Best companies for MYR/CZK transfers
2 of 2 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/CZK transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 60.25 1 MYR = 5.3671 CZK 0.00% vs mid-market	Recipient gets Kč 43,687.26 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 60.251 MYR = 5.3671 CZK Kč 43,687.26You payRM 8,200.00
Run a live search Showing top Malaysia to Czech Republic deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to CZK rates.
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much MYR you're planning to spend in Czech Republic.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 5.3525 CZK +0.27% vs mid-market	Recipient gets Kč 43,890.73 Minutes - 24 hours
0 reviews CheapestFastest Personal account manager
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 5.3525 CZK Kč 43,890.73You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 60.25 1 MYR = 5.3671 CZK 0.00% vs mid-market	Recipient gets Kč 43,687.26 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 60.251 MYR = 5.3671 CZK Kč 43,687.26You payRM 8,200.00

Wise Pay via FPX	Fee RM 60.25 1 MYR = 5.3671 CZK 0.00% vs mid-market	Recipient gets Kč 43,687.26 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 60.251 MYR = 5.3671 CZK Kč 43,687.26You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 5.3670 CZK Updates every 60 minutes.

Why compare

MYR/CZK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Czech Republic

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Czech Republic.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Czech Republic.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Czech Republic?

How much MYR you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	-0.01%	RM 13.05	Kč 5,298.10with bank transfer to bank deposit	Kč 0.00
RM 5,000	0.01%	RM 39.28	Kč 26,632.67with bank transfer to bank deposit	Kč 0.00
RM 8,200This page	0.27%	RM 0.00	Kč 43,890.73with bank transfer to bank deposit	+Kč 135.65
RM 10,000	0.27%	RM 0.00	Kč 53,532.11with bank transfer to bank deposit	+Kč 162.09

Mid-market rate: 1 MYR = 5.3670 CZK

MYR/CZK Exchange Rate History

Is today a good time to send money from Malaysia to Czech Republic?

The cheapest way to send MYR to CZK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Czech Republic.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CZK per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Malaysia.

Right now, Regency FX pays 43,890.73 CZK on 8,200 MYR, which is 118.83 CZK less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
WiseAppeared in 91 comparisons
Cheapest in 49% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CZK, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Czech Republic.

Wise (today's second cheapest) was the cheapest in only 49% of its comparisons, so it's rarely the cheapest option for transfers to Czech Republic.

Ways to send money from Malaysia to Czech Republic

There are 5 ways to send money from Malaysia to Czech Republic across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 60.25 and 0% markup to send MYR 8,200 and your recipient gets Kč43,687.26 in next day.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Czech Republic.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/CZK exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Czech Republic, tuition fees, or moving savings from Malaysia to Czech Republic.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Czech Republic, or travel there often.

Wise lets you hold MYR and CZK in one account, and convert between them when you need.

When converting MYR to CZK, 8,200 MYR will get you 43,687.26 CZK (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive CZK in Czech Republic

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 43,890.73 CZK.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Czech Republic.

The processing fee may include SST, so double check the final CZK amount first.

The recipient can receive CZK through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Czech Republic.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

Kč43,891

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

Kč43,687

-Kč203

Things to check before sending MYR to Czech Republic

Here are a few things to know about money transfers from Malaysia to Czech Republic.

Best ways to send MYR to Czech Republic

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 43,890.73 CZK, which is 0.46% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 43,890.73 CZK in minutes - 24 hours.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Czech Republic, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/CZK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Czech Republic

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.2638	–	Kč 43,162.82
Regency FX Cheapest	5.2495	RM 0.00	Kč 43,046.28	−Kč 116.54
Wise	5.2648	RM 60.25	Kč 42,854.32	−Kč 308.50

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.2724	–	Kč 43,233.42
Regency FX Cheapest	5.2581	RM 0.00	Kč 43,116.69	−Kč 116.73
Wise	5.2713	RM 60.25	Kč 42,907.23	−Kč 326.19

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.2910	–	Kč 43,386.06
Regency FX Cheapest	5.2767	RM 0.00	Kč 43,268.92	−Kč 117.14
Wise	5.2914	RM 60.25	Kč 43,070.59	−Kč 315.47

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3200	–	Kč 43,624.10
Regency FX Cheapest	5.3056	RM 0.00	Kč 43,506.31	−Kč 117.79
Wise	5.3192	RM 60.25	Kč 43,297.12	−Kč 326.98

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3170	–	Kč 43,599.14
Regency FX Cheapest	5.3026	RM 0.00	Kč 43,481.42	−Kč 117.72
Wise	5.3164	RM 60.25	Kč 43,274.00	−Kč 325.14

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3414	–	Kč 43,799.19
Regency FX Cheapest	5.3269	RM 0.00	Kč 43,680.94	−Kč 118.25
Wise	5.3409	RM 60.25	Kč 43,473.27	−Kč 325.92

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3409	–	Kč 43,795.13
Regency FX Cheapest	5.3264	RM 0.00	Kč 43,676.88	−Kč 118.25
Wise	5.3405	RM 60.25	Kč 43,470.09	−Kč 325.04

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3211	–	Kč 43,632.63
Regency FX Cheapest	5.3067	RM 0.00	Kč 43,514.83	−Kč 117.80
Wise	5.3215	RM 60.25	Kč 43,315.35	−Kč 317.28

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3371	–	Kč 43,763.83
Regency FX Cheapest	5.3226	RM 0.00	Kč 43,645.66	−Kč 118.17
Wise	5.3367	RM 60.25	Kč 43,439.73	−Kč 324.10

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3077	–	Kč 43,523.46
Regency FX Cheapest	5.2934	RM 0.00	Kč 43,405.95	−Kč 117.51
Wise	5.3081	RM 60.25	Kč 43,206.44	−Kč 317.02

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3270	–	Kč 43,681.05
Regency FX Cheapest	5.3126	RM 0.00	Kč 43,563.11	−Kč 117.94
Wise	5.3268	RM 60.25	Kč 43,358.58	−Kč 322.47

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3284	–	Kč 43,692.87
Regency FX Cheapest	5.3140	RM 0.00	Kč 43,574.90	−Kč 117.97
Wise	5.3286	RM 60.25	Kč 43,373.15	−Kč 319.72

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3288	–	Kč 43,696.13
Regency FX Cheapest	5.3144	RM 0.00	Kč 43,578.15	−Kč 117.98
Wise	5.3291	RM 60.25	Kč 43,377.38	−Kč 318.75

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3288	–	Kč 43,696.50
Regency FX Cheapest	5.3145	RM 0.00	Kč 43,578.52	−Kč 117.98
Wise	5.3289	RM 60.25	Kč 43,375.75	−Kč 320.75

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3193	–	Kč 43,618.44
Regency FX Cheapest	5.3050	RM 0.00	Kč 43,500.67	−Kč 117.77
Wise	5.3193	RM 60.25	Kč 43,297.61	−Kč 320.83

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3086	–	Kč 43,530.76
Regency FX Cheapest	5.2943	RM 0.00	Kč 43,413.22	−Kč 117.54
Wise	5.3085	RM 60.25	Kč 43,209.62	−Kč 321.14

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3011	–	Kč 43,468.68
Regency FX Cheapest	5.2867	RM 0.00	Kč 43,351.32	−Kč 117.36
Wise	5.3013	RM 60.25	Kč 43,151.42	−Kč 317.26

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3176	–	Kč 43,604.69
Regency FX Cheapest	5.3033	RM 0.00	Kč 43,486.96	−Kč 117.73
Wise	5.3178	RM 60.25	Kč 43,285.56	−Kč 319.13

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3044	–	Kč 43,496.27
Regency FX Cheapest	5.2901	RM 0.00	Kč 43,378.83	−Kč 117.44
Wise	5.3040	RM 60.25	Kč 43,173.23	−Kč 323.04

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3047	–	Kč 43,498.39
Regency FX Cheapest	5.2904	RM 0.00	Kč 43,380.95	−Kč 117.44
Wise	5.3045	RM 60.25	Kč 43,177.55	−Kč 320.84

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.2951	–	Kč 43,419.56
Regency FX Cheapest	5.2808	RM 0.00	Kč 43,302.32	−Kč 117.24
Wise	5.2948	RM 60.25	Kč 43,098.51	−Kč 321.05

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3092	–	Kč 43,535.37
Regency FX Cheapest	5.2949	RM 0.00	Kč 43,417.82	−Kč 117.55
Wise	5.3094	RM 60.25	Kč 43,217.19	−Kč 318.18

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3165	–	Kč 43,595.27
Regency FX Cheapest	5.3021	RM 0.00	Kč 43,477.56	−Kč 117.71
Wise	5.3167	RM 60.25	Kč 43,276.61	−Kč 318.66

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3197	–	Kč 43,621.55
Regency FX Cheapest	5.3053	RM 0.00	Kč 43,503.77	−Kč 117.78
Wise	5.3195	RM 60.25	Kč 43,299.40	−Kč 322.15

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.3382	–	Kč 43,773.03
Regency FX Cheapest	5.3238	RM 0.00	Kč 43,654.85	−Kč 118.18
Wise	5.3392	RM 60.25	Kč 43,459.35	−Kč 313.68

How to send money to Czech Republic from Malaysia with the best MYR-CZK rate

Best companies for MYR/CZK transfers