Best companies for MYR/CRC transfers
2 of 2 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/CRC transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 163.23 1 MYR = 110.9340 CRC +0.70% vs mid-market	Recipient gets ₡891,551.04 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 163.231 MYR = 110.9340 CRC ₡891,551.04You payRM 8,200.00
Run a live search Showing top Malaysia to Costa Rica deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to CRC rates.
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much MYR you're planning to spend in Costa Rica.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 111.4106 CRC +0.27% vs mid-market	Recipient gets ₡913,566.55 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 111.4106 CRC ₡913,566.55You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 163.23 1 MYR = 110.9340 CRC +0.70% vs mid-market	Recipient gets ₡891,551.04 Same day
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 163.231 MYR = 110.9340 CRC ₡891,551.04You payRM 8,200.00

Wise Pay via FPX	Fee RM 163.23 1 MYR = 110.9340 CRC +0.70% vs mid-market	Recipient gets ₡891,551.04 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 163.231 MYR = 110.9340 CRC ₡891,551.04You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 111.7122 CRC Updates every 60 minutes.

Why compare

MYR/CRC exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Costa Rica

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Costa Rica.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Costa Rica.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Costa Rica?

How much MYR you send to Costa Rica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	0.69%	RM 47.76	₡105,674.83with bank transfer to bank deposit	₡0.00
RM 5,000	0.69%	RM 111.90	₡542,388.46with bank transfer to bank deposit	₡0.00
RM 8,200This page	0.27%	RM 0.00	₡913,566.55with bank transfer to bank deposit	+₡14,677.01
RM 10,000	0.27%	RM 0.00	₡1,114,105.81with bank transfer to bank deposit	+₡17,384.15

Mid-market rate: 1 MYR = 111.7122 CRC

MYR/CRC Exchange Rate History

Is today a good time to send money from Malaysia to Costa Rica?

The cheapest way to send MYR to CRC can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Costa Rica.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CRC per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CRC on every transfer from Malaysia.

Right now, Regency FX pays 913,566.55 CRC on 8,200 MYR, which is 2,473.31 CRC less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 919,829.48 CRC.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Costa Rica.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
WiseAppeared in 91 comparisons
Cheapest in 49% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CRC, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Costa Rica.

Wise (today's second cheapest) was the cheapest in only 49% of its comparisons, so it's rarely the cheapest option for transfers to Costa Rica.

Ways to send money from Malaysia to Costa Rica

There are 5 ways to send money from Malaysia to Costa Rica across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 163.23 and 0.7% markup to send MYR 8,200 and your recipient gets ₡891,551.04 in same day.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Costa Rica.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/CRC exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Costa Rica, tuition fees, or moving savings from Malaysia to Costa Rica.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Costa Rica, or travel there often.

Wise lets you hold MYR and CRC in one account, and convert between them when you need.

When converting MYR to CRC, 8,200 MYR will get you 891,551.04 CRC (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 913,566.55 CRC.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Costa Rica.

The processing fee may include SST, so double check the final CRC amount first.

The recipient can receive CRC through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Costa Rica.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

₡913,567

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

₡891,551

-₡22,016

Things to check before sending MYR to Costa Rica

Here are a few things to know about money transfers from Malaysia to Costa Rica.

Best ways to send MYR to Costa Rica

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 913,566.55 CRC, which is 2.41% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 891,551.04 CRC in same day.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Costa Rica, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/CRC transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.3480	–	₡913,053.55
Regency FX Cheapest	111.0474	RM 0.00	₡910,588.31	−₡2,465.24
Wise	111.2700	RM 163.23	₡894,251.40	−₡18,802.15

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.7470	–	₡916,325.47
Regency FX Cheapest	111.4453	RM 0.00	₡913,851.39	−₡2,474.08
Wise	111.5110	RM 163.23	₡896,188.26	−₡20,137.21

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	112.1183	–	₡919,370.29
Regency FX Cheapest	111.8156	RM 0.00	₡916,887.99	−₡2,482.30
Wise	111.8230	RM 163.23	₡898,695.73	−₡20,674.56

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	112.4780	–	₡922,319.74
Regency FX Cheapest	112.1743	RM 0.00	₡919,829.48	−₡2,490.26
Wise	112.1380	RM 163.23	₡901,227.31	−₡21,092.43

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	112.1528	–	₡919,653.07
Regency FX Cheapest	111.8500	RM 0.00	₡917,170.00	−₡2,483.07
Wise	112.1040	RM 163.23	₡900,954.06	−₡18,699.01

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.9277	–	₡917,807.15
Regency FX Cheapest	111.6255	RM 0.00	₡915,329.07	−₡2,478.08
Wise	112.1040	RM 163.23	₡900,954.06	−₡16,853.09

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	112.0325	–	₡918,666.64
Regency FX Cheapest	111.7300	RM 0.00	₡916,186.24	−₡2,480.40
Wise	112.0380	RM 163.23	₡900,423.64	−₡18,243.00

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.9089	–	₡917,652.88
Regency FX Cheapest	111.6067	RM 0.00	₡915,175.22	−₡2,477.66
Wise	112.0750	RM 163.23	₡900,721.00	−₡16,931.88

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.9769	–	₡918,210.38
Regency FX Cheapest	111.6745	RM 0.00	₡915,731.21	−₡2,479.17
Wise	111.7380	RM 163.23	₡898,012.61	−₡20,197.77

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.5503	–	₡914,712.09
Regency FX Cheapest	111.2491	RM 0.00	₡912,242.37	−₡2,469.72
Wise	111.3620	RM 163.23	₡894,990.78	−₡19,721.31

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.1045	–	₡911,057.10
Regency FX Cheapest	110.8045	RM 0.00	₡908,597.24	−₡2,459.86
Wise	111.0250	RM 163.23	₡892,282.39	−₡18,774.71

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6880	–	₡915,841.23
Regency FX Cheapest	111.3864	RM 0.00	₡913,368.46	−₡2,472.77
Wise	111.0460	RM 163.23	₡892,451.16	−₡23,390.07

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6372	–	₡915,424.93
Regency FX Cheapest	111.3358	RM 0.00	₡912,953.29	−₡2,471.64
Wise	111.0690	RM 163.23	₡892,636.01	−₡22,788.92

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6844	–	₡915,812.16
Regency FX Cheapest	111.3829	RM 0.00	₡913,339.47	−₡2,472.69
Wise	110.7320	RM 163.23	₡889,927.62	−₡25,884.54

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.3321	–	₡912,922.87
Regency FX Cheapest	111.0315	RM 0.00	₡910,457.98	−₡2,464.89
Wise	110.7330	RM 163.23	₡889,935.65	−₡22,987.22

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.5889	–	₡915,029.24
Regency FX Cheapest	111.2876	RM 0.00	₡912,558.66	−₡2,470.58
Wise	110.5970	RM 163.23	₡888,842.65	−₡26,186.59

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.5406	–	₡914,632.53
Regency FX Cheapest	111.2394	RM 0.00	₡912,163.03	−₡2,469.50
Wise	110.4910	RM 163.23	₡887,990.75	−₡26,641.78

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.4564	–	₡913,942.87
Regency FX Cheapest	111.1555	RM 0.00	₡911,475.23	−₡2,467.64
Wise	110.3430	RM 163.23	₡886,801.31	−₡27,141.56

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6893	–	₡915,852.33
Regency FX Cheapest	111.3877	RM 0.00	₡913,379.53	−₡2,472.80
Wise	110.5000	RM 163.23	₡888,063.09	−₡27,789.24

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.2727	–	₡912,435.80
Regency FX Cheapest	110.9722	RM 0.00	₡909,972.22	−₡2,463.58
Wise	110.6770	RM 163.23	₡889,485.59	−₡22,950.21

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.0708	–	₡910,780.32
Regency FX Cheapest	110.7709	RM 0.00	₡908,321.22	−₡2,459.10
Wise	110.8510	RM 163.23	₡890,883.99	−₡19,896.33

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.5585	–	₡914,779.51
Regency FX Cheapest	111.2573	RM 0.00	₡912,309.61	−₡2,469.90
Wise	111.3570	RM 163.23	₡894,950.60	−₡19,828.91

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6650	–	₡915,652.93
Regency FX Cheapest	111.3635	RM 0.00	₡913,180.66	−₡2,472.27
Wise	111.1970	RM 163.23	₡893,664.71	−₡21,988.22

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.6241	–	₡915,317.28
Regency FX Cheapest	111.3227	RM 0.00	₡912,845.93	−₡2,471.35
Wise	110.8260	RM 163.23	₡890,683.07	−₡24,634.21

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	111.4255	–	₡913,689.01
Regency FX Cheapest	111.1246	RM 0.00	₡911,222.05	−₡2,466.96
Wise	110.7780	RM 163.23	₡890,297.31	−₡23,391.70

How to send money to Costa Rica from Malaysia with the best MYR-CRC rate

Best companies for MYR/CRC transfers