Best companies for EUR/CRC transfers
4 of 4 providers Last updated on 26 September 2026
Based on 7,000 EUR transfer Best companies for EUR/CRC transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €107.60 1 EUR = 514.6220 CRC +0.67% vs mid-market	Recipient gets ₡3,546,980.67 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €107.601 EUR = 514.6220 CRC ₡3,546,980.67You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 498.1620 CRC +3.92% vs mid-market	Recipient gets ₡3,487,134.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 498.1620 CRC ₡3,487,134.00You pay€7,000.00
Run a live search Showing top Finland to Costa Rica deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CRC rates.
Run a live search These companies offer multi-currency accounts for spending CRC. We suggest doing a live search based on how much EUR you're planning to spend in Costa Rica.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 516.6731 CRC +0.27% vs mid-market	Recipient gets ₡3,616,711.85 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Costa Rica with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 516.6731 CRC ₡3,616,711.85You pay€7,000.00
Wise Pay via Bank transfer	Fee €107.60 1 EUR = 514.6220 CRC +0.67% vs mid-market	Recipient gets ₡3,546,980.67 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €107.601 EUR = 514.6220 CRC ₡3,546,980.67You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €117.54 1 EUR = 514.6220 CRC +0.67% vs mid-market	Recipient gets ₡3,541,865.33 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €117.541 EUR = 514.6220 CRC ₡3,541,865.33You pay€7,000.00
Wise Pay via Debit card	Fee €161.52 1 EUR = 514.6220 CRC +0.67% vs mid-market	Recipient gets ₡3,519,232.25 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €161.521 EUR = 514.6220 CRC ₡3,519,232.25You pay€7,000.00
Wise Pay via Credit card	Fee €202.73 1 EUR = 514.6220 CRC +0.67% vs mid-market	Recipient gets ₡3,498,024.68 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Costa Rica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €202.731 EUR = 514.6220 CRC ₡3,498,024.68You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €140.50 1 EUR = 509.1107 CRC +1.74% vs mid-market	Recipient gets ₡3,492,244.52 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Costa Rica with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €140.501 EUR = 509.1107 CRC ₡3,492,244.52You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee €0.00 1 EUR = 498.1620 CRC +3.92% vs mid-market	Recipient gets ₡3,487,134.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 498.1620 CRC ₡3,487,134.00You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 498.1620 CRC +3.92% vs mid-market	Recipient gets ₡3,487,134.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 498.1620 CRC ₡3,487,134.00You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 498.1620 CRC +3.92% vs mid-market	Recipient gets ₡3,487,134.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Costa Rica with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 498.1620 CRC ₡3,487,134.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €291.00 1 EUR = 509.1107 CRC +1.74% vs mid-market	Recipient gets ₡3,415,623.36 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Costa Rica with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €291.001 EUR = 509.1107 CRC ₡3,415,623.36You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 518.0719 CRC Updates every 60 minutes.

Why compare

EUR/CRC exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Costa Rica

Pick a company

For a one-off transfer to Costa Rica, start with Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most CRC.

The cheapest option depends on the amount, so I suggest to get the best EUR/CRC rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Costa Rica they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Costa Rica

4 companies send money from Finland to Costa Rica, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 3,546,980.67 CRC on €7,000 transfer.

If it's the only time you send money to Costa Rica, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €107.6 on a €7,000 transfer, and 3,546,980.67 CRC arrives in within a week.

In Costa Rica they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and CRC balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to CRC with Wise gets you 3,546,980.67 CRC (€107.6 in fees and 0.67% markup).

This is especially useful travel since you are spending in CRC (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Costa Rica.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Costa Rica. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/CRC rate.

Ways to fund EUR and receive CRC in Costa Rica

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 3,616,711.85 CRC.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Costa Rica directly.

For withdrawals in Costa Rica, use bank deposit.

Receive CRC

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

₡3,616,712

Cheapest
2

Ideal Bank deposit

You pay €7,000.00

₡3,541,865

-₡74,847
3

Debit card Bank deposit

You pay €7,000.00

₡3,519,232

-₡97,480
4

Credit card Bank deposit

You pay €7,000.00

₡3,498,025

-₡118,687

What to consider before sending money from Finland to Costa Rica

For a transfer from Finland, compare the CRC received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/CRC transfer options

For a €7,000 transfer to Costa Rica, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 3,616,711.85 CRC, which is 1.93% more than the next best option.

Fastest

Revolut delivers 3,492,244.52 CRC in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Costa Rica.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-CRC Exchange Rate

Finding the best rate to send money from Finland to Costa Rica

The exchange rate has a direct impact on how much CRC your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 518.071915 CRC

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 4 of them on EUR to Costa Rica, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

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How to send money to Costa Rica from Finland with the best EUR-CRC rate

Best companies for EUR/CRC transfers