How to send money to Cameroon from the US with the best USD-XAF rate
We compared 6 companies sending money from the United States to Cameroon. TapTap Send is the best and cheapest, while TapTap Send is the fastest.
Sending $7,000 with TapTap Send gets your recipient 4,090,800 XAF at 584.4000 XAF per USD.
Best companies for USD/XAF transfers
6 of 6 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze USD/XAF exchange rates from our comparisons.
Based on 7,000 USD transfer
Best companies for USD/XAF transfers
All money transfer offers for USD/XAF transfers, sorted by most XAF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Cameroon with Regency FX when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 582.6506 XAF
FCFA 4,078,554.40You pay$7,000.00
Run a live search
Showing top United States to Cameroon deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live USD to XAF rates.
Run a live search
These companies offer multi-currency accounts for spending XAF. We suggest doing a live search based on how much USD you're planning to spend in Cameroon.
Run a live search
These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 USD = 584.2280 XAFUpdates every 60 minutes.
Transfer details
How to send money from US to Cameroon
Pick a company
If you're sending a one-off transfer, then TapTap Send is the best option.
TapTap Send was the cheapest on 13 of the 30 days it quoted $7,000 transfers to Cameroon.
For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.
For large transfers, a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
Pay for it
You have 4 ways to pay for your transfer to Cameroon, including debit card, bank transfer, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
Check and send
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
Compare amounts
How much USD are you sending to Cameroon?
How much USD you send to Cameroon heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 47% of the transfers from $5,000 it quoted, and in 49% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
$500
-0.75%
$0.00
FCFA 294,295.00with debit card to bank deposit
+FCFA 12,644.42
$2,000
-0.03%
$0.00
FCFA 1,168,800.00with debit card to bank deposit
+FCFA 28,897.63
$5,000
-0.04%
$0.00
FCFA 2,922,000.00with debit card to bank deposit
+FCFA 46,466.19
$7,000This page
-0.03%
$0.00
FCFA 4,090,800.00with debit card to bank deposit
+FCFA 54,536.95
$10,000
-0.12%
$0.00
FCFA 5,844,000.00with debit card to bank deposit
+FCFA 78,785.21
$50,000
-0.12%
$0.00
FCFA 29,220,000.00with debit card to bank deposit
+FCFA 281,270.45
$100,000
-0.13%
$0.00
FCFA 58,440,000.00with debit card to bank deposit
+FCFA 559,662.35
$250,000
-0.09%
$0.00
FCFA 146,100,000.00with debit card to bank deposit
+FCFA 1,975,689.42
Mid-market rate: 1 USD = 584.2280 XAF
USD/XAF Exchange Rate History
Is today a good time to send money from US to Cameroon?
The cheapest way to send USD to XAF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Cameroon.
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
Nov 4Nov 5Nov 6Nov 7Nov 8Nov 9Nov 10
4.00M
4.05M
4.10M
4.15M
4.20M
4.25M
4.30M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
Oct 12Oct 22Oct 31Nov 10
3.7M
3.8M
3.9M
4.0M
4.1M
4.2M
4.3M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
Aug 13Sep 12Oct 11Nov 10
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.4021
–
FCFA 4,097,814.62
Locked-in rate
Regency FXCheapest
583.8215
$0.00
FCFA 4,086,750.52
−FCFA 11,064.10
Locked-in rate
TapTap Send
580.5000
$0.00
FCFA 4,063,500.00
−FCFA 34,314.62
Locked-in rate
Xe
579.9085
$0.00
FCFA 4,059,359.50
−FCFA 38,455.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
586.1643
–
FCFA 4,103,150.01
Locked-in rate
Regency FXCheapest
584.5816
$0.00
FCFA 4,092,071.50
−FCFA 11,078.51
Locked-in rate
Xe
582.5537
$0.00
FCFA 4,077,875.90
−FCFA 25,274.11
Locked-in rate
TapTap Send
575.0000
$0.00
FCFA 4,025,000.00
−FCFA 78,150.01
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.5051
–
FCFA 4,098,535.97
Locked-in rate
Regency FXCheapest
583.9243
$0.00
FCFA 4,087,469.93
−FCFA 11,066.04
Locked-in rate
Xe
581.9291
$0.00
FCFA 4,073,503.70
−FCFA 25,032.27
Locked-in rate
TapTap Send
576.5000
$0.00
FCFA 4,035,500.00
−FCFA 63,035.97
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
584.9038
–
FCFA 4,094,326.76
Locked-in rate
Regency FXCheapest
583.3246
$0.00
FCFA 4,083,272.08
−FCFA 11,054.68
Locked-in rate
Xe
581.2542
$0.00
FCFA 4,068,779.40
−FCFA 25,547.36
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 51,826.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
583.6054
–
FCFA 4,085,237.72
Locked-in rate
Regency FXCheapest
582.0297
$0.00
FCFA 4,074,207.57
−FCFA 11,030.15
Locked-in rate
Xe
580.0635
$0.00
FCFA 4,060,444.50
−FCFA 24,793.22
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 42,737.72
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
583.7388
–
FCFA 4,086,171.78
Locked-in rate
Regency FXCheapest
582.1627
$0.00
FCFA 4,075,139.11
−FCFA 11,032.67
Locked-in rate
Xe
578.4097
$0.00
FCFA 4,048,867.90
−FCFA 37,303.88
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 43,671.77
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
583.7388
–
FCFA 4,086,171.78
Locked-in rate
Regency FXCheapest
582.1627
$0.00
FCFA 4,075,139.11
−FCFA 11,032.67
Locked-in rate
Xe
578.4097
$0.00
FCFA 4,048,867.90
−FCFA 37,303.88
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 43,671.77
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.2187
–
FCFA 4,096,530.93
Locked-in rate
Regency FXCheapest
583.6386
$0.00
FCFA 4,085,470.29
−FCFA 11,060.64
Locked-in rate
Xe
578.4097
$0.00
FCFA 4,048,867.90
−FCFA 47,663.03
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 54,030.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
583.9854
–
FCFA 4,087,897.73
Locked-in rate
Regency FXCheapest
582.4086
$0.00
FCFA 4,076,860.41
−FCFA 11,037.32
Locked-in rate
Xe
580.4251
$0.00
FCFA 4,062,975.70
−FCFA 24,922.03
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 45,397.73
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
584.4509
–
FCFA 4,091,156.62
Locked-in rate
Regency FXCheapest
582.8729
$0.00
FCFA 4,080,110.50
−FCFA 11,046.12
Locked-in rate
Xe
580.4772
$0.00
FCFA 4,063,340.40
−FCFA 27,816.22
Locked-in rate
TapTap Send
577.5000
$0.00
FCFA 4,042,500.00
−FCFA 48,656.62
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
583.8282
–
FCFA 4,086,797.07
Locked-in rate
Regency FXCheapest
582.2518
$0.00
FCFA 4,075,762.72
−FCFA 11,034.35
Locked-in rate
TapTap Send
580.9000
$0.00
FCFA 4,066,300.00
−FCFA 20,497.07
Locked-in rate
Xe
580.0635
$0.00
FCFA 4,060,444.50
−FCFA 26,352.57
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.8343
–
FCFA 4,100,840.23
Locked-in rate
TapTap SendCheapest
589.7000
$0.00
FCFA 4,127,900.00
+FCFA 27,059.77
Locked-in rate
Regency FX
584.2526
$0.00
FCFA 4,089,767.96
−FCFA 11,072.27
Locked-in rate
Xe
580.7358
$0.00
FCFA 4,065,150.60
−FCFA 35,689.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.5534
–
FCFA 4,098,873.86
Locked-in rate
TapTap SendCheapest
601.5000
$0.00
FCFA 4,210,500.00
+FCFA 111,626.14
Locked-in rate
Regency FX
583.9724
$0.00
FCFA 4,087,806.90
−FCFA 11,066.96
Locked-in rate
Xe
581.3057
$0.00
FCFA 4,069,139.90
−FCFA 29,733.96
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.5534
–
FCFA 4,098,873.86
Locked-in rate
TapTap SendCheapest
608.2000
$0.00
FCFA 4,257,400.00
+FCFA 158,526.14
Locked-in rate
Regency FX
583.9724
$0.00
FCFA 4,087,806.90
−FCFA 11,066.96
Locked-in rate
Xe
581.3057
$0.00
FCFA 4,069,139.90
−FCFA 29,733.96
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.4284
–
FCFA 4,097,998.81
Locked-in rate
TapTap SendCheapest
600.0000
$0.00
FCFA 4,200,000.00
+FCFA 102,001.19
Locked-in rate
Regency FX
583.8477
$0.00
FCFA 4,086,934.22
−FCFA 11,064.59
Locked-in rate
Xe
581.3057
$0.00
FCFA 4,069,139.90
−FCFA 28,858.91
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
587.8753
–
FCFA 4,115,126.86
Locked-in rate
TapTap SendCheapest
600.0000
$0.00
FCFA 4,200,000.00
+FCFA 84,873.15
Locked-in rate
Regency FX
586.2880
$0.00
FCFA 4,104,016.01
−FCFA 11,110.85
Locked-in rate
Xe
583.0748
$0.00
FCFA 4,081,523.60
−FCFA 33,603.25
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
589.8561
–
FCFA 4,128,992.78
Locked-in rate
TapTap SendCheapest
595.0000
$0.00
FCFA 4,165,000.00
+FCFA 36,007.22
Locked-in rate
Regency FX
588.2635
$0.00
FCFA 4,117,844.50
−FCFA 11,148.28
Locked-in rate
Xe
584.0740
$0.00
FCFA 4,088,518.00
−FCFA 40,474.78
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
588.8461
–
FCFA 4,121,922.42
Locked-in rate
TapTap SendCheapest
604.0000
$0.00
FCFA 4,228,000.00
+FCFA 106,077.58
Locked-in rate
Regency FX
587.2562
$0.00
FCFA 4,110,793.23
−FCFA 11,129.19
Locked-in rate
Xe
584.9657
$0.00
FCFA 4,094,759.90
−FCFA 27,162.52
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
586.7541
–
FCFA 4,107,278.66
Locked-in rate
TapTap SendCheapest
601.0000
$0.00
FCFA 4,207,000.00
+FCFA 99,721.34
Locked-in rate
Regency FX
585.1699
$0.00
FCFA 4,096,189.01
−FCFA 11,089.65
Locked-in rate
Xe
584.2831
$0.00
FCFA 4,089,981.70
−FCFA 17,296.96
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.3787
–
FCFA 4,097,651.03
Locked-in rate
TapTap SendCheapest
602.5000
$0.00
FCFA 4,217,500.00
+FCFA 119,848.97
Locked-in rate
Regency FX
583.7982
$0.00
FCFA 4,086,587.37
−FCFA 11,063.66
Locked-in rate
Xe
581.2542
$0.00
FCFA 4,068,779.40
−FCFA 28,871.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.3787
–
FCFA 4,097,651.03
Locked-in rate
TapTap SendCheapest
602.5000
$0.00
FCFA 4,217,500.00
+FCFA 119,848.97
Locked-in rate
Regency FX
583.7982
$0.00
FCFA 4,086,587.37
−FCFA 11,063.66
Locked-in rate
Xe
581.2542
$0.00
FCFA 4,068,779.40
−FCFA 28,871.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
586.3861
–
FCFA 4,104,702.53
Locked-in rate
TapTap SendCheapest
602.5000
$0.00
FCFA 4,217,500.00
+FCFA 112,797.48
Locked-in rate
Regency FX
584.8028
$0.00
FCFA 4,093,619.83
−FCFA 11,082.69
Locked-in rate
Xe
581.2542
$0.00
FCFA 4,068,779.40
−FCFA 35,923.13
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
585.4089
–
FCFA 4,097,862.16
Locked-in rate
TapTap SendCheapest
585.0000
$0.00
FCFA 4,095,000.00
−FCFA 2,862.16
Locked-in rate
Regency FX
583.8283
$0.00
FCFA 4,086,797.93
−FCFA 11,064.23
Locked-in rate
Xe
580.0635
$0.00
FCFA 4,060,444.50
−FCFA 37,417.66
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
XeCheapest
581.7213
$0.00
FCFA 4,072,049.10
–
Locked-in rate
TapTap Send
580.0000
$0.00
FCFA 4,060,000.00
–
Regency FXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
582.4737
–
FCFA 4,077,315.64
Locked-in rate
Regency FXCheapest
580.9010
$0.00
FCFA 4,066,306.89
−FCFA 11,008.75
Locked-in rate
TapTap Send
580.0000
$0.00
FCFA 4,060,000.00
−FCFA 17,315.64
Locked-in rate
Xe
578.0508
$0.00
FCFA 4,046,355.60
−FCFA 30,960.04
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
586.6093
–
FCFA 4,106,264.83
Locked-in rate
Regency FXCheapest
585.0254
$0.00
FCFA 4,095,177.91
−FCFA 11,086.92
Locked-in rate
TapTap Send
582.2000
$0.00
FCFA 4,075,400.00
−FCFA 30,864.83
Locked-in rate
Xe
579.3933
$0.00
FCFA 4,055,753.10
−FCFA 50,511.73
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
588.2649
–
FCFA 4,117,854.50
Locked-in rate
Regency FXCheapest
586.6766
$0.00
FCFA 4,106,736.30
−FCFA 11,118.20
Locked-in rate
TapTap Send
583.5000
$0.00
FCFA 4,084,500.00
−FCFA 33,354.50
Locked-in rate
Xe
582.4495
$0.00
FCFA 4,077,146.50
−FCFA 40,708.00
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
588.2649
–
FCFA 4,117,854.50
Locked-in rate
Regency FXCheapest
586.6766
$0.00
FCFA 4,106,736.30
−FCFA 11,118.20
Locked-in rate
TapTap Send
583.0000
$0.00
FCFA 4,081,000.00
−FCFA 36,854.50
Locked-in rate
Xe
582.4495
$0.00
FCFA 4,077,146.50
−FCFA 40,708.00
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
587.4686
–
FCFA 4,112,280.53
Locked-in rate
Regency FXCheapest
585.8825
$0.00
FCFA 4,101,177.37
−FCFA 11,103.16
Locked-in rate
TapTap Send
583.0000
$0.00
FCFA 4,081,000.00
−FCFA 31,280.53
Locked-in rate
Xe
582.4495
$0.00
FCFA 4,077,146.50
−FCFA 35,134.03
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
584.2280
–
FCFA 4,089,596.31
Locked-in rate
TapTap SendCheapest
584.4000
$0.00
FCFA 4,090,800.00
+FCFA 1,203.69
Locked-in rate
Regency FX
582.6506
$0.00
FCFA 4,078,554.40
−FCFA 11,041.91
Locked-in rate
Xe
581.4099
$0.00
FCFA 4,069,869.30
−FCFA 19,727.01
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
584.2280
–
FCFA 4,089,596.31
TapTap Send
Regency FX
Xe
WorldRemit
Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
Understanding USD/XAF exchange rate
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XAF per USD than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 12 of the last 30 days.
Right now, TapTap Send pays 4,090,800 XAF on 7,000 USD, which is 1,203.69 XAF more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 4,257,400 XAF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cameroon.
We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Transfer amount
Locked-in rate
TapTap SendAppeared in 53 comparisons
Cheapest in 30% of them
Locked-in rate
Regency FXAppeared in 34 comparisons
Cheapest in 85% of them
Locked-in rate
XeAppeared in 46 comparisons
Cheapest in 4% of them
Nov 4Nov 10
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 56 comparisons across 8 amounts over the last 7 days.
Locked-in rate
TapTap SendAppeared in 226 comparisons
Cheapest in 49% of them
Locked-in rate
Regency FXAppeared in 143 comparisons
Cheapest in 57% of them
Locked-in rate
XeAppeared in 196 comparisons
Cheapest in 5% of them
Oct 12Nov 10
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 240 comparisons across 8 amounts over the last 30 days.
Locked-in rate
TapTap SendAppeared in 528 comparisons
Cheapest in 23% of them
Locked-in rate
Regency FXAppeared in 268 comparisons
Cheapest in 70% of them
Locked-in rate
XeAppeared in 332 comparisons
Cheapest in 13% of them
Aug 13Nov 10
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 545 comparisons across 8 amounts over the last 90 days.
Is the cheapest money transfer company always the best?
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most XAF, but it was the cheapest in only 49% of the 226 comparisons it appeared in over the past month.
Regency FX (today's second cheapest) was the cheapest in 57% of its comparisons, so if you send money to Cameroon regularly, it's worth comparing it with TapTap Send before each transfer.
If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.
Ways to send money from the US to Cameroon
There are 6 companies available for sending money from the US to Cameroon, across app, currency broker, online, and in person, and more.
For regular transfers home
Money transfer apps
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
TapTap Send charges $0 on a $7,000 transfer with -0.03% markup, saves your recipient's details for next time, and XAF arrives in minutes.
Over the past month, TapTap Send was the cheapest app on 67% of the days it appeared for $7,000 transfers.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Cash & in-person transfers
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 4,061,635.90 XAF in minutes - 24 hours.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
Online transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Cameroon.
Of all online companies listed here, Xe gets you the most XAF per USD.
On a $7,000 transfer, you will get 4,069,869.30 XAF after a $0 fee and 0.48% markup.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
Currency brokers
For large transfers to Cameroon (e.g. a property purchase, tuition, or moving to Cameroon), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/XAF that gets lower the more you send.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.
Business payments from the US
Global accounts
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Ways to fund USD and receive XAF in Cameroon
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 4,090,800 XAF.
Deposit USD by debit card, bank transfer, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Cameroon.
You can deposit cash
You'll need to visit the nearest MoneyGram branch and hand over $7,000.
MoneyGram is the cheapest option and will get you 4,061,635.90 XAF on a $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle and Cash App only send money within the US, so neither can send money to Cameroon.
Your recipient in Cameroon can collect XAF through bank deposit, mobile money, cash pickup, and mobile wallet.
They can collect cash in Cameroon
Your recipient can collect XAF from a participating MoneyGram location in Cameroon.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
1
Debit card→Bank deposit
You pay $7,000.00
FCFA4,090,800
Cheapest
2
Debit card→Mobile money
You pay $7,000.00
FCFA4,090,800
FCFA0
3
Bank transfer→Bank deposit
You pay $7,000.00
FCFA4,078,554
-FCFA12,246
4
Debit card→Cash pickup
You pay $7,003.99
FCFA4,061,636
-FCFA29,164
5
Bank transfer→Cash pickup
You pay $7,001.99
FCFA4,061,636
-FCFA29,164
Show moreShow less
6
Credit card→Cash pickup
You pay $7,179.99
FCFA4,061,636
-FCFA29,164
7
Cash deposit→Cash pickup
You pay $7,000.00
FCFA4,044,405
-FCFA46,395
8
Debit card→Mobile wallet
You pay $7,001.49
FCFA4,041,122
-FCFA49,678
9
Bank transfer→Mobile wallet
You pay $7,001.99
FCFA4,041,122
-FCFA49,678
10
Credit card→Mobile wallet
You pay $7,210.00
FCFA4,041,122
-FCFA49,678
11
Credit card→Bank deposit
You pay $7,000.00
FCFA3,947,773
-FCFA143,027
Things to consider before sending USD to Cameroon
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
1
Find the right USD/XAF company
Cheapest way to send money to Cameroon
The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 4,090,800 XAF, which is 0.3% more than the next best option.
Fastest way to send money to Cameroon
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 4,090,800 XAF, with the money arriving in minutes.
2
Cash-funded transfers now carry a 1% tax
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
3
The $10,000 rule is not a transfer limit
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
4
You normally have 30 minutes to cancel
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
For transfers over $10,000, Regency FX is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Cameroon.
While Regency FX may not always be the cheapest or fastest way to send XAF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
How we analyze the market
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Cameroon and the United States.
We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.
This page covers the cheapest and fastest options for USD/XAF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Please share your experience with …