How to send money to Uganda from Spain with the best EUR-UGX rate

TapTap Send is the fastest way to send money from Spain to Uganda, and its delivery time is minutes.

For the cheapest option, Key Currency will get you 32,052,677.51 UGX on a 7,000 EUR transfer.

Best companies for EUR/UGX transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 7,000 EUR transfer

Best companies for EUR/UGX transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4518.8200 UGX +1.57% vs mid-market Recipient gets UGX 31,631,740.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4518.8200 UGX
UGX 31,631,740.00You pay€7,000.00
Promoted

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4578.9539 UGX +0.25% vs mid-market Recipient gets UGX 32,052,677.51 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4578.9539 UGX
UGX 32,052,677.51You pay€7,000.00

Run a live search

Showing top Spain to Uganda deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4578.9539 UGX +0.25% vs mid-market Recipient gets UGX 32,052,677.51 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4578.9539 UGX
UGX 32,052,677.51You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4578.0358 UGX +0.27% vs mid-market Recipient gets UGX 32,046,250.91 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4578.0358 UGX
UGX 32,046,250.91You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 4524.8500 UGX +1.44% vs mid-market Recipient gets UGX 31,673,950.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Uganda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 EUR = 4524.8500 UGX
UGX 31,673,950.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4518.8200 UGX +1.57% vs mid-market Recipient gets UGX 31,631,740.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4518.8200 UGX
UGX 31,631,740.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4518.8200 UGX +1.57% vs mid-market Recipient gets UGX 31,631,740.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4518.8200 UGX
UGX 31,631,740.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4518.8200 UGX +1.57% vs mid-market Recipient gets UGX 31,631,740.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4518.8200 UGX
UGX 31,631,740.00You pay€7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 4505.5894 UGX +1.87% vs mid-market Recipient gets UGX 31,534,665.27 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Uganda with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
€0.991 EUR = 4505.5894 UGX
UGX 31,534,665.27You pay€7,000.00
Bank depositMinutes - 3 days
€0.991 EUR = 4505.5894 UGX
UGX 31,534,665.27You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 4499.7100 UGX +2.00% vs mid-market Recipient gets UGX 31,497,970.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4499.7100 UGX
UGX 31,497,970.00You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 4465.4939 UGX
UGX 31,258,457.30You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 4402.0443 UGX
UGX 30,814,310.10You pay€7,001.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 4499.7100 UGX +2.00% vs mid-market Recipient gets UGX 31,497,970.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4499.7100 UGX
UGX 31,497,970.00You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 4465.4939 UGX
UGX 31,258,457.30You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 4402.0443 UGX
UGX 30,814,310.10You pay€7,001.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.00 1 EUR = 4499.7100 UGX +2.00% vs mid-market Recipient gets UGX 31,497,970.00 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 EUR = 4499.7100 UGX
UGX 31,497,970.00You pay€7,000.00
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 4465.4939 UGX
UGX 31,258,457.30You pay€7,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 4402.0443 UGX
UGX 30,814,310.10You pay€7,001.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 4444.1141 UGX +3.24% vs mid-market Recipient gets UGX 31,108,798.70 Minutes - 2 days
Our top pick
Receive to bank account or cash pickup

Ways to receive money in Uganda with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 EUR = 4444.1141 UGX
UGX 31,108,798.70You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4590.4300 UGX Updates every 60 minutes.

How to send money from Spain to Uganda

Pick a company

For a one-off transfer from Spain to Uganda, I suggest picking Key Currency, it will get you the most UGX.

Key Currency was the cheapest on 19 of the 30 days it quoted €7,000 transfers to Uganda.

The best option will change depending on the amount, so it's good to to get the best EUR/UGX rate today.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Uganda?

How much EUR you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 64% of the transfers from €5,000 it quoted, and in 64% of all the transfers it quoted.

Cheapest service
€500-0.30%€0.00UGX 2,299,661.60with paypal to mobile wallet+UGX 36,257.39
€1,000-0.24%€0.00UGX 4,599,323.20with paypal to mobile wallet+UGX 66,485.04
€2,0001.18%€0.00UGX 9,065,430.40with debit card to mobile wallet+UGX 66,348.50
€5,0001.18%€0.00UGX 22,663,576.00with debit card to mobile wallet+UGX 106,793.83
€7,000This page0.25%€0.00UGX 32,052,677.51with bank transfer to bank deposit+UGX 433,998.20
€10,0000.25%€0.00UGX 45,789,539.30with bank transfer to bank deposit+UGX 525,728.44

Mid-market rate: 1 EUR = 4590.4300 UGX

EUR/UGX Exchange Rate History

Is today a good time to send money from Spain to Uganda?

The cheapest way to send EUR to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Uganda.

UGX received for €7,000, after fees

Tue, 10 Nov 2026Mid-market rateUGX 32,133,010.04 Key Currency UGX 32,052,677.51Key CurrencyUGX 32,052,677.51Regency FXUGX 32,046,250.91TapTap SendUGX 31,673,950.00

31M
32M
33M
34M
35M
36M
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 4578.3242 – UGX 32,048,269.46
Key Currency Cheapest 4566.8784 €0.00 UGX 31,968,148.79 −UGX 80,120.67
Regency FX 4565.9627 €0.00 UGX 31,961,739.14 −UGX 86,530.32
TapTap Send 4500.0000 €0.00 UGX 31,500,000.00 −UGX 548,269.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 4625.7309 – UGX 32,380,116.43
Key Currency Cheapest 4614.1666 €0.00 UGX 32,299,166.14 −UGX 80,950.29
Regency FX 4613.2414 €0.00 UGX 32,292,690.12 −UGX 87,426.31
TapTap Send 4500.0000 €0.00 UGX 31,500,000.00 −UGX 880,116.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 4495.0845 – UGX 31,465,591.54
Xe Cheapest 4560.9400 €0.00 UGX 31,926,580.00 +UGX 460,988.46
TapTap Send 4560.0000 €0.00 UGX 31,920,000.00 +UGX 454,408.46
Key Currency 4483.8468 €0.00 UGX 31,386,927.56 −UGX 78,663.98
Regency FX 4482.9478 €0.00 UGX 31,380,634.44 −UGX 84,957.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 4508.0985 – UGX 31,556,689.61
TapTap Send Cheapest 4560.0000 €0.00 UGX 31,920,000.00 +UGX 363,310.39
Key Currency 4496.8283 €0.00 UGX 31,477,797.89 −UGX 78,891.72
Regency FX 4495.9267 €0.00 UGX 31,471,486.55 −UGX 85,203.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 4525.3906 – UGX 31,677,734.51
Key Currency Cheapest 4514.0772 €0.00 UGX 31,598,540.17 −UGX 79,194.34
Regency FX 4513.1721 €0.00 UGX 31,592,204.62 −UGX 85,529.89
TapTap Send 4500.0000 €0.00 UGX 31,500,000.00 −UGX 177,734.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 4648.2072 – UGX 32,537,450.40
Key Currency Cheapest 4636.5867 €0.00 UGX 32,456,106.77 −UGX 81,343.63
Regency FX 4635.6570 €0.00 UGX 32,449,599.28 −UGX 87,851.12
TapTap Send 4536.0000 €0.00 UGX 31,752,000.00 −UGX 785,450.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 4648.2072 – UGX 32,537,450.40
Key Currency Cheapest 4636.5867 €0.00 UGX 32,456,106.77 −UGX 81,343.63
Regency FX 4635.6570 €0.00 UGX 32,449,599.28 −UGX 87,851.12
TapTap Send 4536.0000 €0.00 UGX 31,752,000.00 −UGX 785,450.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 4646.2875 – UGX 32,524,012.32
Key Currency Cheapest 4634.6718 €0.00 UGX 32,442,702.29 −UGX 81,310.03
Regency FX 4633.7425 €0.00 UGX 32,436,197.48 −UGX 87,814.84
TapTap Send 4536.0000 €0.00 UGX 31,752,000.00 −UGX 772,012.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 4672.2118 – UGX 32,705,482.88
Key Currency Cheapest 4660.5313 €0.00 UGX 32,623,719.17 −UGX 81,763.71
Regency FX 4659.5969 €0.00 UGX 32,617,178.08 −UGX 88,304.80
TapTap Send 4536.0000 €0.00 UGX 31,752,000.00 −UGX 953,482.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 4669.6421 – UGX 32,687,494.55
Key Currency Cheapest 4657.9680 €0.00 UGX 32,605,775.82 −UGX 81,718.73
Regency FX 4657.0340 €0.00 UGX 32,599,238.32 −UGX 88,256.23
TapTap Send 4541.0000 €0.00 UGX 31,787,000.00 −UGX 900,494.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 4725.2530 – UGX 33,076,771.15
Key Currency Cheapest 4713.4399 €0.00 UGX 32,994,079.23 −UGX 82,691.92
Regency FX 4712.4948 €0.00 UGX 32,987,463.87 −UGX 89,307.28
TapTap Send 4600.0000 €0.00 UGX 32,200,000.00 −UGX 876,771.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 4794.2075 – UGX 33,559,452.36
Key Currency Cheapest 4782.2220 €0.00 UGX 33,475,553.73 −UGX 83,898.63
Regency FX 4781.2631 €0.00 UGX 33,468,841.84 −UGX 90,610.52
TapTap Send 4685.0000 €0.00 UGX 32,795,000.00 −UGX 764,452.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 4931.4906 – UGX 34,520,433.94
Key Currency Cheapest 4919.1618 €0.00 UGX 34,434,132.86 −UGX 86,301.08
Regency FX 4918.1755 €0.00 UGX 34,427,228.77 −UGX 93,205.17
TapTap Send 4720.0000 €0.00 UGX 33,040,000.00 −UGX 1,480,433.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 4931.4906 – UGX 34,520,433.94
Key Currency Cheapest 4919.1618 €0.00 UGX 34,434,132.86 −UGX 86,301.08
Regency FX 4918.1755 €0.00 UGX 34,427,228.77 −UGX 93,205.17
TapTap Send 4720.0000 €0.00 UGX 33,040,000.00 −UGX 1,480,433.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 4928.0177 – UGX 34,496,123.56
Key Currency Cheapest 4915.6976 €0.00 UGX 34,409,883.25 −UGX 86,240.31
Regency FX 4914.7120 €0.00 UGX 34,402,984.02 −UGX 93,139.54
TapTap Send 4840.0000 €0.00 UGX 33,880,000.00 −UGX 616,123.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 5007.6939 – UGX 35,053,857.10
Key Currency Cheapest 4995.1746 €0.00 UGX 34,966,222.46 −UGX 87,634.64
Regency FX 4994.1731 €0.00 UGX 34,959,211.69 −UGX 94,645.41
TapTap Send 4850.0000 €0.00 UGX 33,950,000.00 −UGX 1,103,857.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 4888.1251 – UGX 34,216,875.58
Xe Cheapest 4932.9100 €0.00 UGX 34,530,370.00 +UGX 313,494.42
Key Currency 4875.9048 €0.00 UGX 34,131,333.39 −UGX 85,542.19
Regency FX 4874.9271 €0.00 UGX 34,124,490.02 −UGX 92,385.56
TapTap Send 4850.0000 €0.00 UGX 33,950,000.00 −UGX 266,875.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 4843.6716 – UGX 33,905,701.40
TapTap Send Cheapest 4850.0000 €0.00 UGX 33,950,000.00 +UGX 44,298.60
Key Currency 4831.5624 €0.00 UGX 33,820,937.15 −UGX 84,764.25
Regency FX 4830.5937 €0.00 UGX 33,814,156.01 −UGX 91,545.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 4882.4350 – UGX 34,177,044.99
Key Currency Cheapest 4870.2289 €0.00 UGX 34,091,602.37 −UGX 85,442.62
Regency FX 4869.2524 €0.00 UGX 34,084,766.96 −UGX 92,278.03
TapTap Send 4865.0000 €0.00 UGX 34,055,000.00 −UGX 122,044.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 4756.3810 – UGX 33,294,667.20
TapTap Send Cheapest 4830.0000 €0.00 UGX 33,810,000.00 +UGX 515,332.80
Key Currency 4744.4901 €0.00 UGX 33,211,430.53 −UGX 83,236.67
Regency FX 4743.5388 €0.00 UGX 33,204,771.59 −UGX 89,895.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 4756.3810 – UGX 33,294,667.20
TapTap Send Cheapest 4830.0000 €0.00 UGX 33,810,000.00 +UGX 515,332.80
Key Currency 4744.4901 €0.00 UGX 33,211,430.53 −UGX 83,236.67
Regency FX 4743.5388 €0.00 UGX 33,204,771.59 −UGX 89,895.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 4775.4745 – UGX 33,428,321.58
TapTap Send Cheapest 4830.0000 €0.00 UGX 33,810,000.00 +UGX 381,678.42
Key Currency 4763.5358 €0.00 UGX 33,344,750.77 −UGX 83,570.81
Regency FX 4762.5807 €0.00 UGX 33,338,065.11 −UGX 90,256.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4787.7296 – UGX 33,514,107.24
TapTap Send Cheapest 4780.0000 €0.00 UGX 33,460,000.00 −UGX 54,107.24
Key Currency 4775.7603 €0.00 UGX 33,430,321.97 −UGX 83,785.27
Regency FX 4774.8027 €0.00 UGX 33,423,619.15 −UGX 90,488.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 4725.7795 – UGX 33,080,456.21
TapTap Send Cheapest 4720.0000 €0.00 UGX 33,040,000.00 −UGX 40,456.21
Key Currency 4713.9650 €0.00 UGX 32,997,755.07 −UGX 82,701.14
Regency FX 4713.0199 €0.00 UGX 32,991,138.97 −UGX 89,317.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 4615.8063 – UGX 32,310,644.14
TapTap Send Cheapest 4720.0000 €0.00 UGX 33,040,000.00 +UGX 729,355.86
Key Currency 4604.2668 €0.00 UGX 32,229,867.52 −UGX 80,776.62
Regency FX 4603.3436 €0.00 UGX 32,223,405.40 −UGX 87,238.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 4526.8141 – UGX 31,687,698.55
TapTap Send Cheapest 4532.0000 €0.00 UGX 31,724,000.00 +UGX 36,301.45
Key Currency 4515.4970 €0.00 UGX 31,608,479.31 −UGX 79,219.24
Regency FX 4514.5917 €0.00 UGX 31,602,141.77 −UGX 85,556.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 4560.4328 – UGX 31,923,029.56
Key Currency Cheapest 4549.0317 €0.00 UGX 31,843,221.98 −UGX 79,807.58
Regency FX 4548.1196 €0.00 UGX 31,836,837.38 −UGX 86,192.18
TapTap Send 4532.0000 €0.00 UGX 31,724,000.00 −UGX 199,029.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 4570.0849 – UGX 31,990,594.56
Key Currency Cheapest 4558.6597 €0.00 UGX 31,910,618.07 −UGX 79,976.49
Regency FX 4557.7457 €0.00 UGX 31,904,219.95 −UGX 86,374.61
TapTap Send 4520.0000 €0.00 UGX 31,640,000.00 −UGX 350,594.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 4584.3687 – UGX 32,090,581.20
Key Currency Cheapest 4572.9078 €0.00 UGX 32,010,354.75 −UGX 80,226.45
Regency FX 4571.9909 €0.00 UGX 32,003,936.63 −UGX 86,644.57
TapTap Send 4520.0000 €0.00 UGX 31,640,000.00 −UGX 450,581.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 4590.4300 – UGX 32,133,010.04
Key Currency Cheapest 4578.9539 €0.00 UGX 32,052,677.51 −UGX 80,332.52
Regency FX 4578.0358 €0.00 UGX 32,046,250.91 −UGX 86,759.13
TapTap Send 4524.8500 €0.00 UGX 31,673,950.00 −UGX 459,060.04

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 9 of the last 30 days.

Right now, Key Currency pays 32,052,677.51 UGX on 7,000 EUR, which is 80,332.52 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 34,966,222.46 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Key CurrencyAppeared in 59 comparisons

    Cheapest in 64% of them

  2. Regency FXAppeared in 59 comparisons

    Never the cheapest

  3. TapTap SendAppeared in 178 comparisons

    Cheapest in 33% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Spain to Uganda

7 companies send money from Spain to Uganda, across app, currency broker, online, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Uganda.

TapTap Send charges €0 on a €7,000 transfer and pays out 31,673,950 UGX in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, TapTap Send was the cheapest app on 57% of the days it appeared for €7,000 transfers.

You can pay for the transfers via debit card, bank transfer, and credit card, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Uganda.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Uganda, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 31,631,740 UGX with a €0 fee and 1.57% markup.

In our comparisons over the past month, it was the cheapest online service on 17 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Uganda. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Key Currency was the cheapest broker in 83% of the transfers from €5,000 it quoted.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Uganda.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive UGX in Uganda

How you fund the transfer and how your recipient receives it affect the fees and how much UGX they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 32,052,677.51 UGX.

For funding your transfer from Spain, you can use debit card, bank transfer, and credit card.

Bizum only supports domestic transfers in Spain, so it cannot send money to Uganda directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Uganda depends on the company's payout time and delivery method.

In Uganda, the recipient can use bank deposit, mobile money, mobile wallet, and cash pickup to receive money.

Collect cash in Uganda

Your recipient can collect UGX from a participating MoneyGram location in Uganda.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    USh32,052,678

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    USh31,673,950

    -USh378,728

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    USh31,631,740

    -USh420,938

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    USh31,631,740

    -USh420,938

  5. 5
    Bank transfer Mobile wallet

    You pay €7,000.00

    USh31,497,970

    -USh554,708

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay €7,000.00

    USh31,497,970

    -USh554,708

  2. 7
    Credit card Mobile wallet

    You pay €7,000.00

    USh31,497,970

    -USh554,708

  3. 8
    Bank transfer Cash pickup

    You pay €7,001.00

    USh30,814,310

    -USh1,238,367

  4. 9
    Debit card Cash pickup

    You pay €7,001.00

    USh30,814,310

    -USh1,238,367

  5. 10
    Credit card Cash pickup

    You pay €7,001.00

    USh30,814,310

    -USh1,238,367

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Uganda.

Find the best EUR/UGX transfer

These are the current best options for sending €7,000 to Uganda:

Cheapest option

Use Key Currency, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 32,052,677.51 UGX, which is 0.02% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to mobile money gives your recipient 31,673,950 UGX, and its delivery time is minutes.

SEPA & UGX are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Uganda is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Uganda.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 7 of them on EUR to UGX, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.