How to send money to Poland from Italy with the best EUR-PLN rate

Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 30,751.24 PLN in Poland.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/PLN transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/PLN transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €36.06 1 EUR = 4.4039 PLN 0.00% vs mid-market Recipient gets zł 30,668.15 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€36.061 EUR = 4.4039 PLN
zł 30,668.15You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.3887 PLN +0.35% vs mid-market Recipient gets zł 30,720.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3887 PLN
zł 30,720.90You pay€7,000.00

Run a live search

Showing top Italy to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3930 PLN +0.25% vs mid-market Recipient gets zł 30,751.24 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Poland with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4.3930 PLN
zł 30,751.24You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3922 PLN +0.27% vs mid-market Recipient gets zł 30,745.08 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Poland with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3922 PLN
zł 30,745.08You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3908 PLN +0.30% vs mid-market Recipient gets zł 30,735.83 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Poland with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3908 PLN
zł 30,735.83You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4.3887 PLN +0.35% vs mid-market Recipient gets zł 30,720.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3887 PLN
zł 30,720.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3887 PLN +0.35% vs mid-market Recipient gets zł 30,720.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3887 PLN
zł 30,720.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4.3887 PLN +0.35% vs mid-market Recipient gets zł 30,720.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Poland with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3887 PLN
zł 30,720.90You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3820 PLN +0.50% vs mid-market Recipient gets zł 30,674.17 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Poland with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4.3820 PLN
zł 30,674.17You pay€7,000.00

Wise

Pay via Bank transfer
Fee €36.06 1 EUR = 4.4039 PLN 0.00% vs mid-market Recipient gets zł 30,668.15 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€36.061 EUR = 4.4039 PLN
zł 30,668.15You pay€7,000.00

Wise

Pay via iDEAL
Fee €46.20 1 EUR = 4.4039 PLN 0.00% vs mid-market Recipient gets zł 30,623.49 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€46.201 EUR = 4.4039 PLN
zł 30,623.49You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.27 1 EUR = 4.3730 PLN +0.71% vs mid-market Recipient gets zł 30,601.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Poland with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.271 EUR = 4.3730 PLN
zł 30,601.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.70 1 EUR = 4.3917 PLN +0.28% vs mid-market Recipient gets zł 30,475.56 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Poland with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.701 EUR = 4.3917 PLN
zł 30,475.56You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €91.06 1 EUR = 4.4039 PLN 0.00% vs mid-market Recipient gets zł 30,425.94 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€91.061 EUR = 4.4039 PLN
zł 30,425.94You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 4.3424 PLN +1.40% vs mid-market Recipient gets zł 30,396.72 Minutes - 2 days

Ways to receive money in Poland with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 4.3424 PLN
zł 30,396.72You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 4.3917 PLN +0.28% vs mid-market Recipient gets zł 30,263.43 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Poland with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 4.3917 PLN
zł 30,263.43You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €133.08 1 EUR = 4.4039 PLN 0.00% vs mid-market Recipient gets zł 30,240.89 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Poland with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€133.081 EUR = 4.4039 PLN
zł 30,240.89You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 4.3163 PLN +2.01% vs mid-market Recipient gets zł 30,214.10 Minutes - 24 hours

Ways to receive money in Poland with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,004.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 4.3163 PLN +2.01% vs mid-market Recipient gets zł 30,214.10 Minutes - 24 hours

Ways to receive money in Poland with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,004.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 4.3163 PLN +2.01% vs mid-market Recipient gets zł 30,214.10 Minutes - 24 hours

Ways to receive money in Poland with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 4.3163 PLN
zł 30,214.10You pay€7,004.99

Profee

Pay via Debit card
Fee €0.00 1 EUR = 4.2709 PLN +3.07% vs mid-market Recipient gets zł 29,896.36 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Poland with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 4.2709 PLN
zł 29,896.36You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 4.2709 PLN +3.07% vs mid-market Recipient gets zł 29,896.36 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Poland with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 4.2709 PLN
zł 29,896.36You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4.4040 PLN Updates every 60 minutes.

How to send money from Italy to Poland

Pick a company

For a one-off EUR transfer to Poland, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 30 of the 30 days it quoted €7,000 transfers to Poland.

On a 7,000 EUR transfer, Key Currency delivers the most PLN.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/PLN rate.

Fund your transfer

You have 5 ways to fund your transfer: bank transfer, debit card, credit card, iDEAL, and debit card.

Sending money to Poland directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Poland?

How much EUR you send to Poland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€5000.30%€0.00zł 2,196.05with debit card to bank deposit+zł 21.15
€1,0000.31%€0.00zł 4,390.80with debit card to bank deposit+zł 37.19
€2,0000.31%€0.00zł 8,781.60with debit card to bank deposit+zł 78.74
€5,0000.30%€0.00zł 21,961.59with bank transfer to bank deposit+zł 217.82
€7,000This page0.25%€0.00zł 30,751.24with bank transfer to bank deposit+zł 291.28

Mid-market rate: 1 EUR = 4.4040 PLN

EUR/PLN Exchange Rate History

Is today a good time to send money from Italy to Poland?

The cheapest way to send EUR to PLN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Poland.

PLN received for €7,000, after fees

Wed, 28 Oct 2026Mid-market ratezł 30,828.32 Key Currency zł 30,751.24Key Currencyzł 30,751.24Regency FXzł 30,745.08TorFxzł 30,735.83

30.400
30.500
30.600
30.700
30.800
30.900
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3721 – zł 30,604.36
Key Currency Cheapest 4.3611 €0.00 zł 30,527.85 −zł 76.51
Regency FX 4.3602 €0.00 zł 30,521.73 −zł 82.63
TorFx 4.3589 €0.00 zł 30,512.55 −zł 91.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3604 – zł 30,522.77
Key Currency Cheapest 4.3495 €0.00 zł 30,446.47 −zł 76.30
Regency FX 4.3486 €0.00 zł 30,440.36 −zł 82.41
TorFx 4.3473 €0.00 zł 30,431.20 −zł 91.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3742 – zł 30,619.20
Key Currency Cheapest 4.3632 €0.00 zł 30,542.65 −zł 76.55
Regency FX 4.3624 €0.00 zł 30,536.53 −zł 82.67
TorFx 4.3610 €0.00 zł 30,527.34 −zł 91.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3757 – zł 30,629.92
Key Currency Cheapest 4.3648 €0.00 zł 30,553.35 −zł 76.57
Regency FX 4.3639 €0.00 zł 30,547.22 −zł 82.70
TorFx 4.3626 €0.00 zł 30,538.03 −zł 91.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3864 – zł 30,704.54
Key Currency Cheapest 4.3754 €0.00 zł 30,627.78 −zł 76.76
Regency FX 4.3745 €0.00 zł 30,621.64 −zł 82.90
TorFx 4.3732 €0.00 zł 30,612.43 −zł 92.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3864 – zł 30,704.54
Key Currency Cheapest 4.3754 €0.00 zł 30,627.78 −zł 76.76
Regency FX 4.3745 €0.00 zł 30,621.64 −zł 82.90
TorFx 4.3732 €0.00 zł 30,612.43 −zł 92.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3871 – zł 30,709.76
Key Currency Cheapest 4.3761 €0.00 zł 30,632.99 −zł 76.77
Regency FX 4.3753 €0.00 zł 30,626.85 −zł 82.91
TorFx 4.3739 €0.00 zł 30,617.63 −zł 92.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3756 – zł 30,629.44
Key Currency Cheapest 4.3647 €0.00 zł 30,552.86 −zł 76.58
Regency FX 4.3638 €0.00 zł 30,546.74 −zł 82.70
TorFx 4.3625 €0.00 zł 30,537.55 −zł 91.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3753 – zł 30,627.23
Key Currency Cheapest 4.3644 €0.00 zł 30,550.66 −zł 76.57
Regency FX 4.3635 €0.00 zł 30,544.54 −zł 82.69
TorFx 4.3622 €0.00 zł 30,535.35 −zł 91.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3825 – zł 30,677.46
Key Currency Cheapest 4.3715 €0.00 zł 30,600.76 −zł 76.70
Regency FX 4.3707 €0.00 zł 30,594.63 −zł 82.83
TorFx 4.3693 €0.00 zł 30,585.43 −zł 92.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3769 – zł 30,638.10
Key Currency Cheapest 4.3659 €0.00 zł 30,561.50 −zł 76.60
Regency FX 4.3651 €0.00 zł 30,555.37 −zł 82.73
TorFx 4.3637 €0.00 zł 30,546.18 −zł 91.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3887 – zł 30,720.68
Key Currency Cheapest 4.3777 €0.00 zł 30,643.87 −zł 76.81
Regency FX 4.3768 €0.00 zł 30,637.73 −zł 82.95
TorFx 4.3755 €0.00 zł 30,628.51 −zł 92.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3887 – zł 30,720.68
Key Currency Cheapest 4.3777 €0.00 zł 30,643.87 −zł 76.81
Regency FX 4.3768 €0.00 zł 30,637.73 −zł 82.95
TorFx 4.3755 €0.00 zł 30,628.51 −zł 92.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3897 – zł 30,727.68
Key Currency Cheapest 4.3787 €0.00 zł 30,650.86 −zł 76.82
Regency FX 4.3778 €0.00 zł 30,644.71 −zł 82.97
TorFx 4.3765 €0.00 zł 30,635.49 −zł 92.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3813 – zł 30,669.08
Key Currency Cheapest 4.3703 €0.00 zł 30,592.41 −zł 76.67
Regency FX 4.3695 €0.00 zł 30,586.27 −zł 82.81
TorFx 4.3682 €0.00 zł 30,577.07 −zł 92.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3687 – zł 30,580.94
Key Currency Cheapest 4.3578 €0.00 zł 30,504.48 −zł 76.46
Regency FX 4.3569 €0.00 zł 30,498.37 −zł 82.57
TorFx 4.3556 €0.00 zł 30,489.19 −zł 91.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3700 – zł 30,589.87
Key Currency Cheapest 4.3591 €0.00 zł 30,513.40 −zł 76.47
Regency FX 4.3582 €0.00 zł 30,507.28 −zł 82.59
TorFx 4.3569 €0.00 zł 30,498.10 −zł 91.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3700 – zł 30,589.87
Key Currency Cheapest 4.3591 €0.00 zł 30,513.39 −zł 76.48
Regency FX 4.3582 €0.00 zł 30,507.27 −zł 82.60
TorFx 4.3569 €0.00 zł 30,498.10 −zł 91.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3693 – zł 30,585.04
Key Currency Cheapest 4.3584 €0.00 zł 30,508.57 −zł 76.47
Regency FX 4.3575 €0.00 zł 30,502.46 −zł 82.58
TorFx 4.3562 €0.00 zł 30,493.28 −zł 91.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3693 – zł 30,585.04
Key Currency Cheapest 4.3584 €0.00 zł 30,508.57 −zł 76.47
Regency FX 4.3575 €0.00 zł 30,502.46 −zł 82.58
TorFx 4.3562 €0.00 zł 30,493.28 −zł 91.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3715 – zł 30,600.26
Key Currency Cheapest 4.3605 €0.00 zł 30,523.76 −zł 76.50
Regency FX 4.3597 €0.00 zł 30,517.64 −zł 82.62
TorFx 4.3584 €0.00 zł 30,508.46 −zł 91.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3722 – zł 30,605.16
Key Currency Cheapest 4.3612 €0.00 zł 30,528.65 −zł 76.51
Regency FX 4.3604 €0.00 zł 30,522.53 −zł 82.63
TorFx 4.3590 €0.00 zł 30,513.35 −zł 91.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3644 – zł 30,551.05
Key Currency Cheapest 4.3535 €0.00 zł 30,474.67 −zł 76.38
Regency FX 4.3527 €0.00 zł 30,468.56 −zł 82.49
TorFx 4.3513 €0.00 zł 30,459.40 −zł 91.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3636 – zł 30,544.87
Key Currency Cheapest 4.3526 €0.00 zł 30,468.51 −zł 76.36
Regency FX 4.3518 €0.00 zł 30,462.40 −zł 82.47
TorFx 4.3505 €0.00 zł 30,453.24 −zł 91.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.3860 – zł 30,702.34
Key Currency Cheapest 4.3751 €0.00 zł 30,625.59 −zł 76.75
Regency FX 4.3742 €0.00 zł 30,619.45 −zł 82.89
TorFx 4.3729 €0.00 zł 30,610.24 −zł 92.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4025 – zł 30,817.57
Key Currency Cheapest 4.3915 €0.00 zł 30,740.53 −zł 77.04
Regency FX 4.3906 €0.00 zł 30,734.36 −zł 83.21
TorFx 4.3893 €0.00 zł 30,725.12 −zł 92.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4025 – zł 30,817.57
Key Currency Cheapest 4.3915 €0.00 zł 30,740.53 −zł 77.04
Regency FX 4.3906 €0.00 zł 30,734.36 −zł 83.21
TorFx 4.3893 €0.00 zł 30,725.12 −zł 92.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4068 – zł 30,847.54
Key Currency Cheapest 4.3958 €0.00 zł 30,770.42 −zł 77.12
Regency FX 4.3949 €0.00 zł 30,764.25 −zł 83.29
TorFx 4.3936 €0.00 zł 30,754.99 −zł 92.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4053 – zł 30,836.82
Key Currency Cheapest 4.3942 €0.00 zł 30,759.73 −zł 77.09
Regency FX 4.3934 €0.00 zł 30,753.56 −zł 83.26
TorFx 4.3920 €0.00 zł 30,744.31 −zł 92.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4040 – zł 30,828.32
Key Currency Cheapest 4.3930 €0.00 zł 30,751.24 −zł 77.07
Regency FX 4.3922 €0.00 zł 30,745.08 −zł 83.23
TorFx 4.3908 €0.00 zł 30,735.83 −zł 92.48

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PLN per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PLN on every transfer from Italy.

Right now, Key Currency pays 30,751.24 PLN on 7,000 EUR, which is 77.07 PLN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 30,770.42 PLN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Poland.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 30 comparisons

    Cheapest every time

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

  3. TorFxAppeared in 43 comparisons

    Cheapest in 30% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Italy to Poland

11 companies send money from Italy to Poland. You can send EUR via broker, online, app, global account, multi-currency account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Over the past month, Xe was the cheapest app on 30% of the days it appeared for €7,000 transfers.

Xe charges €0 on a €7,000 transfer, and 30,720.9 PLN lands in minutes - 24 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 30,720.9 PLN on €7,000 with a €0 fee and 0.35% markup.

In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Poland, the better rate you will get.

Key Currency charges no fee and adds 0.25% on EUR/PLN rate.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Poland often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and PLN in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It holds EUR and PLN balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive PLN in Poland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,751.24 PLN.

In Italy, you can pay by bank transfer, debit card, credit card, iDEAL, and debit card.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PLN to Poland by themselves.

In Poland, the recipient can use bank deposit, card deposit, and cash pickup.

In Poland, they can collect cash through Most Banks.

They need to take a photo ID and the collection reference to a participating Most Banks location in Poland.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    zł30,751

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    zł30,721

    -zł30

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    zł30,721

    -zł30

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    zł30,623

    -zł128

  5. 5
    Bank transfer Cash pickup

    You pay €7,004.99

    zł30,214

    -zł537

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,004.99

    zł30,214

    -zł537

  2. 7
    Debit card Cash pickup

    You pay €7,004.99

    zł30,214

    -zł537

  3. 8
    Credit card Card deposit

    You pay €7,004.99

    zł30,214

    -zł537

  4. 9
    Credit card Cash pickup

    You pay €7,004.99

    zł30,214

    -zł537

  5. 10
    Bank transfer Card deposit

    You pay €7,000.00

    zł29,896

    -zł855

  6. 11
    Debit card Card deposit

    You pay €7,000.00

    zł29,896

    -zł855

Consider this when sending money from Italy to Poland

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Poland.

Cheapest way to send money to Poland

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 30,751.24 PLN, which is 0.02% more than the next best option.

Fastest way to send money to Poland

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 30,475.56 PLN, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Key Currency then convert the money into PLN and pay your recipient in Poland through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 11 of them on EUR to Poland, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/PLN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.