How to send money to Costa Rica from UK with the best GBP-CRC rate

We’ve compared 5 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you ₡3,624,052.59 with Regency FX at 604.0088 CRC per GBP, about 1.84% more than the next best option.

Best companies for GBP/CRC transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/CRC transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £85.77 1 GBP = 601.5030 CRC +0.69% vs mid-market Recipient gets ₡3,557,427.09 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£85.771 GBP = 601.5030 CRC
₡3,557,427.09You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 574.5092 CRC +5.28% vs mid-market Recipient gets ₡3,447,055.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 574.5092 CRC
₡3,447,055.20You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 604.0088 CRC +0.27% vs mid-market Recipient gets ₡3,624,052.59 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Costa Rica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 604.0088 CRC
₡3,624,052.59You pay£6,000.00

Wise

Pay via Bank transfer
Fee £85.77 1 GBP = 601.5030 CRC +0.69% vs mid-market Recipient gets ₡3,557,427.09 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£85.771 GBP = 601.5030 CRC
₡3,557,427.09You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £52.50 1 GBP = 596.6761 CRC +1.49% vs mid-market Recipient gets ₡3,548,730.89 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£52.501 GBP = 596.6761 CRC
₡3,548,730.89You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee £104.38 1 GBP = 601.5030 CRC +0.69% vs mid-market Recipient gets ₡3,546,233.12 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£104.381 GBP = 601.5030 CRC
₡3,546,233.12You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 587.2411 CRC +3.09% vs mid-market Recipient gets ₡3,523,446.60 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 587.2411 CRC
₡3,523,446.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 580.7412 CRC +4.20% vs mid-market Recipient gets ₡3,484,447.20 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 580.7412 CRC
₡3,484,447.20You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 580.7412 CRC +4.20% vs mid-market Recipient gets ₡3,484,447.20 Minutes - 24 hours

Ways to receive money in Costa Rica with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 580.7412 CRC
₡3,484,447.20You pay£6,000.00

Wise

Pay via Credit card
Fee £215.86 1 GBP = 601.5030 CRC +0.69% vs mid-market Recipient gets ₡3,479,177.56 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£215.861 GBP = 601.5030 CRC
₡3,479,177.56You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 596.6761 CRC +1.49% vs mid-market Recipient gets ₡3,467,881.29 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 596.6761 CRC
₡3,467,881.29You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 574.5092 CRC +5.28% vs mid-market Recipient gets ₡3,447,055.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 574.5092 CRC
₡3,447,055.20You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 574.5092 CRC +5.28% vs mid-market Recipient gets ₡3,447,055.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 574.5092 CRC
₡3,447,055.20You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 574.5092 CRC +5.28% vs mid-market Recipient gets ₡3,447,055.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 574.5092 CRC
₡3,447,055.20You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 605.6440 CRC Updates every 60 minutes.

How to send money from UK to Costa Rica

Pick a company

For a one-off GBP transfer to Costa Rica, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 27 of the 27 days it quoted £6,000 transfers to Costa Rica.

On a 6,000 GBP transfer, Regency FX delivers the most CRC.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/CRC rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Costa Rica?

How much GBP you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£5000.23%£0.00₡302,135.00with bank transfer to bank deposit+₡69,619.92
£1,0001.67%£0.00₡594,900.00with bank transfer to bank deposit+₡166,620.94
£2,0001.63%£0.00₡1,190,469.47with debit card to bank deposit+₡292,425.81
£6,000This page0.27%£0.00₡3,624,052.59with bank transfer to bank deposit+₡119,301.83
£10,0000.27%£0.00₡6,039,644.84with bank transfer to bank deposit+₡195,353.22
£50,0000.25%£0.00₡30,170,993.28with bank transfer to bank deposit+₡1,004,832.43
£250,0000.20%£0.00₡151,066,980.06with bank transfer to bank deposit+₡3,204,932.03

Mid-market rate: 1 GBP = 605.6440 CRC

GBP/CRC Exchange Rate History

Is today a good time to send money from UK to Costa Rica?

The cheapest way to send GBP to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Costa Rica.

CRC received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rate₡3,633,864.02 Regency FX ₡3,624,052.59Regency FX₡3,624,052.59Wise₡3,557,427.09Revolut₡3,548,730.89

3.45m
3.50m
3.55m
3.60m
3.65m
3.70m
At the mid-market rateWith the cheapest optionRegency FXWiseRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 601.3928 – ₡3,608,357.02
Regency FX Cheapest 599.7691 £0.00 ₡3,598,614.45 −₡9,742.57
Wise 600.9780 £85.77 ₡3,554,322.12 −₡54,034.90
Revolut 596.1436 £59.00 ₡3,541,689.39 −₡66,667.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.8647 – ₡3,629,188.01
Regency FX Cheapest 603.2315 £0.00 ₡3,619,389.21 −₡9,798.80
Wise 603.6840 £85.77 ₡3,570,326.02 −₡58,861.99
Revolut 598.9932 £59.00 ₡3,558,618.55 −₡70,569.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 605.6688 – ₡3,634,012.51
Regency FX Cheapest 604.0334 £0.00 ₡3,624,200.68 −₡9,811.83
Wise 603.9850 £85.77 ₡3,572,106.21 −₡61,906.30
Revolut 599.2327 £59.00 ₡3,560,041.22 −₡73,971.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 606.8020 – ₡3,640,811.71
Regency FX Cheapest 605.1636 £0.00 ₡3,630,981.52 −₡9,830.19
Wise 604.9970 £85.77 ₡3,578,091.41 −₡62,720.30
Revolut 600.0968 £59.00 ₡3,565,174.79 −₡75,636.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 606.7062 – ₡3,640,236.91
Regency FX Cheapest 605.0680 £0.00 ₡3,630,408.27 −₡9,828.64
Wise 606.3590 £85.77 ₡3,586,146.59 −₡54,090.32
Revolut 600.1115 £119.00 ₡3,529,255.66 −₡110,981.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.0024 – ₡3,624,014.56
Regency FX Cheapest 602.3716 £0.00 ₡3,614,229.72 −₡9,784.84
Wise 606.3590 £85.77 ₡3,586,146.59 −₡37,867.97
Revolut 600.0510 £119.00 ₡3,528,900.10 −₡95,114.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 605.5436 – ₡3,633,261.85
Regency FX Cheapest 603.9087 £0.00 ₡3,623,452.04 −₡9,809.81
Wise 605.7410 £85.77 ₡3,582,491.59 −₡50,770.26
Revolut 601.1952 £59.00 ₡3,571,700.88 −₡61,560.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.9186 – ₡3,629,511.47
Regency FX Cheapest 603.2853 £0.00 ₡3,619,711.79 −₡9,799.68
Wise 605.8190 £85.77 ₡3,582,952.90 −₡46,558.57
Revolut 601.2458 £59.00 ₡3,572,001.28 −₡57,510.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 606.0294 – ₡3,636,176.42
Regency FX Cheapest 604.3931 £0.00 ₡3,626,358.75 −₡9,817.67
Wise 604.6390 £85.77 ₡3,575,974.11 −₡60,202.31
Revolut 599.9826 £59.00 ₡3,564,496.45 −₡71,679.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 602.2743 – ₡3,613,645.86
Regency FX Cheapest 600.6482 £0.00 ₡3,603,889.02 −₡9,756.84
Wise 601.3160 £85.77 ₡3,556,321.13 −₡57,324.73
Revolut 596.5873 £59.00 ₡3,544,325.35 −₡69,320.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 601.3670 – ₡3,608,201.98
Regency FX Cheapest 599.7433 £0.00 ₡3,598,459.84 −₡9,742.14
Wise 600.9290 £85.77 ₡3,554,032.32 −₡54,169.66
Revolut 596.1962 £59.00 ₡3,542,001.89 −₡66,200.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.2117 – ₡3,625,270.40
Regency FX Cheapest 602.5804 £0.00 ₡3,615,482.17 −₡9,788.23
Wise 600.3860 £85.77 ₡3,550,820.89 −₡74,449.51
Revolut 593.9644 £119.00 ₡3,493,104.40 −₡132,166.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.2117 – ₡3,625,270.40
Regency FX Cheapest 602.5804 £0.00 ₡3,615,482.17 −₡9,788.23
Wise 600.3860 £85.77 ₡3,550,820.89 −₡74,449.51
Revolut 593.9644 £119.00 ₡3,493,104.40 −₡132,166.00
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 600.7490 £85.77 ₡3,552,967.76 –
Revolut 596.0066 £59.00 ₡3,540,875.25 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 604.0349 – ₡3,624,209.47
Regency FX Cheapest 602.4040 £0.00 ₡3,614,424.10 −₡9,785.37
Wise 598.8130 £85.77 ₡3,541,517.81 −₡82,691.66
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 599.3597 – ₡3,596,158.38
Regency FX Cheapest 597.7415 £0.00 ₡3,586,448.75 −₡9,709.63
Wise 594.3810 £85.77 ₡3,515,305.94 −₡80,852.44
Revolut 589.7569 £59.00 ₡3,503,745.59 −₡92,412.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 602.6090 – ₡3,615,654.01
Regency FX Cheapest 600.9820 £0.00 ₡3,605,891.74 −₡9,762.27
Wise 597.8570 £85.77 ₡3,535,863.81 −₡79,790.20
Revolut 593.1575 £52.50 ₡3,527,804.12 −₡87,849.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 606.3905 – ₡3,638,343.16
Regency FX Cheapest 604.7533 £0.00 ₡3,628,519.64 −₡9,823.52
Wise 600.7820 £85.77 ₡3,553,162.93 −₡85,180.23
Revolut 596.0663 £52.50 ₡3,545,104.05 −₡93,239.11

No data was collected on Sat, 17 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 605.1229 – ₡3,630,737.53
Regency FX Cheapest 603.4891 £0.00 ₡3,620,934.53 −₡9,803.00
Wise 600.4850 £85.77 ₡3,551,406.40 −₡79,331.13
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 607.5376 – ₡3,645,225.31
Regency FX Cheapest 605.8972 £0.00 ₡3,635,383.20 −₡9,842.11
Wise 601.0600 £85.77 ₡3,554,807.08 −₡90,418.23
Revolut 596.2143 £52.50 ₡3,545,984.53 −₡99,240.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 606.3964 – ₡3,638,378.53
Regency FX Cheapest 604.7592 £0.00 ₡3,628,554.90 −₡9,823.63
Wise 603.3310 £85.77 ₡3,568,238.30 −₡70,140.23
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 607.2305 – ₡3,643,383.07
Regency FX Cheapest 605.5910 £0.00 ₡3,633,545.93 −₡9,837.14
Wise 605.9350 £85.77 ₡3,583,638.96 −₡59,744.11
Revolut 601.1179 £52.50 ₡3,575,148.54 −₡68,234.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 610.5220 – ₡3,663,132.02
Regency FX Cheapest 608.8736 £0.00 ₡3,653,241.56 −₡9,890.46
Wise 609.5650 £85.77 ₡3,605,107.61 −₡58,024.41
Revolut 604.6374 £52.50 ₡3,596,081.21 −₡67,050.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 610.3005 – ₡3,661,802.74
Paysend Cheapest 601.9758 £0.00 ₡3,611,854.62 −₡49,948.12
Wise 607.7500 £85.77 ₡3,594,373.28 −₡67,429.46
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 609.9015 – ₡3,659,409.27
Regency FX Cheapest 608.2548 £0.00 ₡3,649,528.86 −₡9,880.41
Wise 605.6440 £85.77 ₡3,581,917.91 −₡77,491.36
Revolut 598.5414 £112.50 ₡3,523,912.72 −₡135,496.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 609.9015 – ₡3,659,409.27
Regency FX Cheapest 608.2548 £0.00 ₡3,649,528.86 −₡9,880.41
Wise 605.6440 £85.77 ₡3,581,917.91 −₡77,491.36
Revolut 598.2423 £112.50 ₡3,522,151.64 −₡137,257.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 607.8934 – ₡3,647,360.26
Regency FX Cheapest 606.2521 £0.00 ₡3,637,512.38 −₡9,847.88
Revolut 598.4921 £52.50 ₡3,559,531.90 −₡87,828.36
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 607.8949 – ₡3,647,369.30
Regency FX Cheapest 606.2536 £0.00 ₡3,637,521.41 −₡9,847.89
Wise 603.0080 £85.77 ₡3,566,328.00 −₡81,041.30
Revolut 598.2479 £52.50 ₡3,558,079.30 −₡89,290.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 605.6440 – ₡3,633,864.02
Regency FX Cheapest 604.0088 £0.00 ₡3,624,052.59 −₡9,811.43
Wise 601.5030 £85.77 ₡3,557,427.09 −₡76,436.93
Revolut 596.6761 £52.50 ₡3,548,730.89 −₡85,133.13

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from UK.

Right now, Regency FX pays 3,624,052.59 CRC on 6,000 GBP, which is 9,811.43 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 3,653,241.56 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 195 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 97 comparisons

    Cheapest every time

  2. WiseAppeared in 190 comparisons

    Cheapest in 14% of them

  3. RevolutAppeared in 173 comparisons

    Cheapest in 23% of them

Based on 195 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CRC, and it was also the cheapest in 100% of the 97 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Costa Rica.

Wise (today's second cheapest) was the cheapest in only 14% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from the UK to Costa Rica

There are many ways to send money to Costa Rica from the UK, including app, online, broker, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Costa Rica, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £85.77 in fees, has 0.69% markup, lets you save recipient details, and CRC will arrive in minutes.

Over the past month, Wise was the cheapest app on 96% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized CRC transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 5 companies we compared, Wise is the cheapest online service and will get you ₡3,557,427.09 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 27 of the 28 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Costa Rica, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/CRC rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Costa Rica, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Costa Rica will be able to collect ₡3,523,446.6 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Cost Rican Colon abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to CRC will get you ₡3,557,427.09 after fees.

If you don’t have CRC in your account, your GBP will auto-convert whenever you pay with Wise in Costa Rica.

Once you have CRC in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Costa Rica, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive CRC in Costa Rica

Pay-in and pay-out methods will affect how much GBP you deposit and how much CRC your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Costa Rica is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive CRC.

Depositing GBP

You have 3 pay-in options for transfers to Costa Rica, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Costa Rica

Money can reach Costa Rica by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Costa Rica is with bank deposit on average.

Digital wallets

Your recipient can receive CRC directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    ₡3,624,053

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    ₡3,546,233

    -₡77,819

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    ₡3,484,447

    -₡139,605

Consider this when sending GBP to Costa Rica

There are a few nuances you should consider before sending GBP to Costa Rica such as limits, taxes, and safety.

Compare GBP/CRC transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Costa Rica:

Cheapest way to send money to Costa Rica

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get ₡3,624,052.59, which is 1.84% more than the next best option.

Fastest way to send money to Costa Rica

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ₡3,548,730.89 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/CRC transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 3,624,052.59 CRC, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you ₡0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Costa Rica.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 5 regulated companies offering money transfers from the UK to Costa Rica in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/CRC pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 195 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/CRC transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.