How to send money to Cameroon from the US with the best USD-XAF rate

We compared 6 companies sending money from the United States to Cameroon. TapTap Send is the best and cheapest, while TapTap Send is the fastest.

Sending $7,000 with TapTap Send gets your recipient 4,090,800 XAF at 584.4000 XAF per USD.

Best companies for USD/XAF transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 7,000 USD transfer

Best companies for USD/XAF transfers

Sort Cheapest
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 581.4099 XAF +0.48% vs mid-market Recipient gets FCFA 4,069,869.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Cameroon with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 581.4099 XAF
FCFA 4,069,869.30You pay$7,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 582.6506 XAF +0.27% vs mid-market Recipient gets FCFA 4,078,554.40 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cameroon with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 582.6506 XAF
FCFA 4,078,554.40You pay$7,000.00

Run a live search

Showing top United States to Cameroon deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee $0.00 1 USD = 584.4000 XAF -0.03% vs mid-market Recipient gets FCFA 4,090,800.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Cameroon with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 USD = 584.4000 XAF
FCFA 4,090,800.00You pay$7,000.00
Mobile moneyMinutesAvailable via:MTN, Orange
Free1 USD = 584.4000 XAF
FCFA 4,090,800.00You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 582.6506 XAF +0.27% vs mid-market Recipient gets FCFA 4,078,554.40 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cameroon with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 582.6506 XAF
FCFA 4,078,554.40You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 581.4099 XAF +0.48% vs mid-market Recipient gets FCFA 4,069,869.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Cameroon with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 581.4099 XAF
FCFA 4,069,869.30You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 580.2337 XAF +0.69% vs mid-market Recipient gets FCFA 4,061,635.90 Minutes - 24 hours

Ways to receive money in Cameroon with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$1.991 USD = 580.2337 XAF
FCFA 4,061,635.90You pay$7,001.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 577.3032 XAF
FCFA 4,041,122.40You pay$7,001.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $3.99 1 USD = 580.2337 XAF +0.69% vs mid-market Recipient gets FCFA 4,061,635.90 Minutes - 24 hours

Ways to receive money in Cameroon with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$3.991 USD = 580.2337 XAF
FCFA 4,061,635.90You pay$7,003.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.491 USD = 577.3032 XAF
FCFA 4,041,122.40You pay$7,001.49
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 580.2337 XAF +0.69% vs mid-market Recipient gets FCFA 4,061,635.90 Minutes - 24 hours

Ways to receive money in Cameroon with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 580.2337 XAF
FCFA 4,061,635.90You pay$7,179.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$210.001 USD = 577.3032 XAF
FCFA 4,041,122.40You pay$7,210.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 581.4099 XAF +0.48% vs mid-market Recipient gets FCFA 4,049,519.95 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Cameroon with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 581.4099 XAF
FCFA 4,049,519.95You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $0.00 1 USD = 577.7721 XAF +1.11% vs mid-market Recipient gets FCFA 4,044,404.70 Minutes - 24 hours

Ways to receive money in Cameroon with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
Free1 USD = 577.7721 XAF
FCFA 4,044,404.70You pay$7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee $0.00 1 USD = 572.4252 XAF +2.04% vs mid-market Recipient gets FCFA 4,006,976.05 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Cameroon with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
Free1 USD = 572.4252 XAF
FCFA 4,006,976.05You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 581.4099 XAF +0.48% vs mid-market Recipient gets FCFA 3,947,773.22 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Cameroon with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 581.4099 XAF
FCFA 3,947,773.22You pay$7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee $1.99 1 USD = 561.0292 XAF +4.05% vs mid-market Recipient gets FCFA 3,926,088.23 Minutes - 2 days
Our top pick
Receive to bank account or cash pickup

Ways to receive money in Cameroon with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
$1.991 USD = 561.0292 XAF
FCFA 3,926,088.23You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 584.2280 XAF Updates every 60 minutes.

How to send money from US to Cameroon

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 13 of the 30 days it quoted $7,000 transfers to Cameroon.

For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Cameroon, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Cameroon?

How much USD you send to Cameroon heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 47% of the transfers from $5,000 it quoted, and in 49% of all the transfers it quoted.

Cheapest service
$500-0.75%$0.00FCFA 294,295.00with debit card to bank deposit+FCFA 12,644.42
$2,000-0.03%$0.00FCFA 1,168,800.00with debit card to bank deposit+FCFA 28,897.63
$5,000-0.04%$0.00FCFA 2,922,000.00with debit card to bank deposit+FCFA 46,466.19
$7,000This page-0.03%$0.00FCFA 4,090,800.00with debit card to bank deposit+FCFA 54,536.95
$10,000-0.12%$0.00FCFA 5,844,000.00with debit card to bank deposit+FCFA 78,785.21
$50,000-0.12%$0.00FCFA 29,220,000.00with debit card to bank deposit+FCFA 281,270.45
$100,000-0.13%$0.00FCFA 58,440,000.00with debit card to bank deposit+FCFA 559,662.35
$250,000-0.09%$0.00FCFA 146,100,000.00with debit card to bank deposit+FCFA 1,975,689.42

Mid-market rate: 1 USD = 584.2280 XAF

USD/XAF Exchange Rate History

Is today a good time to send money from US to Cameroon?

The cheapest way to send USD to XAF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Cameroon.

XAF received for $7,000, after fees

Tue, Nov 10, 2026Mid-market rateFCFA 4,089,596.31 TapTap Send FCFA 4,090,800.00TapTap SendFCFA 4,090,800.00Regency FXFCFA 4,078,554.40XeFCFA 4,069,869.30

4.00M
4.05M
4.10M
4.15M
4.20M
4.25M
4.30M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.4021 – FCFA 4,097,814.62
Regency FX Cheapest 583.8215 $0.00 FCFA 4,086,750.52 −FCFA 11,064.10
TapTap Send 580.5000 $0.00 FCFA 4,063,500.00 −FCFA 34,314.62
Xe 579.9085 $0.00 FCFA 4,059,359.50 −FCFA 38,455.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 586.1643 – FCFA 4,103,150.01
Regency FX Cheapest 584.5816 $0.00 FCFA 4,092,071.50 −FCFA 11,078.51
Xe 582.5537 $0.00 FCFA 4,077,875.90 −FCFA 25,274.11
TapTap Send 575.0000 $0.00 FCFA 4,025,000.00 −FCFA 78,150.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.5051 – FCFA 4,098,535.97
Regency FX Cheapest 583.9243 $0.00 FCFA 4,087,469.93 −FCFA 11,066.04
Xe 581.9291 $0.00 FCFA 4,073,503.70 −FCFA 25,032.27
TapTap Send 576.5000 $0.00 FCFA 4,035,500.00 −FCFA 63,035.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 584.9038 – FCFA 4,094,326.76
Regency FX Cheapest 583.3246 $0.00 FCFA 4,083,272.08 −FCFA 11,054.68
Xe 581.2542 $0.00 FCFA 4,068,779.40 −FCFA 25,547.36
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 51,826.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 583.6054 – FCFA 4,085,237.72
Regency FX Cheapest 582.0297 $0.00 FCFA 4,074,207.57 −FCFA 11,030.15
Xe 580.0635 $0.00 FCFA 4,060,444.50 −FCFA 24,793.22
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 42,737.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 583.7388 – FCFA 4,086,171.78
Regency FX Cheapest 582.1627 $0.00 FCFA 4,075,139.11 −FCFA 11,032.67
Xe 578.4097 $0.00 FCFA 4,048,867.90 −FCFA 37,303.88
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 43,671.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 583.7388 – FCFA 4,086,171.78
Regency FX Cheapest 582.1627 $0.00 FCFA 4,075,139.11 −FCFA 11,032.67
Xe 578.4097 $0.00 FCFA 4,048,867.90 −FCFA 37,303.88
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 43,671.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.2187 – FCFA 4,096,530.93
Regency FX Cheapest 583.6386 $0.00 FCFA 4,085,470.29 −FCFA 11,060.64
Xe 578.4097 $0.00 FCFA 4,048,867.90 −FCFA 47,663.03
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 54,030.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 583.9854 – FCFA 4,087,897.73
Regency FX Cheapest 582.4086 $0.00 FCFA 4,076,860.41 −FCFA 11,037.32
Xe 580.4251 $0.00 FCFA 4,062,975.70 −FCFA 24,922.03
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 45,397.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 584.4509 – FCFA 4,091,156.62
Regency FX Cheapest 582.8729 $0.00 FCFA 4,080,110.50 −FCFA 11,046.12
Xe 580.4772 $0.00 FCFA 4,063,340.40 −FCFA 27,816.22
TapTap Send 577.5000 $0.00 FCFA 4,042,500.00 −FCFA 48,656.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 583.8282 – FCFA 4,086,797.07
Regency FX Cheapest 582.2518 $0.00 FCFA 4,075,762.72 −FCFA 11,034.35
TapTap Send 580.9000 $0.00 FCFA 4,066,300.00 −FCFA 20,497.07
Xe 580.0635 $0.00 FCFA 4,060,444.50 −FCFA 26,352.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.8343 – FCFA 4,100,840.23
TapTap Send Cheapest 589.7000 $0.00 FCFA 4,127,900.00 +FCFA 27,059.77
Regency FX 584.2526 $0.00 FCFA 4,089,767.96 −FCFA 11,072.27
Xe 580.7358 $0.00 FCFA 4,065,150.60 −FCFA 35,689.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.5534 – FCFA 4,098,873.86
TapTap Send Cheapest 601.5000 $0.00 FCFA 4,210,500.00 +FCFA 111,626.14
Regency FX 583.9724 $0.00 FCFA 4,087,806.90 −FCFA 11,066.96
Xe 581.3057 $0.00 FCFA 4,069,139.90 −FCFA 29,733.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.5534 – FCFA 4,098,873.86
TapTap Send Cheapest 608.2000 $0.00 FCFA 4,257,400.00 +FCFA 158,526.14
Regency FX 583.9724 $0.00 FCFA 4,087,806.90 −FCFA 11,066.96
Xe 581.3057 $0.00 FCFA 4,069,139.90 −FCFA 29,733.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.4284 – FCFA 4,097,998.81
TapTap Send Cheapest 600.0000 $0.00 FCFA 4,200,000.00 +FCFA 102,001.19
Regency FX 583.8477 $0.00 FCFA 4,086,934.22 −FCFA 11,064.59
Xe 581.3057 $0.00 FCFA 4,069,139.90 −FCFA 28,858.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 587.8753 – FCFA 4,115,126.86
TapTap Send Cheapest 600.0000 $0.00 FCFA 4,200,000.00 +FCFA 84,873.15
Regency FX 586.2880 $0.00 FCFA 4,104,016.01 −FCFA 11,110.85
Xe 583.0748 $0.00 FCFA 4,081,523.60 −FCFA 33,603.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 589.8561 – FCFA 4,128,992.78
TapTap Send Cheapest 595.0000 $0.00 FCFA 4,165,000.00 +FCFA 36,007.22
Regency FX 588.2635 $0.00 FCFA 4,117,844.50 −FCFA 11,148.28
Xe 584.0740 $0.00 FCFA 4,088,518.00 −FCFA 40,474.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 588.8461 – FCFA 4,121,922.42
TapTap Send Cheapest 604.0000 $0.00 FCFA 4,228,000.00 +FCFA 106,077.58
Regency FX 587.2562 $0.00 FCFA 4,110,793.23 −FCFA 11,129.19
Xe 584.9657 $0.00 FCFA 4,094,759.90 −FCFA 27,162.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 586.7541 – FCFA 4,107,278.66
TapTap Send Cheapest 601.0000 $0.00 FCFA 4,207,000.00 +FCFA 99,721.34
Regency FX 585.1699 $0.00 FCFA 4,096,189.01 −FCFA 11,089.65
Xe 584.2831 $0.00 FCFA 4,089,981.70 −FCFA 17,296.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.3787 – FCFA 4,097,651.03
TapTap Send Cheapest 602.5000 $0.00 FCFA 4,217,500.00 +FCFA 119,848.97
Regency FX 583.7982 $0.00 FCFA 4,086,587.37 −FCFA 11,063.66
Xe 581.2542 $0.00 FCFA 4,068,779.40 −FCFA 28,871.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.3787 – FCFA 4,097,651.03
TapTap Send Cheapest 602.5000 $0.00 FCFA 4,217,500.00 +FCFA 119,848.97
Regency FX 583.7982 $0.00 FCFA 4,086,587.37 −FCFA 11,063.66
Xe 581.2542 $0.00 FCFA 4,068,779.40 −FCFA 28,871.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 586.3861 – FCFA 4,104,702.53
TapTap Send Cheapest 602.5000 $0.00 FCFA 4,217,500.00 +FCFA 112,797.48
Regency FX 584.8028 $0.00 FCFA 4,093,619.83 −FCFA 11,082.69
Xe 581.2542 $0.00 FCFA 4,068,779.40 −FCFA 35,923.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 585.4089 – FCFA 4,097,862.16
TapTap Send Cheapest 585.0000 $0.00 FCFA 4,095,000.00 −FCFA 2,862.16
Regency FX 583.8283 $0.00 FCFA 4,086,797.93 −FCFA 11,064.23
Xe 580.0635 $0.00 FCFA 4,060,444.50 −FCFA 37,417.66
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 581.7213 $0.00 FCFA 4,072,049.10 –
TapTap Send 580.0000 $0.00 FCFA 4,060,000.00 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 582.4737 – FCFA 4,077,315.64
Regency FX Cheapest 580.9010 $0.00 FCFA 4,066,306.89 −FCFA 11,008.75
TapTap Send 580.0000 $0.00 FCFA 4,060,000.00 −FCFA 17,315.64
Xe 578.0508 $0.00 FCFA 4,046,355.60 −FCFA 30,960.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 586.6093 – FCFA 4,106,264.83
Regency FX Cheapest 585.0254 $0.00 FCFA 4,095,177.91 −FCFA 11,086.92
TapTap Send 582.2000 $0.00 FCFA 4,075,400.00 −FCFA 30,864.83
Xe 579.3933 $0.00 FCFA 4,055,753.10 −FCFA 50,511.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 588.2649 – FCFA 4,117,854.50
Regency FX Cheapest 586.6766 $0.00 FCFA 4,106,736.30 −FCFA 11,118.20
TapTap Send 583.5000 $0.00 FCFA 4,084,500.00 −FCFA 33,354.50
Xe 582.4495 $0.00 FCFA 4,077,146.50 −FCFA 40,708.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 588.2649 – FCFA 4,117,854.50
Regency FX Cheapest 586.6766 $0.00 FCFA 4,106,736.30 −FCFA 11,118.20
TapTap Send 583.0000 $0.00 FCFA 4,081,000.00 −FCFA 36,854.50
Xe 582.4495 $0.00 FCFA 4,077,146.50 −FCFA 40,708.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 587.4686 – FCFA 4,112,280.53
Regency FX Cheapest 585.8825 $0.00 FCFA 4,101,177.37 −FCFA 11,103.16
TapTap Send 583.0000 $0.00 FCFA 4,081,000.00 −FCFA 31,280.53
Xe 582.4495 $0.00 FCFA 4,077,146.50 −FCFA 35,134.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 584.2280 – FCFA 4,089,596.31
TapTap Send Cheapest 584.4000 $0.00 FCFA 4,090,800.00 +FCFA 1,203.69
Regency FX 582.6506 $0.00 FCFA 4,078,554.40 −FCFA 11,041.91
Xe 581.4099 $0.00 FCFA 4,069,869.30 −FCFA 19,727.01

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/XAF exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XAF per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 12 of the last 30 days.

Right now, TapTap Send pays 4,090,800 XAF on 7,000 USD, which is 1,203.69 XAF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 4,257,400 XAF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cameroon.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 226 comparisons

    Cheapest in 49% of them

  2. Regency FXAppeared in 143 comparisons

    Cheapest in 57% of them

  3. XeAppeared in 196 comparisons

    Cheapest in 5% of them

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most XAF, but it was the cheapest in only 49% of the 226 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 57% of its comparisons, so if you send money to Cameroon regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the US to Cameroon

There are 6 companies available for sending money from the US to Cameroon, across app, currency broker, online, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $7,000 transfer with -0.03% markup, saves your recipient's details for next time, and XAF arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 67% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 4,061,635.90 XAF in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Cameroon.

Of all online companies listed here, Xe gets you the most XAF per USD.

On a $7,000 transfer, you will get 4,069,869.30 XAF after a $0 fee and 0.48% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Cameroon (e.g. a property purchase, tuition, or moving to Cameroon), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/XAF that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Ways to fund USD and receive XAF in Cameroon

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 4,090,800 XAF.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Cameroon.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 4,061,635.90 XAF on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Cameroon.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Cameroon can collect XAF through bank deposit, mobile money, cash pickup, and mobile wallet.

They can collect cash in Cameroon

Your recipient can collect XAF from a participating MoneyGram location in Cameroon.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Debit card Bank deposit

    You pay $7,000.00

    FCFA4,090,800

    Cheapest

  2. 2
    Debit card Mobile money

    You pay $7,000.00

    FCFA4,090,800

    FCFA0

  3. 3
    Bank transfer Bank deposit

    You pay $7,000.00

    FCFA4,078,554

    -FCFA12,246

  4. 4
    Debit card Cash pickup

    You pay $7,003.99

    FCFA4,061,636

    -FCFA29,164

  5. 5
    Bank transfer Cash pickup

    You pay $7,001.99

    FCFA4,061,636

    -FCFA29,164

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay $7,179.99

    FCFA4,061,636

    -FCFA29,164

  2. 7
    Cash deposit Cash pickup

    You pay $7,000.00

    FCFA4,044,405

    -FCFA46,395

  3. 8
    Debit card Mobile wallet

    You pay $7,001.49

    FCFA4,041,122

    -FCFA49,678

  4. 9
    Bank transfer Mobile wallet

    You pay $7,001.99

    FCFA4,041,122

    -FCFA49,678

  5. 10
    Credit card Mobile wallet

    You pay $7,210.00

    FCFA4,041,122

    -FCFA49,678

  6. 11
    Credit card Bank deposit

    You pay $7,000.00

    FCFA3,947,773

    -FCFA143,027

Things to consider before sending USD to Cameroon

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/XAF company

Cheapest way to send money to Cameroon

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 4,090,800 XAF, which is 0.3% more than the next best option.

Fastest way to send money to Cameroon

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 4,090,800 XAF, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Cameroon?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Cameroon.

While Regency FX may not always be the cheapest or fastest way to send XAF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Cameroon and the United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/XAF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.