How to send money to Uganda from Canada with the best CAD-UGX rate

Remitly is the cheapest way to send money from Canada to Uganda based on the 8 companies we analyzed, giving your recipient 3,139,600 UGX from CA$1,000.

Best companies for CAD/UGX transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/UGX transfers

Sort Cheapest
Ad

Wise

Pay via Bank Transfer
Fees: $18.84 1 CAD = 3118.2200 UGX +0.18% vs mid-market Recipient gets UGX 3,059,473.00 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$18.841 CAD = 3118.2200 UGX
UGX 3,059,473.00You pay$1,000.00
Ad

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3139.6000 UGX -0.50% vs mid-market Recipient gets UGX 3,139,600.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Uganda with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 3139.6000 UGX
UGX 3,139,600.00You pay$1,000.00

Run a live search

Showing top Canada to Uganda deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3139.6000 UGX -0.50% vs mid-market Recipient gets UGX 3,139,600.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Uganda with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 3139.6000 UGX
UGX 3,139,600.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 3139.6000 UGX -0.50% vs mid-market Recipient gets UGX 3,139,600.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Uganda with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 3139.6000 UGX
UGX 3,139,600.00You pay$1,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 CAD = 3135.0000 UGX -0.35% vs mid-market Recipient gets UGX 3,135,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Uganda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 CAD = 3135.0000 UGX
UGX 3,135,000.00You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $0.00 1 CAD = 3120.1391 UGX +0.12% vs mid-market Recipient gets UGX 3,120,139.10 Next Day
0 reviews

Ways to receive money in Uganda with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3120.1391 UGX
UGX 3,120,139.10You pay$1,000.00

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 3120.1391 UGX +0.12% vs mid-market Recipient gets UGX 3,120,139.10 Next Day
0 reviews

Ways to receive money in Uganda with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3120.1391 UGX
UGX 3,120,139.10You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 3120.1391 UGX +0.12% vs mid-market Recipient gets UGX 3,120,139.10 Next Day
0 reviews

Ways to receive money in Uganda with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3120.1391 UGX
UGX 3,120,139.10You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3120.1391 UGX +0.12% vs mid-market Recipient gets UGX 3,120,139.10 Next Day
0 reviews

Ways to receive money in Uganda with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3120.1391 UGX
UGX 3,120,139.10You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 3114.1200 UGX +0.32% vs mid-market Recipient gets UGX 3,114,120.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Uganda with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 3114.1200 UGX
UGX 3,114,120.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 3114.1200 UGX +0.32% vs mid-market Recipient gets UGX 3,114,120.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Uganda with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 3114.1200 UGX
UGX 3,114,120.00You pay$1,020.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 3102.7212 UGX +0.68% vs mid-market Recipient gets UGX 3,102,721.16 6-12 Hours

Ways to receive money in Uganda with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3102.7212 UGX
UGX 3,102,721.16You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 3102.7212 UGX +0.68% vs mid-market Recipient gets UGX 3,102,721.16 6-12 Hours

Ways to receive money in Uganda with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3102.7212 UGX
UGX 3,102,721.16You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $9.99 1 CAD = 3098.8094 UGX +0.81% vs mid-market Recipient gets UGX 3,098,809.40 6-12 Hours

Ways to receive money in Uganda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$9.991 CAD = 3098.8094 UGX
UGX 3,098,809.40You pay$1,009.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 3060.3817 UGX
UGX 3,060,381.70You pay$1,001.99
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 3059.4644 UGX
UGX 3,059,464.40You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $9.99 1 CAD = 3098.8094 UGX +0.81% vs mid-market Recipient gets UGX 3,098,809.40 6-12 Hours

Ways to receive money in Uganda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$9.991 CAD = 3098.8094 UGX
UGX 3,098,809.40You pay$1,009.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 3060.3817 UGX
UGX 3,060,381.70You pay$1,001.99
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 3059.4644 UGX
UGX 3,059,464.40You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $9.99 1 CAD = 3098.8094 UGX +0.81% vs mid-market Recipient gets UGX 3,098,809.40 6-12 Hours

Ways to receive money in Uganda with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$9.991 CAD = 3098.8094 UGX
UGX 3,098,809.40You pay$1,009.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 3060.3817 UGX
UGX 3,060,381.70You pay$1,001.99
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 3059.4644 UGX
UGX 3,059,464.40You pay$1,004.99

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 3086.0437 UGX +1.22% vs mid-market Recipient gets UGX 3,086,044.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Uganda with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3086.0437 UGX
UGX 3,086,044.00You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3086.0437 UGX +1.22% vs mid-market Recipient gets UGX 3,086,044.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Uganda with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3086.0437 UGX
UGX 3,086,044.00You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $18.84 1 CAD = 3118.2200 UGX +0.18% vs mid-market Recipient gets UGX 3,059,473.00 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$18.841 CAD = 3118.2200 UGX
UGX 3,059,473.00You pay$1,000.00

Wise

Pay via Interac
Fees: $24.47 1 CAD = 3118.2200 UGX +0.18% vs mid-market Recipient gets UGX 3,041,917.00 Within an hour
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
$24.471 CAD = 3118.2200 UGX
UGX 3,041,917.00You pay$1,000.00

Koho

Pay via Bank Transfer
Fees: $24.52 1 CAD = 3114.1130 UGX +0.32% vs mid-market Recipient gets UGX 3,037,747.00 Next day
Receive to bank account

Ways to receive money in Uganda with Koho when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$24.521 CAD = 3114.1130 UGX
UGX 3,037,747.00You pay$1,000.00
Mobile moneyNext dayAvailable via:Airtel, MTN
$24.521 CAD = 3114.1130 UGX
UGX 3,037,747.00You pay$1,000.00

Wise

Pay via Debit Card
Fees: $29.61 1 CAD = 3118.2200 UGX +0.18% vs mid-market Recipient gets UGX 3,025,890.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$29.611 CAD = 3118.2200 UGX
UGX 3,025,890.00You pay$1,000.00

Wise

Pay via Credit Card
Fees: $44.02 1 CAD = 3118.2200 UGX +0.18% vs mid-market Recipient gets UGX 2,980,956.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$44.021 CAD = 3118.2200 UGX
UGX 2,980,956.00You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 3123.9561 UGX Updates every 60 minutes.

How to send money from Canada to Uganda

Pick a company

Start with the cheapest, which is Remitly at 3,139,600 UGX on CA$1,000.

Remitly was the cheapest on 14 of the 30 days it quoted CA$1,000 transfers to Uganda.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Uganda?

How much CAD you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 50% of the transfers up to C$1,000 it quoted, and in 50% of all the transfers it quoted.

Cheapest service
$100-3.14%$0.00UGX 322,471.00with bank transfer to bank deposit+UGX 13,955.04
$500-2.67%$0.00UGX 1,604,455.00with bank transfer to bank deposit+UGX 50,733.37
$1,000This page-0.50%$0.00UGX 3,139,600.00with bank transfer to bank deposit+UGX 47,079.15
$3,000-0.94%$0.00UGX 9,464,100.00with bank transfer to bank deposit+UGX 169,302.36
$10,000-0.96%$0.00UGX 31,547,000.00with bank transfer to bank deposit+UGX 419,828.69
$50,000-0.32%$0.00UGX 156,750,000.00with debit card to mobile money+UGX 2,668,824.24

Mid-market rate: 1 CAD = 3123.9561 UGX

CAD/UGX Exchange Rate History

Is today a good time to send money from Canada to Uganda?

The cheapest way to send CAD to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to Uganda.

UGX received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rateUGX 3,123,956.13 Remitly UGX 3,139,600.00RemitlyUGX 3,139,600.00TapTap SendUGX 3,135,000.00RemitbeeUGX 3,120,139.10

2.6M
2.7M
2.8M
2.9M
3.0M
3.1M
3.2M
3.3M
At the mid-market rateWith the cheapest optionRemitlyTapTap SendRemitbee
Exchange rateFees:Recipient getsDifference
Mid-market rate 2761.3078 – UGX 2,761,307.79
Remitbee Cheapest 2774.1472 $0.00 UGX 2,774,147.20 +UGX 12,839.41
TapTap Send 2730.0000 $0.00 UGX 2,730,000.00 −UGX 31,307.79
Remitly 2720.3600 $0.00 UGX 2,720,360.00 −UGX 40,947.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 2765.7344 – UGX 2,765,734.37
Remitbee Cheapest 2774.1472 $0.00 UGX 2,774,147.20 +UGX 8,412.83
TapTap Send 2730.0000 $0.00 UGX 2,730,000.00 −UGX 35,734.37
Remitly 2721.8900 $0.00 UGX 2,721,890.00 −UGX 43,844.37
Exchange rateFees:Recipient getsDifference
Mid-market rate 2758.4841 – UGX 2,758,484.10
Remitbee Cheapest 2774.1472 $0.00 UGX 2,774,147.20 +UGX 15,663.10
TapTap Send 2730.0000 $0.00 UGX 2,730,000.00 −UGX 28,484.10
Remitly 2716.0200 $0.00 UGX 2,716,020.00 −UGX 42,464.10
Exchange rateFees:Recipient getsDifference
Mid-market rate 2807.0124 – UGX 2,807,012.38
Africhange Cheapest 2807.1506 $0.00 UGX 2,807,150.58 +UGX 138.20
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 32,865.18
Remitly 2749.6800 $0.00 UGX 2,749,680.00 −UGX 57,332.38
TapTap Send 2730.0000 $0.00 UGX 2,730,000.00 −UGX 77,012.38
Exchange rateFees:Recipient getsDifference
Mid-market rate 2800.0046 – UGX 2,800,004.60
Remitbee Cheapest 2774.1472 $0.00 UGX 2,774,147.20 −UGX 25,857.40
Remitly 2740.5900 $0.00 UGX 2,740,590.00 −UGX 59,414.60
TapTap Send 2730.0000 $0.00 UGX 2,730,000.00 −UGX 70,004.60
Exchange rateFees:Recipient getsDifference
Mid-market rate 2794.1510 – UGX 2,794,151.04
Africhange Cheapest 2794.1510 $0.00 UGX 2,794,151.04 Same
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 20,003.84
TapTap Send 2750.0000 $0.00 UGX 2,750,000.00 −UGX 44,151.04
Remitly 2740.5900 $0.00 UGX 2,740,590.00 −UGX 53,561.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 2793.3528 – UGX 2,793,352.83
Africhange Cheapest 2793.4311 $0.00 UGX 2,793,431.11 +UGX 78.28
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 19,205.63
Remitly 2761.7100 $0.00 UGX 2,761,710.00 −UGX 31,642.83
TapTap Send 2750.0000 $0.00 UGX 2,750,000.00 −UGX 43,352.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 2808.9562 – UGX 2,808,956.16
Paysend Cheapest 2811.8821 $0.00 UGX 2,811,882.09 +UGX 2,925.93
Remitly 2782.2300 $0.00 UGX 2,782,230.00 −UGX 26,726.16
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 34,808.96
TapTap Send 2750.0000 $0.00 UGX 2,750,000.00 −UGX 58,956.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 2835.5971 – UGX 2,835,597.10
Instarem Cheapest 2841.8253 $0.00 UGX 2,841,825.30 +UGX 6,228.20
Remitly 2808.4300 $0.00 UGX 2,808,430.00 −UGX 27,167.10
TapTap Send 2800.0000 $0.00 UGX 2,800,000.00 −UGX 35,597.10
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 61,449.90
Exchange rateFees:Recipient getsDifference
Mid-market rate 2856.1704 – UGX 2,856,170.45
Paysend Cheapest 2826.4919 $0.00 UGX 2,826,491.94 −UGX 29,678.51
TapTap Send 2800.0000 $0.00 UGX 2,800,000.00 −UGX 56,170.45
Remitly 2796.5000 $0.00 UGX 2,796,500.00 −UGX 59,670.45
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 82,023.25
Exchange rateFees:Recipient getsDifference
Mid-market rate 2871.9115 – UGX 2,871,911.52
Africhange Cheapest 2871.6188 $0.00 UGX 2,871,618.82 −UGX 292.70
Remitly 2832.4700 $0.00 UGX 2,832,470.00 −UGX 39,441.52
TapTap Send 2805.0000 $0.00 UGX 2,805,000.00 −UGX 66,911.52
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 97,764.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 2866.8641 – UGX 2,866,864.07
Africhange Cheapest 2866.8641 $0.00 UGX 2,866,864.07 Same
TapTap Send 2805.0000 $0.00 UGX 2,805,000.00 −UGX 61,864.07
Remitly 2796.8900 $0.00 UGX 2,796,890.00 −UGX 69,974.07
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 92,716.87
Exchange rateFees:Recipient getsDifference
Mid-market rate 2866.8641 – UGX 2,866,864.07
Instarem Cheapest 2832.3510 $0.00 UGX 2,832,351.00 −UGX 34,513.07
TapTap Send 2805.0000 $0.00 UGX 2,805,000.00 −UGX 61,864.07
Remitly 2796.8900 $0.00 UGX 2,796,890.00 −UGX 69,974.07
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 92,716.87
Exchange rateFees:Recipient getsDifference
Mid-market rate 2869.0761 – UGX 2,869,076.06
Paysend Cheapest 2868.4976 $0.00 UGX 2,868,497.60 −UGX 578.46
Remitly 2837.9100 $0.00 UGX 2,837,910.00 −UGX 31,166.06
TapTap Send 2823.0000 $0.00 UGX 2,823,000.00 −UGX 46,076.06
Remitbee 2774.1472 $0.00 UGX 2,774,147.20 −UGX 94,928.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 2900.3578 – UGX 2,900,357.79
Remitly Cheapest 2942.1900 $0.00 UGX 2,942,190.00 +UGX 41,832.21
TapTap Send 2830.0000 $0.00 UGX 2,830,000.00 −UGX 70,357.79
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2909.0257 – UGX 2,909,025.65
Africhange Cheapest 2908.7595 $0.00 UGX 2,908,759.46 −UGX 266.19
Remitly 2895.3300 $0.00 UGX 2,895,330.00 −UGX 13,695.65
TapTap Send 2870.0000 $0.00 UGX 2,870,000.00 −UGX 39,025.65
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2840.2052 – UGX 2,840,205.19
Western Union Cheapest 2868.9762 $0.00 UGX 2,868,977.00 +UGX 28,771.81
TapTap Send 2860.0000 $0.00 UGX 2,860,000.00 +UGX 19,794.81
Remitly 2818.4400 $0.00 UGX 2,818,440.00 −UGX 21,765.19
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2839.5967 – UGX 2,839,596.69
Remitly Cheapest 2905.2200 $0.00 UGX 2,905,220.00 +UGX 65,623.31
TapTap Send 2800.0000 $0.00 UGX 2,800,000.00 −UGX 39,596.69
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2921.7428 – UGX 2,921,742.84
Remitly Cheapest 2932.3900 $0.00 UGX 2,932,390.00 +UGX 10,647.16
TapTap Send 2850.0000 $0.00 UGX 2,850,000.00 −UGX 71,742.84
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2921.7428 – UGX 2,921,742.84
Remitly Cheapest 2932.3900 $0.00 UGX 2,932,390.00 +UGX 10,647.16
TapTap Send 2850.0000 $0.00 UGX 2,850,000.00 −UGX 71,742.84
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2940.1076 – UGX 2,940,107.60
Remitly Cheapest 2973.4500 $0.00 UGX 2,973,450.00 +UGX 33,342.40
TapTap Send 2850.0000 $0.00 UGX 2,850,000.00 −UGX 90,107.60
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2954.5637 – UGX 2,954,563.65
Remitly Cheapest 2975.5700 $0.00 UGX 2,975,570.00 +UGX 21,006.35
TapTap Send 2850.0000 $0.00 UGX 2,850,000.00 −UGX 104,563.65
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2960.8321 – UGX 2,960,832.10
Remitly Cheapest 2992.6600 $0.00 UGX 2,992,660.00 +UGX 31,827.90
TapTap Send 2860.0000 $0.00 UGX 2,860,000.00 −UGX 100,832.10
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2999.3062 – UGX 2,999,306.21
Remitly Cheapest 3029.7300 $0.00 UGX 3,029,730.00 +UGX 30,423.79
TapTap Send 2940.0000 $0.00 UGX 2,940,000.00 −UGX 59,306.21
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3055.4588 – UGX 3,055,458.80
Remitly Cheapest 3129.6700 $0.00 UGX 3,129,670.00 +UGX 74,211.20
TapTap Send 2970.0000 $0.00 UGX 2,970,000.00 −UGX 85,458.80
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3143.8632 – UGX 3,143,863.18
Remitly Cheapest 3188.3600 $0.00 UGX 3,188,360.00 +UGX 44,496.83
TapTap Send 3000.0000 $0.00 UGX 3,000,000.00 −UGX 143,863.17
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3143.8632 – UGX 3,143,863.18
Remitly Cheapest 3188.3600 $0.00 UGX 3,188,360.00 +UGX 44,496.83
TapTap Send 3000.0000 $0.00 UGX 3,000,000.00 −UGX 143,863.17
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3137.7753 – UGX 3,137,775.31
Remitly Cheapest 3190.8300 $0.00 UGX 3,190,830.00 +UGX 53,054.69
TapTap Send 3020.0000 $0.00 UGX 3,020,000.00 −UGX 117,775.31
Remitbee No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3202.0665 – UGX 3,202,066.45
Remitly Cheapest 3214.1600 $0.00 UGX 3,214,160.00 +UGX 12,093.55
TapTap Send 3135.0000 $0.00 UGX 3,135,000.00 −UGX 67,066.45
Remitbee 3120.1391 $0.00 UGX 3,120,139.10 −UGX 81,927.35
Exchange rateFees:Recipient getsDifference
Mid-market rate 3123.9561 – UGX 3,123,956.13
Remitly Cheapest 3139.6000 $0.00 UGX 3,139,600.00 +UGX 15,643.87
TapTap Send 3135.0000 $0.00 UGX 3,135,000.00 +UGX 11,043.87
Remitbee 3120.1391 $0.00 UGX 3,120,139.10 −UGX 3,817.03

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 22 of the last 30 days.

Right now, Remitly pays 3,139,600 UGX on 1,000 CAD, which is 15,643.87 UGX more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 3,214,160 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 110 comparisons

    Cheapest in 50% of them

  2. TapTap SendAppeared in 179 comparisons

    Cheapest in 2% of them

  3. RemitbeeAppeared in 100 comparisons

    Cheapest in 20% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most UGX, and it was also the cheapest in 50% of the 110 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Uganda.

TapTap Send (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Uganda.

Ways to send money from Canada to Uganda

There are 8 companies sending money to Uganda, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 3,139,600 UGX within minutes.

Our data shows Remitly came out cheapest among in-person options on 63% of days in the past month.

Cash transfers cost more

Cash transfer to Uganda is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds -0.5% markup, so your CA$1,000 delivers 3,139,600 UGX in within a week.

Over the past month, Remitly was the cheapest app on 47% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 8 companies we compared, Remitly is the cheapest online service and currently gets you 3,139,600 UGX on a CA$1,000 transfer after a CA$0 fee and -0.5% markup.

In our comparisons over the past month, it was the cheapest online service on 14 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

If you already have one

Challenger banks

Some neobanks in Canada include international transfers with no transfer fee as part of the account.

Koho sends your CA$1,000 for CA$24.52 in fees with 0.32% markup.

It's a good option for small occasional transfers, but I still suggest .

Our data shows Koho came out cheapest among challenger banks on 100% of days in the past month.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in UGX.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in UGX, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and UGX, and convert between them at low cost.

For example, converting $1,000 costs $18.84 in fees at 0.18% markup, which gets you 3,059,473 UGX.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive UGX in Uganda

With Remitly, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 3,139,600 UGX.

Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive UGX through bank deposit, mobile money, cash pickup, and mobile wallet.

For a bank deposit payout, you will need the recipient's bank details in Uganda.

  1. 1
    Bank transfer Bank deposit

    You pay CA$1,000.00

    USh3,139,600

    Cheapest

  2. 2
    Interac Bank deposit

    You pay CA$1,000.00

    USh3,139,600

    USh0

  3. 3
    debit card Mobile money

    You pay CA$1,000.00

    USh3,135,000

    -USh4,600

  4. 4
    debit card Bank deposit

    You pay CA$1,000.00

    USh3,120,139

    -USh19,461

  5. 5
    Bill payment Bank deposit

    You pay CA$1,000.00

    USh3,120,139

    -USh19,461

Show moreShow less
  1. 6
    credit card Bank deposit

    You pay CA$1,020.00

    USh3,114,120

    -USh25,480

  2. 7
    debit card Cash pickup

    You pay CA$1,009.99

    USh3,098,809

    -USh40,791

  3. 8
    credit card Cash pickup

    You pay CA$1,009.99

    USh3,098,809

    -USh40,791

  4. 9
    Cash deposit Cash pickup

    You pay CA$1,009.99

    USh3,098,809

    -USh40,791

  5. 10
    debit card Mobile wallet

    You pay CA$1,001.99

    USh3,060,382

    -USh79,218

  6. 11
    credit card Mobile wallet

    You pay CA$1,001.99

    USh3,060,382

    -USh79,218

  7. 12
    Cash deposit Mobile wallet

    You pay CA$1,001.99

    USh3,060,382

    -USh79,218

  8. 13
    Cash deposit Bank deposit

    You pay CA$1,004.99

    USh3,059,464

    -USh80,136

  9. 14
    Bank transfer Mobile money

    You pay CA$1,000.00

    USh3,037,747

    -USh101,853

Consider this when sending CAD to Uganda

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/UGX transfer options

For a CA$1,000 transfer to Uganda, these are the cheapest, fastest and easiest options available now.

Best way to send money to Uganda

Remitly is the cheapest and easiest option, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,139,600 UGX, which is 0.15% more than the next best option.

Fastest way to send money to Uganda

TapTap Send is fastest when you pay by debit card and choose mobile money for the payout. The transfer delivers 3,135,000 UGX in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Uganda.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 8 FINTRAC-registered companies sending CAD to Uganda, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.