How to send money to Costa Rica from Singapore with the best SGD-CRC rate

Revolut is the fastest way to send money to Costa Rica from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 3,544,495.55 CRC for a S$10,000 transfer.

Best companies for SGD/CRC transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 10,000 SGD transfer

Best companies for SGD/CRC transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $130.18 1 SGD = 352.9760 CRC +0.69% vs mid-market Recipient gets ₡3,483,809.58 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$130.181 SGD = 352.9760 CRC
₡3,483,809.58You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 337.1071 CRC +5.29% vs mid-market Recipient gets ₡3,371,071.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 337.1071 CRC
₡3,371,071.00You pay$10,000.00

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Showing top Singapore to Costa Rica deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 354.4496 CRC +0.27% vs mid-market Recipient gets ₡3,544,495.55 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Costa Rica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 354.4496 CRC
₡3,544,495.55You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $54.30 1 SGD = 350.3865 CRC +1.42% vs mid-market Recipient gets ₡3,484,839.20 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$54.301 SGD = 350.3865 CRC
₡3,484,839.20You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee $130.18 1 SGD = 352.9760 CRC +0.69% vs mid-market Recipient gets ₡3,483,809.58 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$130.181 SGD = 352.9760 CRC
₡3,483,809.58You pay$10,000.00

Wise

Pay via PayNow
Fee $130.18 1 SGD = 352.9760 CRC +0.69% vs mid-market Recipient gets ₡3,483,809.58 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$130.181 SGD = 352.9760 CRC
₡3,483,809.58You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 350.3865 CRC +1.42% vs mid-market Recipient gets ₡3,457,701.76 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Costa Rica with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 350.3865 CRC
₡3,457,701.76You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 337.1071 CRC +5.29% vs mid-market Recipient gets ₡3,371,071.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Costa Rica with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 337.1071 CRC
₡3,371,071.00You pay$10,000.00

Wise

Pay via Debit card
Fee $577.88 1 SGD = 352.9760 CRC +0.69% vs mid-market Recipient gets ₡3,325,782.23 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Costa Rica with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$577.881 SGD = 352.9760 CRC
₡3,325,782.23You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 355.4092 CRC Updates every 60 minutes.

How to send money from Singapore to Costa Rica

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending S$10,000.

Regency FX was the cheapest on 27 of the 27 days it quoted S$10,000 transfers to Costa Rica.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Costa Rica, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Costa Rica?

How much SGD you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from S$5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$1,000$4.30₡348,552.83with bank transfer to bank deposit+₡13,469.68
$5,0001.42%$4.30₡1,749,934.48with bank transfer to bank deposit+₡31,233.51
$10,000This page0.27%$0.00₡3,544,495.55with bank transfer to bank deposit+₡94,279.99

Mid-market rate: 1 SGD = 355.4092 CRC

SGD/CRC Exchange Rate History

Is today a good time to send money from Singapore to Costa Rica?

The cheapest way to send SGD to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 10,000 SGD transfers to Costa Rica.

CRC received for $10,000, after fees

Wed, 28 Oct 2026Mid-market rate₡3,554,091.60 Regency FX ₡3,544,495.55Regency FX₡3,544,495.55Revolut₡3,484,839.20Wise₡3,483,809.58

3.40M
3.45M
3.50M
3.55M
3.60M
3.65M
At the mid-market rateWith the cheapest optionRegency FXRevolutWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 355.3496 – ₡3,553,495.77
Regency FX Cheapest 354.3901 $0.00 ₡3,543,901.33 −₡9,594.44
Wise 355.0430 $130.18 ₡3,504,210.50 −₡49,285.27
Revolut 352.4109 $65.00 ₡3,501,201.91 −₡52,293.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.1682 – ₡3,571,681.57
Regency FX Cheapest 356.2038 $0.00 ₡3,562,038.03 −₡9,643.54
Wise 356.4340 $130.18 ₡3,517,939.42 −₡53,742.15
Revolut 353.9229 $65.00 ₡3,516,224.12 −₡55,457.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.5736 – ₡3,575,736.24
Regency FX Cheapest 356.6082 $0.00 ₡3,566,081.75 −₡9,654.49
Wise 356.6030 $130.18 ₡3,519,607.42 −₡56,128.82
Revolut 354.0238 $65.00 ₡3,517,226.61 −₡58,509.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 359.1718 – ₡3,591,718.45
Regency FX Cheapest 358.2021 $0.00 ₡3,582,020.81 −₡9,697.64
Wise 358.0680 $130.18 ₡3,534,066.71 −₡57,651.74
Revolut 355.4504 $65.00 ₡3,531,399.23 −₡60,319.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 358.2515 – ₡3,582,515.46
Regency FX Cheapest 357.2843 $0.00 ₡3,572,842.67 −₡9,672.79
Wise 358.0020 $130.18 ₡3,533,415.30 −₡49,100.16
Revolut 354.6769 $165.00 ₡3,488,247.43 −₡94,268.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.5884 – ₡3,575,883.91
Regency FX Cheapest 356.6229 $0.00 ₡3,566,229.02 −₡9,654.89
Wise 358.0020 $130.18 ₡3,533,415.30 −₡42,468.61
Revolut 354.6769 $165.00 ₡3,488,247.43 −₡87,636.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.6054 – ₡3,576,054.04
Regency FX Cheapest 356.6399 $0.00 ₡3,566,398.69 −₡9,655.35
Wise 357.7090 $130.18 ₡3,530,523.44 −₡45,530.60
Revolut 355.2896 $65.00 ₡3,529,802.07 −₡46,251.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.4754 – ₡3,574,754.06
Wise Cheapest 358.0230 $130.18 ₡3,533,622.57 −₡41,131.49
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.6356 – ₡3,576,356.45
Regency FX Cheapest 356.6700 $0.00 ₡3,566,700.29 −₡9,656.16
Wise 356.8500 $130.18 ₡3,522,045.27 −₡54,311.18
Revolut 354.2676 $65.00 ₡3,519,648.24 −₡56,708.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.0740 – ₡3,560,740.48
Regency FX Cheapest 355.1126 $0.00 ₡3,551,126.48 −₡9,614.00
Wise 355.5320 $130.18 ₡3,509,036.84 −₡51,703.64
Revolut 352.9741 $65.00 ₡3,506,798.15 −₡53,942.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.9565 – ₡3,549,564.58
Regency FX Cheapest 353.9981 $0.00 ₡3,539,980.76 −₡9,583.82
Wise 354.6980 $130.18 ₡3,500,805.41 −₡48,759.17
Revolut 352.1109 $65.00 ₡3,498,221.61 −₡51,342.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.6517 – ₡3,566,517.09
Regency FX Cheapest 355.6887 $0.00 ₡3,556,887.49 −₡9,629.60
Wise 354.1950 $130.18 ₡3,495,840.89 −₡70,676.20
Revolut 350.8582 $165.00 ₡3,450,690.02 −₡115,827.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.6517 – ₡3,566,517.09
Regency FX Cheapest 355.6887 $0.00 ₡3,556,887.49 −₡9,629.60
Wise 354.1950 $130.18 ₡3,495,840.89 −₡70,676.20
Revolut 350.8582 $165.00 ₡3,450,690.02 −₡115,827.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.2514 – ₡3,562,514.04
Regency FX Cheapest 355.2895 $0.00 ₡3,552,895.25 −₡9,618.79
Wise 354.4440 $130.18 ₡3,498,298.48 −₡64,215.56
Revolut 351.8639 $65.00 ₡3,495,768.17 −₡66,745.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.4698 – ₡3,564,698.16
Regency FX Cheapest 355.5073 $0.00 ₡3,555,073.47 −₡9,624.69
Wise 353.4340 $130.18 ₡3,488,329.96 −₡76,368.20
Revolut 350.8446 $65.00 ₡3,485,640.64 −₡79,057.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.1970 – ₡3,541,969.92
Regency FX Cheapest 353.2407 $0.00 ₡3,532,406.60 −₡9,563.32
Wise 351.2470 $130.18 ₡3,466,744.67 −₡75,225.25
Revolut 348.6758 $65.00 ₡3,464,094.41 −₡77,875.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.6014 – ₡3,546,014.04
Wise Cheapest 351.8180 $130.18 ₡3,472,380.33 −₡73,633.71
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 352.4170 $130.18 ₡3,478,292.35 –
Revolut 349.8200 $65.00 ₡3,475,462.16 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.9630 – ₡3,549,629.73
Regency FX Cheapest 354.0046 $0.00 ₡3,540,045.73 −₡9,584.00
Wise 352.1240 $130.18 ₡3,475,400.50 −₡74,229.23
Revolut 348.7820 $165.00 ₡3,430,270.65 −₡119,359.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.9630 – ₡3,549,629.73
Regency FX Cheapest 354.0046 $0.00 ₡3,540,045.73 −₡9,584.00
Wise 352.1240 $130.18 ₡3,475,400.50 −₡74,229.23
Revolut 348.7820 $165.00 ₡3,430,270.65 −₡119,359.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.2625 – ₡3,562,624.58
Regency FX Cheapest 355.3005 $0.00 ₡3,553,005.49 −₡9,619.09
Wise 352.4590 $130.18 ₡3,478,706.89 −₡83,917.69
Revolut 349.8953 $65.00 ₡3,476,210.08 −₡86,414.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 355.3853 – ₡3,553,853.25
Regency FX Cheapest 354.4258 $0.00 ₡3,544,257.85 −₡9,595.40
Wise 353.5970 $130.18 ₡3,489,938.74 −₡63,914.51
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 354.7296 – ₡3,547,295.87
Regency FX Cheapest 353.7718 $0.00 ₡3,537,718.17 −₡9,577.70
Wise 354.0260 $130.18 ₡3,494,172.90 −₡53,122.97
Revolut 351.4107 $65.00 ₡3,491,265.59 −₡56,030.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.6537 – ₡3,566,536.86
Regency FX Cheapest 355.6907 $0.00 ₡3,556,907.21 −₡9,629.65
Wise 356.0290 $130.18 ₡3,513,942.14 −₡52,594.72
Revolut 353.4403 $65.00 ₡3,511,428.97 −₡55,107.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 356.8054 – ₡3,568,054.25
Regency FX Cheapest 355.8421 $0.00 ₡3,558,420.50 −₡9,633.75
Wise 355.3190 $130.18 ₡3,506,934.57 −₡61,119.68
Revolut 352.9283 $65.00 ₡3,506,342.20 −₡61,712.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.1281 – ₡3,571,280.59
Regency FX Cheapest 356.1638 $0.00 ₡3,561,638.13 −₡9,642.46
Wise 354.1810 $130.18 ₡3,495,702.72 −₡75,577.87
Revolut 350.9457 $165.00 ₡3,451,550.55 −₡119,730.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 357.1281 – ₡3,571,280.59
Regency FX Cheapest 356.1638 $0.00 ₡3,561,638.13 −₡9,642.46
Wise 354.1810 $130.18 ₡3,495,702.72 −₡75,577.87
Revolut 350.9457 $165.00 ₡3,451,550.55 −₡119,730.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 355.8631 – ₡3,558,631.17
Regency FX Cheapest 354.9023 $0.00 ₡3,549,022.87 −₡9,608.30
Wise 353.8220 $130.18 ₡3,492,159.45 −₡66,471.72
Revolut 350.6461 $65.00 ₡3,483,669.29 −₡74,961.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 355.9874 – ₡3,559,874.30
Regency FX Cheapest 355.0263 $0.00 ₡3,550,262.64 −₡9,611.66
Wise 353.1580 $130.18 ₡3,485,605.89 −₡74,268.41
Revolut 350.6082 $65.00 ₡3,483,292.61 −₡76,581.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 355.4092 – ₡3,554,091.60
Regency FX Cheapest 354.4496 $0.00 ₡3,544,495.55 −₡9,596.05
Revolut 350.3865 $54.30 ₡3,484,839.20 −₡69,252.40
Wise 352.9760 $130.18 ₡3,483,809.58 −₡70,282.02

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from Singapore.

Right now, Regency FX pays 3,544,495.55 CRC on 10,000 SGD, which is 9,596.05 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 3,582,020.81 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 27 comparisons

    Cheapest every time

  2. RevolutAppeared in 68 comparisons

    Cheapest in 46% of them

  3. WiseAppeared in 75 comparisons

    Cheapest in 24% of them

Based on 76 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in only 46% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from Singapore to Costa Rica

There are 5 ways to send money to Costa Rica across 4 money transfer companies.

Cheapest way to send money

Online transfers

Sending CRC from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges S$54.3 to send S$10,000, delivering 3,484,839.2 CRC after a 1.42% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 27 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Costa Rica.

A currency broker can quote a lower margin on large SGD to CRC transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to CRC before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 3,484,839.2 CRC after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 4% of days.

Ways to fund SGD and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 3,544,495.55 CRC.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Costa Rica from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Costa Rica, they can receive CRC using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay S$10,000.00

    ₡3,544,496

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay S$10,000.00

    ₡3,483,810

    -₡60,686

  3. 3
    Debit card Bank deposit

    You pay S$10,000.00

    ₡3,457,702

    -₡86,794

Things to know before sending SGD to Costa Rica

Consider these things before sending money from Singapore to Costa Rica.

Compare SGD/CRC transfers

For a S$10,000 transfer to Costa Rica, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,544,495.55 CRC, which is 1.68% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 3,484,839.2 CRC in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 4 of them on SGD to Costa Rica, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 76 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/CRC transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.