Best companies for AED/CRC transfers
3 of 3 providers Last updated on 28 October 2026
Based on 25,000 AED transfer Best companies for AED/CRC transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee AED 474.08 1 AED = 123.1810 CRC +0.71% vs mid-market	Recipient gets ₡3,021,127.35 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer AED 474.081 AED = 123.1810 CRC ₡3,021,127.35You payAED 25,000.00
Promoted Xe Pay via Bank transfer	Fee AED 0.00 1 AED = 117.6297 CRC +5.32% vs mid-market	Recipient gets ₡2,940,742.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 117.6297 CRC ₡2,940,742.50You payAED 25,000.00
Run a live search Showing top United Arab Emirates to Costa Rica deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AED to CRC rates.
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much AED you're planning to spend in Costa Rica.
Run a live search These are managed services with real human support for large AED transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee AED 0.00 1 AED = 123.7211 CRC +0.27% vs mid-market	Recipient gets ₡3,093,028.49 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 123.7211 CRC ₡3,093,028.49You payAED 25,000.00
Wise Pay via Bank transfer	Fee AED 474.08 1 AED = 123.1810 CRC +0.71% vs mid-market	Recipient gets ₡3,021,127.35 Same day
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer AED 474.081 AED = 123.1810 CRC ₡3,021,127.35You payAED 25,000.00
Xe Pay via Bank transfer	Fee AED 0.00 1 AED = 117.6297 CRC +5.32% vs mid-market	Recipient gets ₡2,940,742.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 AED = 117.6297 CRC ₡2,940,742.50You payAED 25,000.00
How Our Results Work Mid-market rate: 1 AED = 124.0561 CRC Updates every 60 minutes.

Why compare

AED/CRC exchange rate

Best ways to pay & receive

Transfer speed

How to send money from UAE to Costa Rica

Pick a company

Start with the cheapest, which is Regency FX at 3,093,028.49 CRC on AED 25,000.

Regency FX was the cheapest on 29 of the 29 days it quoted AED25,000 transfers to Costa Rica.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Costa Rica?

How much AED you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.


AED 3,500	2.48%	AED 0.00	₡423,570.00with debit card to bank deposit	+₡2,704.91
AED 7,500	2.48%	AED 0.00	₡907,650.00with debit card to bank deposit	+₡5,870.28
AED 25,000This page	0.27%	AED 0.00	₡3,093,028.49with bank transfer to bank deposit	+₡74,729.04
AED 50,000	0.27%	AED 0.00	₡6,186,051.54with bank transfer to bank deposit	+₡143,297.20
AED 200,000	0.25%	AED 0.00	₡24,749,137.69with bank transfer to bank deposit	+₡568,390.93
AED 250,000	0.25%	AED 0.00	₡30,936,463.25with bank transfer to bank deposit	+₡709,715.94
AED 350,000	0.25%	AED 0.00	₡43,311,082.77with bank transfer to bank deposit	+₡991,280.82
AED 1,000,000	0.20%	AED 0.00	₡123,807,966.84with bank transfer to bank deposit	+₡2,866,974.56

Mid-market rate: 1 AED = 124.0561 CRC

AED/CRC Exchange Rate History

Is today a good time to send money from UAE to Costa Rica?

The cheapest way to send AED to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Costa Rica.

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from UAE.

Right now, Regency FX pays 3,093,028.49 CRC on 25,000 AED, which is 8,373.78 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 3,118,199.04 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 161 comparisons
Cheapest every time
WiseAppeared in 223 comparisons
Cheapest in 12% of them
XeAppeared in 189 comparisons
Cheapest in 1% of them

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CRC, and it was also the cheapest in 100% of the 161 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Costa Rica.

Wise (today's second cheapest) was the cheapest in only 12% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from the UAE to Costa Rica

3 companies send money from the UAE to Costa Rica, split between broker, online, app, multi-currency account, and global account, and more.

For frequent transfers home

Money transfer apps

If you send CRC home monthly, money transfer apps like Wise are the easiest with good AED/CRC rates.

Botim, Careem Pay, and e& money are convenient but Wise is cheaper.

On an AED 25,000 transfer it will get you 3,021,127.35 CRC in same day (after 474.08 fee and 0.71% markup).

Over the past month, Wise was the cheapest app on 100% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Costa Rica now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Costa Rica is usually cheaper with online money transfer services like Wise.

Wise gets you 3,021,127.35 CRC, with an AED 474.08 fee and 0.71% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/CRC exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or CRC side by side.

This is useful if you’re getting paid in CRC, or travelling to Costa Rica.

I’d suggest Wise for this.

Wise converts AED 25,000 at 0.71% markup and holds it until you send or spend it, and gives you account details to receive CRC.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 3,093,028.49 CRC.

You can pay in AED by bank transfer.

In Costa Rica, the recipient can receive CRC through bank deposit.

1

Bank transfer Bank deposit

You pay AED25,000.00

₡3,093,028

Cheapest

Before sending AED to Costa Rica, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/CRC transfer options

For an AED 25,000 transfer to Costa Rica, the current options look like this.

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,093,028.49 CRC, which is 2.32% more than the next best option.
The fastest option is Wise, funded by bank transfer with bank deposit in Costa Rica. Your recipient gets 3,021,127.35 CRC in same day.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 3 licensed companies sending AED to Costa Rica, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in CRC rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/CRC transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sep 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.7396	–	₡3,093,490.68
Regency FX Cheapest	123.4055	AED 0.00	₡3,085,138.25	−₡8,352.42
Wise	123.6220	AED 473.98	₡3,031,955.64	−₡61,535.03
Xe	118.8596	AED 0.00	₡2,971,490.00	−₡122,000.67

Wed, 30 Sep 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.1740	–	₡3,104,350.97
Regency FX Cheapest	123.8388	AED 0.00	₡3,095,969.23	−₡8,381.74
Wise	123.9030	AED 473.92	₡3,038,854.89	−₡65,496.08
Xe	118.1517	AED 0.00	₡2,953,792.50	−₡150,558.47

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.6688	–	₡3,116,720.00
Regency FX Cheapest	124.3322	AED 0.00	₡3,108,304.86	−₡8,415.14
Wise	124.3220	AED 473.81	₡3,049,144.99	−₡67,575.01
Xe	118.1087	AED 0.00	₡2,952,717.50	−₡164,002.50

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	125.0656	–	₡3,126,640.98
Regency FX Cheapest	124.7280	AED 0.00	₡3,118,199.04	−₡8,441.94
Wise	124.6720	AED 473.73	₡3,057,739.13	−₡68,901.85
Xe	119.0144	AED 0.00	₡2,975,360.00	−₡151,280.98

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.7286	–	₡3,118,216.00
Regency FX Cheapest	124.3919	AED 0.00	₡3,109,796.82	−₡8,419.18
Wise	124.6980	AED 473.72	₡3,058,378.06	−₡59,837.94
Xe	118.3431	AED 0.00	₡2,958,577.50	−₡159,638.50

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.4965	–	₡3,112,412.40
Regency FX Cheapest	124.1604	AED 0.00	₡3,104,008.89	−₡8,403.51
Wise	124.6980	AED 473.72	₡3,058,378.06	−₡54,034.34
Xe	118.3408	AED 0.00	₡2,958,520.00	−₡153,892.40

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.6776	–	₡3,116,939.05
Regency FX Cheapest	124.3409	AED 0.00	₡3,108,523.31	−₡8,415.74
Wise	124.6980	AED 473.72	₡3,058,378.06	−₡58,560.99
Xe	119.1477	AED 0.00	₡2,978,692.50	−₡138,246.55

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.5094	–	₡3,112,734.78
Regency FX Cheapest	124.1732	AED 0.00	₡3,104,330.39	−₡8,404.38
Wise	124.6860	AED 473.72	₡3,058,083.75	−₡54,651.02
Xe	118.8934	AED 0.00	₡2,972,335.00	−₡140,399.77

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.5968	–	₡3,114,919.80
Regency FX Cheapest	124.2604	AED 0.00	₡3,106,509.52	−₡8,410.28
Wise	124.3120	AED 473.81	₡3,048,899.73	−₡66,020.07
Xe	118.6564	AED 0.00	₡2,966,410.00	−₡148,509.80

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.2260	–	₡3,105,650.18
Regency FX Cheapest	123.8906	AED 0.00	₡3,097,264.92	−₡8,385.25
Wise	124.0200	AED 473.88	₡3,041,729.40	−₡63,920.77
Xe	118.3570	AED 0.00	₡2,958,925.00	−₡146,725.17

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.6867	–	₡3,092,166.35
Regency FX Cheapest	123.3527	AED 0.00	₡3,083,817.50	−₡8,348.85
Wise	123.5840	AED 473.99	₡3,031,022.42	−₡61,143.93
Xe	118.6371	AED 0.00	₡2,965,927.50	−₡126,238.85

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.2481	–	₡3,106,201.90
Regency FX Cheapest	123.9126	AED 0.00	₡3,097,815.15	−₡8,386.75
Wise	123.5090	AED 474.01	₡3,029,180.50	−₡77,021.40
Xe	117.1516	AED 0.00	₡2,928,790.00	−₡177,411.90

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.1613	–	₡3,104,032.23
Regency FX Cheapest	123.8261	AED 0.00	₡3,095,651.34	−₡8,380.89
Wise	123.5050	AED 474.01	₡3,029,082.39	−₡74,949.83
Xe	118.4212	AED 0.00	₡2,960,530.00	−₡143,502.23

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.2441	–	₡3,106,103.20
Regency FX Cheapest	123.9087	AED 0.00	₡3,097,716.72	−₡8,386.48
Wise	123.1680	AED 474.09	₡3,020,807.28	−₡85,295.92
Xe	117.5869	AED 0.00	₡2,939,672.50	−₡166,430.70

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.7307	–	₡3,093,267.85
Regency FX Cheapest	123.3966	AED 0.00	₡3,084,916.03	−₡8,351.82
Wise	123.0460	AED 474.12	₡3,017,811.43	−₡75,456.42
Xe	117.4707	AED 0.00	₡2,936,767.50	−₡156,500.35

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.0227	–	₡3,100,567.38
Regency FX Cheapest	123.6878	AED 0.00	₡3,092,195.84	−₡8,371.54
Wise	122.8980	AED 474.16	₡3,014,176.68	−₡86,390.69
Xe	117.3293	AED 0.00	₡2,933,232.50	−₡167,334.88

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.9505	–	₡3,098,763.00
Regency FX Cheapest	123.6159	AED 0.00	₡3,090,396.34	−₡8,366.66
Wise	122.7800	AED 474.19	₡3,011,278.95	−₡87,484.05
Xe No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.9207	–	₡3,098,018.28
Regency FX Cheapest	123.5861	AED 0.00	₡3,089,653.63	−₡8,364.65
Wise	122.6840	AED 474.21	₡3,008,922.02	−₡89,096.25
Xe	118.9254	AED 0.00	₡2,973,135.00	−₡124,883.27

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.1463	–	₡3,103,656.50
Regency FX Cheapest	123.8111	AED 0.00	₡3,095,276.63	−₡8,379.87
Wise	122.8060	AED 474.18	₡3,011,917.85	−₡91,738.65
Xe	120.3995	AED 0.00	₡3,009,987.50	−₡93,669.00

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.6981	–	₡3,092,452.70
Regency FX Cheapest	123.3641	AED 0.00	₡3,084,103.08	−₡8,349.62
Wise	123.0480	AED 474.12	₡3,017,860.48	−₡74,592.22
Xe	120.3499	AED 0.00	₡3,008,747.50	−₡83,705.20

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.4376	–	₡3,085,941.13
Regency FX Cheapest	123.1044	AED 0.00	₡3,077,609.08	−₡8,332.04
Wise	123.1730	AED 474.09	₡3,020,929.91	−₡65,011.21
Xe	120.2953	AED 0.00	₡3,007,382.50	−₡78,558.63

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.9887	–	₡3,099,717.13
Regency FX Cheapest	123.6539	AED 0.00	₡3,091,347.89	−₡8,369.23
Wise	123.7590	AED 473.95	₡3,035,319.42	−₡64,397.71
Xe	118.2134	AED 0.00	₡2,955,335.00	−₡144,382.13

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.2013	–	₡3,105,031.80
Regency FX Cheapest	123.8659	AED 0.00	₡3,096,648.21	−₡8,383.59
Wise	123.6700	AED 473.97	₡3,033,134.13	−₡71,897.67
Xe	119.3393	AED 0.00	₡2,983,482.50	−₡121,549.30

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	124.1709	–	₡3,104,272.85
Regency FX Cheapest	123.8357	AED 0.00	₡3,095,891.31	−₡8,381.54
Wise	123.2740	AED 474.06	₡3,023,410.73	−₡80,862.12
Xe	119.9781	AED 0.00	₡2,999,452.50	−₡104,820.35

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	123.9896	–	₡3,099,739.05
Regency FX Cheapest	123.6548	AED 0.00	₡3,091,369.75	−₡8,369.30
Wise	123.2640	AED 474.06	₡3,023,165.47	−₡76,573.58
Xe No quote collected this day	–	–	–	–

How to send money to Costa Rica from UAE with the best AED-CRC rate

Best companies for AED/CRC transfers