From 5 companies analysed, Regency FX is the cheapest way to send money to Costa Rica, giving your recipient 3,658,835.52 CRC when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CRC.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CRC transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 1 190,21 kr 1 SEK = 45.5498 CRC +0.68% vs mid-market | Recipient gets 3 589 770,17 ₡ Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 190,21 kr1 SEK = 45.5498 CRC 3 589 770,17 ₡You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 44.0908 CRC +3.93% vs mid-market | Recipient gets 3 527 264,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 44.0908 CRC 3 527 264,00 ₡You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Costa Rica deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much SEK you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 45.7354 CRC +0.27% vs mid-market | Recipient gets 3 658 835,52 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 45.7354 CRC 3 658 835,52 ₡You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 1 190,21 kr 1 SEK = 45.5498 CRC +0.68% vs mid-market | Recipient gets 3 589 770,17 ₡ Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 1 190,21 kr1 SEK = 45.5498 CRC 3 589 770,17 ₡You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 2 035,72 kr 1 SEK = 45.5498 CRC +0.68% vs mid-market | Recipient gets 3 551 257,36 ₡ Within a week | |
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 2 035,72 kr1 SEK = 45.5498 CRC 3 551 257,36 ₡You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 2 195,08 kr 1 SEK = 45.5498 CRC +0.68% vs mid-market | Recipient gets 3 543 998,55 ₡ Within a week | |
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 2 195,08 kr1 SEK = 45.5498 CRC 3 543 998,55 ₡You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 1 620,00 kr 1 SEK = 45.0602 CRC +1.76% vs mid-market | Recipient gets 3 531 819,92 ₡ Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 620,00 kr1 SEK = 45.0602 CRC 3 531 819,92 ₡You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.90% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.90% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 800,00 kr 1 SEK = 44.1052 CRC +3.90% vs mid-market | Recipient gets 3 528 416,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 800,00 kr1 SEK = 44.1052 CRC 3 528 416,00 ₡You pay80 800,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 44.0908 CRC +3.93% vs mid-market | Recipient gets 3 527 264,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 44.0908 CRC 3 527 264,00 ₡You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 44.0908 CRC +3.93% vs mid-market | Recipient gets 3 527 264,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 44.0908 CRC 3 527 264,00 ₡You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 44.0908 CRC +3.93% vs mid-market | Recipient gets 3 527 264,00 ₡ Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 44.0908 CRC 3 527 264,00 ₡You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 3 340,00 kr 1 SEK = 45.0602 CRC +1.76% vs mid-market | Recipient gets 3 454 316,34 ₡ Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 3 340,00 kr1 SEK = 45.0602 CRC 3 454 316,34 ₡You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 45.8593 CRC Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Costa Rica, I suggest picking the cheapest option which is Regency FX.
On a 80,000 SEK transfer, Regency FX delivers the most CRC.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CRC rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Costa Rica, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
5 companies send money from Sweden to Costa Rica, mostly through app, online, broker, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Costa Rica, an online service like Wise is usually the simplest place to start.
Wise charges kr1190.21 to send 80,000 SEK, leaving your recipient with 3,589,770.17 after a 0.68% markup on SEK/CRC exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Costa Rica.
Wise charges kr1190.21 on a 80,000 SEK transfer and money will arrive in within a week.
You recipient can withdraw via bank deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CRC.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.68% exchange-rate markup and holds the CRC in your account.
Paying from business accounts
If your business receives and sends money in Costa Rica, a global account keeps the CRC in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 3,658,835.52 CRC.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Costa Rica, the recipient can use bank deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send CRC to Costa Rica.
You pay kr80,000.00
₡3,658,836
Cheapest
You pay kr80,000.00
₡3,551,257
-₡107,578
You pay kr80,000.00
₡3,543,999
-₡114,837
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CRC from Sweden.
Cheapest way to send money to Costa Rica
The cheapest option for CRC 3,658,835.52 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 3,658,835.52 CRC, which is 1.89% more than the next best option.
Fastest way to send money to Costa Rica
With Revolut, a bank transfer deposit and bank deposit payout delivers 3,531,819.92 CRC in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Costa Rica.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Costa Rica over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Costa Rica may have their own rules on receiving monetary gifts.
The final rate controls how much CRC you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 45.859264 CRC
We track 5 companies sending SEK to Costa Rica, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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