Best companies for ILS/CRC transfers
3 of 3 providers Last updated on 28 October 2026
Based on 25,000 ILS transfer Best companies for ILS/CRC transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ₪393.50 1 ILS = 146.7620 CRC +0.70% vs mid-market	Recipient gets ₡3,611,299.15 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer ₪393.501 ILS = 146.7620 CRC ₡3,611,299.15You pay₪25,000.00
Promoted Xe Pay via Bank transfer	Fee ₪0.00 1 ILS = 139.8613 CRC +5.52% vs mid-market	Recipient gets ₡3,496,532.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 139.8613 CRC ₡3,496,532.50You pay₪25,000.00
Run a live search Showing top Israel to Costa Rica deals for 25,000 ILS. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live ILS to CRC rates.
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much ILS you're planning to spend in Costa Rica.
Run a live search These are managed services with real human support for large ILS transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee ₪0.00 1 ILS = 147.3992 CRC +0.27% vs mid-market	Recipient gets ₡3,684,980.72 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 147.3992 CRC ₡3,684,980.72You pay₪25,000.00
Wise Pay via Bank transfer	Fee ₪393.50 1 ILS = 146.7620 CRC +0.70% vs mid-market	Recipient gets ₡3,611,299.15 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer ₪393.501 ILS = 146.7620 CRC ₡3,611,299.15You pay₪25,000.00
Xe Pay via Bank transfer	Fee ₪0.00 1 ILS = 139.8613 CRC +5.52% vs mid-market	Recipient gets ₡3,496,532.50 Minutes - 24 hours
4 reviews Fastest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ILS = 139.8613 CRC ₡3,496,532.50You pay₪25,000.00
How Our Results Work Mid-market rate: 1 ILS = 147.7983 CRC Updates every 60 minutes.

Why compare

ILS/CRC exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Israel to Costa Rica

Pick a company

If it's your first transfer to Costa Rica, start with Regency FX which is the cheapest option for sending ₪25,000.

Regency FX was the cheapest on 30 of the 30 days it quoted ₪25,000 transfers to Costa Rica.

If you're planning to send less or more, I suggest to get the best ILS/CRC deal.

Fund your transfer

There are 1 ways to pay, including bank transfer.

Bit is Israel-only, so it can't reach an account abroad.

A transfer from your Israeli bank account is the usual way to deposit money to a money transfer company.

Verify and send

First time round you'll need your teudat zehut or passport.

If you're making a large transfer, tell your bank about it in advance, and keep your source-of-funds papers together.

Compare amounts

How much ILS are you sending to Costa Rica?

How much ILS you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from ₪25,000 it quoted, and in 100% of all the transfers it quoted.


₪3,500	2.31%	₪0.00	₡503,860.00with credit card to bank deposit	+₡668.15
₪12,000	2.00%	₪0.00	₡1,733,400.00with credit card to bank deposit	+₡12,937.02
₪25,000This page	0.27%	₪0.00	₡3,684,980.72with bank transfer to bank deposit	+₡87,376.60
₪35,000	0.27%	₪0.00	₡5,154,190.95with bank transfer to bank deposit	+₡116,681.20

Mid-market rate: 1 ILS = 147.7983 CRC

ILS/CRC Exchange Rate History

Is today a good time to send money from Israel to Costa Rica?

The cheapest way to send ILS to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 ILS transfers to Costa Rica.

Each line shows what the recipient gets when you send ₪25,000, after fees, as quoted by each company. The mid-market line shows what ₪25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per ILS than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from Israel.

Right now, Regency FX pays 3,684,980.72 CRC on 25,000 ILS, which is 9,976.38 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 3,742,194.07 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
WiseAppeared in 78 comparisons
Cheapest in 17% of them
XeAppeared in 76 comparisons
Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CRC, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Costa Rica.

Wise (today's second cheapest) was the cheapest in only 17% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from Israel to Costa Rica

There are 5 ways to send money from Israel to Costa Rica across 3 companies.

Small regular transfers

Online transfers

Online services and money transfer apps suit monthly bills, family support and other repeat payments to Costa Rica.

Wise charges ₪393.5 to send 25,000 ILS.

Your recipient gets 3,611,299.15 CRC after a 0.7% markup on ILS/CRC.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Property and other large transfers

Currency brokers

A broker can help with the exchange rate and paperwork when you are sending a large amount of ILS to Costa Rica.

Regency FX converts ILS to CRC with a 0.27% exchange-rate markup and gives you someone to contact throughout the transfer.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from ₪25,000 it quoted.

Income and bills in different currencies

Multi-currency accounts

A multi-currency account is useful if you earn in shekels but regularly spend in CRC.

Wise converts 25,000 ILS with a 0.7% exchange-rate markup and lets you hold the CRC until you need it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Useful for spending in CRC, traveling to Costa Rica, or receiving payments from abroad.

Freelancers billing clients

Global accounts

Global accounts help Israeli freelancers and businesses receive income in CRC and pay contractors in Costa Rica.

Wise Business and Payoneer handle invoices, payouts, batch payments, and much more.

Ways to fund ILS and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending ₪25,000 gives your recipient 3,684,980.72 CRC.

You can deposit ILS through bank transfer.

Bit and PayBox only move shekels within Israel, so they cannot send money to Costa Rica.

You can pay from your Israeli bank account

Use the Israeli account details provided for top-up and include the exact transfer reference.

For larger transfers, have proof of salary, a property sale or another source of funds ready before the bank asks.

Your recipient can get the money via bank deposit.

1

Bank transfer Bank deposit

You pay ₪25,000.00

₡3,684,981

Cheapest

Consider this before sending ILS to Costa Rica

Israel does not cap ordinary foreign-currency transfers, but bank exchange-rate margins and source-of-funds checks can make the route expensive or slow.

Compare transfer options to Costa Rica

For an ILS 25,000 transfer to Costa Rica, start with the amount received.

Cheapest is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,684,980.72 CRC, which is 2% more than the next best option.
Fastest is Regency FX using bank transfer and bank deposit. The recipient gets 3,684,980.72 CRC in minutes - 24 hours.

Transfer limits from Israel

Israel removed quantitative foreign-exchange controls, so there is no annual personal allowance limiting a normal transfer of ILS abroad.

Your bank or money transfer company can still set a daily limit and ask for documents before releasing the payment.

How we analyse the market

Israel has no deposit insurance scheme, so a company's licence and how it holds client money matter more here than most places. We check both.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for ILS/CRC transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 3 of them on ILS to Costa Rica in real time on live searches, comparing rates, fees and the ways to pay and collect, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Israel

Send money to Costa Rica

Send money from United States to Costa Rica Send money from Spain to Costa Rica Send money from Canada to Costa Rica Send money from France to Costa Rica Send money from Germany to Costa Rica Send money from United Kingdom to Costa Rica Send money from Netherlands to Costa Rica Send money from Switzerland to Costa Rica

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.1589	–	₡3,703,973.20
Regency FX Cheapest	147.7589	₪0.00	₡3,693,972.47	−₡10,000.73
Wise	148.0200	₪393.50	₡3,642,254.13	−₡61,719.07
Xe	142.1301	₪0.00	₡3,553,252.50	−₡150,720.70

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.7667	–	₡3,719,167.05
Regency FX Cheapest	148.3650	₪0.00	₡3,709,125.30	−₡10,041.75
Wise	148.5180	₪393.50	₡3,654,508.17	−₡64,658.88
Xe	141.2800	₪0.00	₡3,532,000.00	−₡187,167.05

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	149.0756	–	₡3,726,890.08
Regency FX Cheapest	148.6731	₪0.00	₡3,716,827.47	−₡10,062.60
Wise	148.6600	₪393.50	₡3,658,002.29	−₡68,887.79
Xe	140.7124	₪0.00	₡3,517,810.00	−₡209,080.08

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	149.7859	–	₡3,744,647.70
Regency FX Cheapest	149.3815	₪0.00	₡3,734,537.15	−₡10,110.55
Wise	149.3310	₪393.50	₡3,674,513.25	−₡70,134.45
Xe	142.3267	₪0.00	₡3,558,167.50	−₡186,480.20

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	150.0930	–	₡3,752,325.35
Regency FX Cheapest	149.6878	₪0.00	₡3,742,194.07	−₡10,131.28
Wise	149.9510	₪393.50	₡3,689,769.28	−₡62,556.07
Xe	141.9072	₪0.00	₡3,547,680.00	−₡204,645.35

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	149.7917	–	₡3,744,793.70
Regency FX Cheapest	149.3873	₪0.00	₡3,734,682.76	−₡10,110.94
Wise	149.9510	₪393.50	₡3,689,769.28	−₡55,024.42
Xe	141.9809	₪0.00	₡3,549,522.50	−₡195,271.20

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	150.0602	–	₡3,751,505.33
Regency FX Cheapest	149.6551	₪0.00	₡3,741,376.26	−₡10,129.07
Wise	150.0590	₪393.50	₡3,692,426.78	−₡59,078.55
Xe	143.1659	₪0.00	₡3,579,147.50	−₡172,357.83

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	149.6305	–	₡3,740,761.65
Regency FX Cheapest	149.2265	₪0.00	₡3,730,661.59	−₡10,100.06
Wise	149.8650	₪393.50	₡3,687,653.12	−₡53,108.53
Xe	142.6835	₪0.00	₡3,567,087.50	−₡173,674.15

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	150.0779	–	₡3,751,947.73
Regency FX Cheapest	149.6727	₪0.00	₡3,741,817.47	−₡10,130.25
Wise	149.7480	₪393.50	₡3,684,774.16	−₡67,173.56
Xe	142.6346	₪0.00	₡3,565,865.00	−₡186,082.73

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.1007	–	₡3,702,517.20
Regency FX Cheapest	147.7008	₪0.00	₡3,692,520.40	−₡9,996.80
Wise	147.8670	₪393.50	₡3,638,489.34	−₡64,027.86
Xe	141.0004	₪0.00	₡3,525,010.00	−₡177,507.20

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.6863	–	₡3,717,156.80
Regency FX Cheapest	148.2848	₪0.00	₡3,707,120.48	−₡10,036.32
Wise	148.5820	₪393.50	₡3,656,082.98	−₡61,073.82
Xe	142.4086	₪0.00	₡3,560,215.00	−₡156,941.80

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.9497	–	₡3,723,743.10
Regency FX Cheapest	148.5476	₪0.00	₡3,713,688.99	−₡10,054.11
Wise	148.1930	₪393.50	₡3,646,511.05	−₡77,232.05
Xe	139.9211	₪0.00	₡3,498,027.50	−₡225,715.60

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.7559	–	₡3,718,897.50
Regency FX Cheapest	148.3543	₪0.00	₡3,708,856.48	−₡10,041.02
Wise	147.9900	₪393.50	₡3,641,515.94	−₡77,381.56
Xe	141.7249	₪0.00	₡3,543,122.50	−₡175,775.00

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.1836	–	₡3,704,590.30
Regency FX Cheapest	147.7835	₪0.00	₡3,694,587.91	−₡10,002.39
Wise	146.9200	₪393.50	₡3,615,186.98	−₡89,403.32
Xe	140.1232	₪0.00	₡3,503,080.00	−₡201,510.30

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	148.1124	–	₡3,702,810.20
Regency FX Cheapest	147.7125	₪0.00	₡3,692,812.61	−₡9,997.59
Wise	147.3100	₪393.50	₡3,624,783.52	−₡78,026.68
Xe	140.4408	₪0.00	₡3,511,020.00	−₡191,790.20

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.9294	–	₡3,673,234.88
Regency FX Cheapest	146.5327	₪0.00	₡3,663,317.14	−₡9,917.73
Wise	145.5960	₪393.50	₡3,582,607.97	−₡90,626.90
Xe	138.6901	₪0.00	₡3,467,252.50	−₡205,982.38

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	147.3261	–	₡3,683,153.72
Regency FX Cheapest	146.9284	₪0.00	₡3,673,209.21	−₡9,944.51
Wise	145.9310	₪393.50	₡3,590,851.15	−₡92,302.57
Xe	139.0116	₪0.00	₡3,475,290.00	−₡207,863.72

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	147.0600	–	₡3,676,500.95
Regency FX Cheapest	146.6630	₪0.00	₡3,666,574.40	−₡9,926.55
Wise	144.7720	₪393.50	₡3,562,332.22	−₡114,168.73
Xe	139.9502	₪0.00	₡3,498,755.00	−₡177,745.95

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.6065	–	₡3,665,162.05
Regency FX Cheapest	146.2106	₪0.00	₡3,655,266.11	−₡9,895.94
Wise	145.0470	₪393.50	₡3,569,099.01	−₡96,063.04
Xe	141.9988	₪0.00	₡3,549,970.00	−₡115,192.05

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.4458	–	₡3,661,143.75
Regency FX Cheapest	146.0503	₪0.00	₡3,651,258.66	−₡9,885.09
Wise	145.6870	₪393.50	₡3,584,847.17	−₡76,296.58
Xe	142.3076	₪0.00	₡3,557,690.00	−₡103,453.75

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.7665	–	₡3,669,161.30
Regency FX Cheapest	146.3702	₪0.00	₡3,659,254.56	−₡9,906.74
Wise	146.4540	₪393.50	₡3,603,720.35	−₡65,440.95
Xe	142.7997	₪0.00	₡3,569,992.50	−₡99,168.80

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.6811	–	₡3,667,027.00
Regency FX Cheapest	146.2850	₪0.00	₡3,657,126.03	−₡9,900.97
Wise	146.4220	₪393.50	₡3,602,932.94	−₡64,094.06
Xe	139.6520	₪0.00	₡3,491,300.00	−₡175,727.00

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.6137	–	₡3,665,343.38
Regency FX Cheapest	146.2179	₪0.00	₡3,655,446.95	−₡9,896.42
Wise	146.0300	₪393.50	₡3,593,287.20	−₡72,056.17
Xe	140.6825	₪0.00	₡3,517,062.50	−₡148,280.88

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.8397	–	₡3,670,993.45
Regency FX Cheapest	146.4433	₪0.00	₡3,661,081.77	−₡9,911.68
Wise	145.8060	₪393.50	₡3,587,775.34	−₡83,218.11
Xe	141.7382	₪0.00	₡3,543,455.00	−₡127,538.45

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	146.3542	–	₡3,658,855.35
Regency FX Cheapest	145.9591	₪0.00	₡3,648,976.44	−₡9,878.91
Wise	145.5160	₪393.50	₡3,580,639.45	−₡78,215.90
Xe	139.0448	₪0.00	₡3,476,120.00	−₡182,735.35

How to send money to Costa Rica from Israel with the best ILS-CRC rate

Best companies for ILS/CRC transfers