MoneyTransfers

How to send money to Uganda from Singapore with the best SGD-UGX rate

Regency FX is the fastest way to send money to Uganda from Singapore right now, with delivery in minutes - 24 hours. Key Currency is cheapest overall, paying out 34,188,157.03 UGX for a S$10,000 transfer.

Best companies for SGD/UGX transfers

3 of 3 providers

Last updated on 28 October 2026

Based on 10,000 SGD transfer

Best companies for SGD/UGX transfers

Sort Cheapest
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3332.2300 UGX +2.82% vs mid-market Recipient gets UGX 33,322,300.00 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3332.2300 UGX
UGX 33,322,300.00You pay$10,000.00
Promoted

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 3418.8157 UGX +0.25% vs mid-market Recipient gets UGX 34,188,157.03 Minutes - 3 days
4 reviews
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 3418.8157 UGX
UGX 34,188,157.03You pay$10,000.00

Run a live search

Showing top Singapore to Uganda deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 3418.8157 UGX +0.25% vs mid-market Recipient gets UGX 34,188,157.03 Minutes - 3 days
4 reviews
CheapestRecommended
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 3418.8157 UGX
UGX 34,188,157.03You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3418.1302 UGX +0.27% vs mid-market Recipient gets UGX 34,181,302.26 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3418.1302 UGX
UGX 34,181,302.26You pay$10,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3332.2300 UGX +2.82% vs mid-market Recipient gets UGX 33,322,300.00 Minutes - 24 hours
4 reviews
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3332.2300 UGX
UGX 33,322,300.00You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 3427.3842 UGX Updates every 60 minutes.

How to send money from Singapore to Uganda

Pick a company

I suggest starting with Key Currency which is the cheapest option for sending S$10,000.

Key Currency was the cheapest on 29 of the 29 days it quoted S$10,000 transfers to Uganda.

Fund your transfer

There are 1 methods to fund the transfer from Singapore, including bank transfer.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Uganda, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Uganda?

How much SGD you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from S$5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$1,000-0.61%$0.00UGX 3,447,740.00with paynow to bank deposit+UGX 54,033.73
$5,000-0.26%$70.64UGX 16,933,436.00with bank transfer to bank deposit+UGX 192,183.67
$10,000This page0.25%$0.00UGX 34,188,157.03with bank transfer to bank deposit+UGX 290,903.93

Mid-market rate: 1 SGD = 3427.3842 UGX

SGD/UGX Exchange Rate History

Is today a good time to send money from Singapore to Uganda?

The cheapest way to send SGD to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 10,000 SGD transfers to Uganda.

UGX received for $10,000, after fees

Wed, 28 Oct 2026Mid-market rateUGX 34,273,841.63 Key Currency UGX 34,188,157.03Key CurrencyUGX 34,188,157.03Regency FXUGX 34,181,302.26XeUGX 33,322,300.00

29M
30M
31M
32M
33M
34M
35M
36M
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 3062.6782 – UGX 30,626,781.99
Key Currency Cheapest 3055.0215 $0.00 UGX 30,550,215.04 −UGX 76,566.95
Regency FX 3054.4090 $0.00 UGX 30,544,089.68 −UGX 82,692.31
Xe 2975.0500 $0.00 UGX 29,750,500.00 −UGX 876,281.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 3072.7043 – UGX 30,727,042.71
Key Currency Cheapest 3065.0225 $0.00 UGX 30,650,225.10 −UGX 76,817.61
Regency FX 3064.4080 $0.00 UGX 30,644,079.69 −UGX 82,963.02
Xe 2983.3800 $0.00 UGX 29,833,800.00 −UGX 893,242.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 3068.8592 – UGX 30,688,592.08
Key Currency Cheapest 3061.1871 $0.00 UGX 30,611,870.60 −UGX 76,721.48
Regency FX 3060.5733 $0.00 UGX 30,605,732.88 −UGX 82,859.20
Xe 2976.2400 $0.00 UGX 29,762,400.00 −UGX 926,192.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 3120.6157 – UGX 31,206,157.21
Key Currency Cheapest 3112.8142 $0.00 UGX 31,128,141.82 −UGX 78,015.39
Regency FX 3112.1901 $0.00 UGX 31,121,900.59 −UGX 84,256.62
Xe 2981.8700 $0.00 UGX 29,818,700.00 −UGX 1,387,457.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 3119.7807 – UGX 31,197,807.30
Key Currency Cheapest 3111.9813 $0.00 UGX 31,119,812.78 −UGX 77,994.52
Regency FX 3111.3573 $0.00 UGX 31,113,573.22 −UGX 84,234.08
Xe 3032.4200 $0.00 UGX 30,324,200.00 −UGX 873,607.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 3113.9642 – UGX 31,139,641.75
Key Currency Cheapest 3106.1793 $0.00 UGX 31,061,792.65 −UGX 77,849.10
Regency FX 3105.5565 $0.00 UGX 31,055,564.72 −UGX 84,077.03
Xe 3029.8700 $0.00 UGX 30,298,700.00 −UGX 840,941.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 3114.2818 – UGX 31,142,817.83
Key Currency Cheapest 3106.4961 $0.00 UGX 31,064,960.79 −UGX 77,857.04
Regency FX 3105.8732 $0.00 UGX 31,058,732.22 −UGX 84,085.61
Xe 3012.3400 $0.00 UGX 30,123,400.00 −UGX 1,019,417.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3136.2784 – UGX 31,362,784.32
Key Currency Cheapest 3128.4377 $0.00 UGX 31,284,377.36 −UGX 78,406.96
Regency FX 3127.8105 $0.00 UGX 31,278,104.80 −UGX 84,679.52
Xe 3058.5100 $0.00 UGX 30,585,100.00 −UGX 777,684.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 3151.7900 – UGX 31,517,900.37
Key Currency Cheapest 3143.9106 $0.00 UGX 31,439,105.62 −UGX 78,794.75
Regency FX 3143.2802 $0.00 UGX 31,432,802.04 −UGX 85,098.33
Xe 3072.4000 $0.00 UGX 30,724,000.00 −UGX 793,900.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 3178.3723 – UGX 31,783,722.72
Key Currency Cheapest 3170.4263 $0.00 UGX 31,704,263.41 −UGX 79,459.31
Regency FX 3169.7907 $0.00 UGX 31,697,906.67 −UGX 85,816.05
Xe 3069.5900 $0.00 UGX 30,695,900.00 −UGX 1,087,822.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 3189.9390 – UGX 31,899,390.15
Key Currency Cheapest 3181.9642 $0.00 UGX 31,819,641.67 −UGX 79,748.48
Regency FX 3181.3262 $0.00 UGX 31,813,261.80 −UGX 86,128.35
Xe 3107.1700 $0.00 UGX 31,071,700.00 −UGX 827,690.15
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 3081.2600 $0.00 UGX 30,812,600.00 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3195.8113 – UGX 31,958,113.35
Key Currency Cheapest 3187.8218 $0.00 UGX 31,878,218.07 −UGX 79,895.28
Regency FX 3187.1826 $0.00 UGX 31,871,826.44 −UGX 86,286.91
Xe 3079.0600 $0.00 UGX 30,790,600.00 −UGX 1,167,513.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 3192.8476 – UGX 31,928,476.24
Key Currency Cheapest 3184.8655 $0.00 UGX 31,848,655.05 −UGX 79,821.19
Regency FX 3184.2269 $0.00 UGX 31,842,269.35 −UGX 86,206.89
Xe 3077.4800 $0.00 UGX 30,774,800.00 −UGX 1,153,676.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 3232.7404 – UGX 32,327,404.14
Key Currency Cheapest 3224.6586 $0.00 UGX 32,246,585.63 −UGX 80,818.51
Regency FX 3224.0120 $0.00 UGX 32,240,120.15 −UGX 87,283.99
Xe 3153.8400 $0.00 UGX 31,538,400.00 −UGX 789,004.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 3139.7579 – UGX 31,397,579.05
Key Currency Cheapest 3131.9085 $0.00 UGX 31,319,085.10 −UGX 78,493.95
Regency FX 3131.2806 $0.00 UGX 31,312,805.59 −UGX 84,773.46
Xe 3057.5100 $0.00 UGX 30,575,100.00 −UGX 822,479.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3135.9905 – UGX 31,359,904.59
Key Currency Cheapest 3128.1505 $0.00 UGX 31,281,504.83 −UGX 78,399.76
Regency FX 3127.5233 $0.00 UGX 31,275,232.85 −UGX 84,671.74
Xe 3066.4700 $0.00 UGX 30,664,700.00 −UGX 695,204.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 3144.8034 – UGX 31,448,033.51
Key Currency Cheapest 3136.9413 $0.00 UGX 31,369,413.43 −UGX 78,620.08
Regency FX 3136.3124 $0.00 UGX 31,363,123.82 −UGX 84,909.69
Xe 3073.4200 $0.00 UGX 30,734,200.00 −UGX 713,833.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 3226.3054 – UGX 32,263,053.62
Key Currency Cheapest 3218.2396 $0.00 UGX 32,182,395.99 −UGX 80,657.63
Regency FX 3217.5943 $0.00 UGX 32,175,943.38 −UGX 87,110.24
Xe 3032.7800 $0.00 UGX 30,327,800.00 −UGX 1,935,253.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3226.3054 – UGX 32,263,053.62
Key Currency Cheapest 3218.2396 $0.00 UGX 32,182,395.99 −UGX 80,657.63
Regency FX 3217.5943 $0.00 UGX 32,175,943.38 −UGX 87,110.24
Xe 3029.3200 $0.00 UGX 30,293,200.00 −UGX 1,969,853.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3237.9801 – UGX 32,379,801.12
Key Currency Cheapest 3229.8852 $0.00 UGX 32,298,851.62 −UGX 80,949.50
Regency FX 3229.2376 $0.00 UGX 32,292,375.66 −UGX 87,425.46
Xe 3111.9200 $0.00 UGX 31,119,200.00 −UGX 1,260,601.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3254.6023 – UGX 32,546,023.02
Key Currency Cheapest 3246.4658 $0.00 UGX 32,464,657.96 −UGX 81,365.06
Regency FX 3245.8149 $0.00 UGX 32,458,148.76 −UGX 87,874.26
Xe 3115.8100 $0.00 UGX 31,158,100.00 −UGX 1,387,923.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 3257.2009 – UGX 32,572,009.37
Key Currency Cheapest 3249.0579 $0.00 UGX 32,490,579.35 −UGX 81,430.02
Regency FX 3248.4065 $0.00 UGX 32,484,064.94 −UGX 87,944.43
Xe 3189.0200 $0.00 UGX 31,890,200.00 −UGX 681,809.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 3293.8496 – UGX 32,938,495.74
Key Currency Cheapest 3285.6150 $0.00 UGX 32,856,149.50 −UGX 82,346.24
Regency FX 3284.9562 $0.00 UGX 32,849,561.80 −UGX 88,933.94
Xe 3192.2100 $0.00 UGX 31,922,100.00 −UGX 1,016,395.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 3350.3168 – UGX 33,503,167.99
Key Currency Cheapest 3341.9410 $0.00 UGX 33,419,410.07 −UGX 83,757.92
Regency FX 3341.2709 $0.00 UGX 33,412,709.44 −UGX 90,458.55
Xe 3304.0400 $0.00 UGX 33,040,400.00 −UGX 462,767.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 3447.5545 – UGX 34,475,544.90
Key Currency Cheapest 3438.9356 $0.00 UGX 34,389,356.04 −UGX 86,188.86
Regency FX 3438.2461 $0.00 UGX 34,382,460.93 −UGX 93,083.97
Xe 3259.1300 $0.00 UGX 32,591,300.00 −UGX 1,884,244.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 3447.5545 – UGX 34,475,544.90
Key Currency Cheapest 3438.9356 $0.00 UGX 34,389,356.04 −UGX 86,188.86
Regency FX 3438.2461 $0.00 UGX 34,382,460.93 −UGX 93,083.97
Xe 3258.0900 $0.00 UGX 32,580,900.00 −UGX 1,894,644.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 3435.5682 – UGX 34,355,682.20
Key Currency Cheapest 3426.9793 $0.00 UGX 34,269,792.99 −UGX 85,889.21
Regency FX 3426.2922 $0.00 UGX 34,262,921.86 −UGX 92,760.34
Xe 3301.0800 $0.00 UGX 33,010,800.00 −UGX 1,344,882.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 3503.4005 – UGX 35,034,005.13
Key Currency Cheapest 3494.6420 $0.00 UGX 34,946,420.12 −UGX 87,585.01
Regency FX 3493.9413 $0.00 UGX 34,939,413.32 −UGX 94,591.81
Xe 3380.8100 $0.00 UGX 33,808,100.00 −UGX 1,225,905.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3427.3842 – UGX 34,273,841.63
Key Currency Cheapest 3418.8157 $0.00 UGX 34,188,157.03 −UGX 85,684.60
Regency FX 3418.1302 $0.00 UGX 34,181,302.26 −UGX 92,539.37
Xe 3332.2300 $0.00 UGX 33,322,300.00 −UGX 951,541.63

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UGX on every transfer from Singapore.

Right now, Key Currency pays 34,188,157.03 UGX on 10,000 SGD, which is 85,684.6 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 34,946,420.12 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Key CurrencyAppeared in 29 comparisons

    Cheapest every time

  2. Regency FXAppeared in 29 comparisons

    Never the cheapest

  3. XeAppeared in 45 comparisons

    Cheapest in 4% of them

Based on 76 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Singapore to Uganda

There are 3 ways to send money to Uganda across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending UGX from Singapore with a specialist like Xe is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Xe charges S$0 to send S$10,000, delivering 33,322,300 UGX after a 2.82% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Uganda.

A currency broker can quote a lower margin on large SGD to UGX transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Ways to fund SGD and receive UGX in Uganda

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 34,188,157.03 UGX.

Pay in SGD through bank transfer.

In Uganda, they can receive UGX using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay S$10,000.00

    USh34,188,157

    Cheapest

Things to know before sending SGD to Uganda

Consider these things before sending money from Singapore to Uganda.

Compare SGD/UGX transfers

For a S$10,000 transfer to Uganda, these are the best options to start with:

  1. Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 34,188,157.03 UGX, which is 0.02% more than the next best option.

  2. Fastest: Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 34,181,302.26 UGX in minutes - 24 hours.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Uganda, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 76 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Singapore

Send money from Singapore to India Send money from Singapore to Spain Send money from Singapore to Taiwan Send money from Singapore to Russia Send money from Singapore to Philippines Send money from Singapore to United States Send money from Singapore to Malaysia Send money from Singapore to Indonesia Send money from Singapore to United Kingdom Send money from Singapore to China Send money from Singapore to Myanmar [Burma] Send money from Singapore to Australia Send money from Singapore to Cambodia Send money from Singapore to Bangladesh Send money from Singapore to Japan Send money from Singapore to Thailand Send money from Singapore to Sri Lanka Send money from Singapore to Nigeria Send money from Singapore to Vietnam Send money from Singapore to Germany

Send money to Uganda

Send money from United States to Uganda Send money from India to Uganda Send money from Nigeria to Uganda Send money from Germany to Uganda Send money from United Kingdom to Uganda Send money from South Africa to Uganda Send money from United Arab Emirates to Uganda Send money from Turkey to Uganda Send money from Netherlands to Uganda Send money from France to Uganda Send money from Saudi Arabia to Uganda Send money from Spain to Uganda Send money from Kenya to Uganda Send money from Sweden to Uganda Send money from Switzerland to Uganda Send money from Canada to Uganda Send money from Poland to Uganda