Paysend is the cheapest way to send money from Canada to Costa Rica based on the 6 companies we analyzed, giving your recipient 324,449.34 CRC from $1,000.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze CAD/CRC exchange rates from our comparisons. | |||
| Based on 1,000 CAD transfer Best companies for CAD/CRC transfersAll money transfer offers for CAD/CRC transfers, sorted by most CRC received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $24.13 1 CAD = 325.7530 CRC +0.66% vs mid-market | Recipient gets ₡317,892.58 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $24.131 CAD = 325.7530 CRC ₡317,892.58You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 316.7049 CRC +3.47% vs mid-market | Recipient gets ₡316,704.90 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 316.7049 CRC ₡316,704.90You pay$1,004.99 | |||
Run a live search Showing top Canada to Costa Rica deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much CAD you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 324.4493 CRC +1.06% vs mid-market | Recipient gets ₡324,449.34 6-12 Hours | |
Ways to receive money in Costa Rica with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 324.4493 CRC ₡324,449.34You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 324.4493 CRC +1.06% vs mid-market | Recipient gets ₡324,449.34 6-12 Hours | |
Ways to receive money in Costa Rica with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 324.4493 CRC ₡324,449.34You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 320.6273 CRC +2.24% vs mid-market | Recipient gets ₡320,630.00 Next Day | |
Ways to receive money in Costa Rica with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 320.6273 CRC ₡320,630.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 320.6273 CRC +2.24% vs mid-market | Recipient gets ₡320,630.00 Next Day | |
Ways to receive money in Costa Rica with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 320.6273 CRC ₡320,630.00You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $24.13 1 CAD = 325.7530 CRC +0.66% vs mid-market | Recipient gets ₡317,892.58 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $24.131 CAD = 325.7530 CRC ₡317,892.58You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 316.7049 CRC +3.47% vs mid-market | Recipient gets ₡316,704.90 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 316.7049 CRC ₡316,704.90You pay$1,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 316.7049 CRC +3.47% vs mid-market | Recipient gets ₡316,704.90 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 316.7049 CRC ₡316,704.90You pay$1,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 316.7049 CRC +3.47% vs mid-market | Recipient gets ₡316,704.90 6-12 Hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 316.7049 CRC ₡316,704.90You pay$1,004.99 | |||
| Wise Pay via Interac | Fees: $29.76 1 CAD = 325.7530 CRC +0.66% vs mid-market | Recipient gets ₡316,058.59 Same day | |
Ways to receive money in Costa Rica with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $29.761 CAD = 325.7530 CRC ₡316,058.59You pay$1,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 314.8000 CRC +4.08% vs mid-market | Recipient gets ₡314,800.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 314.8000 CRC ₡314,800.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 314.8000 CRC +4.08% vs mid-market | Recipient gets ₡314,800.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 314.8000 CRC ₡314,800.00You pay$1,020.00 | |||
| Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 314.8000 CRC +4.08% vs mid-market | Recipient gets ₡314,800.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 314.8000 CRC ₡314,800.00You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 314.8000 CRC +4.08% vs mid-market | Recipient gets ₡314,800.00 2 Days | |
Ways to receive money in Costa Rica with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 314.8000 CRC ₡314,800.00You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $34.86 1 CAD = 325.7530 CRC +0.66% vs mid-market | Recipient gets ₡314,397.25 Same day | |
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $34.861 CAD = 325.7530 CRC ₡314,397.25You pay$1,000.00 | |||
 Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 CAD = 309.9500 CRC +5.63% vs mid-market | Recipient gets ₡309,950.00 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 309.9500 CRC ₡309,950.00You pay$1,000.00 Cash pickup6-12 Hours Free1 CAD = 309.9500 CRC ₡309,950.00You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $49.22 1 CAD = 325.7530 CRC +0.66% vs mid-market | Recipient gets ₡309,719.44 Same day | |
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $49.221 CAD = 325.7530 CRC ₡309,719.44You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $3.00 1 CAD = 309.9500 CRC +5.63% vs mid-market | Recipient gets ₡309,020.15 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $3.001 CAD = 309.9500 CRC ₡309,020.15You pay$1,000.00 Cash pickup6-12 Hours $3.001 CAD = 309.9500 CRC ₡309,020.15You pay$1,000.00 | |||
| Ria Money Transfer Pay via Bank Transfer | Fees: $25.00 1 CAD = 309.9500 CRC +5.63% vs mid-market | Recipient gets ₡302,201.25 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $25.001 CAD = 309.9500 CRC ₡302,201.25You pay$1,000.00 Cash pickup6-12 Hours $25.001 CAD = 309.9500 CRC ₡302,201.25You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 309.9500 CRC +5.63% vs mid-market | Recipient gets ₡289,803.25 6-12 Hours | |
Ways to receive money in Costa Rica with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $65.001 CAD = 309.9500 CRC ₡289,803.25You pay$1,000.00 Cash pickup6-12 Hours $65.001 CAD = 309.9500 CRC ₡289,803.25You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 327.902007 CRC Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Paysend at 324,449.34 CRC on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
There are 6 companies sending money to India, but how you send depends on your needs.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Paysend charges $0 in fees and adds 1.06% markup, so your $1,000 delivers 324,449.34 CRC in 6-12 hours.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 6 online companies, Paysend is the cheapest and currently gets you 324,449.34 CRC on a $1,000 transfer after a $0 fee and 1.06% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CRC.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in CRC, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and CRC, and convert between them at low cost.
For example, converting $1,000 costs $24.13 in fees at 0.66% markup, which gets you 317,892.58 CRC.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 324,449.34 CRC.
Deposit CAD using debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive CRC through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Costa Rica.
You pay $1,000.00
₡324,449
Cheapest
You pay $1,000.00
₡324,449
₡0
You pay $1,000.00
₡320,630
-₡3,819
You pay $1,004.99
₡316,705
-₡7,744
You pay $1,000.00
₡316,059
-₡8,391
You pay $1,000.00
₡309,950
-₡14,499
You pay $1,000.00
₡309,950
-₡14,499
You pay $1,000.00
₡309,020
-₡15,429
You pay $1,000.00
₡302,201
-₡22,248
You pay $1,000.00
₡289,803
-₡34,646
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Costa Rica, these are the cheapest, fastest and easiest options available now.
Best way to send money to Costa Rica
Paysend is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 324,449.34 CRC, which is 1.18% more than the next best option.
Fastest way to send money to Costa Rica
Paysend is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 324,449.34 CRC in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Costa Rica.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the CRC amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 327.712181 CRC
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 6 FINTRAC-registered companies sending CAD to Costa Rica, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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