Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 34,592,460 UGX in Uganda.
For speed, TapTap Send is fastest, with delivery in minutes.
| 6 of 6 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/UGX transfers | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4941.7800 UGX -1.16% vs mid-market | Recipient gets UGX 34,592,460.00 Minutes - 24 hours | |
Ways to receive money in Uganda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4941.7800 UGX UGX 34,592,460.00You pay€7,000.00 | |||
| Promoted  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4872.3588 UGX +0.25% vs mid-market | Recipient gets UGX 34,106,511.90 Minutes - 3 days | |
Ways to receive money in Uganda with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4872.3588 UGX UGX 34,106,511.90You pay€7,000.00 | |||
Run a live search Showing top Italy to Uganda deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to UGX rates. | |||
Run a live search These companies offer multi-currency accounts for spending UGX. We suggest doing a live search based on how much EUR you're planning to spend in Uganda. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4941.7800 UGX -1.16% vs mid-market | Recipient gets UGX 34,592,460.00 Minutes - 24 hours | |
Ways to receive money in Uganda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4941.7800 UGX UGX 34,592,460.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4941.7800 UGX -1.16% vs mid-market | Recipient gets UGX 34,592,460.00 Minutes - 24 hours | |
Ways to receive money in Uganda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4941.7800 UGX UGX 34,592,460.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4941.7800 UGX -1.16% vs mid-market | Recipient gets UGX 34,592,460.00 Minutes - 24 hours | |
Ways to receive money in Uganda with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4941.7800 UGX UGX 34,592,460.00You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4872.3588 UGX +0.25% vs mid-market | Recipient gets UGX 34,106,511.90 Minutes - 3 days | |
Ways to receive money in Uganda with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4872.3588 UGX UGX 34,106,511.90You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4871.3819 UGX +0.27% vs mid-market | Recipient gets UGX 34,099,673.50 Minutes - 24 hours | |
Ways to receive money in Uganda with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4871.3819 UGX UGX 34,099,673.50You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 4850.0000 UGX +0.71% vs mid-market | Recipient gets UGX 33,950,000.00 Minutes | |
Ways to receive money in Uganda with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, MTN Free1 EUR = 4850.0000 UGX UGX 33,950,000.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 4826.8294 UGX +1.19% vs mid-market | Recipient gets UGX 33,783,027.38 Minutes - 3 days | |
Ways to receive money in Uganda with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 4826.8294 UGX UGX 33,783,027.38You pay€7,000.00 Bank depositMinutes - 3 days €0.991 EUR = 4826.8294 UGX UGX 33,783,027.38You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 4759.2845 UGX +2.60% vs mid-market | Recipient gets UGX 33,314,991.50 Minutes - 24 hours | |
Ways to receive money in Uganda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 4759.2845 UGX UGX 33,314,991.50You pay€7,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4757.4201 UGX UGX 33,301,940.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €0.991 EUR = 4695.6602 UGX UGX 32,869,621.40You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 4759.2845 UGX +2.60% vs mid-market | Recipient gets UGX 33,314,991.50 Minutes - 24 hours | |
Ways to receive money in Uganda with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 4759.2845 UGX UGX 33,314,991.50You pay€7,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4757.4201 UGX UGX 33,301,940.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €0.991 EUR = 4695.6602 UGX UGX 32,869,621.40You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 4759.2845 UGX +2.60% vs mid-market | Recipient gets UGX 33,314,991.50 Minutes - 24 hours | |
Ways to receive money in Uganda with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 4759.2845 UGX UGX 33,314,991.50You pay€7,004.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4757.4201 UGX UGX 33,301,940.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €0.991 EUR = 4695.6602 UGX UGX 32,869,621.40You pay€7,000.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4884.5703 UGX Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Uganda, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 2 of the 29 days it quoted €7,000 transfers to Uganda.
On a 7,000 EUR transfer, Xe delivers the most UGX.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/UGX rate.
You have 3 ways to fund your transfer: bank transfer, debit card, and credit card.
Sending money to Uganda directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 10% of the transfers from €5,000 it quoted, and in 9% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.22% | €0.00 | UGX 2,449,397.00with debit card to bank deposit | +UGX 44,152.76 | |
| €1,000 | -0.31% | €17.51 | UGX 4,814,034.00with bank transfer to bank deposit | +UGX 24,141.33 | |
| €2,000 | -0.31% | €33.45 | UGX 9,635,761.00with bank transfer to bank deposit | +UGX 50,537.00 | |
| €5,000 | -0.92% | €0.00 | UGX 24,664,550.00with debit card to bank deposit | +UGX 558,948.91 | |
| €7,000This page | -1.16% | €0.00 | UGX 34,592,460.00with debit card to bank deposit | +UGX 626,303.27 |
Mid-market rate: 1 EUR = 4884.5703 UGX
The cheapest way to send EUR to UGX can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Uganda.
Wed, 28 Oct 2026Mid-market rateUGX 34,191,991.88 Xe UGX 34,592,460.00XeUGX 34,592,460.00Key CurrencyUGX 34,106,511.90Regency FXUGX 34,099,673.50
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4410.0000 | €0.00 | UGX 30,870,000.00 | – |
| | 4392.5100 | €0.00 | UGX 30,747,570.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4453.7089 | – | UGX 31,175,961.97 | |
| | 4442.5746 | €0.00 | UGX 31,098,022.07 | −UGX 77,939.90 |
| | 4441.6838 | €0.00 | UGX 31,091,786.87 | −UGX 84,175.10 |
| | 4379.2100 | €0.00 | UGX 30,654,470.00 | −UGX 521,491.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4442.4304 | – | UGX 31,097,012.86 | |
| | 4431.3243 | €0.00 | UGX 31,019,270.33 | −UGX 77,742.53 |
| | 4430.4358 | €0.00 | UGX 31,013,050.93 | −UGX 83,961.93 |
| | 4372.3900 | €0.00 | UGX 30,606,730.00 | −UGX 490,282.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4494.1223 | – | UGX 31,458,856.17 | |
| | 4482.8870 | €0.00 | UGX 31,380,209.03 | −UGX 78,647.14 |
| | 4481.9882 | €0.00 | UGX 31,373,917.26 | −UGX 84,938.91 |
| | 4348.7800 | €0.00 | UGX 30,441,460.00 | −UGX 1,017,396.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4492.0181 | – | UGX 31,444,126.57 | |
| | 4480.7880 | €0.00 | UGX 31,365,516.25 | −UGX 78,610.32 |
| | 4479.8896 | €0.00 | UGX 31,359,227.43 | −UGX 84,899.14 |
| | 4401.4200 | €0.00 | UGX 30,809,940.00 | −UGX 634,186.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4482.9419 | – | UGX 31,380,593.21 | |
| | 4471.7345 | €0.00 | UGX 31,302,141.73 | −UGX 78,451.48 |
| | 4470.8379 | €0.00 | UGX 31,295,865.61 | −UGX 84,727.60 |
| | 4401.4200 | €0.00 | UGX 30,809,940.00 | −UGX 570,653.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4464.4517 | – | UGX 31,251,161.77 | |
| | 4453.2906 | €0.00 | UGX 31,173,033.86 | −UGX 78,127.91 |
| | 4452.3977 | €0.00 | UGX 31,166,783.63 | −UGX 84,378.14 |
| | 4372.0800 | €0.00 | UGX 30,604,560.00 | −UGX 646,601.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4503.0369 | – | UGX 31,521,258.03 | |
| | 4491.7793 | €0.00 | UGX 31,442,454.89 | −UGX 78,803.14 |
| | 4490.8787 | €0.00 | UGX 31,436,150.64 | −UGX 85,107.39 |
| | 4412.9900 | €0.00 | UGX 30,890,930.00 | −UGX 630,328.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4520.4681 | – | UGX 31,643,276.87 | |
| | 4509.1670 | €0.00 | UGX 31,564,168.68 | −UGX 79,108.19 |
| | 4508.2629 | €0.00 | UGX 31,557,840.02 | −UGX 85,436.85 |
| | 4461.2400 | €0.00 | UGX 31,228,680.00 | −UGX 414,596.87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4556.4925 | – | UGX 31,895,447.63 | |
| | 4545.1013 | €0.00 | UGX 31,815,709.01 | −UGX 79,738.62 |
| | 4544.1900 | €0.00 | UGX 31,809,329.92 | −UGX 86,117.71 |
| | 4488.5000 | €0.00 | UGX 31,419,500.00 | −UGX 475,947.63 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4583.7295 | – | UGX 32,086,106.78 | |
| | 4572.2702 | €0.00 | UGX 32,005,891.51 | −UGX 80,215.27 |
| | 4571.3535 | €0.00 | UGX 31,999,474.29 | −UGX 86,632.49 |
| | 4469.2100 | €0.00 | UGX 31,284,470.00 | −UGX 801,636.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4581.1929 | – | UGX 32,068,350.29 | |
| | 4569.7399 | €0.00 | UGX 31,988,179.41 | −UGX 80,170.88 |
| | 4568.8237 | €0.00 | UGX 31,981,765.74 | −UGX 86,584.55 |
| | 4513.6000 | €0.00 | UGX 31,595,200.00 | −UGX 473,150.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4581.1929 | – | UGX 32,068,350.29 | |
| | 4569.7399 | €0.00 | UGX 31,988,179.41 | −UGX 80,170.88 |
| | 4568.8237 | €0.00 | UGX 31,981,765.74 | −UGX 86,584.55 |
| | 4513.6000 | €0.00 | UGX 31,595,200.00 | −UGX 473,150.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4580.1326 | – | UGX 32,060,928.51 | |
| | 4568.6823 | €0.00 | UGX 31,980,776.19 | −UGX 80,152.32 |
| | 4567.7663 | €0.00 | UGX 31,974,364.00 | −UGX 86,564.51 |
| | 4513.6000 | €0.00 | UGX 31,595,200.00 | −UGX 465,728.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4627.2835 | – | UGX 32,390,984.74 | |
| | 4615.7153 | €0.00 | UGX 32,310,007.28 | −UGX 80,977.46 |
| | 4614.7899 | €0.00 | UGX 32,303,529.09 | −UGX 87,455.65 |
| | 4501.5100 | €0.00 | UGX 31,510,570.00 | −UGX 880,414.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4625.0765 | – | UGX 32,375,535.47 | |
| | 4613.5138 | €0.00 | UGX 32,294,596.63 | −UGX 80,938.84 |
| | 4612.5888 | €0.00 | UGX 32,288,121.52 | −UGX 87,413.95 |
| | 4560.9400 | €0.00 | UGX 31,926,580.00 | −UGX 448,955.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4526.0829 | – | UGX 31,682,580.35 | |
| | 4560.9400 | €0.00 | UGX 31,926,580.00 | +UGX 243,999.65 |
| | 4514.7677 | €0.00 | UGX 31,603,373.90 | −UGX 79,206.45 |
| | 4513.8625 | €0.00 | UGX 31,597,037.38 | −UGX 85,542.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 4500.0000 | €0.00 | UGX 31,500,000.00 | – |
| | 4373.6800 | €0.00 | UGX 30,615,760.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4648.2072 | – | UGX 32,537,450.40 | |
| | 4636.5867 | €0.00 | UGX 32,456,106.77 | −UGX 81,343.63 |
| | 4635.6570 | €0.00 | UGX 32,449,599.28 | −UGX 87,851.12 |
| | 4489.3000 | €0.00 | UGX 31,425,100.00 | −UGX 1,112,350.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4648.2072 | – | UGX 32,537,450.40 | |
| | 4636.5867 | €0.00 | UGX 32,456,106.77 | −UGX 81,343.63 |
| | 4635.6570 | €0.00 | UGX 32,449,599.28 | −UGX 87,851.12 |
| | 4489.3000 | €0.00 | UGX 31,425,100.00 | −UGX 1,112,350.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4642.5401 | – | UGX 32,497,781.00 | |
| | 4630.9338 | €0.00 | UGX 32,416,536.55 | −UGX 81,244.45 |
| | 4630.0053 | €0.00 | UGX 32,410,036.99 | −UGX 87,744.01 |
| | 4489.3000 | €0.00 | UGX 31,425,100.00 | −UGX 1,072,681.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4671.6849 | – | UGX 32,701,794.36 | |
| | 4660.0057 | €0.00 | UGX 32,620,039.87 | −UGX 81,754.49 |
| | 4659.0714 | €0.00 | UGX 32,613,499.51 | −UGX 88,294.85 |
| | 4576.1800 | €0.00 | UGX 32,033,260.00 | −UGX 668,534.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4670.1126 | – | UGX 32,690,788.05 | |
| | 4658.4373 | €0.00 | UGX 32,609,061.08 | −UGX 81,726.97 |
| | 4657.5033 | €0.00 | UGX 32,602,522.93 | −UGX 88,265.12 |
| | 4598.4900 | €0.00 | UGX 32,189,430.00 | −UGX 501,358.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4726.3127 | – | UGX 33,084,188.92 | |
| | 4714.4969 | €0.00 | UGX 33,001,478.45 | −UGX 82,710.47 |
| | 4713.5517 | €0.00 | UGX 32,994,861.61 | −UGX 89,327.31 |
| | 4625.5700 | €0.00 | UGX 32,378,990.00 | −UGX 705,198.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4797.1569 | – | UGX 33,580,098.13 | |
| | 4785.1640 | €0.00 | UGX 33,496,147.88 | −UGX 83,950.25 |
| | 4784.2046 | €0.00 | UGX 33,489,431.86 | −UGX 90,666.27 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4931.4906 | – | UGX 34,520,433.94 | |
| | 4919.1618 | €0.00 | UGX 34,434,132.86 | −UGX 86,301.08 |
| | 4918.1755 | €0.00 | UGX 34,427,228.77 | −UGX 93,205.17 |
| | 4648.6500 | €0.00 | UGX 32,540,550.00 | −UGX 1,979,883.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4931.4906 | – | UGX 34,520,433.94 | |
| | 4919.1618 | €0.00 | UGX 34,434,132.86 | −UGX 86,301.08 |
| | 4918.1755 | €0.00 | UGX 34,427,228.77 | −UGX 93,205.17 |
| | 4648.6500 | €0.00 | UGX 32,540,550.00 | −UGX 1,979,883.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4926.6373 | – | UGX 34,486,461.19 | |
| | 4914.3207 | €0.00 | UGX 34,400,245.04 | −UGX 86,216.15 |
| | 4913.3354 | €0.00 | UGX 34,393,347.75 | −UGX 93,113.44 |
| | 4648.6500 | €0.00 | UGX 32,540,550.00 | −UGX 1,945,911.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5012.4563 | – | UGX 35,087,193.83 | |
| | 4999.9251 | €0.00 | UGX 34,999,475.85 | −UGX 87,717.98 |
| | 4998.9226 | €0.00 | UGX 34,992,458.41 | −UGX 94,735.42 |
| | 4883.1200 | €0.00 | UGX 34,181,840.00 | −UGX 905,353.83 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 4884.5703 | – | UGX 34,191,991.88 | |
| | 4941.7800 | €0.00 | UGX 34,592,460.00 | +UGX 400,468.12 |
| | 4872.3588 | €0.00 | UGX 34,106,511.90 | −UGX 85,479.98 |
| | 4871.3819 | €0.00 | UGX 34,099,673.50 | −UGX 92,318.38 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 4884.5703 | – | UGX 34,191,991.88 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more UGX per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.
Right now, Xe pays 34,592,460 UGX on 7,000 EUR, which is 400,468.12 UGX more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 34,999,475.85 UGX.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.
We've tracked 93 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 9% of them
Cheapest in 86% of them
Never the cheapest
Based on 34 comparisons across 5 amounts over the last 7 days.
Cheapest in 9% of them
Cheapest in 93% of them
Never the cheapest
Based on 93 comparisons across 5 amounts over the last 30 days.
Cheapest in 8% of them
Cheapest in 93% of them
Never the cheapest
Based on 141 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most UGX, but it was the cheapest in only 9% of the 66 comparisons it appeared in over the past month.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
6 companies send money from Italy to Uganda. You can send EUR via app, broker, online, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Over the past month, Xe was the cheapest app on 24% of the days it appeared for €7,000 transfers.
Xe charges €0 on a €7,000 transfer, and 34,592,460 UGX lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 34,592,460 UGX on €7,000 with a €0 fee and -1.16% markup.
In our comparisons over the past month, it was the cheapest online service on 7 of the 29 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Uganda, the better rate you will get.
Xe charges no fee and adds -1.16% on EUR/UGX rate.
Our analysis shows Xe was the cheapest broker in 39% of the transfers from €5,000 it quoted.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 34,592,460 UGX.
In Italy, you can pay by bank transfer, debit card, and credit card.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send UGX to Uganda by themselves.
In Uganda, the recipient can use bank deposit, mobile money, cash pickup, and mobile wallet.
In Uganda, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Uganda.
You pay €7,000.00
USh34,592,460
Cheapest
You pay €7,000.00
USh34,592,460
USh0
You pay €7,000.00
USh34,592,460
USh0
You pay €7,000.00
USh33,950,000
-USh642,460
You pay €7,004.99
USh33,314,992
-USh1,277,469
You pay €7,004.99
USh33,314,992
-USh1,277,469
You pay €7,004.99
USh33,314,992
-USh1,277,469
You pay €7,000.00
USh33,301,941
-USh1,290,519
You pay €7,000.00
USh33,301,941
-USh1,290,519
You pay €7,000.00
USh33,301,941
-USh1,290,519
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Uganda.
Cheapest way to send money to Uganda
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 34,592,460 UGX, which is 1.4% more than the next best option.
Fastest way to send money to Uganda
The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 33,950,000 UGX, with the money arriving in minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into UGX and pay your recipient in Uganda through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 6 of them on EUR to Uganda, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 93 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/UGX transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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