Regency FX is the cheapest way to send money from Brazil to Costa Rica. Sending R$40,000 will get your recipient 3,497,175.06 CRC in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most CRC in Costa Rica.
| 4 of 4 providers Last updated on 26 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/CRC transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,997.68 1 BRL = 87.2014 CRC +0.53% vs mid-market | Recipient gets ₡3,313,855.51 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$1,997.681 BRL = 87.2014 CRC ₡3,313,855.51You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 87.4294 CRC +0.27% vs mid-market | Recipient gets ₡3,497,175.06 Minutes - 24 hours | |
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 87.4294 CRC ₡3,497,175.06You payR$40,000.00 | |||
Run a live search Showing top Brazil to Costa Rica deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to CRC rates. | |||
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much BRL you're planning to spend in Costa Rica. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 87.4294 CRC +0.27% vs mid-market | Recipient gets ₡3,497,175.06 Minutes - 24 hours | |
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 87.4294 CRC ₡3,497,175.06You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 86.3142 CRC +1.55% vs mid-market | Recipient gets ₡3,447,389.48 Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 86.3142 CRC ₡3,447,389.48You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 86.3142 CRC +1.55% vs mid-market | Recipient gets ₡3,424,300.43 Within minutes | |
Ways to receive money in Costa Rica with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 86.3142 CRC ₡3,424,300.43You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 84.2742 CRC +3.95% vs mid-market | Recipient gets ₡3,370,968.00 Minutes - 24 hours | |
Ways to receive money in Costa Rica with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 84.2742 CRC ₡3,370,968.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,997.68 1 BRL = 87.2014 CRC +0.53% vs mid-market | Recipient gets ₡3,313,855.51 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$1,997.681 BRL = 87.2014 CRC ₡3,313,855.51You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,997.68 1 BRL = 87.2014 CRC +0.53% vs mid-market | Recipient gets ₡3,313,855.51 Within a week | |
Ways to receive money in Costa Rica with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$1,997.681 BRL = 87.2014 CRC ₡3,313,855.51You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 87.6661 CRC Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 3,497,175.06 CRC for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Costa Rica
There are 6 ways to send money to Costa Rica across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to Costa Rica, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
Revolut charges R$60 and adds 1.55% markup when sending R$40,000, this will get you 3,370,968 CRC in Costa Rica.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/CRC rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to CRC with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and CRC from one account.
Swapping R$40,000 with Revolut will get you 3,447,389.48 CRC after all fees.
You can then spend it in Costa Rica or Brazil and receive CRC payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international CRC payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 3,497,175.06 CRC.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Costa Rica directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Costa Rica, they can get it as bank deposit.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
₡3,497,175
Cheapest
You pay R$40,000.00
₡3,424,300
-₡72,875
You pay R$40,000.00
₡3,370,968
-₡126,207
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Costa Rica, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Costa Rica. Your recipient gets 3,497,175.06 CRC, which is 1.42% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 3,447,389.48 CRC in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Costa Rica.
The company then switches to local rails or uses an internal network of accounts to move BRL to Costa Rica.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the CRC amount before fees and tax are added. Tracking the recent BRL/CRC range makes company quotes easier to compare.
Mid-market rate:1 BRL = 87.666075 CRC
We track 4 authorised companies sending BRL to Costa Rica, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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