How to send money to Uganda from Sweden with the best SEK-UGX rate

From 5 companies analysed, Regency FX is the cheapest way to send money to Uganda, giving your recipient 24 952 421,35 UGX when you send SEK 60 000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most UGX.

Best companies for SEK/UGX transfers

5 of 5 providers

Last updated on 10 November 2026

Based on 60,000 SEK transfer

Best companies for SEK/UGX transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 952,77 kr 1 SEK = 419.0450 UGX -0.49% vs mid-market Recipient gets 24 743 446,00 UGX Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
952,77 kr1 SEK = 419.0450 UGX
24 743 446,00 UGXYou pay60 000,00 kr
Promoted

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 415.8737 UGX +0.27% vs mid-market Recipient gets 24 952 421,35 UGX Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 415.8737 UGX
24 952 421,35 UGXYou pay60 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 415.8737 UGX +0.27% vs mid-market Recipient gets 24 952 421,35 UGX Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 415.8737 UGX
24 952 421,35 UGXYou pay60 000,00 kr

Wise

Pay via Bank transfer
Fee 952,77 kr 1 SEK = 419.0450 UGX -0.49% vs mid-market Recipient gets 24 743 446,00 UGX Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
952,77 kr1 SEK = 419.0450 UGX
24 743 446,00 UGXYou pay60 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 10,00 kr 1 SEK = 411.7400 UGX +1.27% vs mid-market Recipient gets 24 704 400,00 UGX Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
10,00 kr1 SEK = 411.7400 UGX
24 704 400,00 UGXYou pay60 010,00 kr
Cash pickupMinutes - 24 hours
20,00 kr1 SEK = 405.7343 UGX
24 344 058,00 UGXYou pay60 020,00 kr
Bank depositMinutes - 24 hoursAvailable via:Select Banks
20,00 kr1 SEK = 404.4083 UGX
24 264 498,00 UGXYou pay60 020,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 10,00 kr 1 SEK = 411.7400 UGX +1.27% vs mid-market Recipient gets 24 704 400,00 UGX Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
10,00 kr1 SEK = 411.7400 UGX
24 704 400,00 UGXYou pay60 010,00 kr
Cash pickupMinutes - 24 hours
20,00 kr1 SEK = 405.7343 UGX
24 344 058,00 UGXYou pay60 020,00 kr
Bank depositMinutes - 24 hoursAvailable via:Select Banks
20,00 kr1 SEK = 404.4083 UGX
24 264 498,00 UGXYou pay60 020,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 10,00 kr 1 SEK = 411.7400 UGX +1.27% vs mid-market Recipient gets 24 704 400,00 UGX Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
10,00 kr1 SEK = 411.7400 UGX
24 704 400,00 UGXYou pay60 010,00 kr
Cash pickupMinutes - 24 hours
20,00 kr1 SEK = 405.7343 UGX
24 344 058,00 UGXYou pay60 020,00 kr
Bank depositMinutes - 24 hoursAvailable via:Select Banks
20,00 kr1 SEK = 404.4083 UGX
24 264 498,00 UGXYou pay60 020,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 408.6570 UGX +2.02% vs mid-market Recipient gets 24 519 420,00 UGX Minutes
Fastest
Receive to bank account

Ways to receive money in Uganda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 SEK = 408.6570 UGX
24 519 420,00 UGXYou pay60 000,00 kr

Wise

Pay via Debit card
Fee 1 585,27 kr 1 SEK = 419.0450 UGX -0.49% vs mid-market Recipient gets 24 478 401,00 UGX Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 585,27 kr1 SEK = 419.0450 UGX
24 478 401,00 UGXYou pay60 000,00 kr

Wise

Pay via Credit card
Fee 1 704,48 kr 1 SEK = 419.0450 UGX -0.49% vs mid-market Recipient gets 24 428 446,00 UGX Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Uganda with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 704,48 kr1 SEK = 419.0450 UGX
24 428 446,00 UGXYou pay60 000,00 kr

Western Union

Pay via Debit card
Fee 0,00 kr 1 SEK = 405.5201 UGX +2.79% vs mid-market Recipient gets 24 331 207,00 UGX Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Uganda with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 405.5201 UGX
24 331 207,00 UGXYou pay60 000,00 kr

Western Union

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 405.5201 UGX +2.79% vs mid-market Recipient gets 24 331 207,00 UGX Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Uganda with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 405.5201 UGX
24 331 207,00 UGXYou pay60 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 416.9996 UGX Updates every 60 minutes.

How to send money from Sweden to Uganda

Pick a company

For a one-off SEK transfer to Uganda, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 26 of the 28 days it quoted kr60 000 transfers to Uganda.

On a 60 000 SEK transfer, Regency FX delivers the most UGX.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/UGX rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Uganda, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Uganda?

How much SEK you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 47% of the transfers from SEK 50,000 it quoted, and in 47% of all the transfers it quoted.

Cheapest service
5 000 kr-2.24%0,00 kr2 136 500,00 UGXwith debit card to bank deposit+53 761,17 UGX
10 000 kr-2.20%0,00 kr4 264 700,00 UGXwith debit card to bank deposit+139 507,00 UGX
25 000 kr0.61%0,00 kr10 383 000,00 UGXwith debit card to bank deposit+151 606,87 UGX
50 000 kr-0.40%796,26 kr20 611 840,00 UGXwith bank transfer to bank deposit+156 485,67 UGX
60 000 krThis page0.27%0,00 kr24 952 421,35 UGXwith bank transfer to bank deposit+362 646,52 UGX
80 000 kr0.25%0,00 kr33 299 621,58 UGXwith bank transfer to bank deposit+282 500,49 UGX

Mid-market rate: 1 SEK = 416.9996 UGX

SEK/UGX Exchange Rate History

Is today a good time to send money from Sweden to Uganda?

The cheapest way to send SEK to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 60 000 SEK transfers to Uganda.

UGX received for 60 000 kr, after fees

Tue, 10 Nov 2026Mid-market rate25 019 975,28 UGX Regency FX 24 952 421,35 UGXRegency FX24 952 421,35 UGXWise24 743 446,00 UGXMoneyGram24 704 400,00 UGX

23M
24M
25M
26M
27M
28M
At the mid-market rateWith the cheapest optionRegency FXWiseMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 408.5346 – 24 512 078,16 UGX
MoneyGram Cheapest 402.7365 10,00 kr 24 164 190,00 UGX −347 888,16 UGX
Wise 408.5400 952,77 kr 24 123 155,00 UGX −388 923,16 UGX
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 412.9678 – 24 778 065,30 UGX
Wise Cheapest 415.6090 946,96 kr 24 542 975,00 UGX −235 090,30 UGX
MoneyGram 404.6424 10,00 kr 24 278 544,00 UGX −499 521,30 UGX
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 415.2748 – 24 916 489,62 UGX
Regency FX Cheapest 414.1536 0,00 kr 24 849 215,10 UGX −67 274,52 UGX
MoneyGram 408.7863 10,00 kr 24 527 178,00 UGX −389 311,62 UGX
Wise 414.3560 952,77 kr 24 466 574,00 UGX −449 915,62 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 404.6159 – 24 276 955,44 UGX
MoneyGram Cheapest 408.1426 10,00 kr 24 488 556,00 UGX +211 600,56 UGX
Regency FX 403.5235 0,00 kr 24 211 407,66 UGX −65 547,78 UGX
Wise 397.0900 952,77 kr 23 447 065,00 UGX −829 890,44 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 404.9370 – 24 296 217,72 UGX
Regency FX Cheapest 403.8436 0,00 kr 24 230 617,93 UGX −65 599,79 UGX
Wise 409.5220 952,77 kr 24 181 140,00 UGX −115 077,72 UGX
MoneyGram 396.1634 10,00 kr 23 769 804,00 UGX −526 413,72 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 417.3013 – 25 038 075,72 UGX
Regency FX Cheapest 416.1745 0,00 kr 24 970 472,92 UGX −67 602,80 UGX
MoneyGram 411.3163 20,00 kr 24 678 978,00 UGX −359 097,72 UGX
Wise 416.1390 1 022,43 kr 24 542 867,00 UGX −495 208,72 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 417.3013 – 25 038 075,72 UGX
Regency FX Cheapest 416.1745 0,00 kr 24 970 472,92 UGX −67 602,80 UGX
MoneyGram 411.3163 20,00 kr 24 678 978,00 UGX −359 097,72 UGX
Wise 416.1390 1 022,43 kr 24 542 867,00 UGX −495 208,72 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 417.8735 – 25 072 408,32 UGX
Regency FX Cheapest 416.7452 0,00 kr 25 004 712,82 UGX −67 695,50 UGX
MoneyGram 411.3163 20,00 kr 24 678 978,00 UGX −393 430,32 UGX
Wise 417.4920 952,77 kr 24 651 746,00 UGX −420 662,32 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 420.4060 – 25 224 359,64 UGX
Regency FX Cheapest 419.2709 0,00 kr 25 156 253,87 UGX −68 105,77 UGX
MoneyGram 414.5217 20,00 kr 24 871 302,00 UGX −353 057,64 UGX
Wise 419.9960 946,96 kr 24 802 041,00 UGX −422 318,64 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 419.8947 – 25 193 679,96 UGX
Regency FX Cheapest 418.7610 0,00 kr 25 125 657,02 UGX −68 022,94 UGX
MoneyGram 416.4784 20,00 kr 24 988 704,00 UGX −204 975,96 UGX
Wise 421.6050 952,77 kr 24 894 607,00 UGX −299 072,96 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 425.4472 – 25 526 832,12 UGX
Regency FX Cheapest 424.2985 0,00 kr 25 457 909,67 UGX −68 922,45 UGX
Wise 425.9000 952,77 kr 25 148 215,00 UGX −378 617,12 UGX
MoneyGram 417.4849 20,00 kr 25 049 094,00 UGX −477 738,12 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 431.9780 – 25 918 681,50 UGX
Regency FX Cheapest 430.8117 0,00 kr 25 848 701,06 UGX −69 980,44 UGX
Wise 435.4580 946,96 kr 25 715 119,00 UGX −203 562,50 UGX
MoneyGram 420.3360 10,00 kr 25 220 160,00 UGX −698 521,50 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.2423 – 26 594 538,84 UGX
Regency FX Cheapest 442.0456 0,00 kr 26 522 733,59 UGX −71 805,25 UGX
Wise 445.1540 999,23 kr 26 264 429,00 UGX −330 109,84 UGX
MoneyGram 432.7950 10,00 kr 25 967 700,00 UGX −626 838,84 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.2423 – 26 594 538,84 UGX
Regency FX Cheapest 442.0456 0,00 kr 26 522 733,59 UGX −71 805,25 UGX
Wise 445.1540 999,23 kr 26 264 429,00 UGX −330 109,84 UGX
MoneyGram 432.7950 10,00 kr 25 967 700,00 UGX −626 838,84 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 442.6550 – 26 559 297,96 UGX
Regency FX Cheapest 441.4598 0,00 kr 26 487 587,86 UGX −71 710,10 UGX
Wise 445.9030 952,77 kr 26 329 337,00 UGX −229 960,96 UGX
MoneyGram 433.8004 20,00 kr 26 028 024,00 UGX −531 273,96 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 451.0048 – 27 060 285,06 UGX
Regency FX Cheapest 449.7870 0,00 kr 26 987 222,29 UGX −73 062,77 UGX
Wise 451.5210 952,77 kr 26 661 064,00 UGX −399 221,06 UGX
MoneyGram 441.0830 10,00 kr 26 464 980,00 UGX −595 305,06 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 441.1886 – 26 471 316,06 UGX
Regency FX Cheapest 439.9974 0,00 kr 26 399 843,51 UGX −71 472,55 UGX
Wise 440.3650 952,77 kr 26 002 333,00 UGX −468 983,06 UGX
MoneyGram 428.8695 20,00 kr 25 732 170,00 UGX −739 146,06 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 438.3781 – 26 302 685,34 UGX
MoneyGram Cheapest 437.2124 10,00 kr 26 232 744,00 UGX −69 941,34 UGX
Regency FX 437.1945 0,00 kr 26 231 668,09 UGX −71 017,25 UGX
Wise 439.0550 952,77 kr 25 924 982,00 UGX −377 703,34 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.7454 – 26 624 721,90 UGX
Regency FX Cheapest 442.5473 0,00 kr 26 552 835,15 UGX −71 886,75 UGX
Wise 442.8520 958,57 kr 26 146 615,00 UGX −478 106,90 UGX
MoneyGram 433.4293 10,00 kr 26 005 758,00 UGX −618 963,90 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 431.9688 – 25 918 130,70 UGX
Regency FX Cheapest 430.8025 0,00 kr 25 848 151,75 UGX −69 978,95 UGX
MoneyGram 428.0651 10,00 kr 25 683 906,00 UGX −234 224,70 UGX
Wise 433.4510 1 005,02 kr 25 571 433,00 UGX −346 697,70 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 431.9688 – 25 918 130,70 UGX
Regency FX Cheapest 430.8025 0,00 kr 25 848 151,75 UGX −69 978,95 UGX
MoneyGram 428.0651 10,00 kr 25 683 906,00 UGX −234 224,70 UGX
Wise 433.4510 1 005,02 kr 25 571 433,00 UGX −346 697,70 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 435.0173 – 26 101 039,92 UGX
Regency FX Cheapest 433.8428 0,00 kr 26 030 567,11 UGX −70 472,81 UGX
MoneyGram 428.0651 10,00 kr 25 683 906,00 UGX −417 133,92 UGX
Wise 434.6930 952,77 kr 25 667 418,00 UGX −433 621,92 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 437.2645 – 26 235 871,98 UGX
Regency FX Cheapest 436.0839 0,00 kr 26 165 035,13 UGX −70 836,85 UGX
MoneyGram 431.4007 10,00 kr 25 884 042,00 UGX −351 829,98 UGX
Wise 436.9010 952,77 kr 25 797 794,00 UGX −438 077,98 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 430.7091 – 25 842 544,80 UGX
Regency FX Cheapest 429.5462 0,00 kr 25 772 769,93 UGX −69 774,87 UGX
MoneyGram 426.3849 10,00 kr 25 583 094,00 UGX −259 450,80 UGX
Wise 432.8570 958,57 kr 25 556 496,00 UGX −286 048,80 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 422.9546 – 25 377 277,62 UGX
Regency FX Cheapest 421.8126 0,00 kr 25 308 758,97 UGX −68 518,65 UGX
MoneyGram 418.0059 10,00 kr 25 080 354,00 UGX −296 923,62 UGX
Wise 423.4780 952,77 kr 25 005 203,00 UGX −372 074,62 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 411.5881 – 24 695 285,58 UGX
Regency FX Cheapest 410.4768 0,00 kr 24 628 608,31 UGX −66 677,27 UGX
MoneyGram 408.0889 10,00 kr 24 485 334,00 UGX −209 951,58 UGX
Wise 410.9510 958,57 kr 24 263 135,00 UGX −432 150,58 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 413.3421 – 24 800 524,92 UGX
Regency FX Cheapest 412.2261 0,00 kr 24 733 563,50 UGX −66 961,42 UGX
Wise 413.1110 1 074,58 kr 24 342 739,00 UGX −457 785,92 UGX
MoneyGram 402.4907 10,00 kr 24 149 442,00 UGX −651 082,92 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 414.2169 – 24 853 015,14 UGX
Regency FX Cheapest 413.0985 0,00 kr 24 785 912,00 UGX −67 103,14 UGX
Wise 413.1110 1 074,58 kr 24 342 739,00 UGX −510 276,14 UGX
MoneyGram 402.4907 10,00 kr 24 149 442,00 UGX −703 573,14 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 415.3801 – 24 922 805,10 UGX
Regency FX Cheapest 414.2586 0,00 kr 24 855 513,53 UGX −67 291,57 UGX
Wise 414.4640 952,77 kr 24 472 951,00 UGX −449 854,10 UGX
MoneyGram 402.4907 10,00 kr 24 149 442,00 UGX −773 363,10 UGX
Exchange rateFeeRecipient getsDifference
Mid-market rate 416.9996 – 25 019 975,28 UGX
Regency FX Cheapest 415.8737 0,00 kr 24 952 421,35 UGX −67 553,93 UGX
Wise 419.0450 952,77 kr 24 743 446,00 UGX −276 529,28 UGX
MoneyGram 411.7400 10,00 kr 24 704 400,00 UGX −315 575,28 UGX

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 60 000 kr, after fees, as quoted by each company. The mid-market line shows what 60 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 24 952 421,35 UGX on 60 000 SEK, which is 67 553,93 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 26 987 222,29 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 55 comparisons

    Cheapest in 47% of them

  2. WiseAppeared in 143 comparisons

    Cheapest in 11% of them

  3. MoneyGramAppeared in 166 comparisons

    Cheapest in 15% of them

Based on 176 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 11% of its comparisons, so it's rarely the cheapest option for transfers to Uganda.

Ways to send money from Sweden to Uganda

5 companies send money from Sweden to Uganda, mostly through app, online, in person, currency broker, multi-currency account, and global business account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Uganda, an online service like Wise is usually the simplest place to start.

Wise charges kr952,77 to send 60 000 SEK, leaving your recipient with 24 743 446 UGX after a -0,49% markup on SEK/UGX exchange rate.

In our comparisons over the past month, it was the cheapest online service on 13 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Uganda.

Wise charges kr952,77 on a 60 000 SEK transfer and money will arrive in same day.

Over the past month, Wise was the cheapest app on 40% of the days it appeared for kr60 000 transfers.

Your recipient can withdraw via bank deposit, mobile wallet, mobile money, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need UGX.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 60 000 with a -0,49% exchange-rate markup and holds the UGX in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Uganda, a global account keeps the UGX in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive UGX in Uganda

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 60 000 SEK gives your recipient 24 952 421,35 UGX.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Uganda, the recipient can use bank deposit, mobile wallet, mobile money, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Uganda and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect UGX from a nearby MoneyGram agent in Uganda.

Swish is useful for payments within Sweden, but it does not send UGX to Uganda.

  1. 1
    Bank transfer Bank deposit

    You pay kr60,000.00

    USh24,952,421

    Cheapest

  2. 2
    Bank transfer Mobile wallet

    You pay kr60,010.00

    USh24,704,400

    -USh248,021

  3. 3
    Debit card Mobile wallet

    You pay kr60,010.00

    USh24,704,400

    -USh248,021

  4. 4
    Credit card Mobile wallet

    You pay kr60,010.00

    USh24,704,400

    -USh248,021

  5. 5
    Debit card Mobile money

    You pay kr60,000.00

    USh24,519,420

    -USh433,001

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay kr60,000.00

    USh24,478,401

    -USh474,020

  2. 7
    Credit card Bank deposit

    You pay kr60,000.00

    USh24,428,446

    -USh523,975

  3. 8
    Bank transfer Cash pickup

    You pay kr60,020.00

    USh24,344,058

    -USh608,363

  4. 9
    Debit card Cash pickup

    You pay kr60,020.00

    USh24,344,058

    -USh608,363

  5. 10
    Credit card Cash pickup

    You pay kr60,020.00

    USh24,344,058

    -USh608,363

Consider this before sending SEK to Uganda

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most UGX from Sweden.

Compare SEK to UGX transfer options

Cheapest way to send money to Uganda

The cheapest option for an SEK 60 000 transfer is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 24 952 421,35 UGX, which is 0,84% more than the next best option.

Fastest way to send money to Uganda

With TapTap Send, a debit card deposit and mobile money payout delivers 24 519 420 UGX in minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Uganda.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Uganda over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Uganda may have their own rules on receiving monetary gifts.

How we analyse the market

We track 5 companies sending SEK to Uganda, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 176 comparisons across 6 amounts.

This page covers the cheapest and fastest options for SEK/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.