Best companies for EUR/UGX transfers
8 of 8 providers Last updated on 28 September 2026
Based on 7,000 EUR transfer Best companies for EUR/UGX transfers Sort Cheapest
Promoted Wise Pay via Debit card	Fee €453.93 1 EUR = 4455.6600 UGX +0.15% vs mid-market	Recipient gets UGX 29,167,062.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uganda with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €453.931 EUR = 4455.6600 UGX UGX 29,167,062.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 4469.9900 UGX -0.17% vs mid-market	Recipient gets UGX 31,289,930.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4469.9900 UGX UGX 31,289,930.00You pay€7,000.00
Run a live search Showing top Spain to Uganda deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to UGX rates.
Run a live search These companies offer multi-currency accounts for spending UGX. We suggest doing a live search based on how much EUR you're planning to spend in Uganda.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 4469.9900 UGX -0.17% vs mid-market	Recipient gets UGX 31,289,930.00 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4469.9900 UGX UGX 31,289,930.00You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 4469.9900 UGX -0.17% vs mid-market	Recipient gets UGX 31,289,930.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4469.9900 UGX UGX 31,289,930.00You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 4469.9900 UGX -0.17% vs mid-market	Recipient gets UGX 31,289,930.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4469.9900 UGX UGX 31,289,930.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 4451.2793 UGX +0.25% vs mid-market	Recipient gets UGX 31,158,955.37 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Uganda with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4451.2793 UGX UGX 31,158,955.37You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 4450.3869 UGX +0.27% vs mid-market	Recipient gets UGX 31,152,707.96 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Uganda with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4450.3869 UGX UGX 31,152,707.96You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €0.00 1 EUR = 4414.8613 UGX +1.07% vs mid-market	Recipient gets UGX 30,904,029.10 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4414.8613 UGX UGX 30,904,029.10You pay€7,000.00 Cash pickupMinutes - 24 hours €1.001 EUR = 4297.6804 UGX UGX 30,083,762.80You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €1.991 EUR = 3989.3389 UGX UGX 27,925,372.30You pay€7,001.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €0.00 1 EUR = 4414.8613 UGX +1.07% vs mid-market	Recipient gets UGX 30,904,029.10 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4414.8613 UGX UGX 30,904,029.10You pay€7,000.00 Cash pickupMinutes - 24 hours €1.001 EUR = 4297.6804 UGX UGX 30,083,762.80You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €1.991 EUR = 3989.3389 UGX UGX 27,925,372.30You pay€7,001.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €0.00 1 EUR = 4414.8613 UGX +1.07% vs mid-market	Recipient gets UGX 30,904,029.10 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 4414.8613 UGX UGX 30,904,029.10You pay€7,000.00 Cash pickupMinutes - 24 hours €1.001 EUR = 4297.6804 UGX UGX 30,083,762.80You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks €1.991 EUR = 3989.3389 UGX UGX 27,925,372.30You pay€7,001.99
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 4410.0000 UGX +1.18% vs mid-market	Recipient gets UGX 30,870,000.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Uganda with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, MTN Free1 EUR = 4410.0000 UGX UGX 30,870,000.00You pay€7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €0.99 1 EUR = 4395.7422 UGX +1.51% vs mid-market	Recipient gets UGX 30,765,843.55 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Uganda with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 4395.7422 UGX UGX 30,765,843.55You pay€7,000.00 Bank depositMinutes - 3 days €0.991 EUR = 4395.7422 UGX UGX 30,765,843.55You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 4322.1229 UGX +3.19% vs mid-market	Recipient gets UGX 30,254,860.16 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Uganda with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 4322.1229 UGX UGX 30,254,860.16You pay€7,000.00
Wise Pay via Debit card	Fee €453.93 1 EUR = 4455.6600 UGX +0.15% vs mid-market	Recipient gets UGX 29,167,062.00 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uganda with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €453.931 EUR = 4455.6600 UGX UGX 29,167,062.00You pay€7,000.00

Wise Pay via Credit card	Fee €453.93 1 EUR = 4455.6600 UGX +0.15% vs mid-market	Recipient gets UGX 29,167,062.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Uganda with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €453.931 EUR = 4455.6600 UGX UGX 29,167,062.00You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 4462.4354 UGX Updates every 60 minutes.

Why compare

EUR/UGX exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Uganda

Pick a company

For a one-off transfer from Spain to Uganda, I suggest picking Xe, it will get you the most Uganda

The best option will change depending on the amount, so it's good to to get the best EUR/UGX rate today.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Uganda?

How much EUR you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


€500	0.60%	€0.00	UGX 2,217,487.03with debit card to bank deposit	+UGX 52,609.29
€1,000	-0.22%	€0.00	UGX 4,469,990.00with debit card to bank deposit	+UGX 106,033.80
€2,000	-0.21%	€0.00	UGX 8,939,980.00with debit card to bank deposit	+UGX 140,733.04
€7,000This page	-0.17%	€0.00	UGX 31,289,930.00with debit card to bank deposit	+UGX 588,517.05
€10,000	-0.17%	€0.00	UGX 44,699,900.00with debit card to bank deposit	+UGX 292,988.79

Mid-market rate: 1 EUR = 4462.4354 UGX

Ways to send money from Spain to Uganda

8 companies send money from Spain to Uganda, across app, online, broker, in person, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Uganda.

Xe charges €0 on a €7,000 transfer and pays out 31,289,930 UGX in minutes - 24 hours, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

You can pay for the transfers via debit card, bank transfer, and credit card, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Uganda.

Worth noting, cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Uganda, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 31,289,930 UGX with a €0 fee and -0.17% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Uganda. This can be things like selling property, moving a pension, moving back home, etc…

Xe charges no fee and works on a margin (~-0.17% on EUR/UGX), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive UGX (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive UGX like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with UGX support is offered by Wise.

For example, converting €7,000 gets you 29,167,062 UGX.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Uganda.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive UGX in Uganda

How you fund the transfer and how your recipient receives it affect the fees and how much UGX they get.

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 31,289,930 UGX.

For funding your transfer from Spain, you can use debit card, bank transfer, and credit card.

Bizum only supports domestic transfers in Spain, so it cannot send money to Uganda directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Uganda depends on the company's payout time and delivery method.

In Uganda, the recipient can use bank deposit, mobile money, mobile wallet, and cash pickup to receive money.

Payout is available through .

Collect cash in Uganda

Your recipient can collect UGX from a participating MoneyGram location in Uganda.

1

Debit card Bank deposit

You pay €7,000.00

USh31,289,930

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

USh31,289,930

USh0
3

Credit card Bank deposit

You pay €7,000.00

USh31,289,930

USh0
4

Debit card Mobile wallet

You pay €7,000.00

USh30,904,029

-USh385,901
5

Bank transfer Mobile wallet

You pay €7,000.00

USh30,904,029

-USh385,901

Show moreShow less

6

Credit card Mobile wallet

You pay €7,000.00

USh30,904,029

-USh385,901
7

Debit card Mobile money

You pay €7,000.00

USh30,870,000

-USh419,930
8

Debit card Cash pickup

You pay €7,001.00

USh30,083,763

-USh1,206,167
9

Bank transfer Cash pickup

You pay €7,001.00

USh30,083,763

-USh1,206,167
10

Credit card Cash pickup

You pay €7,001.00

USh30,083,763

-USh1,206,167

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Uganda.

Find the best EUR/UGX transfer

These are the current best options for sending €7,000 to Uganda:

Cheapest option

Use USh31,289,930, pay by debit card and choose bank deposit for the payout. Your recipient gets 31,289,930 UGX, which is 0.42% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to mobile money gives your recipient 30,870,000 UGX in minutes.

SEPA & UGX are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Uganda is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Uganda.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-UGX Exchange Rate

Finding the best rate to send money from Spain to Uganda

The exchange rate has a direct impact on how much UGX your recipient gets. A weekly comparison makes it easier to judge today's EUR/UGX rate.

Mid-market rate:1 EUR = 4,451.794393 UGX

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 8 of them on EUR to UGX, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

Send money to Uganda

How to send money to Uganda from Spain with the best EUR-UGX rate

Best companies for EUR/UGX transfers