Best companies for MYR/PLN transfers
2 of 2 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/PLN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 59.61 1 MYR = 0.9707 PLN 0.00% vs mid-market	Recipient gets zł 7,901.88 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9707 PLN zł 7,901.88You payRM 8,200.00
Run a live search Showing top Malaysia to Poland deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to PLN rates.
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much MYR you're planning to spend in Poland.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.9681 PLN +0.27% vs mid-market	Recipient gets zł 7,938.36 Minutes - 24 hours
0 reviews CheapestFastest Personal account manager
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.9681 PLN zł 7,938.36You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 59.61 1 MYR = 0.9707 PLN 0.00% vs mid-market	Recipient gets zł 7,901.88 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9707 PLN zł 7,901.88You payRM 8,200.00

Wise Pay via FPX	Fee RM 59.61 1 MYR = 0.9707 PLN 0.00% vs mid-market	Recipient gets zł 7,901.88 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Poland with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9707 PLN zł 7,901.88You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 0.9707 PLN Updates every 60 minutes.

Why compare

MYR/PLN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Poland

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 29 of the 29 days it quoted RM8,200 transfers to Poland.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Poland.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Poland?

How much MYR you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	-0.01%	RM 12.40	zł 959.21with bank transfer to bank deposit	zł 0.00
RM 5,000	-0.01%	RM 38.63	zł 4,819.38with bank transfer to bank deposit	zł 0.00
RM 8,200This page	0.27%	RM 0.00	zł 7,938.36with bank transfer to bank deposit	+zł 24.32
RM 10,000	0.27%	RM 0.00	zł 9,684.77with bank transfer to bank deposit	+zł 26.61

Mid-market rate: 1 MYR = 0.9707 PLN

MYR/PLN Exchange Rate History

Is today a good time to send money from Malaysia to Poland?

The cheapest way to send MYR to PLN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Poland.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PLN per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from Malaysia.

Right now, Regency FX pays 7,938.36 PLN on 8,200 MYR, which is 21.49 PLN less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 45 comparisons
Cheapest every time
WiseAppeared in 92 comparisons
Cheapest in 51% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in 51% of its comparisons, so if you send money to Poland regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Malaysia to Poland

There are 5 ways to send money from Malaysia to Poland across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 59.61 and 0% markup to send MYR 8,200 and your recipient gets zł7,901.88 in next day.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Poland.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/PLN exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Poland, tuition fees, or moving savings from Malaysia to Poland.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Poland, or travel there often.

Wise lets you hold MYR and PLN in one account, and convert between them when you need.

When converting MYR to PLN, 8,200 MYR will get you 7,901.88 PLN (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive PLN in Poland

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 7,938.36 PLN.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Poland.

The processing fee may include SST, so double check the final PLN amount first.

The recipient can receive PLN through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Poland.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

zł7,938

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

zł7,902

-zł36

Things to check before sending MYR to Poland

Here are a few things to know about money transfers from Malaysia to Poland.

Best ways to send MYR to Poland

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,938.36 PLN, which is 0.46% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,938.36 PLN in minutes - 24 hours.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Poland, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/PLN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Poland

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9429	–	zł 7,731.71
Regency FX Cheapest	0.9403	RM 0.00	zł 7,710.83	−zł 20.88
Wise	0.9433	RM 59.61	zł 7,678.42	−zł 53.29

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9417	–	zł 7,722.29
Regency FX Cheapest	0.9392	RM 0.00	zł 7,701.44	−zł 20.85
Wise	0.9418	RM 59.61	zł 7,666.27	−zł 56.02

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9451	–	zł 7,750.08
Regency FX Cheapest	0.9426	RM 0.00	zł 7,729.16	−zł 20.92
Wise	0.9452	RM 59.61	zł 7,694.15	−zł 55.93

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9517	–	zł 7,803.86
Regency FX Cheapest	0.9491	RM 0.00	zł 7,782.79	−zł 21.07
Wise	0.9517	RM 59.61	zł 7,746.97	−zł 56.89

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9537	–	zł 7,820.29
Regency FX Cheapest	0.9511	RM 0.00	zł 7,799.18	−zł 21.11
Wise	0.9540	RM 59.61	zł 7,766.05	−zł 54.24

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9592	–	zł 7,865.24
Regency FX Cheapest	0.9566	RM 0.00	zł 7,844.00	−zł 21.23
Wise	0.9589	RM 59.61	zł 7,805.85	−zł 59.38

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9566	–	zł 7,844.50
Regency FX Cheapest	0.9541	RM 0.00	zł 7,823.32	−zł 21.18
Wise	0.9565	RM 59.61	zł 7,786.58	−zł 57.92

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9538	–	zł 7,820.77
Regency FX Cheapest	0.9512	RM 0.00	zł 7,799.66	−zł 21.11
Wise	0.9538	RM 59.61	zł 7,764.17	−zł 56.60

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9583	–	zł 7,857.76
Regency FX Cheapest	0.9557	RM 0.00	zł 7,836.54	−zł 21.22
Wise	0.9584	RM 59.61	zł 7,801.54	−zł 56.22

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9532	–	zł 7,816.05
Regency FX Cheapest	0.9506	RM 0.00	zł 7,794.95	−zł 21.10
Wise	0.9535	RM 59.61	zł 7,762.09	−zł 53.96

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9587	–	zł 7,861.60
Regency FX Cheapest	0.9561	RM 0.00	zł 7,840.38	−zł 21.22
Wise	0.9588	RM 59.61	zł 7,804.80	−zł 56.80

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9587	–	zł 7,861.10
Regency FX Cheapest	0.9561	RM 0.00	zł 7,839.88	−zł 21.22
Wise	0.9588	RM 59.61	zł 7,805.13	−zł 55.97

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9591	–	zł 7,864.40
Regency FX Cheapest	0.9565	RM 0.00	zł 7,843.16	−zł 21.24
Wise	0.9591	RM 59.61	zł 7,807.84	−zł 56.56

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9562	–	zł 7,840.64
Regency FX Cheapest	0.9536	RM 0.00	zł 7,819.47	−zł 21.16
Wise	0.9562	RM 59.61	zł 7,783.58	−zł 57.06

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9548	–	zł 7,829.07
Regency FX Cheapest	0.9522	RM 0.00	zł 7,807.93	−zł 21.14
Wise	0.9548	RM 59.61	zł 7,772.57	−zł 56.50

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9526	–	zł 7,811.49
Regency FX Cheapest	0.9500	RM 0.00	zł 7,790.40	−zł 21.09
Wise	0.9527	RM 59.61	zł 7,754.96	−zł 56.53

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9523	–	zł 7,808.49
Regency FX Cheapest	0.9497	RM 0.00	zł 7,787.41	−zł 21.08
Wise	0.9522	RM 59.61	zł 7,751.21	−zł 57.28

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9558	–	zł 7,837.87
Regency FX Cheapest	0.9533	RM 0.00	zł 7,816.71	−zł 21.16
Wise	0.9557	RM 59.61	zł 7,779.93	−zł 57.94

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9534	–	zł 7,817.95
Regency FX Cheapest	0.9508	RM 0.00	zł 7,796.84	−zł 21.11
Wise	0.9532	RM 59.61	zł 7,759.53	−zł 58.42

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9531	–	zł 7,815.05
Regency FX Cheapest	0.9505	RM 0.00	zł 7,793.95	−zł 21.10
Wise	0.9532	RM 59.61	zł 7,759.03	−zł 56.02

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9518	–	zł 7,804.96
Regency FX Cheapest	0.9493	RM 0.00	zł 7,783.88	−zł 21.08
Wise	0.9518	RM 59.61	zł 7,748.13	−zł 56.83

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9589	–	zł 7,862.79
Regency FX Cheapest	0.9563	RM 0.00	zł 7,841.56	−zł 21.23
Wise	0.9586	RM 59.61	zł 7,803.42	−zł 59.37

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9620	–	zł 7,888.25
Regency FX Cheapest	0.9594	RM 0.00	zł 7,866.95	−zł 21.30
Wise	0.9620	RM 59.61	zł 7,830.75	−zł 57.50

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	0.9621	RM 59.61	zł 7,831.97	–
Regency FX No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.9655	–	zł 7,916.79
Regency FX Cheapest	0.9629	RM 0.00	zł 7,895.41	−zł 21.38
Wise	0.9655	RM 59.61	zł 7,859.88	−zł 56.91

How to send money to Poland from Malaysia with the best MYR-PLN rate

Best companies for MYR/PLN transfers