43 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 3.0885 PLN zł 30,478.43You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 3.0469 PLN +1.37% vs mid-market | Recipient gets zł 30,469.10 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 3.0469 PLN zł 30,469.10You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 3.0458 PLN +1.40% vs mid-market | Recipient gets zł 30,458.20 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 3.0458 PLN zł 30,458.20You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $483.52 1 SGD = 3.0887 PLN +0.01% vs mid-market | Recipient gets zł 29,393.93 Same day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $483.521 SGD = 3.0887 PLN zł 29,393.93You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 3.0891 PLN Updates every 60 minutes. | |||
Transfer details
I suggest starting with Key Currency which is the cheapest option for sending S$10,000.
Key Currency was the cheapest on 27 of the 30 days it quoted S$10,000 transfers to Poland.
There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Poland, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 90% of the transfers from S$5,000 it quoted, and in 90% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.02% | $1.05 | zł 3,085.37with bank transfer to bank deposit | +zł 83.07 | |
| $5,000 | 0.01% | $1.05 | zł 15,438.76with bank transfer to bank deposit | +zł 395.07 | |
| $10,000This page | 0.25% | $0.00 | zł 30,813.44with bank transfer to bank deposit | +zł 224.48 |
Mid-market rate: 1 SGD = 3.0891 PLN
The cheapest way to send SGD to PLN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 10,000 SGD transfers to Poland.
Wed, 28 Oct 2026Mid-market ratezł 30,890.67 Key Currency zł 30,813.44Key Currencyzł 30,813.44Regency FXzł 30,807.27Wisezł 30,804.10
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0122 | – | zł 30,121.89 | |
| | 3.0047 | $0.00 | zł 30,046.59 | −zł 75.30 |
| | 3.0041 | $0.00 | zł 30,040.56 | −zł 81.33 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0112 | – | zł 30,111.56 | |
| | 3.0036 | $0.00 | zł 30,036.28 | −zł 75.28 |
| | 3.0116 | $26.97 | zł 30,034.68 | −zł 76.88 |
| | 3.0030 | $0.00 | zł 30,030.26 | −zł 81.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0235 | – | zł 30,235.08 | |
| | 3.0159 | $0.00 | zł 30,159.49 | −zł 75.59 |
| | 3.0153 | $0.00 | zł 30,153.45 | −zł 81.63 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0382 | – | zł 30,382.41 | |
| | 3.0306 | $0.00 | zł 30,306.45 | −zł 75.96 |
| | 3.0388 | $26.97 | zł 30,306.24 | −zł 76.17 |
| | 3.0300 | $0.00 | zł 30,300.38 | −zł 82.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0464 | – | zł 30,464.02 | |
| | 3.0388 | $0.00 | zł 30,387.86 | −zł 76.16 |
| | 3.0466 | $26.97 | zł 30,384.13 | −zł 79.89 |
| | 3.0382 | $0.00 | zł 30,381.77 | −zł 82.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0469 | – | zł 30,468.78 | |
| | 3.0393 | $0.00 | zł 30,392.61 | −zł 76.17 |
| | 3.0387 | $0.00 | zł 30,386.51 | −zł 82.27 |
| | 3.0466 | $26.97 | zł 30,384.13 | −zł 84.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0581 | – | zł 30,581.44 | |
| | 3.0505 | $0.00 | zł 30,504.99 | −zł 76.45 |
| | 3.0499 | $0.00 | zł 30,498.87 | −zł 82.57 |
| | 3.0579 | $26.97 | zł 30,496.63 | −zł 84.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0453 | – | zł 30,452.74 | |
| | 3.0377 | $0.00 | zł 30,376.61 | −zł 76.13 |
| | 3.0371 | $0.00 | zł 30,370.52 | −zł 82.22 |
| | 3.0450 | $26.97 | zł 30,367.88 | −zł 84.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0513 | – | zł 30,512.68 | |
| | 3.0436 | $0.00 | zł 30,436.40 | −zł 76.28 |
| | 3.0515 | $26.97 | zł 30,432.30 | −zł 80.38 |
| | 3.0430 | $0.00 | zł 30,430.30 | −zł 82.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0548 | – | zł 30,548.06 | |
| | 3.0472 | $0.00 | zł 30,471.69 | −zł 76.37 |
| | 3.0466 | $0.00 | zł 30,465.58 | −zł 82.48 |
| | 3.0546 | $26.97 | zł 30,463.62 | −zł 84.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0460 | – | zł 30,460.08 | |
| | 3.0384 | $0.00 | zł 30,383.93 | −zł 76.15 |
| | 3.0461 | $26.97 | zł 30,378.45 | −zł 81.63 |
| | 3.0378 | $0.00 | zł 30,377.84 | −zł 82.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0615 | – | zł 30,615.07 | |
| | 3.0539 | $0.00 | zł 30,538.53 | −zł 76.54 |
| | 3.0532 | $0.00 | zł 30,532.41 | −zł 82.66 |
| | 3.0581 | $26.97 | zł 30,498.82 | −zł 116.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0615 | – | zł 30,615.07 | |
| | 3.0539 | $0.00 | zł 30,538.53 | −zł 76.54 |
| | 3.0532 | $0.00 | zł 30,532.41 | −zł 82.66 |
| | 3.0581 | $26.97 | zł 30,498.82 | −zł 116.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0607 | – | zł 30,606.94 | |
| | 3.0530 | $0.00 | zł 30,530.42 | −zł 76.52 |
| | 3.0608 | $26.97 | zł 30,525.75 | −zł 81.19 |
| | 3.0524 | $0.00 | zł 30,524.30 | −zł 82.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0595 | – | zł 30,595.48 | |
| | 3.0519 | $0.00 | zł 30,518.99 | −zł 76.49 |
| | 3.0596 | $26.97 | zł 30,513.98 | −zł 81.50 |
| | 3.0513 | $0.00 | zł 30,512.87 | −zł 82.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0549 | – | zł 30,549.20 | |
| | 3.0473 | $0.00 | zł 30,472.83 | −zł 76.37 |
| | 3.0467 | $0.00 | zł 30,466.72 | −zł 82.48 |
| | 3.0548 | $26.97 | zł 30,465.21 | −zł 83.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0395 | – | zł 30,394.96 | |
| | 3.0319 | $0.00 | zł 30,318.97 | −zł 75.99 |
| | 3.0396 | $26.97 | zł 30,313.62 | −zł 81.34 |
| | 3.0313 | $0.00 | zł 30,312.89 | −zł 82.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0348 | – | zł 30,348.03 | |
| | 3.0272 | $0.00 | zł 30,272.16 | −zł 75.87 |
| | 3.0266 | $0.00 | zł 30,266.09 | −zł 81.94 |
| | 3.0347 | $26.97 | zł 30,264.76 | −zł 83.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0327 | – | zł 30,327.11 | |
| | 3.0386 | $26.97 | zł 30,304.05 | −zł 23.06 |
| | 3.0251 | $0.00 | zł 30,251.29 | −zł 75.82 |
| | 3.0245 | $0.00 | zł 30,245.23 | −zł 81.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0327 | – | zł 30,327.11 | |
| | 3.0386 | $26.97 | zł 30,304.05 | −zł 23.06 |
| | 3.0251 | $0.00 | zł 30,251.29 | −zł 75.82 |
| | 3.0245 | $0.00 | zł 30,245.23 | −zł 81.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0448 | – | zł 30,448.23 | |
| | 3.0372 | $0.00 | zł 30,372.11 | −zł 76.12 |
| | 3.0448 | $26.97 | zł 30,366.38 | −zł 81.85 |
| | 3.0366 | $0.00 | zł 30,366.02 | −zł 82.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0447 | – | zł 30,446.98 | |
| | 3.0371 | $0.00 | zł 30,370.86 | −zł 76.12 |
| | 3.0448 | $26.97 | zł 30,366.18 | −zł 80.80 |
| | 3.0365 | $0.00 | zł 30,364.77 | −zł 82.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0440 | – | zł 30,439.78 | |
| | 3.0364 | $0.00 | zł 30,363.68 | −zł 76.10 |
| | 3.0442 | $26.97 | zł 30,359.60 | −zł 80.18 |
| | 3.0358 | $0.00 | zł 30,357.59 | −zł 82.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0423 | – | zł 30,422.55 | |
| | 3.0346 | $0.00 | zł 30,346.49 | −zł 76.06 |
| | 3.0425 | $26.97 | zł 30,343.24 | −zł 79.31 |
| | 3.0340 | $0.00 | zł 30,340.41 | −zł 82.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0673 | – | zł 30,673.19 | |
| | 3.0597 | $0.00 | zł 30,596.51 | −zł 76.68 |
| | 3.0590 | $0.00 | zł 30,590.37 | −zł 82.82 |
| | 3.0671 | $26.97 | zł 30,588.38 | −zł 84.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0777 | – | zł 30,777.50 | |
| | 3.0701 | $0.00 | zł 30,700.56 | −zł 76.94 |
| | 3.0694 | $0.00 | zł 30,694.40 | −zł 83.10 |
| | 3.0743 | $26.97 | zł 30,659.89 | −zł 117.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0777 | – | zł 30,777.50 | |
| | 3.0701 | $0.00 | zł 30,700.56 | −zł 76.94 |
| | 3.0694 | $0.00 | zł 30,694.40 | −zł 83.10 |
| | 3.0743 | $26.97 | zł 30,659.89 | −zł 117.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0707 | – | zł 30,707.20 | |
| | 3.0717 | $26.97 | zł 30,634.16 | −zł 73.04 |
| | 3.0630 | $0.00 | zł 30,630.43 | −zł 76.77 |
| | 3.0624 | $0.00 | zł 30,624.29 | −zł 82.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0817 | – | zł 30,817.50 | |
| | 3.0740 | $0.00 | zł 30,740.46 | −zł 77.04 |
| | 3.0734 | $0.00 | zł 30,734.29 | −zł 83.21 |
| | 3.0815 | $26.97 | zł 30,732.29 | −zł 85.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.0891 | – | zł 30,890.67 | |
| | 3.0813 | $0.00 | zł 30,813.44 | −zł 77.23 |
| | 3.0807 | $0.00 | zł 30,807.27 | −zł 83.40 |
| | 3.0887 | $26.97 | zł 30,804.10 | −zł 86.57 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 3.0891 | – | zł 30,890.67 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PLN per SGD than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from Singapore.
Right now, Key Currency pays 30,813.44 PLN on 10,000 SGD, which is 77.23 PLN less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.
We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.
Cheapest in 86% of them
Never the cheapest
Cheapest in 24% of them
Based on 21 comparisons across 3 amounts over the last 7 days.
Cheapest in 90% of them
Never the cheapest
Cheapest in 26% of them
Based on 76 comparisons across 3 amounts over the last 30 days.
Cheapest in 90% of them
Never the cheapest
Cheapest in 25% of them
Based on 91 comparisons across 3 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
There are 5 ways to send money to Poland across 10 money transfer companies.
Cheapest way to send money
Sending PLN from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges S$26.97 to send S$10,000, delivering 30,804.1 PLN after a 0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Poland.
A currency broker can quote a lower margin on large SGD to PLN transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from S$5,000 it quoted.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to PLN before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 30,804.1 PLN after fees when converting 10,000 SGD.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 30,813.44 PLN.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Poland from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Poland, they can receive PLN using bank deposit.
You pay S$10,000.00
zł30,813
Cheapest
You pay S$10,000.00
zł30,804
-zł9
You pay S$10,000.00
zł30,478
-zł335
Consider these things before sending money from Singapore to Poland.
For a S$10,000 transfer to Poland, these are the best options to start with:
Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 30,813.44 PLN, which is 0.02% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 30,727.67 PLN in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to Poland, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
In the past 30 days alone, we analysed 76 comparisons across 3 amounts.
This page covers the cheapest and fastest options for SGD/PLN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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