Wise offers the best exchange rate from France to Poland at 4.4033 PLN per EUR.
But Key Currency is cheapest overall, turning EUR 7,000 into 30,745.28 PLN after its fee and exchange-rate markup.
| 13 of 13 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PLN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.4033 PLN 0.00% vs mid-market | Recipient gets zł 30,664.67 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.4033 PLN zł 30,664.67You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3887 PLN +0.33% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
Run a live search Showing top France to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much EUR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.3922 PLN +0.25% vs mid-market | Recipient gets zł 30,745.28 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.3922 PLN zł 30,745.28You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3913 PLN +0.27% vs mid-market | Recipient gets zł 30,739.12 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3913 PLN zł 30,739.12You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.3900 PLN +0.30% vs mid-market | Recipient gets zł 30,729.87 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3900 PLN zł 30,729.87You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3887 PLN +0.33% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.3887 PLN +0.33% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.3887 PLN +0.33% vs mid-market | Recipient gets zł 30,720.90 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3887 PLN zł 30,720.90You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3812 PLN +0.50% vs mid-market | Recipient gets zł 30,668.23 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3812 PLN zł 30,668.23You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.4033 PLN 0.00% vs mid-market | Recipient gets zł 30,664.67 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.4033 PLN zł 30,664.67You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.3777 PLN +0.58% vs mid-market | Recipient gets zł 30,643.90 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3777 PLN zł 30,643.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €46.20 1 EUR = 4.4033 PLN 0.00% vs mid-market | Recipient gets zł 30,620.02 Next day | |
Ways to receive money in Poland with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €46.201 EUR = 4.4033 PLN zł 30,620.02You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.27 1 EUR = 4.3730 PLN +0.69% vs mid-market | Recipient gets zł 30,601.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.271 EUR = 4.3730 PLN zł 30,601.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.3934 PLN +0.22% vs mid-market | Recipient gets zł 30,443.77 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 4.3934 PLN zł 30,443.77You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.06 1 EUR = 4.4033 PLN 0.00% vs mid-market | Recipient gets zł 30,422.48 Next day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €91.061 EUR = 4.4033 PLN zł 30,422.48You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.3415 PLN +1.40% vs mid-market | Recipient gets zł 30,390.82 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.3415 PLN zł 30,390.82You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 4.3934 PLN +0.22% vs mid-market | Recipient gets zł 30,274.63 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 4.3934 PLN zł 30,274.63You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.08 1 EUR = 4.4033 PLN 0.00% vs mid-market | Recipient gets zł 30,237.45 Next day | |
Ways to receive money in Poland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €133.081 EUR = 4.4033 PLN zł 30,237.45You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 4.3163 PLN +1.99% vs mid-market | Recipient gets zł 30,214.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.3163 PLN zł 30,214.10You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.3163 PLN zł 30,214.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.3071 PLN zł 30,149.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 4.3163 PLN +1.99% vs mid-market | Recipient gets zł 30,214.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.3163 PLN zł 30,214.10You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.3163 PLN zł 30,214.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.3071 PLN zł 30,149.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €2.99 1 EUR = 4.3163 PLN +1.99% vs mid-market | Recipient gets zł 30,214.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.3163 PLN zł 30,214.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.3071 PLN zł 30,149.70You pay€7,004.99 | |||
 Opal Transfer Pay via Bank transfer | Fee €1.00 1 EUR = 4.3000 PLN +2.37% vs mid-market | Recipient gets zł 30,095.70 Minutes - 24 hours | |
Ways to receive money in Poland with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.001 EUR = 4.3000 PLN zł 30,095.70You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 4.2718 PLN +3.03% vs mid-market | Recipient gets zł 29,902.94 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2718 PLN zł 29,902.94You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 4.2718 PLN +3.03% vs mid-market | Recipient gets zł 29,902.94 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2718 PLN zł 29,902.94You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.4032 PLN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 30,745.28 PLN on a €7,000 transfer.
Key Currency was the cheapest on 30 of the 30 days it quoted €7,000 transfers to Poland.
You have 5 ways to pay, including bank transfer, debit card, credit card, iDEAL, and debit card.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.42% | €0.00 | zł 2,192.91with debit card to bank deposit | +zł 21.09 | |
| €1,000 | 0.23% | €1.50 | zł 4,388.84with bank transfer to bank deposit | +zł 40.00 | |
| €2,000 | 0.33% | €0.00 | zł 8,777.40with debit card to bank deposit | +zł 83.06 | |
| €5,000 | 0.30% | €0.00 | zł 21,955.04with bank transfer to bank deposit | +zł 219.47 | |
| €7,000This page | 0.25% | €0.00 | zł 30,745.28with bank transfer to bank deposit | +zł 295.83 |
Mid-market rate: 1 EUR = 4.4032 PLN
The cheapest way to send EUR to PLN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Poland.
Wed, 28 Oct 2026Mid-market ratezł 30,822.34 Key Currency zł 30,745.28Key Currencyzł 30,745.28Regency FXzł 30,739.12TorFxzł 30,729.87
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3705 | – | zł 30,593.49 | |
| | 4.3596 | €0.00 | zł 30,517.00 | −zł 76.49 |
| | 4.3587 | €0.00 | zł 30,510.88 | −zł 82.61 |
| | 4.3574 | €0.00 | zł 30,501.71 | −zł 91.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3628 | – | zł 30,539.84 | |
| | 4.3519 | €0.00 | zł 30,463.49 | −zł 76.35 |
| | 4.3511 | €0.00 | zł 30,457.38 | −zł 82.46 |
| | 4.3497 | €0.00 | zł 30,448.22 | −zł 91.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3679 | – | zł 30,575.30 | |
| | 4.3570 | €0.00 | zł 30,498.86 | −zł 76.44 |
| | 4.3561 | €0.00 | zł 30,492.75 | −zł 82.55 |
| | 4.3548 | €0.00 | zł 30,483.57 | −zł 91.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3737 | – | zł 30,615.82 | |
| | 4.3628 | €0.00 | zł 30,539.28 | −zł 76.54 |
| | 4.3619 | €0.00 | zł 30,533.16 | −zł 82.66 |
| | 4.3606 | €0.00 | zł 30,523.98 | −zł 91.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3864 | – | zł 30,704.54 | |
| | 4.3754 | €0.00 | zł 30,627.78 | −zł 76.76 |
| | 4.3745 | €0.00 | zł 30,621.64 | −zł 82.90 |
| | 4.3732 | €0.00 | zł 30,612.43 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3864 | – | zł 30,704.54 | |
| | 4.3754 | €0.00 | zł 30,627.78 | −zł 76.76 |
| | 4.3745 | €0.00 | zł 30,621.64 | −zł 82.90 |
| | 4.3732 | €0.00 | zł 30,612.43 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3864 | – | zł 30,704.59 | |
| | 4.3754 | €0.00 | zł 30,627.83 | −zł 76.76 |
| | 4.3745 | €0.00 | zł 30,621.69 | −zł 82.90 |
| | 4.3732 | €0.00 | zł 30,612.48 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3789 | – | zł 30,652.31 | |
| | 4.3680 | €0.00 | zł 30,575.68 | −zł 76.63 |
| | 4.3671 | €0.00 | zł 30,569.55 | −zł 82.76 |
| | 4.3658 | €0.00 | zł 30,560.36 | −zł 91.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3770 | – | zł 30,638.82 | |
| | 4.3660 | €0.00 | zł 30,562.22 | −zł 76.60 |
| | 4.3652 | €0.00 | zł 30,556.09 | −zł 82.73 |
| | 4.3638 | €0.00 | zł 30,546.90 | −zł 91.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3838 | – | zł 30,686.39 | |
| | 4.3728 | €0.00 | zł 30,609.67 | −zł 76.72 |
| | 4.3719 | €0.00 | zł 30,603.54 | −zł 82.85 |
| | 4.3706 | €0.00 | zł 30,594.33 | −zł 92.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3764 | – | zł 30,634.64 | |
| | 4.3654 | €0.00 | zł 30,558.05 | −zł 76.59 |
| | 4.3646 | €0.00 | zł 30,551.93 | −zł 82.71 |
| | 4.3632 | €0.00 | zł 30,542.74 | −zł 91.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3887 | – | zł 30,720.68 | |
| | 4.3777 | €0.00 | zł 30,643.87 | −zł 76.81 |
| | 4.3768 | €0.00 | zł 30,637.73 | −zł 82.95 |
| | 4.3755 | €0.00 | zł 30,628.51 | −zł 92.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3887 | – | zł 30,720.68 | |
| | 4.3777 | €0.00 | zł 30,643.87 | −zł 76.81 |
| | 4.3768 | €0.00 | zł 30,637.73 | −zł 82.95 |
| | 4.3755 | €0.00 | zł 30,628.51 | −zł 92.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3861 | – | zł 30,702.67 | |
| | 4.3751 | €0.00 | zł 30,625.92 | −zł 76.75 |
| | 4.3743 | €0.00 | zł 30,619.77 | −zł 82.90 |
| | 4.3729 | €0.00 | zł 30,610.56 | −zł 92.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3845 | – | zł 30,691.56 | |
| | 4.3735 | €0.00 | zł 30,614.83 | −zł 76.73 |
| | 4.3727 | €0.00 | zł 30,608.70 | −zł 82.86 |
| | 4.3714 | €0.00 | zł 30,599.49 | −zł 92.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3720 | – | zł 30,603.68 | |
| | 4.3610 | €0.00 | zł 30,527.18 | −zł 76.50 |
| | 4.3602 | €0.00 | zł 30,521.06 | −zł 82.62 |
| | 4.3588 | €0.00 | zł 30,511.87 | −zł 91.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3706 | – | zł 30,594.04 | |
| | 4.3597 | €0.00 | zł 30,517.55 | −zł 76.49 |
| | 4.3588 | €0.00 | zł 30,511.44 | −zł 82.60 |
| | 4.3575 | €0.00 | zł 30,502.26 | −zł 91.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3690 | – | zł 30,582.68 | |
| | 4.3580 | €0.00 | zł 30,506.22 | −zł 76.46 |
| | 4.3572 | €0.00 | zł 30,500.10 | −zł 82.58 |
| | 4.3558 | €0.00 | zł 30,490.93 | −zł 91.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3693 | – | zł 30,585.04 | |
| | 4.3584 | €0.00 | zł 30,508.57 | −zł 76.47 |
| | 4.3575 | €0.00 | zł 30,502.46 | −zł 82.58 |
| | 4.3562 | €0.00 | zł 30,493.28 | −zł 91.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3693 | – | zł 30,585.04 | |
| | 4.3584 | €0.00 | zł 30,508.57 | −zł 76.47 |
| | 4.3575 | €0.00 | zł 30,502.46 | −zł 82.58 |
| | 4.3562 | €0.00 | zł 30,493.28 | −zł 91.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3740 | – | zł 30,618.32 | |
| | 4.3631 | €0.00 | zł 30,541.78 | −zł 76.54 |
| | 4.3622 | €0.00 | zł 30,535.65 | −zł 82.67 |
| | 4.3609 | €0.00 | zł 30,526.47 | −zł 91.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3725 | – | zł 30,607.80 | |
| | 4.3616 | €0.00 | zł 30,531.28 | −zł 76.52 |
| | 4.3607 | €0.00 | zł 30,525.16 | −zł 82.64 |
| | 4.3594 | €0.00 | zł 30,515.98 | −zł 91.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3654 | – | zł 30,557.79 | |
| | 4.3545 | €0.00 | zł 30,481.39 | −zł 76.40 |
| | 4.3536 | €0.00 | zł 30,475.28 | −zł 82.51 |
| | 4.3523 | €0.00 | zł 30,466.11 | −zł 91.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3648 | – | zł 30,553.41 | |
| | 4.3539 | €0.00 | zł 30,477.03 | −zł 76.38 |
| | 4.3530 | €0.00 | zł 30,470.92 | −zł 82.49 |
| | 4.3517 | €0.00 | zł 30,461.75 | −zł 91.66 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.3858 | – | zł 30,700.35 | |
| | 4.3748 | €0.00 | zł 30,623.60 | −zł 76.75 |
| | 4.3739 | €0.00 | zł 30,617.46 | −zł 82.89 |
| | 4.3726 | €0.00 | zł 30,608.25 | −zł 92.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4025 | – | zł 30,817.57 | |
| | 4.3915 | €0.00 | zł 30,740.53 | −zł 77.04 |
| | 4.3906 | €0.00 | zł 30,734.36 | −zł 83.21 |
| | 4.3893 | €0.00 | zł 30,725.12 | −zł 92.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4025 | – | zł 30,817.57 | |
| | 4.3915 | €0.00 | zł 30,740.53 | −zł 77.04 |
| | 4.3906 | €0.00 | zł 30,734.36 | −zł 83.21 |
| | 4.3893 | €0.00 | zł 30,725.12 | −zł 92.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4055 | – | zł 30,838.54 | |
| | 4.3945 | €0.00 | zł 30,761.44 | −zł 77.10 |
| | 4.3936 | €0.00 | zł 30,755.27 | −zł 83.26 |
| | 4.3923 | €0.00 | zł 30,746.02 | −zł 92.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4041 | – | zł 30,829.00 | |
| | 4.3931 | €0.00 | zł 30,751.93 | −zł 77.07 |
| | 4.3923 | €0.00 | zł 30,745.76 | −zł 83.24 |
| | 4.3909 | €0.00 | zł 30,736.51 | −zł 92.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4.4032 | – | zł 30,822.34 | |
| | 4.3922 | €0.00 | zł 30,745.28 | −zł 77.06 |
| | 4.3913 | €0.00 | zł 30,739.12 | −zł 83.22 |
| | 4.3900 | €0.00 | zł 30,729.87 | −zł 92.47 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4.4032 | – | zł 30,822.34 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PLN per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from France.
Right now, Key Currency pays 30,745.28 PLN on 7,000 EUR, which is 77.06 PLN less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 30,761.44 PLN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 46% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 33% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 90% of them
Never the cheapest
Cheapest in 14% of them
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
12 companies send money from France to Poland. You can do it via broker, online, app, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Poland, apps like Xe are the easiest way.
Over the past month, Xe was the cheapest app on 30% of the days it appeared for €7,000 transfers.
Xe charges €0 on a €7,000 transfer, and the PLN arrives in minutes - 24 hours.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to PLN, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 30,720.9 PLN with a €0 fee and 0.33% markup.
In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Poland.
On a €7,000 transfer, Wise gets you 30,664.67 PLN vs 30,745.28 PLN using Key Currency.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and PLN
Convert between them any time
Spend in PLN abroad or online
Receive EUR or PLN like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Poland, or making any other large transfer, then you need a currency broker.
Key Currency charges no fee but adds 0.25% markup on EUR/PLN interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,745.28 PLN.
Fund the transfer from France by bank transfer, debit card, credit card, iDEAL, and debit card.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Poland depends on the payout method.
Your recipient in Poland can collect PLN through bank deposit, card deposit, and cash pickup.
They can collect cash in Poland
Your recipient can collect PLN from a participating agent location in Poland. They should take a valid photo ID and the collection reference.
You pay €7,000.00
zł30,745
Cheapest
You pay €7,000.00
zł30,721
-zł24
You pay €7,000.00
zł30,721
-zł24
You pay €7,000.00
zł30,620
-zł125
You pay €7,000.00
zł30,214
-zł531
You pay €7,000.00
zł30,214
-zł531
You pay €7,004.99
zł30,150
-zł596
You pay €7,004.99
zł30,150
-zł596
You pay €7,004.99
zł30,150
-zł596
You pay €7,000.00
zł29,903
-zł842
You pay €7,000.00
zł29,903
-zł842
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Poland, these are the best ways to start with:
Cheapest way to send money to Poland
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 30,745.28 PLN, which is 0.02% more than the next best option.
Fastest way to send money to Poland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 30,443.77 PLN in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 12 ACPR-registered companies sending EUR to Poland, with the rates refreshed in real time on live EUR/PLN searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/PLN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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