Best companies for EUR/XAF transfers
7 of 7 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/XAF transfers Sort Cheapest
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 646.1430 XAF +1.51% vs mid-market	Recipient gets FCFA 4,523,001.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Cameroon with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 646.1430 XAF FCFA 4,523,001.00You pay€7,000.00
Promoted Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 654.1859 XAF +0.27% vs mid-market	Recipient gets FCFA 4,579,301.41 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Cameroon with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 654.1859 XAF FCFA 4,579,301.41You pay€7,000.00
Run a live search Showing top Spain to Cameroon deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to XAF rates.
Run a live search These companies offer multi-currency accounts for spending XAF. We suggest doing a live search based on how much EUR you're planning to spend in Cameroon.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.99 1 EUR = 655.9571 XAF 0.00% vs mid-market	Recipient gets FCFA 4,591,699.70 Minutes - 24 hours
2 reviews Cheapest
Ways to receive money in Cameroon with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,001.99 Cash pickupMinutes - 24 hours €2.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,002.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.99 1 EUR = 655.9571 XAF 0.00% vs mid-market	Recipient gets FCFA 4,591,699.70 Minutes - 24 hours
2 reviews
Ways to receive money in Cameroon with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,001.99 Cash pickupMinutes - 24 hours €2.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,002.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.99 1 EUR = 655.9571 XAF 0.00% vs mid-market	Recipient gets FCFA 4,591,699.70 Minutes - 24 hours
2 reviews
Ways to receive money in Cameroon with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €1.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,001.99 Cash pickupMinutes - 24 hours €2.991 EUR = 655.9571 XAF FCFA 4,591,699.70You pay€7,002.99
TapTap Send Pay via Debit card	Fee €2.00 1 EUR = 655.9570 XAF 0.00% vs mid-market	Recipient gets FCFA 4,591,699.00 Minutes
2 reviews Fastest Receive to bank account
Ways to receive money in Cameroon with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €2.001 EUR = 655.9570 XAF FCFA 4,591,699.00You pay€7,002.00 Mobile moneyMinutesAvailable via:MTN, Orange €2.001 EUR = 655.9570 XAF FCFA 4,591,699.00You pay€7,002.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €1.90 1 EUR = 655.9600 XAF 0.00% vs mid-market	Recipient gets FCFA 4,590,473.68 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Cameroon with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €1.901 EUR = 655.9600 XAF FCFA 4,590,473.68You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €2.99 1 EUR = 655.9600 XAF 0.00% vs mid-market	Recipient gets FCFA 4,589,758.68 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Cameroon with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €2.991 EUR = 655.9600 XAF FCFA 4,589,758.68You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 654.1859 XAF +0.27% vs mid-market	Recipient gets FCFA 4,579,301.41 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Cameroon with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 654.1859 XAF FCFA 4,579,301.41You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 646.1430 XAF +1.51% vs mid-market	Recipient gets FCFA 4,523,001.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Cameroon with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 646.1430 XAF FCFA 4,523,001.00You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 646.1430 XAF +1.51% vs mid-market	Recipient gets FCFA 4,523,001.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Cameroon with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 646.1430 XAF FCFA 4,523,001.00You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 646.1430 XAF +1.51% vs mid-market	Recipient gets FCFA 4,523,001.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Cameroon with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 646.1430 XAF FCFA 4,523,001.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 651.4697 XAF +0.69% vs mid-market	Recipient gets FCFA 4,416,312.00 Within minutes
10 reviews Our top pick Multi-currency cardReceive to bank account
Ways to receive money in Cameroon with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 651.4697 XAF FCFA 4,416,312.00You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 655.9570 XAF Updates every 60 minutes.

Why compare

EUR/XAF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Cameroon

Pick a company

For a one-off transfer from Spain to Cameroon, I suggest picking MoneyGram, it will get you the most XAF.

MoneyGram was the cheapest on 24 of the 26 days it quoted €7,000 transfers to Cameroon.

The best option will change depending on the amount, so it's good to to get the best EUR/XAF rate today.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Cameroon?

How much EUR you send to Cameroon heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 95% of the transfers from €5,000 it quoted, and in 47% of all the transfers it quoted.


€500	0.00%	€0.00	FCFA 327,980.00with debit card to bank deposit	+FCFA 5,360.91
€1,000	0.00%	€0.00	FCFA 655,960.00with debit card to bank deposit	+FCFA 7,248.31
€2,000	0.00%	€0.00	FCFA 1,311,920.00with debit card to bank deposit	+FCFA 8,279.54
€5,000	0.00%	€1.99	FCFA 3,279,785.50with debit card to mobile wallet	+FCFA 27,383.41
€7,000This page	0.00%	€1.99	FCFA 4,591,699.70with debit card to mobile wallet	+FCFA 36,095.44
€10,000	0.00%	€1.99	FCFA 6,559,571.00with debit card to mobile wallet	+FCFA 39,016.98

Mid-market rate: 1 EUR = 655.9570 XAF

EUR/XAF Exchange Rate History

Is today a good time to send money from Spain to Cameroon?

The cheapest way to send EUR to XAF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 7,000 EUR transfers to Cameroon.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XAF per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 25 of the last 30 days.

Right now, MoneyGram pays 4,591,699.70 XAF on 7,000 EUR, which is 0.70 XAF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 4,591,720 XAF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cameroon.

We've tracked 178 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

MoneyGramAppeared in 171 comparisons
Cheapest in 47% of them
TapTap SendAppeared in 170 comparisons
Cheapest in 2% of them
SendwaveAppeared in 116 comparisons
Never the cheapest

Based on 178 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram is the cheapest and gets you the most XAF, but it was the cheapest in only 47% of the 171 comparisons it appeared in over the past month.

TapTap Send (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Cameroon.

If it's a one-off transfer, go with MoneyGram, since it's the cheapest right now.

Ways to send money from Spain to Cameroon

7 companies send money from Spain to Cameroon, across app, online, currency broker, in person, multi-currency account, and global business account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Cameroon.

MoneyGram charges €1.99 on a €7,000 transfer and pays out 4,591,699.70 XAF in minutes - 24 hours, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, MoneyGram was the cheapest app on 92% of the days it appeared for €7,000 transfers.

You can pay for the transfers via debit card, bank transfer, and credit card, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Cameroon.

Our data shows MoneyGram came out cheapest among in-person options on 92% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Cameroon, an online money transfer service funded from your bank account is better than any bank.

MoneyGram turns €7,000 into 4,591,699.70 XAF with a €1.99 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 26 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Cameroon. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive XAF (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive XAF like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with XAF support is offered by Revolut.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 4,416,312 XAF.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Cameroon.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive XAF in Cameroon

How you fund the transfer and how your recipient receives it affect the fees and how much XAF they get.

With MoneyGram, paying by debit card and receiving through a mobile wallet is the cheapest combination. Sending €7,000 gives your recipient 4,591,699.70 XAF.

For funding your transfer from Spain, you can use debit card, bank transfer, and credit card.

Bizum only supports domestic transfers in Spain, so it cannot send money to Cameroon directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Cameroon depends on the company's payout time and delivery method.

In Cameroon, the recipient can use bank deposit, cash pickup, mobile money, and mobile wallet to receive money.

Payout is available through Select Wallets.

Collect cash in Cameroon

Your recipient can collect XAF from a participating MoneyGram location in Cameroon.

1

Debit card Mobile wallet

You pay €7,001.99

FCFA4,591,700

Cheapest
2

Debit card Cash pickup

You pay €7,002.99

FCFA4,591,700

FCFA0
3

Credit card Mobile wallet

You pay €7,001.99

FCFA4,591,700

FCFA0
4

Credit card Cash pickup

You pay €7,002.99

FCFA4,591,700

FCFA0
5

Bank transfer Mobile wallet

You pay €7,001.99

FCFA4,591,700

FCFA0

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,002.99

FCFA4,591,700

FCFA0
7

Debit card Bank deposit

You pay €7,002.00

FCFA4,591,699

-FCFA0.70
8

Debit card Mobile money

You pay €7,002.00

FCFA4,591,699

-FCFA0.70
9

Bank transfer Bank deposit

You pay €7,000.00

FCFA4,579,301

-FCFA12,398
10

Credit card Bank deposit

You pay €7,000.00

FCFA4,523,001

-FCFA68,699

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Cameroon.

Find the best EUR/XAF transfer

These are the current best options for sending €7,000 to Cameroon:

Cheapest option

Use MoneyGram, pay by debit card and choose mobile wallet for the payout. Your recipient gets 4,591,699.70 XAF, which is 0% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to bank deposit gives your recipient 4,591,699 XAF, and its delivery time is minutes.

SEPA & XAF are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Cameroon is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Cameroon.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 7 of them on EUR to XAF, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 178 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/XAF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

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Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	655.9570	–	FCFA 4,591,699.00
Regency FX Cheapest	654.1859	€0.00	FCFA 4,579,301.41	−FCFA 12,397.59
MoneyGram No quote collected this day	–	–	–	–
TapTap Send No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	655.9570	–	FCFA 4,591,699.00
Regency FX Cheapest	654.1859	€0.00	FCFA 4,579,301.41	−FCFA 12,397.59
MoneyGram No quote collected this day	–	–	–	–
TapTap Send No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	655.9570	–	FCFA 4,591,699.00
Regency FX Cheapest	654.1859	€0.00	FCFA 4,579,301.41	−FCFA 12,397.59
MoneyGram No quote collected this day	–	–	–	–
TapTap Send No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
MoneyGram Cheapest	655.9571	€1.99	FCFA 4,591,699.70	–
TapTap Send	655.9570	€2.00	FCFA 4,591,699.00	–
Sendwave	655.9600	€1.90	FCFA 4,590,473.68	–

How to send money to Cameroon from Spain with the best EUR-XAF rate

Best companies for EUR/XAF transfers