How to send money to Uganda from Indonesia with the best IDR-UGX rate

Wise is cheapest for sending IDR to Uganda. Pay by bank transfer for a bank deposit, and Rp36,000,000 gets your recipient 8,565,059 UGX.

We’ve compared 1 ways to send money from Indonesia with the best IDR/UGX rates.

Best companies for IDR/UGX transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 36,000,000 IDR transfer

Best companies for IDR/UGX transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee Rp 656.412,00 1 IDR = 0.2423 UGX -0.29% vs mid-market Recipient gets UGX 8.565.059,00 Within 3 hours
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
Rp 656.412,001 IDR = 0.2423 UGX
UGX 8.565.059,00You payRp 36.000.000,00

Run a live search

Showing top Indonesia to Uganda deals for 36,000,000 IDR. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee Rp 656.412,00 1 IDR = 0.2423 UGX -0.29% vs mid-market Recipient gets UGX 8.565.059,00 Within 3 hours
CheapestFastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
Rp 656.412,001 IDR = 0.2423 UGX
UGX 8.565.059,00You payRp 36.000.000,00
How Our Results Work
Mid-market rate: 1 IDR = 0.2416 UGX Updates every 60 minutes.

How to send money from Indonesia to Uganda

Pick a company

For a one-off transfer from Indonesia, I suggest picking the cheapest option which is Wise.

Wise was the cheapest on 14 of the 30 days it quoted Rp36,000,000 transfers to Uganda.

On a 36,000,000 IDR transfer, Wise delivers the most UGX.

This will change depending on how much you actually send, so I suggest running a live search to get the best IDR/UGX rate.

Fund your transfer

You can fund the transfer using bank transfer.

With money transfer companies, you're given a virtual account number to pay into, and in many cases (depending on the company) you can use BI-FAST to fund it.

It costs about Rp2,500 and caps at Rp250 million.

Verify and send

First time round you'll likely need your KTP and a selfie with it to verify your account.

Larger transfers need documents showing what the money is for (such as tuition letter or similar).

Compare amounts

How much IDR are you sending to Uganda?

How much IDR you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 35% of the transfers from Rp36,000,000 it quoted, and in 52% of all the transfers it quoted.

Cheapest service
Rp 10.000.0000.12%Rp 210.200,00UGX 2.363.228,00with bank transfer to bank depositUGX 0,00
Rp 36.000.000This page-0.29%Rp 656.412,00UGX 8.565.059,00with bank transfer to bank depositUGX 0,00
Rp 50.000.0000.27%Rp 0,00UGX 12.052.569,96with bank transfer to bank deposit+UGX 105.675,48

Mid-market rate: 1 IDR = 0.2416 UGX

IDR/UGX Exchange Rate History

Is today a good time to send money from Indonesia to Uganda?

The cheapest way to send IDR to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 36,000,000 IDR transfers to Uganda.

UGX received for Rp 36.000.000, after fees

Wed, 28 Oct 2026Mid-market rateUGX 8.698.608,00 Wise UGX 8.565.059,00WiseUGX 8.565.059,00

7,6M
7,8M
8,0M
8,2M
8,4M
8,6M
8,8M
9,0M
At the mid-market rateWith the cheapest optionWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2175 – UGX 7.830.936,00
Wise Cheapest 0.2178 Rp 652.937,00 UGX 7.699.934,00 −UGX 131.002,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2195 – UGX 7.902.828,00
Regency FX Cheapest 0.2189 Rp 0,00 UGX 7.881.490,36 −UGX 21.337,64
Wise 0.2194 Rp 663.358,00 UGX 7.753.672,00 −UGX 149.156,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2187 – UGX 7.871.508,00
Regency FX Cheapest 0.2181 Rp 0,00 UGX 7.850.254,93 −UGX 21.253,07
Wise 0.2186 Rp 670.301,00 UGX 7.724.238,00 −UGX 147.270,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2231 – UGX 8.029.836,00
Regency FX Cheapest 0.2224 Rp 0,00 UGX 8.008.155,44 −UGX 21.680,56
Wise 0.2220 Rp 663.358,00 UGX 7.845.335,00 −UGX 184.501,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2230 – UGX 8.028.900,00
Regency FX Cheapest 0.2224 Rp 0,00 UGX 8.007.221,97 −UGX 21.678,03
Wise 0.2219 Rp 652.937,00 UGX 7.844.150,00 −UGX 184.750,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2226 – UGX 8.012.700,00
Regency FX Cheapest 0.2220 Rp 0,00 UGX 7.991.065,71 −UGX 21.634,29
Wise 0.2219 Rp 652.937,00 UGX 7.844.150,00 −UGX 168.550,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2223 – UGX 8.002.944,00
Regency FX Cheapest 0.2217 Rp 0,00 UGX 7.981.336,05 −UGX 21.607,95
Wise 0.2235 Rp 663.358,00 UGX 7.898.234,00 −UGX 104.710,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2238 – UGX 8.057.988,00
Regency FX Cheapest 0.2232 Rp 0,00 UGX 8.036.231,43 −UGX 21.756,57
Wise 0.2252 Rp 656.412,00 UGX 7.958.280,00 −UGX 99.708,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2253 – UGX 8.111.124,00
Regency FX Cheapest 0.2247 Rp 0,00 UGX 8.089.223,97 −UGX 21.900,03
Wise 0.2267 Rp 659.885,00 UGX 8.011.145,00 −UGX 99.979,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2273 – UGX 8.182.080,00
Regency FX Cheapest 0.2267 Rp 0,00 UGX 8.159.988,38 −UGX 22.091,62
Wise 0.2263 Rp 656.412,00 UGX 7.999.350,00 −UGX 182.730,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2281 – UGX 8.210.052,00
Regency FX Cheapest 0.2274 Rp 0,00 UGX 8.187.884,86 −UGX 22.167,14
Wise 0.2282 Rp 670.301,00 UGX 8.062.979,00 −UGX 147.073,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2285 – UGX 8.227.116,00
Regency FX Cheapest 0.2279 Rp 0,00 UGX 8.204.902,79 −UGX 22.213,21
Wise 0.2279 Rp 652.937,00 UGX 8.055.808,00 −UGX 171.308,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2285 – UGX 8.227.116,00
Regency FX Cheapest 0.2279 Rp 0,00 UGX 8.204.902,79 −UGX 22.213,21
Wise 0.2279 Rp 652.937,00 UGX 8.055.808,00 −UGX 171.308,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2281 – UGX 8.211.276,00
Wise Cheapest 0.2296 Rp 663.358,00 UGX 8.111.774,00 −UGX 99.502,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2312 – UGX 8.322.660,00
Regency FX Cheapest 0.2306 Rp 0,00 UGX 8.300.188,82 −UGX 22.471,18
Wise 0.2346 Rp 656.412,00 UGX 8.292.101,00 −UGX 30.559,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2309 – UGX 8.311.608,00
Regency FX Cheapest 0.2303 Rp 0,00 UGX 8.289.166,66 −UGX 22.441,34
Wise 0.2290 Rp 663.358,00 UGX 8.091.031,00 −UGX 220.577,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2251 – UGX 8.104.212,00
Regency FX Cheapest 0.2245 Rp 0,00 UGX 8.082.330,63 −UGX 21.881,37
Wise 0.2217 Rp 663.358,00 UGX 7.834.310,00 −UGX 269.902,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2235 – UGX 8.046.612,00
Wise Cheapest 0.2273 Rp 680.709,00 UGX 8.027.934,00 −UGX 18.678,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2291 – UGX 8.248.644,00
Wise Cheapest 0.2284 Rp 670.301,00 UGX 8.070.292,00 −UGX 178.352,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2291 – UGX 8.248.644,00
Wise Cheapest 0.2284 Rp 670.301,00 UGX 8.070.292,00 −UGX 178.352,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2297 – UGX 8.268.660,00
Wise Cheapest 0.2304 Rp 663.358,00 UGX 8.142.057,00 −UGX 126.603,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2314 – UGX 8.331.912,00
Regency FX Cheapest 0.2308 Rp 0,00 UGX 8.309.415,84 −UGX 22.496,16
Wise 0.2311 Rp 652.937,00 UGX 8.169.024,00 −UGX 162.888,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2312 – UGX 8.322.480,00
Wise Cheapest 0.2333 Rp 663.358,00 UGX 8.243.650,00 −UGX 78.830,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2329 – UGX 8.384.040,00
Wise Cheapest 0.2354 Rp 670.301,00 UGX 8.316.223,00 −UGX 67.817,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2369 – UGX 8.528.004,00
Wise Cheapest 0.2432 Rp 663.358,00 UGX 8.592.105,00 +UGX 64.101,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2433 – UGX 8.758.728,00
Wise Cheapest 0.2443 Rp 670.301,00 UGX 8.632.635,00 −UGX 126.093,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2433 – UGX 8.758.728,00
Wise Cheapest 0.2443 Rp 670.301,00 UGX 8.632.635,00 −UGX 126.093,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2426 – UGX 8.733.276,00
Wise Cheapest 0.2456 Rp 666.829,00 UGX 8.676.343,00 −UGX 56.933,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2473 – UGX 8.903.160,00
Wise Cheapest 0.2456 Rp 663.358,00 UGX 8.680.269,00 −UGX 222.891,00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2416 – UGX 8.698.608,00
Wise Cheapest 0.2423 Rp 656.412,00 UGX 8.565.059,00 −UGX 133.549,00

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send Rp 36.000.000, after fees, as quoted by each company. The mid-market line shows what Rp 36.000.000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per IDR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Wise pays 8,565,059 UGX on 36,000,000 IDR, which is 133,549 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 8,680,269 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. WiseAppeared in 62 comparisons

    Cheapest in 52% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most UGX, and it was also the cheapest in 52% of the 62 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Uganda.

Ways to send money from Indonesia to Uganda

1 companies send money from Indonesia to Uganda, using online, app, multi-currency account, and global account and other options.

One-off and everyday transfers

Online transfers

Wise charges 656412 IDR to send Rp36,000,000 and your recipient gets 8,565,059 UGX in same day.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Most of Indonesia’s outbound transfer services are local and licensed by Bank Indonesia.

Avoid unregulated money transfer companies, even if the exchange rate looks better.

Make sure to check for the words “berizin dan diawasi Bank Indonesia” on the company's website or app before sending.

Saving for future payments

Valas account

A valas account (a.k.a a multi-currency account) lets you convert IDR to UGX and hold it before spending abroad, travelling, or paying other bills in Uganda.

This works well if you need UGX regularly, travel to Uganda, or get paid in from there.

Paying suppliers

Global accounts

Global accounts help Indonesian businesses hold foreign currency and make regular payments to suppliers in Uganda.

Wise Business and Payoneer handle recurring business transfers, but a bank’s solusi valas desk may be more useful when the payment needs invoices or other supporting documents.

Ways to fund IDR and receive UGX in Uganda

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending Rp36,000,000 gives your recipient 8,565,059 UGX.

You can fund the IDR side through bank transfer.

Pay from Indonesian bank account

A money transfer company will give you bank details for top-up, send money to it from your Indonesian bank.

BI-FAST can be used to fund the transfer inside Indonesia (some companies support it), but the company will then use an internal network to send it to Uganda.

Your recipient can receive UGX by bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay Rp36,000,000.00

    USh8,565,059

    Cheapest

What to consider when sending IDR to Uganda

The main check in Indonesia is whether the service is licensed to send money out. Many international brands only support transfers coming into the country.

Compare the IDR/UGX options

For a Rp36,000,000 transfer to Uganda, start with the final option that gets you the most UGX.

Cheapest way to send money to Uganda

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 8,565,059 UGX, which is 0% more than the next best option.

Fastest way to send money to Uganda

Wise delivers 8,565,059 UGX in same day when you pay by bank transfer and choose bank deposit.

BI-FAST and QRIS are domestic only

BI-FAST can be used to deposit IDR to the transfer company's local account, but it does not send UGX to a person in Uganda.

QRIS is also a payment system rather than an international person-to-person transfer.

The purpose matters on larger payments

Banks must record the purpose of an outgoing foreign-currency transfer and can ask for supporting documents such as invoices, agreements, etc.

Bank Indonesia's current foreign-exchange rules include documentation requirements once relevant thresholds are crossed.

Those thresholds and exemptions can change, so ask the bank what it needs before making a large transfer to Uganda.

How we analyse the market

Every company here holds a Bank Indonesia transfer licence, the thing worth checking before you trust anyone with your money.

We track 1 of them on IDR to Uganda, comparing rates, fees and the pay-in and payout options, refreshed in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for IDR/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.