MoneyTransfers

How to send money to Uganda from Saudi Arabia with the best SAR-UGX rate

Of the 2 companies we compared, Key Currency is the cheapest for sending SAR to Uganda, while Regency FX is the fastest. Sending SAR 50,000 with Key Currency gets your recipient 58,417,704.91 UGX.

To get the most UGX, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/UGX transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 50,000 SAR transfer

Best companies for SAR/UGX transfers

Sort Cheapest
Promoted

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 1168.3541 UGX +0.25% vs mid-market Recipient gets UGX 58,417,704.91 Minutes - 3 days
4 reviews
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 1168.3541 UGX
UGX 58,417,704.91You paySAR 50,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 1168.1198 UGX +0.27% vs mid-market Recipient gets UGX 58,405,992.09 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 1168.1198 UGX
UGX 58,405,992.09You paySAR 50,000.00

Run a live search

Showing top Saudi Arabia to Uganda deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 1168.3541 UGX +0.25% vs mid-market Recipient gets UGX 58,417,704.91 Minutes - 3 days
4 reviews
CheapestRecommended
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 1168.3541 UGX
UGX 58,417,704.91You paySAR 50,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 1168.1198 UGX +0.27% vs mid-market Recipient gets UGX 58,405,992.09 Minutes - 24 hours
9 reviews
Fastest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 1168.1198 UGX
UGX 58,405,992.09You paySAR 50,000.00
How Our Results Work
Mid-market rate: 1 SAR = 1171.2823 UGX Updates every 60 minutes.

How to send money from Saudi Arabia to Uganda

Pick a company

For a one-off SAR transfer to Uganda, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 30 of the 30 days it quoted SAR50,000 transfers to Uganda.

On a 50,000 SAR transfer, Key Currency delivers the most UGX.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/UGX rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

SAR/UGX Exchange Rate History

Is today a good time to send money from Saudi Arabia to Uganda?

The cheapest way to send SAR to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 50,000 SAR transfers to Uganda.

UGX received for SAR 50,000, after fees

Wed, Oct 28, 2026Mid-market rateUGX 58,564,115.20 Key Currency UGX 58,417,704.91Key CurrencyUGX 58,417,704.91Regency FXUGX 58,405,992.09

50M
52M
54M
56M
58M
60M
62M
At the mid-market rateWith the cheapest optionKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 1042.8880 – UGX 52,144,398.60
Key Currency Cheapest 1040.2808 SAR 0.00 UGX 52,014,037.60 −UGX 130,361.00
Regency FX 1040.0722 SAR 0.00 UGX 52,003,608.72 −UGX 140,789.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 1044.7413 – UGX 52,237,063.70
Key Currency Cheapest 1042.1294 SAR 0.00 UGX 52,106,471.04 −UGX 130,592.66
Regency FX 1041.9205 SAR 0.00 UGX 52,096,023.63 −UGX 141,040.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 1039.1975 – UGX 51,959,875.00
Key Currency Cheapest 1036.5995 SAR 0.00 UGX 51,829,975.31 −UGX 129,899.69
Regency FX 1036.3917 SAR 0.00 UGX 51,819,583.34 −UGX 140,291.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 1060.3260 – UGX 53,016,297.90
Key Currency Cheapest 1057.6751 SAR 0.00 UGX 52,883,757.16 −UGX 132,540.74
Regency FX 1057.4631 SAR 0.00 UGX 52,873,153.90 −UGX 143,144.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 1067.5698 – UGX 53,378,488.15
Key Currency Cheapest 1064.9008 SAR 0.00 UGX 53,245,041.93 −UGX 133,446.22
Regency FX 1064.6873 SAR 0.00 UGX 53,234,366.23 −UGX 144,121.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 1063.6437 – UGX 53,182,186.50
Key Currency Cheapest 1060.9846 SAR 0.00 UGX 53,049,231.03 −UGX 132,955.47
Regency FX 1060.7719 SAR 0.00 UGX 53,038,594.60 −UGX 143,591.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 1064.3242 – UGX 53,216,209.90
Key Currency Cheapest 1061.6634 SAR 0.00 UGX 53,083,169.38 −UGX 133,040.52
Regency FX 1061.4505 SAR 0.00 UGX 53,072,526.13 −UGX 143,683.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 1070.6064 – UGX 53,530,318.30
Key Currency Cheapest 1067.9299 SAR 0.00 UGX 53,396,492.50 −UGX 133,825.80
Regency FX 1067.7157 SAR 0.00 UGX 53,385,786.44 −UGX 144,531.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 1075.5078 – UGX 53,775,389.40
Key Currency Cheapest 1072.8190 SAR 0.00 UGX 53,640,950.93 −UGX 134,438.47
Regency FX 1072.6039 SAR 0.00 UGX 53,630,195.85 −UGX 145,193.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 1084.8037 – UGX 54,240,184.65
Key Currency Cheapest 1082.0917 SAR 0.00 UGX 54,104,584.19 −UGX 135,600.46
Regency FX 1081.8747 SAR 0.00 UGX 54,093,736.15 −UGX 146,448.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1086.6720 – UGX 54,333,600.40
Key Currency Cheapest 1083.9553 SAR 0.00 UGX 54,197,766.40 −UGX 135,834.00
Regency FX 1083.7380 SAR 0.00 UGX 54,186,899.68 −UGX 146,700.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1089.7844 – UGX 54,489,218.75
Key Currency Cheapest 1087.0599 SAR 0.00 UGX 54,352,995.70 −UGX 136,223.05
Regency FX 1086.8420 SAR 0.00 UGX 54,342,097.86 −UGX 147,120.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 1089.7844 – UGX 54,489,218.75
Key Currency Cheapest 1087.0599 SAR 0.00 UGX 54,352,995.70 −UGX 136,223.05
Regency FX 1086.8420 SAR 0.00 UGX 54,342,097.86 −UGX 147,120.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 1087.7671 – UGX 54,388,354.25
Key Currency Cheapest 1085.0477 SAR 0.00 UGX 54,252,383.36 −UGX 135,970.89
Regency FX 1084.8301 SAR 0.00 UGX 54,241,505.69 −UGX 146,848.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.5302 – UGX 55,076,510.70
Key Currency Cheapest 1098.7764 SAR 0.00 UGX 54,938,819.42 −UGX 137,691.28
Regency FX 1098.5561 SAR 0.00 UGX 54,927,804.12 −UGX 148,706.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.3842 – UGX 55,019,212.00
Key Currency Cheapest 1097.6333 SAR 0.00 UGX 54,881,663.97 −UGX 137,548.03
Regency FX 1097.4132 SAR 0.00 UGX 54,870,660.13 −UGX 148,551.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 1097.9805 – UGX 54,899,026.95
Key Currency Cheapest 1095.2356 SAR 0.00 UGX 54,761,779.38 −UGX 137,247.57
Regency FX 1095.0160 SAR 0.00 UGX 54,750,799.58 −UGX 148,227.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 1072.7029 – UGX 53,635,144.25
Key Currency Cheapest 1070.0211 SAR 0.00 UGX 53,501,056.39 −UGX 134,087.86
Regency FX 1069.8066 SAR 0.00 UGX 53,490,329.36 −UGX 144,814.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 1100.5917 – UGX 55,029,585.80
Key Currency Cheapest 1097.8402 SAR 0.00 UGX 54,892,011.84 −UGX 137,573.96
Regency FX 1097.6201 SAR 0.00 UGX 54,881,005.92 −UGX 148,579.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 1102.2218 – UGX 55,111,091.15
Key Currency Cheapest 1099.4663 SAR 0.00 UGX 54,973,313.42 −UGX 137,777.73
Regency FX 1099.2458 SAR 0.00 UGX 54,962,291.20 −UGX 148,799.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 1101.0529 – UGX 55,052,643.60
Key Currency Cheapest 1098.3002 SAR 0.00 UGX 54,915,011.99 −UGX 137,631.61
Regency FX 1098.0800 SAR 0.00 UGX 54,904,001.46 −UGX 148,642.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 1105.3832 – UGX 55,269,162.10
Key Currency Cheapest 1102.6198 SAR 0.00 UGX 55,130,989.19 −UGX 138,172.91
Regency FX 1102.3987 SAR 0.00 UGX 55,119,935.36 −UGX 149,226.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 1109.7163 – UGX 55,485,814.45
Key Currency Cheapest 1106.9420 SAR 0.00 UGX 55,347,099.91 −UGX 138,714.54
Regency FX 1106.7201 SAR 0.00 UGX 55,336,002.75 −UGX 149,811.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1116.4959 – UGX 55,824,793.95
Key Currency Cheapest 1113.7046 SAR 0.00 UGX 55,685,231.97 −UGX 139,561.98
Regency FX 1113.4813 SAR 0.00 UGX 55,674,067.01 −UGX 150,726.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 1140.7904 – UGX 57,039,519.50
Key Currency Cheapest 1137.9384 SAR 0.00 UGX 56,896,920.70 −UGX 142,598.80
Regency FX 1137.7103 SAR 0.00 UGX 56,885,512.80 −UGX 154,006.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1172.9025 – UGX 58,645,126.25
Key Currency Cheapest 1169.9703 SAR 0.00 UGX 58,498,513.43 −UGX 146,612.82
Regency FX 1169.7357 SAR 0.00 UGX 58,486,784.41 −UGX 158,341.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 1172.9025 – UGX 58,645,126.25
Key Currency Cheapest 1169.9703 SAR 0.00 UGX 58,498,513.43 −UGX 146,612.82
Regency FX 1169.7357 SAR 0.00 UGX 58,486,784.41 −UGX 158,341.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 1173.8139 – UGX 58,690,692.65
Key Currency Cheapest 1170.8793 SAR 0.00 UGX 58,543,965.92 −UGX 146,726.73
Regency FX 1170.6446 SAR 0.00 UGX 58,532,227.78 −UGX 158,464.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 1198.8584 – UGX 59,942,921.85
Key Currency Cheapest 1195.8613 SAR 0.00 UGX 59,793,064.55 −UGX 149,857.30
Regency FX 1195.6215 SAR 0.00 UGX 59,781,075.96 −UGX 161,845.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 1171.2823 – UGX 58,564,115.20
Key Currency Cheapest 1168.3541 SAR 0.00 UGX 58,417,704.91 −UGX 146,410.29
Regency FX 1168.1198 SAR 0.00 UGX 58,405,992.09 −UGX 158,123.11

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send SAR 50,000, after fees, as quoted by each company. The mid-market line shows what SAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UGX on every transfer from Saudi Arabia.

Right now, Key Currency pays 58,417,704.91 UGX on 50,000 SAR, which is 146,410.29 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 59,793,064.55 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

  1. Key CurrencyAppeared in 30 comparisons

    Cheapest every time

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most UGX, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Uganda.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Uganda.

Ways to send money from Saudi Arabia to Uganda

2 companies send money from Saudi Arabia to Uganda, using broker and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to Uganda from Saudi Arabia.

Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in Uganda.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Ways to fund SAR and receive UGX in Uganda

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 58,417,704.91 UGX.

For payment, choose bank transfer.

The recipient can collect UGX using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay SAR50,000.00

    USh58,417,705

    Cheapest

Things to know before sending SAR to Uganda

Here are a few things to consider when making money transfers from Saudi Arabia to Uganda.

Best options to send SAR to Uganda

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Key Currency, paid by bank transfer with bank deposit in Uganda. Your recipient gets 58,417,704.91 UGX, which is 0.02% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 58,405,992.09 UGX in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 2 companies sending SAR to Uganda, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in UGX, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for SAR/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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