Best companies for AUD/CRC transfers
6 of 6 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/CRC transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $35.68 1 AUD = 318.1590 CRC +0.68% vs mid-market	Recipient gets ₡624,966.09 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 318.1590 CRC ₡624,966.09You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 303.0545 CRC +5.54% vs mid-market	Recipient gets ₡606,109.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 303.0545 CRC ₡606,109.00You pay$2,000.00
Run a live search Showing top Australia to Costa Rica deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to CRC rates.
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much AUD you're planning to spend in Costa Rica.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 315.5033 CRC +1.52% vs mid-market	Recipient gets ₡631,010.00 Next Day
8 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Costa Rica with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 315.5033 CRC ₡631,010.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 315.5033 CRC +1.52% vs mid-market	Recipient gets ₡631,010.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Costa Rica with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 315.5033 CRC ₡631,010.00You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $4.90 1 AUD = 315.6619 CRC +1.47% vs mid-market	Recipient gets ₡629,777.12 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $4.901 AUD = 315.6619 CRC ₡629,777.12You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank Transfer	Fees: $35.68 1 AUD = 318.1590 CRC +0.68% vs mid-market	Recipient gets ₡624,966.09 Same day
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 318.1590 CRC ₡624,966.09You pay$2,000.00

Wise Pay via Osko	Fees: $35.68 1 AUD = 318.1590 CRC +0.68% vs mid-market	Recipient gets ₡624,966.09 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $35.681 AUD = 318.1590 CRC ₡624,966.09You pay$2,000.00
Wise Pay via Debit Card	Fees: $41.09 1 AUD = 318.1590 CRC +0.68% vs mid-market	Recipient gets ₡623,244.85 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $41.091 AUD = 318.1590 CRC ₡623,244.85You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 311.1242 CRC +2.92% vs mid-market	Recipient gets ₡622,248.40 6-12 Hours
2 reviews
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 311.1242 CRC ₡622,248.40You pay$2,002.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 311.1242 CRC +2.92% vs mid-market	Recipient gets ₡622,248.40 6-12 Hours
2 reviews
Ways to receive money in Costa Rica with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 311.1242 CRC ₡622,248.40You pay$2,002.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $2.99 1 AUD = 311.1242 CRC +2.92% vs mid-market	Recipient gets ₡622,248.40 6-12 Hours
2 reviews
Ways to receive money in Costa Rica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 311.1242 CRC ₡622,248.40You pay$2,002.99
Wise Pay via Credit Card	Fees: $54.29 1 AUD = 318.1590 CRC +0.68% vs mid-market	Recipient gets ₡619,045.15 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $54.291 AUD = 318.1590 CRC ₡619,045.15You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 305.9800 CRC +4.58% vs mid-market	Recipient gets ₡611,960.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Costa Rica with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 305.9800 CRC ₡611,960.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 305.9800 CRC +4.58% vs mid-market	Recipient gets ₡611,960.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Costa Rica with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 305.9800 CRC ₡611,960.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 305.9800 CRC +4.58% vs mid-market	Recipient gets ₡611,960.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Costa Rica with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 305.9800 CRC ₡611,960.00You pay$2,000.00
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 303.0545 CRC +5.54% vs mid-market	Recipient gets ₡606,109.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 303.0545 CRC ₡606,109.00You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 303.0545 CRC +5.54% vs mid-market	Recipient gets ₡606,109.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 303.0545 CRC ₡606,109.00You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 303.0545 CRC +5.54% vs mid-market	Recipient gets ₡606,109.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 303.0545 CRC ₡606,109.00You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 320.3292 CRC Updates every 60 minutes.

Why compare

AUD/CRC exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Costa Rica

Pick a company

Start with the cheapest, which is Western Union at 631,010 CRC on A$2,000.

Western Union was the cheapest on 22 of the 30 days it quoted A$2,000 transfers to Costa Rica.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, bank transfer, credit card, osko, poli, and payto.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Costa Rica?

How much AUD you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 80% of the transfers up to A$2,000 it quoted, and in 84% of all the transfers it quoted.


$1,000	1.78%	$0.00	₡314,835.00with debit card to bank deposit	+₡4,363.71
$1,500	1.57%	$0.00	₡473,255.00with debit card to bank deposit	+₡6,767.20
$2,000This page	1.52%	$0.00	₡631,010.00with debit card to bank deposit	+₡11,949.28
$3,000	1.54%	$0.00	₡946,510.00with debit card to bank deposit	+₡17,513.26
$7,500	0.95%	$0.00	₡2,379,895.00with debit card to bank deposit	+₡48,318.50
$12,000	0.27%	$0.00	₡3,833,599.87with bank transfer to bank deposit	+₡107,087.56
$15,000	0.27%	$0.00	₡4,791,420.52with bank transfer to bank deposit	+₡95,452.00
$50,000	0.25%	$0.00	₡15,984,943.53with bank transfer to bank deposit	+₡186,155.85
$100,000	0.25%	$0.00	₡31,953,981.03with bank transfer to bank deposit	+₡956,654.85
$250,000	0.20%	$0.00	₡79,924,995.17with bank transfer to bank deposit	+₡2,425,405.05
$500,000	0.20%	$0.00	₡159,840,105.65with bank transfer to bank deposit	+₡5,122,474.61

Mid-market rate: 1 AUD = 320.3292 CRC

AUD/CRC Exchange Rate History

Is today a good time to send money from Australia to Costa Rica?

The cheapest way to send AUD to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 2,000 AUD transfers to Costa Rica.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from Australia.

Right now, Western Union pays 631,010 CRC on 2,000 AUD, which is 9,648.49 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 633,865 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Costa Rica

6 money transfer companies let you send money from Australia to Costa Rica.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Costa Rica.

For example, sending A$2,000 with Western Union will get you 631,010 CRC after a A$0 fee and 1.52% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Western Union takes A$0 in fees and 1.52% markup on a A$2,000 transfer, and your CRC arrives in next day.

Over the past month, Western Union was the cheapest app on 73% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 5.54% on AUD/CRC, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 43% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in CRC, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and CRC in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 1.47% markup, and the CRC sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 71% of days.

Most useful if you travel often to Costa Rica, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Costa Rica

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 631,010 CRC.

You can fund the transfer with debit card, bank transfer, credit card, osko, poli, and payto.

Recipients in Costa Rica can collect CRC through bank deposit.

1

Debit card Bank deposit

You pay A$2,000.00

₡631,010

Cheapest
2

Bank transfer Bank deposit

You pay A$2,000.00

₡631,010

₡0
3

Osko Bank deposit

You pay A$2,000.00

₡624,966

-₡6,044
4

Credit card Bank deposit

You pay A$2,002.99

₡622,248

-₡8,762
5

Poli Bank deposit

You pay A$2,002.99

₡622,248

-₡8,762

Show moreShow less

6

Payto Bank deposit

You pay A$2,000.00

₡611,960

-₡19,050

Consider this before sending AUD to Costa Rica

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/CRC transfer options

For a A$2,000 transfer to Costa Rica, these are the best options right now:

Cheapest

Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 631,010 CRC, which is 0.2% more than the next best option.

Fastest

Revolut delivers 629,777.12 CRC in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Costa Rica.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Costa Rica.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 6 companies sending AUD to Costa Rica, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/CRC transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	317.4307	–	₡634,861.33
Western Union Cheapest	314.7798	$0.00	₡629,560.00	−₡5,301.33
Revolut	314.6406	$4.90	₡627,739.55	−₡7,121.78
Wise	317.1640	$35.68	₡623,011.59	−₡11,849.74

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	318.1712	–	₡636,342.32
Western Union Cheapest	314.6516	$0.00	₡629,305.00	−₡7,037.32
Revolut	315.1121	$4.90	₡628,680.11	−₡7,662.21
Wise	317.5200	$35.68	₡623,710.89	−₡12,631.43

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	318.3244	–	₡636,648.89
Revolut Cheapest	314.9186	$4.90	₡628,294.09	−₡8,354.80
Western Union	313.9026	$0.00	₡627,810.00	−₡8,838.89
Wise	317.4720	$35.68	₡623,616.60	−₡13,032.29

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	318.6947	–	₡637,389.34
Revolut Cheapest	315.2158	$4.90	₡628,887.07	−₡8,502.27
Western Union	313.8752	$0.00	₡627,755.00	−₡9,634.34
Wise	317.7470	$35.68	₡624,156.79	−₡13,232.55

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	317.4407	–	₡634,881.31
Western Union Cheapest	315.6117	$0.00	₡631,225.00	−₡3,656.31
Wise	318.6150	$35.68	₡625,861.82	−₡9,019.49
Revolut	315.1729	$24.90	₡622,498.07	−₡12,383.24

How to send money to Costa Rica from Australia with the best AUD-CRC rate

Best companies for AUD/CRC transfers