Of the 7 companies we analysed, Western Union is the cheapest app overall for sending $2,000 to Costa Rica.
On a 2,000 AUD transfer it will get your recipient 628,180 CRC.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/CRC transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $35.68 1 AUD = 317.0450 CRC +0.74% vs mid-market | Recipient gets ₡622,777.83 Same day | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 317.0450 CRC ₡622,777.83You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 309.2669 CRC +3.22% vs mid-market | Recipient gets ₡618,533.80 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 309.2669 CRC ₡618,533.80You pay$2,002.99 | |||
Run a live search Showing top Australia to Costa Rica deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much AUD you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 314.0878 CRC +1.67% vs mid-market | Recipient gets ₡628,180.00 Next Day | |
Ways to receive money in Costa Rica with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 314.0878 CRC ₡628,180.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 314.0878 CRC +1.67% vs mid-market | Recipient gets ₡628,180.00 Next Day | |
Ways to receive money in Costa Rica with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 314.0878 CRC ₡628,180.00You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $4.90 1 AUD = 314.5707 CRC +1.52% vs mid-market | Recipient gets ₡627,600.02 Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $4.901 AUD = 314.5707 CRC ₡627,600.02You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 314.0700 CRC +1.68% vs mid-market | Recipient gets ₡627,232.34 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 314.0700 CRC ₡627,232.34You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 310.9000 CRC ₡620,901.50You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 314.0700 CRC +1.68% vs mid-market | Recipient gets ₡627,232.34 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 314.0700 CRC ₡627,232.34You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 310.9000 CRC ₡620,901.50You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 314.0700 CRC +1.68% vs mid-market | Recipient gets ₡627,232.34 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 314.0700 CRC ₡627,232.34You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 310.9000 CRC ₡620,901.50You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $35.68 1 AUD = 317.0450 CRC +0.74% vs mid-market | Recipient gets ₡622,777.83 Same day | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 317.0450 CRC ₡622,777.83You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $35.68 1 AUD = 317.0450 CRC +0.74% vs mid-market | Recipient gets ₡622,777.83 Same day | |
Ways to receive money in Costa Rica with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 317.0450 CRC ₡622,777.83You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $41.09 1 AUD = 317.0450 CRC +0.74% vs mid-market | Recipient gets ₡621,062.62 Same day | |
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $41.091 AUD = 317.0450 CRC ₡621,062.62You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 309.2669 CRC +3.22% vs mid-market | Recipient gets ₡618,533.80 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 309.2669 CRC ₡618,533.80You pay$2,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 309.2669 CRC +3.22% vs mid-market | Recipient gets ₡618,533.80 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 309.2669 CRC ₡618,533.80You pay$2,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 309.2669 CRC +3.22% vs mid-market | Recipient gets ₡618,533.80 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 309.2669 CRC ₡618,533.80You pay$2,032.99 | |||
| Wise Pay via Credit Card | Fees: $54.29 1 AUD = 317.0450 CRC +0.74% vs mid-market | Recipient gets ₡616,877.63 Same day | |
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $54.291 AUD = 317.0450 CRC ₡616,877.63You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 306.7812 CRC +4.03% vs mid-market | Recipient gets ₡613,562.40 6-12 Hours | |
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 306.7812 CRC ₡613,562.40You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 306.7812 CRC +4.03% vs mid-market | Recipient gets ₡611,721.71 6-12 Hours | |
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 306.7812 CRC ₡611,721.71You pay$2,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 305.3100 CRC +4.51% vs mid-market | Recipient gets ₡610,620.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 305.3100 CRC ₡610,620.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 305.3100 CRC +4.51% vs mid-market | Recipient gets ₡610,620.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 305.3100 CRC ₡610,620.00You pay$2,020.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 305.3100 CRC +4.51% vs mid-market | Recipient gets ₡610,620.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 305.3100 CRC ₡610,620.00You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 306.7812 CRC +4.03% vs mid-market | Recipient gets ₡608,960.68 6-12 Hours | |
Ways to receive money in Costa Rica with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 306.7812 CRC ₡608,960.68You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 319.3882 CRC Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 628,180 CRC on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, credit card, bank transfer, payid, osko, poli, and payto.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 1.90% | $0.00 | ₡313,425.00with debit card to bank deposit | +₡3,618.54 | |
| $1,500 | 1.69% | $0.00 | ₡471,135.00with debit card to bank deposit | +₡6,651.07 | |
| $2,000This page | 1.67% | $0.00 | ₡628,180.00with debit card to bank deposit | +₡8,661.10 | |
| $3,000 | 1.67% | $0.00 | ₡942,265.00with debit card to bank deposit | +₡14,002.20 | |
| $7,500 | 1.09% | $0.00 | ₡2,369,220.00with debit card to bank deposit | +₡40,532.65 | |
| $12,000 | 0.27% | $0.00 | ₡3,821,792.80with bank transfer to bank deposit | +₡98,284.34 | |
| $15,000 | 0.27% | $0.00 | ₡4,777,446.10with bank transfer to bank deposit | +₡123,218.12 | |
| $100,000 | 0.25% | $0.00 | ₡31,857,838.09with bank transfer to bank deposit | +₡864,016.48 | |
| $250,000 | 0.20% | $0.00 | ₡79,676,568.77with bank transfer to bank deposit | +₡2,180,164.59 | |
| $500,000 | 0.20% | $0.00 | ₡159,319,673.60with bank transfer to bank deposit | +₡4,737,644.25 |
Mid-market rate: 1 AUD = 319.3882 CRC
7 money transfer companies let you send money from Australia to Costa Rica.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Costa Rica.
For example, sending $500 with Western Union will get you 628,180 CRC after a $0 fee and 1.67% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Western Union takes $0 in fees and 1.67% markup on a $0 transfer, and your CRC arrives in next day.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 4.03% on AUD/CRC, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in CRC, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and CRC in one account, and convert when the rate suits you.
Revolut converts $2,000 at 1.52% markup, and the CRC sits in your account until you spend or transfer it.
Most useful if you travel often to Costa Rica, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 628,180 CRC.
You can fund the transfer with debit card, credit card, bank transfer, payid, osko, poli, and payto.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Costa Rica can collect CRC through bank deposit and cash pickup.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Costa Rica.
You pay $2,000.00
₡628,180
Cheapest
You pay $2,000.00
₡628,180
₡0
You pay $2,000.00
₡627,232
-₡948
You pay $2,000.00
₡627,232
-₡948
You pay $2,000.00
₡622,778
-₡5,402
You pay $2,000.00
₡620,901
-₡7,279
You pay $2,000.00
₡620,901
-₡7,279
You pay $2,000.00
₡620,901
-₡7,279
You pay $2,002.99
₡618,534
-₡9,646
You pay $2,000.00
₡610,620
-₡17,560
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Costa Rica, these are the best options right now:
Cheapest
Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 628,180 CRC, which is 0.09% more than the next best option.
Fastest
Revolut delivers 627,600.02 CRC in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Costa Rica.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Costa Rica.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/CRC rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 319.642592 CRC
We track 7 companies sending AUD to Costa Rica, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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