How to send money to Uganda from Italy with the best EUR-UGX rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 31,289,930 UGX in Uganda.

For speed, TapTap Send is fastest, with delivery in minutes.

Best companies for EUR/UGX transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/UGX transfers

Sort Cheapest
Promoted

Wise

Pay via Debit card
Fee €453.93 1 EUR = 4454.1400 UGX +0.14% vs mid-market Recipient gets UGX 29,157,112.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€453.931 EUR = 4454.1400 UGX
UGX 29,157,112.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4469.9900 UGX -0.21% vs mid-market Recipient gets UGX 31,289,930.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4469.9900 UGX
UGX 31,289,930.00You pay€7,000.00

Run a live search

Showing top Italy to Uganda deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4469.9900 UGX -0.21% vs mid-market Recipient gets UGX 31,289,930.00 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4469.9900 UGX
UGX 31,289,930.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4469.9900 UGX -0.21% vs mid-market Recipient gets UGX 31,289,930.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4469.9900 UGX
UGX 31,289,930.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4469.9900 UGX -0.21% vs mid-market Recipient gets UGX 31,289,930.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4469.9900 UGX
UGX 31,289,930.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4449.4034 UGX +0.25% vs mid-market Recipient gets UGX 31,145,823.72 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4449.4034 UGX
UGX 31,145,823.72You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4448.5113 UGX +0.27% vs mid-market Recipient gets UGX 31,139,578.94 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4448.5113 UGX
UGX 31,139,578.94You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 4410.0000 UGX +1.14% vs mid-market Recipient gets UGX 30,870,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Uganda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 EUR = 4410.0000 UGX
UGX 30,870,000.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 4404.1170 UGX +1.27% vs mid-market Recipient gets UGX 30,828,819.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4404.1170 UGX
UGX 30,828,819.00You pay€7,000.00
Cash pickupMinutes - 24 hours
€4.991 EUR = 4364.0370 UGX
UGX 30,548,259.00You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€0.991 EUR = 4343.9468 UGX
UGX 30,407,627.60You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 4404.1170 UGX +1.27% vs mid-market Recipient gets UGX 30,828,819.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4404.1170 UGX
UGX 30,828,819.00You pay€7,000.00
Cash pickupMinutes - 24 hours
€4.991 EUR = 4364.0370 UGX
UGX 30,548,259.00You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€0.991 EUR = 4343.9468 UGX
UGX 30,407,627.60You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.00 1 EUR = 4404.1170 UGX +1.27% vs mid-market Recipient gets UGX 30,828,819.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4404.1170 UGX
UGX 30,828,819.00You pay€7,000.00
Cash pickupMinutes - 24 hours
€4.991 EUR = 4364.0370 UGX
UGX 30,548,259.00You pay€7,004.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€0.991 EUR = 4343.9468 UGX
UGX 30,407,627.60You pay€7,000.99
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 4395.7422 UGX +1.46% vs mid-market Recipient gets UGX 30,765,843.55 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Uganda with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
€0.991 EUR = 4395.7422 UGX
UGX 30,765,843.55You pay€7,000.00
Bank depositMinutes - 3 days
€0.991 EUR = 4395.7422 UGX
UGX 30,765,843.55You pay€7,000.00

Wise

Pay via Debit card
Fee €453.93 1 EUR = 4454.1400 UGX +0.14% vs mid-market Recipient gets UGX 29,157,112.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€453.931 EUR = 4454.1400 UGX
UGX 29,157,112.00You pay€7,000.00

Wise

Pay via Credit card
Fee €453.93 1 EUR = 4454.1400 UGX +0.14% vs mid-market Recipient gets UGX 29,157,112.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€453.931 EUR = 4454.1400 UGX
UGX 29,157,112.00You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4460.5548 UGX Updates every 60 minutes.

How to send money from Italy to Uganda

Pick a company

For a one-off transfer to Uganda, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most UGX.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/UGX rate.

Fund your transfer

You have 3 ways to fund your transfer: debit card, bank transfer, and credit card.

Sending money to Uganda directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Uganda

7 companies send money from Italy to Uganda. You can send EUR via app, online, broker, in person, multi-currency account, and global account, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 31,289,930 UGX lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 31,289,930 UGX on €7,000 with a €0 fee and -0.21% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Uganda, the better rate you will get.

Xe charges no fee and adds -0.21% on EUR/UGX rate.

Travelling and receiving

Multi-currency accounts

If you travel to Uganda often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and UGX in one account, and give you local details.

I suggest trying Wise.

It holds EUR and UGX balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive UGX in Uganda

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 31,289,930 UGX.

In Italy, you can pay by debit card, bank transfer, and credit card.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send UGX to Uganda by themselves.

In Uganda, the recipient can use bank deposit, mobile money, mobile wallet, and cash pickup.

In Uganda, they can collect cash through Select Wallets.

They need to take a photo ID and the collection reference to a participating Select Wallets location in Uganda.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    USh31,289,930

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    USh31,289,930

    USh0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    USh31,289,930

    USh0

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    USh30,870,000

    -USh419,930

  5. 5
    Debit card Mobile wallet

    You pay €7,000.00

    USh30,828,819

    -USh461,111

Show moreShow less
  1. 6
    Bank transfer Mobile wallet

    You pay €7,000.00

    USh30,828,819

    -USh461,111

  2. 7
    Credit card Mobile wallet

    You pay €7,000.00

    USh30,828,819

    -USh461,111

  3. 8
    Debit card Cash pickup

    You pay €7,004.99

    USh30,548,259

    -USh741,671

  4. 9
    Bank transfer Cash pickup

    You pay €7,004.99

    USh30,548,259

    -USh741,671

  5. 10
    Credit card Cash pickup

    You pay €7,004.99

    USh30,548,259

    -USh741,671

Consider this when sending money from Italy to UGX

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Uganda.

Cheapest way to send money to Uganda

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 31,289,930 UGX, which is 0.46% more than the next best option.

Fastest way to send money to Uganda

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 30,870,000 UGX, with the money arriving in minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into UGX and pay your recipient in Uganda through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-UGX Exchange Rate

Finding the best rate to send money from Italy to Uganda

The exchange rate affects the final UGX amount, so compare today's quote with the recent EUR/UGX range before sending.

Mid-market rate:1 EUR = 4,453.919523 UGX

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 7 of them on EUR to Uganda, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.