How to send money to Costa Rica from France with the best EUR-CRC rate

Regency FX offers the best exchange rate from France to Costa Rica at 505.3673 CRC per EUR.

But Regency FX is cheapest overall, turning EUR 7,000 into 3,537,571.17 CRC after its fee and exchange-rate markup.

Best companies for EUR/CRC transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CRC transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €107.60 1 EUR = 503.1190 CRC +0.72% vs mid-market Recipient gets ₡3,467,697.40 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€107.601 EUR = 503.1190 CRC
₡3,467,697.40You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 481.8698 CRC +5.03% vs mid-market Recipient gets ₡3,373,088.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 481.8698 CRC
₡3,373,088.60You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 505.3673 CRC +0.27% vs mid-market Recipient gets ₡3,537,571.17 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Costa Rica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 505.3673 CRC
₡3,537,571.17You pay€7,000.00

Wise

Pay via Bank transfer
Fee €107.60 1 EUR = 503.1190 CRC +0.72% vs mid-market Recipient gets ₡3,467,697.40 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€107.601 EUR = 503.1190 CRC
₡3,467,697.40You pay€7,000.00

Wise

Pay via iDEAL
Fee €117.54 1 EUR = 503.1190 CRC +0.72% vs mid-market Recipient gets ₡3,462,696.39 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€117.541 EUR = 503.1190 CRC
₡3,462,696.39You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 499.2096 CRC +1.50% vs mid-market Recipient gets ₡3,459,272.74 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 499.2096 CRC
₡3,459,272.74You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 493.0116 CRC +2.75% vs mid-market Recipient gets ₡3,451,081.20 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 493.0116 CRC
₡3,451,081.20You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 493.0116 CRC +2.75% vs mid-market Recipient gets ₡3,451,081.20 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 493.0116 CRC
₡3,451,081.20You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 493.0116 CRC +2.75% vs mid-market Recipient gets ₡3,451,081.20 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 493.0116 CRC
₡3,451,081.20You pay€7,002.99

Wise

Pay via Debit card
Fee €161.52 1 EUR = 503.1190 CRC +0.72% vs mid-market Recipient gets ₡3,440,569.22 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€161.521 EUR = 503.1190 CRC
₡3,440,569.22You pay€7,000.00

Wise

Pay via Credit card
Fee €202.73 1 EUR = 503.1190 CRC +0.72% vs mid-market Recipient gets ₡3,419,835.69 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€202.731 EUR = 503.1190 CRC
₡3,419,835.69You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 499.2096 CRC +1.50% vs mid-market Recipient gets ₡3,384,141.70 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 499.2096 CRC
₡3,384,141.70You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 481.8698 CRC +5.03% vs mid-market Recipient gets ₡3,373,088.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 481.8698 CRC
₡3,373,088.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 481.8698 CRC +5.03% vs mid-market Recipient gets ₡3,373,088.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 481.8698 CRC
₡3,373,088.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 481.8698 CRC +5.03% vs mid-market Recipient gets ₡3,373,088.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 481.8698 CRC
₡3,373,088.60You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 506.7355 CRC Updates every 60 minutes.

How to send money from France to Costa Rica

Pick a company

Start with the cheapest, which is Regency FX at 3,537,571.17 CRC on a €7,000 transfer.

Regency FX was the cheapest on 30 of the 30 days it quoted €7,000 transfers to Costa Rica.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Compare amounts

How much EUR are you sending to Costa Rica?

How much EUR you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€500€0.00₡249,075.26with debit card to bank deposit+₡4,674.05
€1,0001.50%€2.90₡497,925.21with bank transfer to bank deposit+₡10,313.22
€2,0001.50%€13.00₡991,296.23with bank transfer to bank deposit+₡13,759.34
€5,0000.71%€78.63₡2,474,809.33with bank transfer to bank deposit+₡29,279.21
€7,000This page0.27%€0.00₡3,537,571.17with bank transfer to bank deposit+₡103,394.73

Mid-market rate: 1 EUR = 506.7355 CRC

EUR/CRC Exchange Rate History

Is today a good time to send money from France to Costa Rica?

The cheapest way to send EUR to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Costa Rica.

CRC received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₡3,547,148.47 Regency FX ₡3,537,571.17Regency FX₡3,537,571.17Wise₡3,467,697.40Revolut₡3,459,272.74

3,40M
3,45M
3,50M
3,55M
3,60M
3,65M
At the mid-market rateWith the cheapest optionRegency FXWiseRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 516.3020 – ₡3,614,113.75
Regency FX Cheapest 514.9079 €0.00 ₡3,604,355.64 −₡9,758.11
Wise 515.8860 €107.60 ₡3,555,692.67 −₡58,421.08
Revolut 511.7780 €70.50 ₡3,546,365.98 −₡67,747.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 517.7201 – ₡3,624,040.97
Regency FX Cheapest 516.3223 €0.00 ₡3,614,256.06 −₡9,784.91
Wise 516.6470 €107.60 ₡3,560,937.78 −₡63,103.19
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 518.1632 – ₡3,627,142.66
Regency FX Cheapest 516.7642 €0.00 ₡3,617,349.37 −₡9,793.29
Wise 516.7910 €107.60 ₡3,561,930.29 −₡65,212.37
Revolut 512.6760 €70.50 ₡3,552,588.21 −₡74,554.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 517.0243 – ₡3,619,169.86
Regency FX Cheapest 515.6283 €0.00 ₡3,609,398.10 −₡9,771.75
Wise 515.4750 €107.60 ₡3,552,859.89 −₡66,309.96
Revolut 511.2569 €70.50 ₡3,542,754.91 −₡76,414.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 515.8287 – ₡3,610,800.87
Regency FX Cheapest 514.4360 €0.00 ₡3,601,051.70 −₡9,749.17
Wise 515.3760 €107.60 ₡3,552,177.54 −₡58,623.33
Revolut 509.7374 €140.50 ₡3,496,543.42 −₡114,257.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 514.7933 – ₡3,603,553.29
Regency FX Cheapest 513.4034 €0.00 ₡3,593,823.70 −₡9,729.59
Wise 515.3760 €107.60 ₡3,552,177.54 −₡51,375.75
Revolut 509.6860 €140.50 ₡3,496,191.00 −₡107,362.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 512.5010 – ₡3,587,507.25
Regency FX Cheapest 511.1173 €0.00 ₡3,577,820.98 −₡9,686.27
Wise 512.6510 €107.60 ₡3,533,395.75 −₡54,111.50
Revolut 508.7548 €70.50 ₡3,525,416.14 −₡62,091.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 512.3316 – ₡3,586,320.90
Regency FX Cheapest 510.9483 €0.00 ₡3,576,637.83 −₡9,683.07
Wise 513.1500 €107.60 ₡3,536,835.06 −₡49,485.84
Revolut 508.9799 €70.50 ₡3,526,976.46 −₡59,344.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 513.7333 – ₡3,596,133.02
Regency FX Cheapest 512.3462 €0.00 ₡3,586,423.46 −₡9,709.56
Wise 512.6590 €107.60 ₡3,533,450.89 −₡62,682.13
Revolut 508.4940 €70.50 ₡3,523,609.12 −₡72,523.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.2844 – ₡3,571,991.00
Regency FX Cheapest 508.9067 €0.00 ₡3,562,346.62 −₡9,644.38
Wise 509.4820 €107.60 ₡3,511,553.74 −₡60,437.26
Revolut 505.4457 €70.50 ₡3,502,486.07 −₡69,504.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.0148 – ₡3,570,103.80
Regency FX Cheapest 508.6378 €0.00 ₡3,560,464.52 −₡9,639.28
Wise 509.6440 €107.60 ₡3,512,670.31 −₡57,433.49
Revolut 505.4625 €70.50 ₡3,502,602.59 −₡67,501.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.2599 – ₡3,578,819.50
Regency FX Cheapest 509.8795 €0.00 ₡3,569,156.69 −₡9,662.81
Wise 508.1390 €107.60 ₡3,502,297.24 −₡76,522.26
Revolut 502.4499 €140.50 ₡3,446,555.17 −₡132,264.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.2599 – ₡3,578,819.50
Regency FX Cheapest 509.8795 €0.00 ₡3,569,156.69 −₡9,662.81
Wise 508.1390 €107.60 ₡3,502,297.24 −₡76,522.26
Revolut 502.4499 €140.50 ₡3,446,555.17 −₡132,264.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.8069 – ₡3,575,648.41
Regency FX Cheapest 509.4277 €0.00 ₡3,565,994.15 −₡9,654.25
Wise 508.1390 €107.60 ₡3,502,297.24 −₡73,351.16
Revolut 504.2126 €70.50 ₡3,493,941.18 −₡81,707.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.5028 – ₡3,573,519.66
Regency FX Cheapest 509.1245 €0.00 ₡3,563,871.16 −₡9,648.50
Wise 506.1400 €107.60 ₡3,488,519.34 −₡85,000.32
Revolut 502.1432 €70.50 ₡3,479,601.53 −₡93,918.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 508.9506 – ₡3,562,654.15
Regency FX Cheapest 507.5764 €0.00 ₡3,553,034.98 −₡9,619.17
Wise 506.2350 €107.60 ₡3,489,174.11 −₡73,480.04
Revolut 502.1570 €70.50 ₡3,479,696.82 −₡82,957.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.8262 – ₡3,575,783.23
Regency FX Cheapest 509.4469 €0.00 ₡3,566,128.62 −₡9,654.61
Wise 506.3350 €107.60 ₡3,489,863.35 −₡85,919.88
Revolut 502.1628 €70.50 ₡3,479,736.84 −₡96,046.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.4754 – ₡3,580,327.87
Regency FX Cheapest 510.0944 €0.00 ₡3,570,660.98 −₡9,666.89
Wise 506.7100 €107.60 ₡3,492,448.00 −₡87,879.87
Revolut 502.6977 €70.50 ₡3,483,443.51 −₡96,884.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.4028 – ₡3,579,819.27
Regency FX Cheapest 510.0220 €0.00 ₡3,570,153.76 −₡9,665.51
Wise 506.4010 €107.60 ₡3,490,318.25 −₡89,501.02
Revolut 500.5797 €140.50 ₡3,433,726.63 −₡146,092.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.4028 – ₡3,579,819.27
Regency FX Cheapest 510.0220 €0.00 ₡3,570,153.76 −₡9,665.51
Wise 506.4010 €107.60 ₡3,490,318.25 −₡89,501.02
Revolut 500.5797 €140.50 ₡3,433,726.63 −₡146,092.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.1295 – ₡3,577,906.25
Regency FX Cheapest 509.7494 €0.00 ₡3,568,245.90 −₡9,660.35
Revolut 501.3058 €70.50 ₡3,473,798.22 −₡104,108.03
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.2344 – ₡3,571,640.64
Regency FX Cheapest 508.8567 €0.00 ₡3,561,997.21 −₡9,643.43
Wise 507.6080 €107.60 ₡3,498,637.38 −₡73,003.26
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 508.8984 – ₡3,562,288.53
Regency FX Cheapest 507.5243 €0.00 ₡3,552,670.35 −₡9,618.18
Wise 507.7850 €107.60 ₡3,499,857.33 −₡62,431.20
Revolut 503.7598 €70.50 ₡3,490,803.61 −₡71,484.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 511.6046 – ₡3,581,232.01
Regency FX Cheapest 510.2232 €0.00 ₡3,571,562.68 −₡9,669.33
Wise 510.6070 €107.60 ₡3,519,307.69 −₡61,924.32
Revolut 506.6160 €70.50 ₡3,510,595.82 −₡70,636.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.7268 – ₡3,575,087.47
Regency FX Cheapest 509.3478 €0.00 ₡3,565,434.74 −₡9,652.73
Wise 508.6580 €107.60 ₡3,505,874.40 −₡69,213.07
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.8472 – ₡3,575,930.60
Regency FX Cheapest 509.4679 €0.00 ₡3,566,275.58 −₡9,655.02
Wise 507.2380 €107.60 ₡3,496,087.19 −₡79,843.41
Revolut 501.4497 €140.50 ₡3,439,694.13 −₡136,236.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.8472 – ₡3,575,930.60
Regency FX Cheapest 509.4679 €0.00 ₡3,566,275.58 −₡9,655.02
Wise 507.2380 €107.60 ₡3,496,087.19 −₡79,843.41
Revolut 501.4497 €140.50 ₡3,439,694.13 −₡136,236.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 510.2438 – ₡3,571,706.92
Regency FX Cheapest 508.8662 €0.00 ₡3,562,063.31 −₡9,643.60
Wise 507.3290 €107.60 ₡3,496,714.40 −₡74,992.52
Revolut 502.4588 €70.50 ₡3,481,788.32 −₡89,918.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 509.2118 – ₡3,564,482.61
Regency FX Cheapest 507.8369 €0.00 ₡3,554,858.50 −₡9,624.11
Wise 505.1130 €107.60 ₡3,481,440.84 −₡83,041.77
Revolut 501.1295 €70.50 ₡3,472,576.93 −₡91,905.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 506.7355 – ₡3,547,148.47
Regency FX Cheapest 505.3673 €0.00 ₡3,537,571.17 −₡9,577.30
Wise 503.1190 €107.60 ₡3,467,697.40 −₡79,451.07
Revolut 499.2096 €70.50 ₡3,459,272.74 −₡87,875.73

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from France.

Right now, Regency FX pays 3,537,571.17 CRC on 7,000 EUR, which is 9,577.3 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 3,617,349.37 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest every time

  2. WiseAppeared in 92 comparisons

    Cheapest in 23% of them

  3. RevolutAppeared in 80 comparisons

    Cheapest in 28% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 23% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from France to Costa Rica

5 companies send money from France to Costa Rica. You can do it via app, online, broker, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Costa Rica, apps like Wise are the easiest way.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for €7,000 transfers.

Wise charges €107.6 on a €7,000 transfer, and the CRC arrives in same day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to CRC, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 3,467,697.4 CRC with a €107.6 fee and 0.72% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Costa Rica.

On a €7,000 transfer, Wise gets you 3,467,697.4 CRC vs 3,537,571.17 CRC using Regency FX.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and CRC

  • Convert between them any time

  • Spend in CRC abroad or online

  • Receive EUR or CRC like a local

Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Costa Rica, or making any other large transfer, then you need a currency broker.

Regency FX charges no fee but adds 0.27% markup on EUR/CRC interbank rate.

And the more you transfer, the better rate you will get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 3,537,571.17 CRC.

Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Costa Rica depends on the payout method.

Your recipient in Costa Rica can collect CRC through bank deposit.

They can receive CRC digitally

Your recipient can use bank deposit to collect Cost Rican Colon.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₡3,537,571

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    ₡3,462,696

    -₡74,875

  3. 3
    Debit card Bank deposit

    You pay €7,002.99

    ₡3,451,081

    -₡86,490

  4. 4
    Credit card Bank deposit

    You pay €7,002.99

    ₡3,451,081

    -₡86,490

What to consider before sending EUR to Costa Rica

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/CRC options

For a €7,000 transfer to Costa Rica, these are the best ways to start with:

Cheapest way to send money to Costa Rica

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,537,571.17 CRC, which is 1.98% more than the next best option.

Fastest way to send money to Costa Rica

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 3,459,272.74 CRC in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 5 ACPR-registered companies sending EUR to Costa Rica, with the rates refreshed in real time on live EUR/CRC searches.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/CRC transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.