Regency FX is the cheapest way to send money to Poland, giving your recipient 7,701.26 PLN from RM8,200.
If you need money fast, we suggest using Regency FX, your PLN transfer will arrive in minutes - 24 hours.
| 2 of 2 providers Last updated on 28 September 2026 | |||
| Based on 8,200 MYR transfer Best companies for MYR/PLN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee RM 59.61 1 MYR = 0.9419 PLN -0.02% vs mid-market | Recipient gets zł 7,667.45 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9419 PLN zł 7,667.45You payRM 8,200.00 | |||
Run a live search Showing top Malaysia to Poland deals for 8,200 MYR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much MYR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 0.9392 PLN +0.27% vs mid-market | Recipient gets zł 7,701.26 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.9392 PLN zł 7,701.26You payRM 8,200.00 | |||
| Wise Pay via Bank transfer | Fee RM 59.61 1 MYR = 0.9419 PLN -0.02% vs mid-market | Recipient gets zł 7,667.45 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9419 PLN zł 7,667.45You payRM 8,200.00 | |||
| Wise Pay via FPX | Fee RM 59.61 1 MYR = 0.9419 PLN -0.02% vs mid-market | Recipient gets zł 7,667.45 Same day | |
Ways to receive money in Poland with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 59.611 MYR = 0.9419 PLN zł 7,667.45You payRM 8,200.00 | |||
| How Our Results Work Mid-market rate: 1 MYR = 0.9417 PLN Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending RM8,200.
There are a few ways to fund your transfer, including bank transfer and fpx.
DuitNow and FPX are most common, both free and instant from your banking app.
This is for funding your money transfer account, not direct transfers to Poland.
First time round you'll need your IC, or a passport and permit if you're a foreign worker.
Run a new recipient's account through Semak Mule before you send to confirm their details.
How much MYR you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| RM 1,000 | -0.02% | RM 12.40 | zł 929.77with bank transfer to bank deposit | +zł 32.50 | |
| RM 8,200This page | 0.27% | RM 0.00 | zł 7,701.26with bank transfer to bank deposit | +zł 22.54 |
Mid-market rate: 1 MYR = 0.9417 PLN
There are 5 ways across 2 money transfer services send money from Malaysia to Poland.
Regular transfers from Malaysia
Online services and apps work well for smaller transfers sent home every month.
Wise charges MYR 59.61 and -0.02% markup to send MYR 8,200 and your recipient gets zł7,667.45 in next day.
SST may appear separately on the fee.
Large transfers from Malaysia
Brokers are best for large MYR transfers to Poland.
Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/PLN exchange rate.
You get an account manager to handle your transfer, and it’s useful for things like home purchases in Poland, tuition fees, or moving savings from Malaysia to Poland.
Holding multiple balances
A multi-currency account is useful if you receive income from Poland, or travel there often.
Wise lets you hold MYR and PLN in one account, and convert between them when you need.
When converting MYR to PLN, 8,200 MYR will get you 7,667.45 PLN (after fees).
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 7,701.26 PLN.
You can fund your transfer in MYR through bank transfer and fpx.
Paying through online banking (FPX)
Choose fpx at checkout and approve the payment through your Malaysian bank.
This is the simplest and quickest way to fund your account when sending money Poland.
The processing fee may include SST, so double check the final PLN amount first.
The recipient can receive PLN through bank deposit.
They can receive money directly to the bank or card
For a card and bank deposit, you will need the recipient's account name, account number and bank details in Poland.
Double check the info, since its very hard to stop or reverse once it leaves your account.
You pay RM8,200.00
zł7,701
Cheapest
You pay RM8,200.00
zł7,667
-zł34
Here are a few things to know about money transfers from Malaysia to Poland.
For a RM 8,200 transfer, these are the best options:
Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,701.26 PLN, which is 0.44% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 7,701.26 PLN in minutes - 24 hours.
Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.
Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.
Bank Negara Malaysia keeps the current FEP rules and notices here.
A bank or licensed money services business can ask what the payment is for and where the money came from.
Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.
For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.
Only use a bank or money transfer service regulated by Bank Negara Malaysia.
Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.
If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.
The exchange rate affects how many Zloty your recipient gets for your Malaysian Ringgit.
Mid-market rate:1 MYR = 0.941851 PLN
Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.
We track 2 of them on MYR to Poland, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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