Revolut is the fastest way to send money to Costa Rica from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 3,549,505.71 CRC for a $10,000 transfer.
| 4 of 4 providers Last updated on 26 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/CRC transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $130.18 1 SGD = 353.6140 CRC +0.65% vs mid-market | Recipient gets ₡3,490,106.53 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $130.181 SGD = 353.6140 CRC ₡3,490,106.53You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 341.4339 CRC +4.15% vs mid-market | Recipient gets ₡3,414,339.00 Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 341.4339 CRC ₡3,414,339.00You pay$10,000.00 | |||
Run a live search Showing top Singapore to Costa Rica deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much SGD you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 354.9506 CRC +0.27% vs mid-market | Recipient gets ₡3,549,505.71 Minutes - 24 hours | |
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 354.9506 CRC ₡3,549,505.71You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $130.18 1 SGD = 353.6140 CRC +0.65% vs mid-market | Recipient gets ₡3,490,106.53 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $130.181 SGD = 353.6140 CRC ₡3,490,106.53You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $130.18 1 SGD = 353.6140 CRC +0.65% vs mid-market | Recipient gets ₡3,490,106.53 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $130.181 SGD = 353.6140 CRC ₡3,490,106.53You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $165.00 1 SGD = 350.3969 CRC +1.56% vs mid-market | Recipient gets ₡3,446,153.73 Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $165.001 SGD = 350.3969 CRC ₡3,446,153.73You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $231.75 1 SGD = 350.3969 CRC +1.56% vs mid-market | Recipient gets ₡3,422,764.73 Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $231.751 SGD = 350.3969 CRC ₡3,422,764.73You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 341.4339 CRC +4.15% vs mid-market | Recipient gets ₡3,414,339.00 Minutes - 24 hours | |
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 341.4339 CRC ₡3,414,339.00You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $577.88 1 SGD = 353.6140 CRC +0.65% vs mid-market | Recipient gets ₡3,331,793.54 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $577.881 SGD = 353.6140 CRC ₡3,331,793.54You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 355.9115 CRC Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Costa Rica, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to Costa Rica across 4 money transfer companies.
Cheapest way to send money
Sending CRC from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $130.18 to send $10,000, delivering 3,490,106.53 CRC after a 0.65% markup and 130.18 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Costa Rica.
A currency broker can quote a lower margin on a large SGD to CRC transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to CRC before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 3,490,106.53 CRC after fees when converting 10,000 SGD.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 3,549,505.71 CRC.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Costa Rica from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Costa Rica, they can receive CRC using bank deposit.
You pay $10,000.00
₡3,549,506
Cheapest
You pay $10,000.00
₡3,490,107
-₡59,399
You pay $10,000.00
₡3,422,765
-₡126,741
Consider these things before sending money from Singapore to Costa Rica.
For a $10,000 transfer to Costa Rica, these are the best options to start with:
Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,549,505.71 CRC, which is 1.67% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 3,446,153.73 CRC in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much CRC arrives for your SGD.
Mid-market rate:1 SGD = 355.911532 CRC
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 4 of them on SGD to Costa Rica, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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