Wise offers the best exchange rate from France to Poland at 4.3624 PLN per EUR.
But Key Currency is cheapest overall, turning EUR 7,000 into 30,461.73 PLN after its fee and exchange-rate markup.
| 13 of 13 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/PLN exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/PLN transfersAll money transfer offers for EUR/PLN transfers, sorted by most PLN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.3624 PLN +0.01% vs mid-market | Recipient gets zł 30,379.14 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.3624 PLN zł 30,379.14You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3396 PLN +0.53% vs mid-market | Recipient gets zł 30,377.20 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3396 PLN zł 30,377.20You pay€7,000.00 | |||
Run a live search Showing top France to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much EUR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.3517 PLN +0.25% vs mid-market | Recipient gets zł 30,461.73 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.3517 PLN zł 30,461.73You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3508 PLN +0.27% vs mid-market | Recipient gets zł 30,455.62 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3508 PLN zł 30,455.62You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.3495 PLN +0.30% vs mid-market | Recipient gets zł 30,446.46 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3495 PLN zł 30,446.46You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3408 PLN +0.50% vs mid-market | Recipient gets zł 30,385.38 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3408 PLN zł 30,385.38You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.3624 PLN +0.01% vs mid-market | Recipient gets zł 30,379.14 Next day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €36.061 EUR = 4.3624 PLN zł 30,379.14You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.3396 PLN +0.53% vs mid-market | Recipient gets zł 30,377.20 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3396 PLN zł 30,377.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.3396 PLN +0.53% vs mid-market | Recipient gets zł 30,377.20 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3396 PLN zł 30,377.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.3396 PLN +0.53% vs mid-market | Recipient gets zł 30,377.20 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3396 PLN zł 30,377.20You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.3363 PLN +0.60% vs mid-market | Recipient gets zł 30,354.10 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3363 PLN zł 30,354.10You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.20 1 EUR = 4.3624 PLN +0.01% vs mid-market | Recipient gets zł 30,334.91 Next day | |
Ways to receive money in Poland with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €46.201 EUR = 4.3624 PLN zł 30,334.91You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.29 1 EUR = 4.3330 PLN +0.68% vs mid-market | Recipient gets zł 30,321.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.291 EUR = 4.3330 PLN zł 30,321.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.3522 PLN +0.24% vs mid-market | Recipient gets zł 30,158.31 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 4.3522 PLN zł 30,158.31You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.06 1 EUR = 4.3624 PLN +0.01% vs mid-market | Recipient gets zł 30,139.21 Next day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €91.061 EUR = 4.3624 PLN zł 30,139.21You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.3015 PLN +1.40% vs mid-market | Recipient gets zł 30,110.54 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.3015 PLN zł 30,110.54You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 4.3522 PLN +0.24% vs mid-market | Recipient gets zł 29,990.75 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 4.3522 PLN zł 29,990.75You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.08 1 EUR = 4.3624 PLN +0.01% vs mid-market | Recipient gets zł 29,955.91 Next day | |
Ways to receive money in Poland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €133.081 EUR = 4.3624 PLN zł 29,955.91You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €2.99 1 EUR = 4.2733 PLN +2.07% vs mid-market | Recipient gets zł 29,913.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.2733 PLN zł 29,913.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2590 PLN zł 29,813.00You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.0373 PLN zł 28,261.10You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €2.99 1 EUR = 4.2733 PLN +2.07% vs mid-market | Recipient gets zł 29,913.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.2733 PLN zł 29,913.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2590 PLN zł 29,813.00You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €2.99 1 EUR = 4.2733 PLN +2.07% vs mid-market | Recipient gets zł 29,913.10 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €2.991 EUR = 4.2733 PLN zł 29,913.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2590 PLN zł 29,813.00You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 4.0373 PLN zł 28,261.10You pay€7,000.00 | |||
 Opal Transfer Pay via Bank transfer | Fee €1.00 1 EUR = 4.2500 PLN +2.61% vs mid-market | Recipient gets zł 29,745.75 Minutes - 24 hours | |
Ways to receive money in Poland with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.001 EUR = 4.2500 PLN zł 29,745.75You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 4.2305 PLN +3.07% vs mid-market | Recipient gets zł 29,613.55 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2305 PLN zł 29,613.55You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 4.2305 PLN +3.07% vs mid-market | Recipient gets zł 29,613.55 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2305 PLN zł 29,613.55You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.362582 PLN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 30,461.73 PLN on €7,000 transfer.
You have 5 ways to pay, including bank transfer, debit card, credit card, ideal, and debit card.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
12 companies send money from France to Poland. You can do it via broker, online, app, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Poland, apps like Wise are the easiest way.
Wise charges €36.06 on a €7,000 transfer, and the PLN arrives in next day.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to PLN, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 30,379.14 PLN with a €36.06 fee and 0% markup.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Poland.
On €7,000 transfer, Wise gets you 30,379.14 PLN vs 30,461.73 PLN using Key Currency.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and PLN
Convert between them any time
Spend in PLN abroad or online
Receive EUR or PLN like a local
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Poland, or making any other large transfer, then you need a currency broker.
Key Currency charges no fee but adds 0.25% markup on EUR/PLN interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,461.73 PLN.
Fund the transfer from France by bank transfer, debit card, credit card, ideal, and debit card.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Poland depends on the payout method.
Your recipient in Poland can collect PLN through bank deposit, card deposit, and cash pickup.
They can collect cash in Poland
Your recipient can collect PLN from a participating agent location in Poland. They should take a valid photo ID and the collection reference.
You pay €7,000.00
zł30,462
Cheapest
You pay €7,000.00
zł30,377
-zł85
You pay €7,000.00
zł30,377
-zł85
You pay €7,000.00
zł30,335
-zł127
You pay €7,004.99
zł29,813
-zł649
You pay €7,004.99
zł29,813
-zł649
You pay €7,004.99
zł29,813
-zł649
You pay €7,000.00
zł29,614
-zł848
You pay €7,000.00
zł29,614
-zł848
You pay €7,000.00
zł28,261
-zł2,201
You pay €7,000.00
zł28,261
-zł2,201
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Poland, these are the best ways to start with:
Cheapest way to send money to Poland
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 30,461.73 PLN, which is 0.02% more than the next best option.
Fastest way to send money to Poland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 30,158.31 PLN in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much PLN your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 4.353947 PLN
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 12 ACPR-registered companies sending EUR to Poland, with the rates refreshed in real time on live EUR/PLN searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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