From 6 companies analysed, Paysend is the cheapest way to send money to Costa Rica, giving your recipient 3,602,097.37 CRC when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CRC.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CRC transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 1 190,21 kr 1 SEK = 45.4444 CRC +0.75% vs mid-market | Recipient gets 3 581 463,62 ₡ Same day | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 190,21 kr1 SEK = 45.4444 CRC 3 581 463,62 ₡You pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.75% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
Run a live search Showing top Sweden to Costa Rica deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much SEK you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 45.0262 CRC +1.68% vs mid-market | Recipient gets 3 602 097,37 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 45.0262 CRC 3 602 097,37 ₡You pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 45.0262 CRC +1.68% vs mid-market | Recipient gets 3 602 097,37 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 45.0262 CRC 3 602 097,37 ₡You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 1 190,21 kr 1 SEK = 45.4444 CRC +0.75% vs mid-market | Recipient gets 3 581 463,62 ₡ Same day | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 190,21 kr1 SEK = 45.4444 CRC 3 581 463,62 ₡You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 2 035,72 kr 1 SEK = 45.4444 CRC +0.75% vs mid-market | Recipient gets 3 543 039,93 ₡ Same day | |
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 2 035,72 kr1 SEK = 45.4444 CRC 3 543 039,93 ₡You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 2 195,08 kr 1 SEK = 45.4444 CRC +0.75% vs mid-market | Recipient gets 3 535 797,91 ₡ Same day | |
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 2 195,08 kr1 SEK = 45.4444 CRC 3 535 797,91 ₡You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.75% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.75% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.75% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 43.9893 CRC +4.01% vs mid-market | Recipient gets 3 519 150,00 ₡ Minutes - 2 days | |
Ways to receive money in Costa Rica with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 43.9893 CRC 3 519 150,00 ₡You pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 43.9893 CRC +4.01% vs mid-market | Recipient gets 3 519 150,00 ₡ Minutes - 2 days | |
Ways to receive money in Costa Rica with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 43.9893 CRC 3 519 150,00 ₡You pay80 000,00 kr | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 44.0200 CRC +3.94% vs mid-market | Recipient gets 3 519 002,82 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 44.0200 CRC 3 519 002,82 ₡You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 43.4500 CRC 3 473 436,45 ₡You pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 44.0200 CRC +3.94% vs mid-market | Recipient gets 3 519 002,82 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 44.0200 CRC 3 519 002,82 ₡You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 43.4500 CRC 3 473 436,45 ₡You pay80 000,00 kr | |||
 Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 42.9800 CRC +6.33% vs mid-market | Recipient gets 3 438 400,00 ₡ Minutes - 3 days | |
Ways to receive money in Costa Rica with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 42.9800 CRC 3 438 400,00 ₡You pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 42.9800 CRC +6.33% vs mid-market | Recipient gets 3 438 400,00 ₡ Minutes - 3 days | |
Ways to receive money in Costa Rica with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 42.9800 CRC 3 438 400,00 ₡You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 45.7885 CRC Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Costa Rica, I suggest picking the cheapest option which is Paysend.
On a 80,000 SEK transfer, Paysend delivers the most CRC.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CRC rate.
You can pay for the transfer using debit card, credit card, and bank transfer.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Costa Rica, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
6 companies send money from Sweden to Costa Rica, mostly through online, app, in person, multi-currency account, global account, SNPL, and digital wallet, and a few more ways.
Medium-sized transfers
For a one-off transfer to Costa Rica, an online service like Paysend is usually the simplest place to start.
Paysend charges kr0 to send 80,000 SEK, leaving your recipient with 3,602,097.37 after a 1.68% markup on SEK/CRC exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Costa Rica.
Paysend charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CRC.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.75% exchange-rate markup and holds the CRC in your account.
Paying from business accounts
If your business receives and sends money in Costa Rica, a global account keeps the CRC in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 3,602,097.37 CRC.
From Sweden, you can fund the transfer by debit card, credit card, and bank transfer, and in Costa Rica, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CRC from a nearby MoneyGram agent in Costa Rica.
Swish is useful for payments within Sweden, but it does not send CRC to Costa Rica.
You pay kr80,000.00
₡3,602,097
Cheapest
You pay kr80,000.00
₡3,602,097
₡0
You pay kr80,000.00
₡3,581,464
-₡20,634
You pay kr80,000.00
₡3,473,436
-₡128,661
You pay kr80,000.00
₡3,473,436
-₡128,661
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CRC from Sweden.
Cheapest way to send money to Costa Rica
The cheapest option for CRC 3,602,097.37 is Paysend. Pay by debit card and choose bank deposit for the payout. Your recipient gets 3,602,097.37 CRC, which is 0.57% more than the next best option.
Fastest way to send money to Costa Rica
With Wise, a bank transfer deposit and bank deposit payout delivers 3,581,463.62 CRC in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Costa Rica.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Costa Rica over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Costa Rica may have their own rules on receiving monetary gifts.
The final rate controls how much CRC you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 45.590028 CRC
We track 6 companies sending SEK to Costa Rica, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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